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515 Little Canada Road, Little Canada, MN 55117-1600 <br />(651) 766-4029 / FAX: (651) 766-4048 <br />www.ci.li ttle-canada. mn.us <br />MEMORANDUM <br />TO: Mayor Keis and Members of the City Council <br />FROM: Joel Hanson, City Administrator <br />DATE: October 20, 2015 <br />RE: LMCIT Liability Coverage — Waiver Form <br />MAYOR <br />John Keis <br />COUNCIL <br />Rick Montour <br />Michael McGraw <br />Tom Fischer <br />Christian Torkelson <br />ADMINISTRATOR <br />Joel. R. Hanson <br />The Council must decide if it wishes to continue to not waive the City's statutory tort limits for <br />liability coverage. By not waiving our statutory tort limits, we are telling the League of <br />Minnesota Cities Insurance Trust that any claims where statutory limits of liability apply will be <br />governed by those limits, i.e. $500,000 per person and $1.5 million of liability coverage. (These <br />limits have been increasing the past number of years in an attempt to prevent them from being <br />legally changed.) <br />Also, in 2015, LMCIT increased the liability limit to those potential claims not covered by <br />statutory limits of liability to $2,000,000 (Federal civil rights claims are one example). This <br />provides the City with more protection than existed in past years. <br />Staff would recommend continuing our practice of not waiving our statutory tort limits. <br />