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McNAMARA COMPANY <br />70 WEST COUNTY ROAD C <br />ST. PAUL, MINNESOTA SS117 <br />1-612-493-6606 <br />"Commercial lnsuuance Bnokens" <br />APA-it 12IV 1978 <br />At. Jo,a eph Chtebeck <br />City o j Li ttte Canada <br />515 L ttt e Canada <br />Littee Canada.. Minnea ota. 55117 <br />Deax Mt. Cheebeck: <br />Rega&di.ng out convehaation utative to your 6utuJte ,i,naunance pea.nning. <br />You had .indicated that you had onQy received one bid Got your inauxance <br />on your taat Unewae and that bid wab extkemety high compared to your <br />pnev-i oud in-6 uAa.nce caAAier. <br />As I exp ea i ned the bidding pact i c.e in pto cuA ing ins utance 6or mun is ipaQ,itiea <br />has become a cona.ideAabte ptobtem 6or the .in6mance .induatty. <br />Ina unance compan.iea jeee the bidding ptact i.ce " kind o f a waate o f time <br />.ao conaequentty, att the competeti.ve .insurance cwl ieta .shy away Jtom <br />making a bid. They teat i ze that .i6 * they make a bid and get the bu6.inea.a <br />they want to have enough pro6it buc,Lt in thehe to take care o6 any to.s.aea <br />that may occur ,immed late ey because they may toa a the bua.ineu the 6ottow,i ng <br />yeah. <br />I wooed recommend that you appoint an .ins uh.a.nce cons uttant with 6.iva adv" opus . <br />An insunance conauQtant can then negotiate ,in the open market peace ,in <br />pro cur ement o j -ina utanc a 60r not o nt y b ettet co v enag a but I'm con 6ident <br />at tower coat to the city. <br />I woued t ike to recommend that you appoint mys e j as a broker conauttant <br />with the jottow,i.ng jive adv i,aora : <br />1) Jamea Pogr,iba <br />2) Robefi t AveAback <br />3) Date E. HenAy <br />4) Robert Henn et <br />5) Pa tl ick Donohue RITE <br />Q , <br />APR 12 1978 <br />Clerk's exhibit no. 92 <br />Meeting -May_ 1 p_ 1 978 <br />CITY OF <br />.LITTLE CANADA <br />