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HomeMy WebLinkAboutCCRes_93-08CERTIFICATION OF MINUTES RELATING TO 1,170, 000 GENERAL OBLIGATION TAX INCREMENT REFUNDING BONDS OF 1993 Issuer: City of Falcon Heights, Minnesota Governing Body: City Council Kind, date, time and place of meeting: A regular meeting, held on January 27, 1993 at 7:00 o'clock p.m., at the City Hall. Members present: Mayor Tom Baldwin, Council Members: Sam Jacobs, Paul Ciernia, Jan Gibson Talbot Members absent: Council Member Susan Gehrz Documents Attached: Minutes of said meeting (pages): 1 through 20 R-93-08 RESOLUTION RELATING TO $1,170 , OOCGENERAL OBLIGATION TAX IlVCREMENT REFUNDING BONDS OF 1993; AUTHORIZING THE ISSUANCE, AWARDING THE SALE, FIXIIVG THE FORM AND DETAILS, AND PROVIDING FOR THE EXECUTION AND DELIVERY THEREOF AND THE SECURITY THEREFOR I, the undersigned, being the duly qualified and acting recording officer of the public corporation issuing the obligations referred to in the title of this certificate, certify that the documents attached hereto, as described above, have been carefully compared with the original records of said corporation in my legal custody, from which they have been transcribed; that said documents are a correct and complete transcript of the minutes of a meeting of the governing body of said corporation, and correct and complete copies of all resolutions and other actions taken and of all documents approved by the governing body at said meeting, so far as they relate to said obligations; and that said meeting was duly held by the governing body at the time and place and was attended throughout by the members indicated above, pursuant to call and notice of such meeting given as required by law. WITNESS my hand officially as such recording officer this day February ,1993. Shirley . Chenoweth (SEAL) City Clerk • It was reported that bids were to be considered at the meeting for the sale by the City of i~ $1,170, OOOGeneral Obligation Tax Increment Refunding Bonds of 1993. It was reported that nine sealed bids for the purchase of said Bonds • had been received from the following institutions at or before the time stated in the notice of sale for the opening of bids, and the bids were then publicly read and considered, and were all found to conform to the notice of sale and terms and conditions of sale and to be accompanied by the required security, and the terms of each bid have been determined to be as follows: Total Interest Bid for Interest Cost-Net Interest Name of Bidder Principal Rate Rate SEE ATTACHED ~~ BID TABULATION $y,200,000* General Obligation Tax Increment Refunding Bonds of 1993 City of Falcon Heights, Minnesota ~AL.E.: Wednesday, January 27, 1993 A1t)LAHp: JOHN G. KINNARD 8~ COMPANY, INC. RATING: MoodX's "A1" NAME OF BIDDER COUPON RATE YEAR BBI: 6.16% NET INTEREST COST & RATE PRICE JOHN G. KINNARD & COMPANY, INC. Minneapolis, Minnesota MILLER & SCHROEDER FINANCIAL, INC. Minneapolis, Minnesota • CRONIN ~ COMPANY, INC. Minneapolis, Minnesota American National Bank & Trust Company 3.20% 3.65% 3.95% 4.20% 4.40% 4.55% 4.80% 4.95% 5.05% 5.15% 5.25% 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 3.20% 3.70% 3.95% 4.20% 4.50% 4.70% 4.90% 5.00% 5.10% 5.20% 5.30% 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 $287,457.33 4.6079% $1,188,960.00 $287,529.79 4.6090% $1,191,288.00 Subsequent to bid opening the size of this issue was decreased to $1,170,000 with the 1998 maturity decreased by $30,000 to $320,000 in maturity value. Adjusted Price - $1,159,236.00 Adjusted Net Interest Cost - $280,961.83 Adjusted NIC - 4.6133% r1 L~ Ehlers end ASSOCietBS, I11C. LEADERS IN PUBLIC FINANCE 2950 Norwest Center 90 South Seventh Street Minneapolis. MN 55402-4100 (612) 339-8291 FAX (612) 339-0854 $1,200,000' General Obligation Tax Increment Refunding Bonds of 1993 of Falcon Heights, Minnesota dnesday, January 27, 1993 Page 2 NAME OF BIDDER COUPON NET INTEREST COST RATE YEAR 8~ RATE PRICE SMITH BARNEY, HARRIS UPHAM 8~ COMPANY, INC. Minneapolis, Minnesota PIPER JAFFRAY, INC. Minneapolis, Minnesota ~ert W. Baird & Company, Inc. FBS INVESTMENT SERVICES, INC. Minneapolis, Minnesota NORWEST INVESTMENT SERVICES, INC Minneapolis, Mlnnesota Moore, Juran & Company, Inc. 3.35% 3.75% 4.05% 4.30% 4.60% 4.85% 5.00% 5.10% 5.20% 5.30% 5.40% 3.30% 3.65% 4.00% 4.25% 4.60% 4.85% 5.00% 5.10% 5.20% 5.25% 3.25% 3.70% 4.00% 4.25% 4.50% 4.70% 4.85% 5.00% 5.15% 5.30% 5.40% 3.30% 3.75% 4.00% 4.30% 4.60% 4.75% 4.90% 5.00% 5.10% 5.25% 5.40% 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 1995 1996 1997 1998 1999 2000 2001 -2002 2003 2004 2005 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 1995 1996. 1997 1998 1999 2000 2001 2002 2003 2004 2005 $289,034.53 4.6332% $289,502.61 $1,196,100.00 $1,191,523.40 4.6407% $289,659.84 4.6432% $290,009.42 4.6488% $1,191,600.00 $1,192,668.00 ,200,000* General Obligation Tax Increment Refunding Bonds of 1993 of Faxon Heights, Minnesota ednesday, January 27, 1993 Page 3 NAME OF BIDDER COUPON NET INTEREST COST RATE YEAR & RATE pRir_~ PARK INVESTMENT CORPORATION 3 30% 1995 Minneaappoolis, Minnesota . 3 70% 1996 DOUGHERTY, DAWKINS, STRAND & BIGELOW INC . 4.00% 1997 , . Minneapolis Minnesota 4.30% 1998 , 4.60% 1999 4.70% 2000 4.90% 2001 -2002 5.00% 2003 5.10% 2004 5.15% 2005 DEAN WITTER REYNOLDS, INC. 3 30% 1995 Chicago, Illinois PAINEWEBBER INC . 3.75% 1996 , . ~hicago Illinois 4.10% 1997 , 4.35% 1998 4.50% 1999 .4.70% 2000 4.90% 2001 5.05% 2002 5.20% 2003 5.30% 2004 5.40% 2005 DAIN BOSWORTH, INC. Minneapolis Minnesota 3.70% 1995 -1996 , 4.00% 1997 4.40% 1998 4.60% 1999 4.75% 2000 4.90% 2001 5.00% 2002 5.10% 2003 5.20% 2004 5.30% 2005 $290,874.67 4.6626% $294,951.98 4.7280% $295,156.35 4.7313% $1,188,379.85 $1,189,840.85 $1,189,539.85 Councilmember Ciernia then introduced the following resolution and moved its adoption: RESOLUTION RELATING TO $1_,170,Obl~ENERAL OBLIGATION TAX INCREMENT REFUNDIlVG BONDS OF 1993; AUTHORIZIlVG THE ISSUANCE, AWARDING THE SALE, FTXIIVG THE FORM AND DETAILS, AND PROVIDIlVG FOR THE EXECUTION AND DELIVERY THEREOF AND THE SECURITY THEREFOR BE TT RESOLVED by the City Council (the Council) of the City of Falcon Heights, Minnesota (the City), as follows: Section 1. Authorization are Sale. 1.01. Authorization. The City has presently outstanding its General Obligation Tax Increment Bonds of 1984, Series B, initially dated as of November 1, 1984 (the 1984 Bonds), and its General Obligation Tax Increment Bonds of 1985, initially dated as of June 1, 1985 (the 1985 Bonds) (the 1984 Bonds and the 1985 Bonds are herein collectively referred to as the Prior Bonds). This Council hereby authorizes the sale of$1,170,00(General Obligation Tax Increment Refunding Bonds *' of 1993 (the Bonds), of the City, the proceeds of which would be used, together with any additional funds of the City which might be required, to refund in advance of maturity the 1984 Bonds maturing in the years 1998 through 2005 which aggregate $370,000 in principal amount (the 1984 Bonds Refunded Bonds), and to refund in advance of maturity the 1985 Bonds maturing in the years 1995 through 1998 which aggregate $775,000 in principal amount (the 1985 Bonds Refunded Bonds) (the 1984 Bonds Refunded Bonds and the 1985 Bonds Refunded Bonds are herein collectively referred to as the Refunded Bonds). Said refunding constitutes a "QOSSOVer refunding" as defined in Minnesota Statutes, Section 475.17, subd. 13. 1.02. Sale of Bonds. The City has retained Ehlers and Associates, Inc., as independent financial advisors in connection with the sale of the Bonds. Pursuant to Minnesota Statutes, Section 475.60, subdivision 2, paragraph (9), the requirements as to public sale do not apply to the issuance of the Bonds. Bids have been received for the sale of the Bonds, and the Council has publicly considered all sealed bids presented in conformity with the terms and conditions distributed by the City to potential purchasers of the Bonds. The most favorable of such bids is ascertained to be that of John G. Kinnard & Co. ,and associates, of Minneapol i s (the Purchaser), to purchase the Bonds at a price of $1,159,23fplus accrued interest on all Bonds to the day of delivery and payment, on the further terms and conditions hereinafter set forth. 1.03 Award of Bonds. The sale of the Bonds is hereby awarded to the Purchaser and the Mayor and City Clerk are hereby authorized and directed on behalf of the City to execute a contract for the sale of the Bonds in accordance with the terms of the bid. The good faith deposit of the Purchaser shall be retained and deposited by the Issuer until the -Bonds have been delivered and shall be deducted from the purchase price paid at settlement. The good faith checks of other bidders shall be returned to them forthwith. 1.04. avin s. It is hereby determined that by issuance of the Bonds the City will realize a substantial interest rate reduction, a gross savings of approximately $152.010 and a present value savings (using the yield on the Bonds, computed in accordance with Section 148 of the Internal Revenue Code of 1986, as amended, as the discount factor) of approximately $ 95, 365.28 1.05. Issuance of Bonds. All acts, conditions and things which are required by the Constitution and laws of the State of Minnesota to be done, to exist, to happen and to be performed precedent to and in the valid issuance of the Bonds having been done, existing, having happened and having been performed, it is now necessary for the Council to establish the form and terms of the Bonds; to provide security therefor and to issue the Bonds forthwith. Section 2. Form of Bonds. The Bonds shall be prepared in substantially the following form: -2- UNITED STATES OF AMERICA STATE OF MINNESOTA COUNTY OF RAMSEY CITY OF FALCON HEIGHTS GENERAL OBLIGATION TAX INCREMENT REFUNDIIVG BOND OF 1993 Date of Rate Ma~ Original Issue CUSIl' February 24,1993 REGISTERED OWNER: PRINCII'AL AMOUNT: DOLLARS THE CITY OF FALCON HEIGHTS, Ramsey County, Minnesota (the "City"), acknowledges itself to be indebted and, for value received, hereby promises to pay to the registered owner above named, the principal amount indicated above, on the maturity date specified above, with interest thereon from the date hereof at the annual rate specified above computed on the basis of the number of days elapsed in a 360-day year consisting of twelve 30-day months, payable on February 1 and August 1 in each year, commencing August 1, 1993, to the person in whose name this Bond is registered at the close of business on the 15th day (whether or not a business day) of the immediately preceding month, all subject to the provisions referred to herein with respect to the redemption of the principal of this Bond before maturity. The interest hereon and, upon presentation and surrender hereof at the office of the City Clerk in Falcon Heights, Minnesota, as Registrar, Transfer Agent and Paying Agent (the "Bond Registrar"), or its successor designated under the Resolution described herein, the principal hereof, are payable in lawful money of the United States of America by check or draft of the City or the Bond Registrar if a successor to the City Clerk as Bond Registrar has been designated under the Resolution described herein. This Bond is one of an issue in the aggregate principal amount of $1,170 , OOC(the "Bonds"), all of like date and tenor except as to serial number, interest rate, redemption privilege and maturity date, issued pursuant to a resolution -3- adopted by the City Council on January 27, 1993 (the "Resolution") to refund certain of the City's outstanding general obligation tax increment .bonds, and is issued pursuant to and in full conformity with the provisions of the Constitution and laws of the State of Minnesota thereunto enabling, including Minnesota Statutes, Section 469.178 and Chapter 475. This Bonds are payable primarily from tax increments to be derived from tax increment financing districts established by the City (the "Districts") which have been pledged to the payment of the Bonds by the Resolution. In addition, for the full and prompt payment of the principal and interest on the Bonds as the same become due, the full faith, czedit and taxing power of the City have not been and are irrevocably pledged. The Bonds are issuable only as fully registered bonds, in denominations of $5,000 or any integral multiple thereof, of single maturities. Bonds maturing in the years 1995 through 1999 are payable on their respective stated maturity dates without option of prior payment, but Bonds having stated maturity dates in the years 2000 through 2005 are each subject to redemption and prepayment, at the option of the City and in whole or in part and if in part, in inverse order of maturities and by lot, assigned in proportion to their principal amount, within any maturity, on February 1, 1999 and on any date thereafter, at a price equal to the prinapal amount thereof to be redeemed plus interest accrued to the date of redemption. At least thirty days prior to the date set for redemption of any Bond, notice of the call for redemption will be mailed to the Bond Registrar and to the registered owner of each Bond to be redeemed at his address appearing in the Bond Register, but no defect in or failure to give such mailed notice of redemption shall affect the validity of proceedings for the redemption of any Bond, not affected by such defect or failure. Official notice of redemption having been given as aforesaid, the Bonds or portions of Bonds so to be redeemed shall, on the redemption date, become due and payable at the redemption price herein specified and from and after such date (unless the City shall default in the payment of the redemption price) such Bond or portions of Bonds shall cease to bear interest. Upon the partial redemption of any Bond, a new Bond or Bonds will be delivered to the registered owner without charge, representing the remaining principal amount outstanding. The Bonds have been designated by the City as "qualified tax-exempt obligations" pursuant to Section 265(b) of the Internal Revenue Code of 1986, as amended. As provided in the Resolution and subject to certain limitations set forth therein, this Bond is transferable upon the books of the City at the principal office of the Bond Registrar, by the registered owner hereof in person or by his attorney duly authorized in writing upon surrender hereof together with a written instrument of transfer satisfactory to the Bond Registrar, duly executed by the registered owner or his attorney; and may also be surrendered in exchange for Bonds of other authorized denominations. Upon such transfer or exchange, the .City will cause a new Bond or Bonds to be issued in the name of the transferee or registered owner, of the same aggregate principal amount, bearing interest at the same rate and maturing on the same date, subject to reimbursement for any tax, fee or governmental charge required to be paid with respect to such transfer or exchange. • The City and the Bond Registrar may deem and treat the person in whose name this Bond is registered as the absolute owner hereof, whether this Bond is overdue or not, for the purpose of receiving payment and for all other purposes, and neither the City nor the Bond Registrar shall be affected by any notice to the contrary. IT IS HEREBY CERTIFIED, RECITED, COVENANTED AND AGREED that all acts, conditions and things required by the Constitution and laws of the State of Minnesota to be done, to exist, to happen and to be performed precedent to and in the issuance of this Bond in order to make it a valid and binding general obligation of the City according to its terms have been done, do exist, have happened and have been performed as so required; that prior to the issuance hereof the City has pledged and appropriated to a sinking fund established for the payment of the Bonds tax increments to be derived by the City from the Districts; that, if necessary for the payment of principal and interest on the Bonds, ad valorem taxes are required to be levied upon all taxable property in the City, which levy is not limited as to rate or amount; and that the issuance of this Bond does not cause the indebtedness of the City to exceed any constitutional or statutory limitation. This Bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Resolution until the Certificate of Authentication hereon shall have been executed by the Bond Registrar by manual signature of the Bond Registrar, or in the event the City Clerk is no longer acting as Bond Registrar, by one of the authorized representatives of the Bond Registrar.. IN WITNESS WHEREOF, the City of Falcon Heights, Ramsey County, State of Minnesota, by its City Council, has caused this Bond to be executed by the signatures of the Mayor and the City Clerk and sealed with the official seal of the City and has caused this Bond to be dated as of the date set forth below. Date uthenticati n: City Clerk ~~ /GI't~ ic- Mayor (SEAL) • -5- . CERTIFICATE OF AUTHENTICATION This is one of the Bonds delivered pursuant to the Resolution mentioned within. By City Clerk, as Bond Registrar The following abbreviations, when used in the inscription on the face of this Bond, shall be construed as though they were written out in full according to the applicable laws or regulations: TEN COM -- as tenants UNIF TRANS MIN ACT..........Custodian.......... in common (Gust) (Minor) TEN ENT - as tenants by the entireties under Uniform Transfers to JT TEN - as joint tenants Minors with right of survivorship and Act ................................................... not as tenants in (State) common Additional abbreviations may also be used. • -6- r~ ASSIGNMENT FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto ,the within Bond and all rights thereunder, and hereby irrevocably constitutes and appoints attorney to transfer the within Bond on the books kept for registration thereof, with full power of substitution in the premises. Dated: PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYIlVG NUMBER OF ASSIGNEE: l / NOTICE: The signature to this assignment must correspond with the name as it appears upon the face of the within Bond in every particular, without alteration or any change whatsoever. Signature(s) must be guaranteed by a commercial bank or trust company or by a brokerage firm having a membership in one of the major stock exchanges. . Section 3. Bond Terms, Execution and Delivery. 3.01. Maturities, Interest Rates, Denominations Payment. The City shall forthwith issue and deliver the Bonds, which shall be denominated "General Obligation Tax Increment Refunding Bonds of 1993". The Bonds shall be issuable in the denomination of $5,000 each or any integral multiple thereof, shall mature on February 1 in the years and amounts set forth below, and Bonds maturing in such years and amounts shall bear interest computed on the basis of the number of days elapsed in a 360-day year consisting of twelve 30-days months from date of original issue until paid or duly called for redemption at the rates per annum shown opposite such years and amounts as follows: Year Amount Rate Year Amount Rate 1995 $170,000 3.20 2001 $55,000 4 80 1996 165,000 3.65 2002 $50,000 . 4.95 1997 180,000 ~;~5 2003 $50,000 5.05 1998 320,000 ~•?~ 2004 $45,000 5.15 1999 45,000 4.40 2005 $45,000 5.25 2000 45,000 4.55 The Bonds shall be issuable only in fully registered form. The interest thereon and, upon surrender of each Bond, the principal amount thereof, shall be payable by check or draft issued by the Registrar described herein. 3.02. Dates: Interest Payment Dates. Each Bond shall bear a date of original issue of February 24, 1993, and shall be dated as of the date of authentication. Interest on the Bonds shall be payable on February 1 and August 1 in each year, commenting August 1, 1993, to the owner of record thereof as of the close of business on the fifteenth day of the immediately preceding month, whether or not such day is a business day. 3.03. Registration. The City shall appoint, and shall maintain, a bond registrar, transfer agent and paying agent (the Registrar). The effect of registration and the rights and duties of the City and the Registrar with respect thereto shall be as follows: (a) Re ister. The Registrar shall keep at its principal corporate trust office a bond register in which the Registrar shall provide for the registration of ownership of Bonds and the registration of transfers and exchanges of Bonds entitled to be registered, transferred or exchanged. (b) Transfer of Bonds. Upon surrender for transfer of any Bond duly -8- endorsed by the registered owner thereof or accompanied by a written . instrument of transfer, in form satisfactory to the Registrar, duly executed by the registered owner thereof or by an attorney duly authorized by the registered owner in writing, the Registrar shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Bonds of a like aggregate principal amount and maturity, as requested by the transferor. The Registrar-may, however, close the books for registration of any transfer after the fifteenth day of the month preceding each interest payment date and until such interest payment date. (c) Exchange of Bonds. Whenever any Bond is surrendered by the registered owner for exchange, the Registrar shall authenticate and deliver one or more new Bonds of a like aggregate principal amount and maturity, as requested by the registered owner or the owner's attorney duly authorized in writing. (d) Cancellation. All Bonds surrendered upon any transfer or exchange shall be promptly cancelled by the Registrar and thereafter disposed of as directed by the City. (e) Improper or Unauthorized Transfer. When any Bond is presented to the Registrar for transfer, the Registrar may refuse to transfer the same until it is satisfied that the endorsement on such Bond or separate instrument of transfer is legally authorized. The Registrar shall incur no liability for its refusal, in good faith, to make transfers. which it, in its judgment, deems improper or unauthorized. (fl Persons Deemed Owners. The City and the Registrar may treat the person in whose name any Bond is at any time registered in the bond register as the absolute owner of such Bond, whether such Bond shall be overdue or not, for the purpose of receiving payment of, or on account of, the principal of and interest on such Bond and for all other purposes, and all such payments so made to any such registered owner or upon the owner's order shall be valid and effectual to satisfy and discharge the liability of the City upon such Bond to the extent of the sum or sums so paid. (g) Taxes. Fees and Chare~es. For every transfer or exchange of Bonds (except for an exchange upon a partial redemption of a Bond), the Registrar may impose a charge upon the owner thereof sufficient to reimburse the Registrar for any tax, fee or other governmental charge required to be paid with respect to such transfer or exchange. (h) Mutilated. Lost. Stolen or Destroyed Bonds. In case any Bond shall become mutilated or be lost, stolen or destroyed, the Registrar shall deliver a • . new Bond of like amount, number, maturity date and tenor in exchange and substitution for and upon cancellation of any such mutilated Bond or in lieu of and in substitution for any such Bond lost, stolen or destroyed, upon the payment of the reasonable expenses and charges of the Registrar in connection therewith; and, in the case of a Bond lost, stolen or destroyed, upon filing with the Registrar of evidence satisfactory to it that such Bond was lost, stolen or destroyed, and of the ownership thereof, and upon furnishing to the Registrar of an appropriate bond or indemnity in form, substance and amount satisfactory to it, in which both the City and the Registrar shall be named as obligees. All Bonds so surrendered to the Registrar shall be cancelled by it and evidence of such cancellation shall be given to the City. If the mutilated, lost, stolen or destroyed Bond has already matured or been called for redemption in accordance with its terms, it shall not be necessary to issue a new Bond prior to payment. 3.04. Appointment of Initial Registrar. The City hereby appoints the City Clerk, as the initial Registrar. In the event that the City determines to discontinue the book entry-only system for the Bonds as described in paragraph (c) of Section 3.07, or DTC, as defined in Section 3.07, determines to discontinue providing its services with respect to the Bonds and a new securities depository is not appointed for the Bonds, the City will designate a suitable bank or trust company to act as successor Registrar if the City Clerk is then acting as Registrar. The City • reserves the right to remove any Registrar upon thirty (30) days' notice and upon the appointment of a successor Registrar, in which event the predecessor Registrar shall deliver all cash and Bonds in its possession to the successor Registrar and shall deliver the bond register to the successor Registrar. 3.05. Redemption. Bonds maturing in the years 1995 through 1999 shall not be subject to redemption prior to maturity, but Bonds maturing in the years 2000 through 2005 shall each be subject to redemption and .prepayment, at the option of the City, in whole or in part, and if in part, in inverse order of maturities and, within any maturity, in $5,000 principal amounts selected by the Registrar by lot, on February 1,1999 and on any date thereafter at a price equal to the principal amount thereof to be redeemed plus interest accrued to the date of redemption. At least thirty days prior to the date set for redemption of any Bond, the City Clerk shall cause notice of the call for redemption to be mailed to the Registrar and to the registered owner of each Bond to be redeemed, but no defect in or failure to give such mailed notice of redemption shall affect the validity of proceedings for the redemption of any Bond not affected by such defect or failure. The notice of redemption shall specify the redemption date, redemption price, the numbers, interest rates and CUSIP numbers of the Bonds to be redeemed and the place at which the Bonds are to be surrendered for payment, which is the principal office of the Registrar. Official notice of redemption having been given as aforesaid, the Bonds or portions thereof so to be redeemed shall, on the redemption date, become -10- due and payable at the redemption price therein specified and from and after such date (unless the City shall .default in the payment of the redemption price) such Bonds or portions thereof shall cease to bear interest. In addition to the notice prescribed by the preceding paragraph, the City shall also give, or cause to be given, notice of the redemption of any Bond or Bonds or portions thereof at least 35 days before the redemption date by certified mail or telecopy to the Purchaser and all registered securities depositories then in the business of holding substantial amounts of obligations of the character of the Bonds (such depositories now being The Depository Trust Company, of Garden City, New York; Midwest Securities Trust Company, of Chicago, Illinois; Pacific Securities Depository Trust Company, of San Francisco, California; and Philadelphia Depository Trust Company, of Philadelphia, Pennsylvania) and one or more national information services that disseminate information regarding municipal bond redemptions; provided that any defect in or any failure to give any notice of redemption prescribed by this paragraph shall not affect the validity of the proceedings for the redemption of any Bond or portion thereof. Bonds in a denomination larger than $5,000 may be redeemed in part in any .integral multiple of $5,000. The owner of any Bond redeemed in part shall receive, upon surrender of such Bond to the Registrar, one or more new Bonds of such same series in authorized denominations equal in principal amount to the • unredeemed portion of the Bond so surrendered. 3.06. Preparation and DeliverX. The Bonds shall be prepared under the direction of the City Clerk and shall be executed on behalf of the City by the signatures of the Mayor and the City Clerk, and shall be sealed with the official corporate seal of the City. In case any officer whose signature shall appear on the Bonds shall cease to be such officer before the delivery of any Bond, such signature shall nevertheless be valid and sufficient for all purposes, the same as if such officer had remained in office until delivery. Notwithstanding .such execution, no Bond shall be valid or obligatory for any purpose or entitled to any security or benefit under this resolution unless and until a certificate of authentication on such Bond has been duly executed by the manual signature of the Registrar, or in the event the City Clerk is no longer acting as Registrar, an authorized representative of the Registrar. Certificates of authentication on different Bonds need not be signed by the same representative. The executed certificate of authentication on each Bond shall be conclusive evidence that it has been authenticated and delivered under this resolution. When the Bonds have been so executed and authenticated, they shall be delivered by the City Clerk to the Purchaser upon payment of the purchase price in accordance with the contract of sale heretofore made and executed, and the Purchaser shall not be obligated to see to the application of the purchase price. • -11- • 3.07. Securities DepositorX. (a) For purposes of this Section the following terms shall have the following meanings: "Beneficial Owner" shall mean, whenever used with respect to a Bond, the person in whose name such Bond is recorded as the beneficial owner of such Bond by a Participant on the records of such Participant, or such person's subrogee. "Cede & Co." shall mean Cede & Co., the nominee of DTC, and any successor nominee of DTC with respect to the Bonds. "DTC" shall mean The Depository Trust Company of New York, New York. "Participant" shall mean any broker-dealer, bank or other financial institution for which DTC holds Bonds as securities depository. "Representation Letter" shall mean the Representation Letter from the City and the Registrar to DTC with respect to the Bonds, substantially in the form attached to this resolution as Exhibit A. (b) The Bonds shall be initially issued as separately authenticated fully registered bonds, and one Bond shall be issued in the principal amount of each • stated maturity of the Bonds. Upon initial issuance, the ownership of such Bonds shall be registered in the bond register in the name of Cede & Co., as nominee of DTC. The Registrar and the City may treat DTC (or its nominee) as the sole and exclusive owner of the Bonds registered in its name for the purposes of payment of the principal of or interest on the Bonds, selecting the Bonds or portions thereof to be redeemed, if any, giving any notice permitted or required to be given to registered owners of Bonds under this resolution, registering the transfer of Bonds, and for all other purposes whatsoever; and neither the Registrar nor the City shall be affected by any notice to the contrary. Neither the Registrar nor the City shall have any responsibility or obligation to any Participant, any person claiming a beneficial ownership interest in the Bonds under or through DTC or any Participant, or any other person which is not shown on the bond register as being a registered owner of any Bonds, with respect to the accuracy of any records maintained by DTC or any Participant, with respect to the payment by DTC or any Participant of any amount with respect to the principal of or interest on the Bonds, with respect to any notice which is permitted or required to be given to owners of Bonds under this resolution, with respect to the selection by DTC or any Participant of any person to receive payment in the event of a partial redemption of the Bonds, or with respect to any consent given or other action taken by DTC as registered owner of the Bonds. So long as any Bond is registered in the name of Cede & Co., as nominee of DTC, the Registrar shall pay all principal of and interest on such Bond, and shall give all notices with respect to such Bond, only to Cede & Co. in accordance with the -12- • Representation Letter, and all such payments shall be valid and effective to fully satisfy and discharge the City's obligations with respect to the principal of and interest on the Bonds to the extent of the sum or sums so paid. No person other than DTC shall receive an authenticated Bond for each separate stated maturity evidencing the obligation of the City to make payments of principal and interest. Upon delivery by DTC to the Registrar of written notice to the effect that DTC has determined to substitute a new nominee in place of Cede & Co., the Bonds will be transferable to such new nominee in accordance with paragraph (e) hereof. (c) In the event the City determines that it is in the best interest of the Benefiaal Owners that they be able to obtain Bonds in the form of bond certificates, the City may notify DTC and the Registrar,. whereupon DTC shall notify the Participants of the availability through DTC of Bonds in the form of certificates. In such event, the Bonds will be transferable in accordance with paragraph (e) hereof. DTC may determine to discontinue providing its services with respect to the Bonds at any time by giving notice to the City and the Registrar and discharging its responsibilities with respect thereto under applicable law. In such event the Bonds will be transferable in accordance with paragraph (e) hereof. (d) The execution and delivery of the Representation Letter to DTC by the Mayor in the form attached hereto as Exhibit A with such changes, omissions, insertions and revisions as the Mayor shall deem advisable, is hereby authorized, • and execution of the Representation Letter by the Mayor shall be conclusive evidence of such approval. The Representation Letter shall set forth certain matters with respect to, among other things, notices, consents and approvals by registered owners of the Bonds and Beneficial Owners and payments on the Bonds. The Registrar shall have the same rights with respect to its actions thereunder as it has with respect to its actions under this resolution. (e) In the event that any transfer or exchange of Bonds is permitted under paragraph (b) or (c) hereof, such transfer or exchange shall be accomplished upon receipt by the Registrar of the Bonds to be transferred or exchanged and appropriate instruments of transfer to the permitted transferee in accordance with the provisions of this resolution. In the event Bonds in the form of certificates are issued to owners other than Cede & Co., its successor as nominee for DTC as owner of all the Bonds, or another securities depository as owner of all the Bonds, the provisions of this resolution shall also apply to all matters relating thereto, including, without limitation, the printing of such Bonds in the form of bond certificates and the method of payment of principal of and interest on such Bonds in the form of bond certificates. -13- • Section 4. Ilse of Proceeds and Security Provisions. Section 4.01. Use of Proceeds and Escrow Account. The proceeds of the Bonds in the amount of $1,145,510.93, are irrevocably appropriated for the payment of interest to become due on the Bonds to and including February 1, 1994 and for the payment of a portion of the interest to become due on the Bonds from August 1, 1994 to and including February 1, 1997, and for the payment and redemption of the principal amount of the 1984 Refunded Bonds on February 1, 1997 (the 1984 Bonds Crossover Date) and to the payment and redemption of the principal amount of the 1985 Refunded Bonds on March 1, 1994 (the 1985 Bonds Crossover Date). The City Clerk is hereby authorized and directed, simultaneously with the delivery of the Bonds, to deposit the proceeds thereof, to the extent described above, in escrow with American National Bank and Trust Company, in St. Paul, Minnesota (the Escrow Agent), a banking institution whose deposits are insured by the Federal Deposit Insurance Corporation and whose combined capital and surplus is not less than $500,000, and shall invest the funds so deposited in securities authorized for such purpose by Minnesota Statutes, Section 475.67, subdivision 8, maturing on such dates and bearing interest at such rates as are required to provide funds sufficient, with cash retained in the escrow account, to make the above-described payments. The Mayor and City Clerk are hereby authorized to enter into an Escrow Agreement with the Escrow Agent establishing the terms and conditions for the escrow account in accordance with Minnesota Statutes, Section 475.67. Of the remaining proceeds of • the Bonds, $12,636 shall be applied to pay issuance expenses and $1,089.07 shall be deposited in the Sinking Fund created pursuant to Section 4.02 hereof. Section 4.02. General Obligation Tax Increment Refunding Bond Sinking Fund. The Bonds shall be payable from a separate Series 1993 General Obligation Tax Increment Refunding Bond Sinking Fund (the Sinking Fund) which shall be created and maintained on the books of the City as a separate debt redemption fund until the Bonds, and all interest thereon, are fully paid. There shall be credited to the Sinking Fund the following: (a) Any amount initially deposited therein pursuant to Section 4.01 hereof. (b) All. receipts of principal and interest on the investments held in the escrow account established in Section 4.02 to and including the 1984 Bonds Crossover Date (other than the sum of $775,000 to be used to redeem the 1985 Refunded Bonds on the 1985 Bonds Crossover Date, and the sum of $370,000 to be used to redeem the 1984 Refunded Bonds on the 1984 Bonds Crossover Date). (c) All taxes levied and all other money which may at any time be received for or appropriated to the payment of the principal of or interest on the Bonds, including the tax increments herein pledged and appropriated to the Sinking -14- • Fund and all collections of any ad valorem taxes levied for the payment of the Bonds. (d) Any other funds appropriated by the Council for the payment of the Bonds. 4.03. Pledge of Tax Increment. Bonds maturing in the following years and amounts are being issued by the City to refund the 1984 Refunded Bonds (the 1984 TIF District Bonds). Year Amount Year Amount 1998 $35,000 2002 $50,000 1999 45,000 2003 $50,000. 2000 45,000 2004 $45,000 2001 55,000 2005 $45,000 Bonds maturing in the following years and amounts are being issued by the City to refund the 1985 Refunded Bonds (the 1985 TIF District Bonds). Year Amount • 1995 $170,000 1996 165,000 1997 180,000 1998 285,000 Tax increment derived form the tax increment financing district created by the City's Tax Increment Financing Plan for Redevelopment District No. 1, approved by the City Council on September 19, 1984 with the City's Development District No. 2 (the 1984 TIF District) are hereby irrevocably pledged to the payment of the principal of and interest on the 1984 TIF District Bonds. Tax increment derived from the tax increment financing created by the City's Tax Increment Financing Plan for Housing District No. 2, approved by the City Council on February 27, 1985 within the City's Development District No. 1 (the 1985 TIF District) are hereby irrevocably pledged to the payment of the principal of and interest on the 1985 TIF District Bonds. The 1984 TIF District and 1985 TIF District are hereinafter collectively referred to as the "Districts". Tax increment derived from the 1984 TIF District shall not be used to pay principal and interest on the 1985 TIF District Bonds, and tax increment derived from the 1985 TIF District shall not be used to pay principal and interest on the 1984 TIF District Bonds. • -15- . 4.04. Full Faith and Credit Pledged. The full faith and credit and taxing power of the City shall be and are hereby irrevocably pledged for the prompt and full payment of the principal of and interest on the Bonds. It is estimated that the tax increment from the Districts and other funds herein pledged for the payment of the Bonds will be collected in amounts not less than five percent in excess of the amounts needed to meet when due the principal of and interest on the Bonds and all other obligations of the City payable from tax increments from the Districts as required by Minnesota Statutes, Section 475.61. Consequently, no ad valorem taxes are now levied to pay the Bonds or the interest to come due thereon, pursuant to Minnesota Statutes, Section 469.178, subdivision 2. 4.05. Additional Bonds. The City reserves the right to issue additional bonds payable from the Sinking Fund and tax increments to be derived from the Districts may be used to finance costs of other projects to be undertaken in accordance with the Development Program for the development programs for the City's Development District No. 1 or Development District No. 2. Section 5. Defeasance. When all of the Bonds have been discharged as provided in this section, all pledges, covenants and other rights granted by this resolution to the holders of the Bonds shall cease. The City may discharge its obligations with respect to any Bonds which are due on any date by depositing with • the paying agent on or before that date a sum sufficient for .the payment thereof in full; or, if any Bond should not be paid when due, it may nevertheless be discharged by depositing with the paying agent a sum sufficient for the payment thereof in full with interest accrued to the date of such deposit. The City may also discharge its obligations with respect to any prepayable Bond called for redemption on any date when it is prepayable according to their terms, by depositing with the Registrar on or before that date a sum sufficient for the payment thereof in full; provided that notice of the redemption thereof has been duly given as provided in Section 3.05. The City may also at any time discharge its obligations with respect to any Bonds, subject to the provisions of law now or hereafter authorizing and regulating such action, by depositing irrevocably in escrow, with a bank qualified by law as an escrow agent for this purpose, cash or securities which are general obligations of the United States or securities of United States agencies which are authorized by law to be so deposited, bearing interest payable at such time and at such rates and maturing on such dates as shall be required, without reinvestment, to pay all principal and interest to become due thereon to maturity or, if notice of redemption as herein required has been duly provided for, to such .earlier redemption date. Section 6. Registration, Certification of Proceedings, Investment of Moneys, Arbitrage, Interest Disallowance and Official Statement. 6.01. Registration. The City Clerk is hereby .authorized and directed to • file a certified copy of this resolution with the County Auditor of Ramsey County, -16- together with such other information as he shall require, and to obtain from the • County Auditor a certificate that the Bonds have been entered on upon the Auditor's register as required by law. 6.02. Certification of Proceedings. The officers of the City and the County Auditor of Ramsey County are hereby authorized and directed to prepare and furnish to the Purchaser, and to Dorsey & Whitney, Bond Counsel, certified copies of all proceedings and records of the City, and such other affidavits, certificates and information as may be required to show the facts relating to the legality and marketability of the Bonds as the same appear from the books and records under their custody and control or as otherwise known to them, and all such certified copies, certificates and affidavits, including any heretofore furnished, shall be deemed representations of the City as to the facts recited therein. 6.03. Covenant. The City covenants and agrees with the holders from time to time of the Bonds that it will not take or permit to be taken by any of its officers, employees or agents any action which would cause the interest on the Bonds to become subject to taxation under the Code and the Regulations promulgated thereunder (the Regulations), as such are enacted or promulgated and in effect on the date of issue of the Bonds, and covenants to take any and all actions within its powers to ensure that the interest on the Bonds will not become subject to taxation under such Code and Regulations. • 6.04. Arbitrage. The Mayor and City Clerk being the officers of the City charged with the responsibility for issuing the Bonds pursuant to this resolution, are authorized and directed. to execute and deliver to the Purchaser a certificate in accordance with the provisions of Section 148 of the Code, and Sections 1.103-13, 1.103-14 and 1.103.15 of the Regulations, stating the facts, estimates and circumstances in existence on the date of issue and delivery of the Bonds which make it reasonable to expect that the proceeds of the Bonds will not be used in a manner that would cause the Bonds to be arbitrage bonds within the meaning of said Code and Regulations. The City acknowledges that the Bonds are subject to the rebate requirements of Section 148(f) of the Code. The City covenants and agrees to retain such records, make such determinations, file such reports and documents and pay such amounts at such times as are required under said Section 148(f) and applicable Treasury Regulations to preserve the exclusion of interest on the Bonds from gross income for federal income tax purposes. In furtherance of the foregoing, the City Clerk is hereby authorized and directed to execute a Rebate Certificate setting forth the undertakings of the City to comply with the foregoing requirements, and the Issuer hereby covenants and agrees to observe and perform the covenants and agreements contained therein, unless amended or terminated in accordance with the provisions thereof. • -17- • • • 6.05. Interest Disallowance. The City hereby designates the Bonds as "qualified tax-exempt obligations" for purpose of Section 265(b) of the Code relating to the disallowance of interest expenses for financial institutions. The City represents that in calendar year 1993 the City and all subordinate entities do not reasonably expect to issue tax-exempt obligations which are not private activity bonds (not treating qualified 501(c)(3) bonds under Section 145 of the Code as private activity bonds for purposes of this representation) in an amount in excess of $10,000,000. 6.06. Official Statement. The Official Statement relating to the Bonds, dated January 18,1993, prepared and distributed on behalf of the City by Ehlers and Associates, Inc., is hereby approved. Ehlers and Associates, Inc., is hereby authorized of behalf of the City to prepare and distribute to the Purchaser a supplement to the Official Statement listing the offering price, the interest rates, other information relating to the Bonds required to be included in the Official Statement by Rule 15c2- 12 adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934. Within seven business days from the date hereof, the City shall deliver to the Purchaser 75 copies of the Official Statement and such supplement. The officers of the City are hereby authorized and directed to execute such certificates as may be appropriate concerning the accuracy, completeness and sufficiency of the Official Statement. Section 7. Authorization of Payment of Certain Costs of Issuance of the Bonds. The City Clerk is hereby authorized and directed on the date of issuance and delivery of the Bonds to pay from the proceeds of the sale of the Bonds the fees and expenses of the following persons incurred in connection with the issuance of the Bonds up to the maximum amount set forth opposite the name of such person upon receipt by the City Clerk of a satisfactory statement therefor: Payee Ehlers & Associates, Inc. Minneapolis, Minnesota Moody's Investors Service, Inc. New York, New York Service Maximum Performed Amount Financial Consultant $14,750 Rating of Bonds 4, 500 The claims of the above persons up to the maximum amount set forth opposite the name of such person is hereby approved and no further action of this Council shall -1& • be necessary in connection with the payment of such fees and expenses of issuance of the Bonds. Section 8. Severabilitx. If any section, paragraph or provision of this resolution shall be held to be invalid or unenforceable for any reason, the invalidity or unenforceability of such section, paragraph or provision shall not affect any of the remaining provisions of this resolution. Section 9. Headings. Headings in this resolution are included for convenience of reference only and are not a part hereof, and shall not limit or define the meaning of any provision hereof. Attest: /s/ Shirley Chenoweth City Clerk • (SEAL) ~s/ Tom Baldwin Mayor • -19- The motion for the adoption of the foregoing resolution was duly seconded by Member Talbot ,and upon vote being taken thereon, the following voted in favor thereof: Baldwin, Jacobs,. Ci_erni.s, Talbot and the following voted against the same: None, CNember G:ehrz. was absent. whereupon said resolution was declared duly passed and adopted, and was approved and signed by the Mayor, whose signature was attested by the City Clerk. • -2a