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27 <br />SECTION 12 – RISK MANAGEMENT <br /> <br />Purpose: To ensure the best coverage in the most economical manner and to minimize exposure <br />to risk. <br /> <br />Policy: The City will annually review its insurance coverage with their agents. The following <br />considerations and procedures will be used to comply with this policy: <br /> <br />• Upon policy renewal City staff will review coverage schedules to ensure all City assets are <br />properly insured and that deductible levels are commensurate with risk and premium cost. <br />• The City’s risk avoidance program will be administered with the assistance of a <br />professional risk manager provided currently provided through LMCIT. <br />• The City will periodically contract for SafeAssure to conduct educational safety and risk <br />avoidance programs to meet OSHA requirement and any other perceived needs. <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br />Approved by Council 06-24-2019