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ZURICH AMERICAN INSURANCE COMPANY <br />COLONIAL AMERICAN CASUALTY AND SURETY COMPANY <br />FIDELITY AND DEPOSIT COMPANY OF MARYLAND <br />POWER OF ATTORNEY <br />KNOW ALL MEN BY THESE PRESENTS: That the ZURICH AMERICAN INSURANCE COMPANY, a corporation of the State of New <br />York, the COLONIAL AMERICAN CASUALTY AND SURETY COMPANY, a corporation of the State of Illinois, and the FIDELITY <br />AND DEPOSIT COMPANY OF MARYLAND a corporation of the State of Illinois (herein collectively called the "Companies"), by <br />Robert D. Murray, Vice President, in pursuance of authority granted by Article V, Section 8, of the By-Laws of said Companies, which <br />are set forth on the reverse side hereof and are hereby certified to be in full force and effect on the date hereof, do hereby nominate, <br />constitute, and appoint ____________________________________________________________________________,its true and lawful <br />agent and Attorney-in-Fact, to make, execute, seal and deliver, for, and on its behalf as surety, and as its act and deed:any and all bonds <br />and undertakings,and the execution of such bonds or undertakings in pursuance of these presents, shall be as binding upon said Companies, <br />as fully and amply, to all intents and purposes, as if they had been duly executed and acknowledged by the regularly elected officers of the <br />ZURICH AMERICAN INSURANCE COMPANY at its office in New York, New York., the regularly elected officers of the COLONIAL <br />AMERICAN CASUALTY AND SURETY COMPANY at its office in Owings Mills, Maryland., and the regularly elected officers of the <br />FIDELITY AND DEPOSIT COMPANY OF MARYLAND at its office in Owings Mills, Maryland., in their own proper persons. <br />The said Vice President does hereby certify that the extract set forth on the reverse side hereof is a true copy of Article V, Section 8, of <br />the By-Laws of said Companies, and is now in force. <br />IN WITNESS WHEREOF, the said Vice-President has hereunto subscribed his/her names and affixed the Corporate Seals of the said <br />ZURICH AMERICAN INSURANCE COMPANY, COLONIAL AMERICAN CASUALTY AND SURETY COMPANY, and <br />FIDELITY AND DEPOSIT COMPANY OF MARYLAND, this th day of , A.D. 20 . <br />ATTEST: <br />ZURICH AMERICAN INSURANCE COMPANY <br />COLONIAL AMERICAN CASUALTY AND SURETY COMPANY <br />FIDELITY AND DEPOSIT COMPANY OF MARYLAND <br /> _________________________________ <br /> By: Robert D. Murray <br /> Vice President <br />_____________________________________ <br />By: Dawn E. Brown <br /> Secretary <br />State of Maryland <br />County of Baltimore <br />On this h day of , A.D. 20 , before the subscriber, a Notary Public of the State of Maryland, duly commissioned and qualified, <br />Robert D. Murray, Vice President and Dawn E. Brown, Secretary of the Companies, to me personally known to be the individuals and officers described <br />in and who executed the preceding instrument, and acknowledged the execution of same, and being by me duly sworn, deposeth and saith, that he/she is the <br />said officer of the Company aforesaid, and that the seals affixed to the preceding instrument are the Corporate Seals of said Companies, and that the <br />said Corporate Seals and the signature as such officer were duly affixed and subscribed to the said instrument by the authority and direction of the <br />said Corporations. <br />IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my Official Seal the day and year first above written. <br />Gicelle Pajon