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The table below presents the standard fee schedule.' powered by lbbotson AssociatesZ, a leading provider of
<br /> f retirement advice and asset allocation strategies. Ib6otsa,
<br /> ~ - - ~ ~ is a federally registered ia,vesentene adviser and a wholly
<br /> first $25,000 _ D.60% owned subsidiary of Morningstar L,c., a leading world-wide
<br /> Next $25,OOD O.SS% provider of independent invesunent research convniteed to
<br /> Nett $50,000 O.dS% helping investors reach their financial goals.
<br /> -
<br /> Next $150,000 0 3S% Tbbocson was founded L, 1977 by Roger lbbotson,
<br /> Over $250,000 0.25% a I'rofessa of hinance at Xale University and aae of
<br /> the world's leading authorities ou assec allocation and
<br /> An exatnple of the Managed Accau»rs fee, exchrdiaag appli- diversification strategies. lbbotson has been entrusted
<br /> cable underlying »,uural fund expenses and plan adminis- to create assec allocation models For many of the largest
<br /> rrario» feos is shown here: companies iaa tlae finance mxl invesunent indusu'y today.
<br /> Working with lbbotson, ICMA-RC ensures chat the
<br /> ~t Iii ;
<br /> advice provided is in your employees' best interests to
<br /> $25,000 v. 0.60% $150.00 help them reach their retirement savings goals. l6botsou's
<br /> $15,000 x 0.55% = 82.50 meehodology Focuses ou strategic, long-term goal-focused
<br /> Annpp) Toipl - $232.50 objectives r.tther ehan ca,ccntrating on frequent trading
<br /> designed to generate short-reran gains.
<br /> $19.37 per month
<br />
<br /> Q Can employees participating in Managed Accounts Q How are the Managed Accounts recommendations
<br /> discontinue the service? developed?
<br /> A "The Managed Accounts recotmnwadations are created
<br />
<br /> A Yes, At any eime, employees may elect eo cancel choir using an invesunent meehodology developed by IbUotson,
<br /> participation in Managed Accouaars and go back co All of tl,e h,vCSUnelli OpCtOI,S a\'allable Il] an your plan
<br /> managing choir own accounts, are evaluated and considered for inclusion in Managed
<br /> What types of employee information are factored into /lccoonts.
<br /> tho Managed Accounts program? 13roployees are first assigned co a target asset class portfolio
<br /> based on d,e information that they provide. Next, specific
<br /> A In order eo get the best results From the Managed Accounts funds i» your retirement plan are assigned to fill ehe
<br /> service, employees should provide as much information as asset classes in Che target portfolio teased on aelarive Fund
<br /> possible concerning their financial situation. 'I7,is includes: performance and other factors.
<br /> current salary and savings rate, retirement account balance,
<br /> i»fonnariora o., other retiremem and investrneaat aeon»rs Gl What is my fiduciary responsibility in offering Managed
<br /> (;nchuling I}2As, 4UI, 403(6), brokerage and savings Accounts to my employees?
<br /> accoutres), expected retirement income sources (e.g.,
<br /> pension, social security), major expenses char will be funded ICMA-RC believes that offering prudent advisory services
<br /> by the retirement account, planned retirement age, tax in the context of a coanprchensive and effective participant
<br /> eaces, and spousal income/invesunenrs. education program results in the best defense againse
<br /> poteaacial plan sponsor liabiliry• Ald,ougla is is impossible
<br /> Information on employee accounts at ICMA.-RC nre for a plan sparsor to avoid alf potential liability, selecting
<br /> automatically prepopulaeed to elae Managed Accounts a qualified advice provider who offers consistent ant{
<br /> service. Imployees are responsible for providing eheir other objective recommendations based o» accepted invesunent
<br /> personal infamatiO11' eheories should significantly limit liability.
<br /> Q Who are lbbotson Associates and what roll do they play As part of our mission to provide retirement services to
<br /> in Managed Accounts? public secea clients, ICMA-ltC strongly believes that we
<br /> have a responsibility to offer Pruden[ advice. "Ihe Guided
<br /> Managed Accounts combines the expertise oPTC;MA-1tC Pathways program has been srrucnued to do just that,
<br /> wieh ehe state-of--the-art planning and invesemeut analyrics
<br /> ' Undodying mutuol fund azpenses and plan administration fees still opply. Pleose tonsulr die <urreN applimhle prospeaus, and Makiny Sound Investment Decisions: A Petiremenl
<br /> Investment Guide for n complete description of these fees and expenses.
<br /> z Investment advice and analysis roots are offered to participants Through ICMq~RC, a federally registered investnent advisee lbbotson Associates, o federally registered investment
<br /> adviser and n wholly owned subsidiary of MoroinOslor, Int., is not affiliated veith IfMA-RC. GII riyhts reserved. lbbotson and ibe lbbotson logo nro trademarks or service marks of
<br /> Morningstar, Inc,
<br /> 5 Guided Pathways and Mmmped Accounts
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