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W3 <br />• <br />145 University Avenue West, St. Paul, MN 55103-2044 <br />Phone: (651) 281-1200 • (800) 925-1122 <br />Fax: (651) 281-1298 • TDD (651) 281-1290 <br />www.~ncit.lmno.org <br />ACCIDENT COVERAGE FOR CITY VOLUNTEERS <br />LMCIT offers its workers compensation member cities an optional accident coverage for city <br />volunteers. This coverage provides a schedule of benefits to compensate city volunteers who are <br />injured while performing volunteer services for the city. <br />Who is covered by the program? <br />With only a few exceptions, all city volunteers working under the city's direction and control will <br />be automatically covered on a blanket basis if the city chooses to add this coverage. This could <br />include, for example, coaches and instructors in recreation programs, volunteers working on a <br />city-sponsored festival or celebration, "clean-up day" volunteers, etc. The city will not need to <br />list the individuals who are to be covered, either by name or by project; nor will the city need to <br />keep track of the time the various volunteers put in. <br />Four classes of volunteers are not automatically covered: <br />1. Volunteers who are covered by workers compensation. Certain volunteers are defined to be <br />"employees" for purposes of workers compensation, and are therefor eligible for workers <br />compensation benefits if they are injured. These include volunteer firefighters, ambulance <br />attendants, first responders, law enforcement assistance volunteers, and civil defense <br />volunteers. Since these volunteers are already protected by workers compensation, they are <br />not covered under this plan. <br />2. City council, board, committee, and commission members. Other coverage options are <br />already available for these people. The workers compensation law gives cities the option to <br />extend workers compensation coverage to elected and appointed officials. LMCIT has also <br />for several years offered an accident policy underwritten by CIGNA for members of city <br />councils, boards, and committees. <br />3. Members of private organizations which provide services or participate in city-sponsored <br />activities as a group. <br />4. Volunteers working on construction or demolition projects. These volunteers will not be <br />covered automatically. However, for an additional charge, the city can add coverage for <br />volunteers on a specific construction or demolition project. <br />s <br />