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holder hereof or then existing between any of them and the holder hereof, and to pay any <br />deficiency, and agrees in case of any default to pay all costs of collection, including <br />reasonable attorney's fees and the maximum interest or late charges permitted by law. <br />This Note may not be modified orally, but only by an agreement in writing and <br />signed by the party against whom enforcement of any waiver, change, modification or <br />discharge is sought. <br />THE UNDERSIGNED REPRESENTS, CERTIFIES, WARRANTS AND <br />AGREES THAT THE UNDERSIGNED HAS READ ALL OF TI-IIS NOTE AND <br />UNDERSTANDS ALL OF THE PROVISIONS OF THIS NOTE. <br />GRABA PROPERTIES, LTC <br />By: Jess Graba <br />Its: Chief Manager <br />3 <br />4 <br />