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<br />52 <br /> <br />Topics addressed usually include building <br />setbacks, accessory buildings and home <br />occupations. These efforts are intended to <br />allow property owners the opportunity to <br />expand, alter or modernize their homes in a <br />manner that keep the housing stock <br />contemporary and sellable. <br /> <br />Promote new <br />homeownership and <br />ownership for <br />moderate income <br />households <br />Community Land <br />Trusts <br />A land trust can reduce purchase prices for <br />new homebuyers. Homebuyer would only <br />purchase the structure on a property, while the <br />land trust would own the land underneath. <br /> <br />First Time <br />Homebuyer and <br />Down Payment <br />Assistance <br />MN Housing has startup loan and down <br />payment assistance loan programs in place. <br />Can help diffuse the large upfront cost of <br />buying a home, household income must be <br />under $99,500. <br /> <br />