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12316323v3 <br />S-1 <br />IN WITNESS WHEREOF, the Issuer and the Borrower have caused this Loan <br />Agreement to be duly executed in their respective names, all as of the date first above written. <br />CITY OF LITTLE CANADA, MINNESOTA <br />By ________________________________ <br /> Mayor <br />And by ______________________________ <br /> City Administrator <br />[Signature page to Loan Agreement dated as of May 1, 2020, <br />between City of Little Canada, Minnesota and Presbyterian Homes Care Centers, Inc.]