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PETER DAVID RUBIN <br /> ATTORNEY AT LAW <br /> P.O. Box 1751 <br /> Santa Rosa, California 95402 <br /> 707- 544 -1160 <br /> 537 Fourth Street, Suite 2, Santa Rosa, California 95404 <br /> APRIL 1. 1991 <br /> ROBERT SMITH <br /> 123 MAIN STREET XYZ MANUFACTURING COMPANY <br /> CITY. ST ZIP ACCT NO. 23456 -004- 0987654321 <br /> CLIENT REF.: 039 42 685 <br /> ROBERT SMITH AMOUNT DUE: S439.71 <br /> This office represents Transwortd Systems Inc. They have asked that I <br /> write you about your debt. Transwortd has advised you. and I reiterate. <br /> that any information obtained from you wilt be used for the purpose of <br /> collecting this debt. If disputed in writing. verification of the debt <br /> would be provided. or if the original creditor is different from the <br /> above named creditor, the name and address of the original creditor <br /> would also be provided. In additions alt portions of this claim shalt <br /> be assumed valid unless disputed within thirty days of notice. <br /> Transwortd's intention is to vigorously pursue this claim. <br /> No decision has yet been made to Litigate this claim because this option <br /> rests with our client and economic feasibility. You should be aware. <br /> however, that if litigation were to be undertaken. it would be pursued <br /> by a local attorney in accordance with appropriate state statutes. <br /> The loser of such an action would probably be subject to court costs <br /> and in some cases attorney's fees. Should such court action occur. <br /> and should your creditor prevail. there would be available various <br /> avenues to satisfy a judgment. You may wish to check your state <br /> laws concerning these remedies. <br /> I have not reviewed the merits of this claim, and it is not my inten <br /> tion to threaten you about this matter. I would hope, however. <br /> that you will review your position and demonstrate your willingness to <br /> resolve this matter voluntarily by remitting the amount due to <br /> XYZ MANUFACTURING COMPANY TEL. 999/465 -3252 <br /> 2500 HARBOR BOULEVARD <br /> CITY, ST ZIP <br /> VERY TRULY YOURS. <br /> PETER DAVID RUBIN <br /> ATTORNEY AT LAW <br />