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HomeMy WebLinkAboutStaff Report for PC 06 23 09 Planning Commission 6/24/09 ITEM: Proposed Floodplain Ordinance Amendment SUBMITTED BY: Deborah Jones, Zoning and Planning Director REVIEWED BY: Justin Miller, City Administrator Roger Knutson, City Attorney Background: As part of a recent update of national flood maps, FEMA has been reviewing the communities that have not participated in the national flood insurance program. Falcon Heights has never been a participant in the program because of its location on relatively high ground with respect to local rivers and bodies of water. Residents of Falcon Heights cannot buy flood insurance. Non participating communities are being encouraged to become part of the program. There are benefits to Falcon Heights residents in making flood insurance available. First, residents of Falcon Heights have expressed an interest in buying flood insurance and have found that they cannot get it because the city does not participate in the program. Second, many lenders and home financing programs now require this insurance. Eligibility for flood insurance will expand the borrowing options for residents and prospective residents. Therefore, the FEMA has requested that Falcon Heights adopt the necessary code amendment that will allow the city to participate in the national flood insurance program. Because the proposed amendment changes the zoning chapter of the code, the Planning Commission is required to hold a public hearing and make a recommendation to the City Council. Analysis: The proposed amendment, prepared by the City Attorney, adds ARTICLE VIII. FLOODPLAIN REGULATIONS to Chapter 113 of the City Code. It also adds nine relevant definitions to Section 113-3. This ordinance follows a model successfully used in other cities. There will be no cost to the city in making this change, nor will it change the way things are already done regarding development. There is no indication that Falcon Heights is at more risk for flooding than it was before. However, adoption of this ordinance is a necessary part of the process that will make property owners eligible to purchase flood insurance if they wish to have it or need it to qualify for home financing. Staff Recommendation: Staff recommends approval of the proposed ordinance. Attachments: Proposed ordinance FEMA handout “Effects Of Non-Participation in the National Flood Insurance Program.” Published notice of the hearing. Actions Requested: Hold a public hearing on the proposed ordinance Vote on a recommendation to the City Council