02-28-2007 Council Agenda - Laserfiche WebLink

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situations, the injured volunteer would have to rely on his or her own health and /or disability coverage. Accident coverage for volunteers LMCIT also offers another coverage option for city volunteers. This program provides a schedule of benefits to compensate city volunteers who are injured while performing volunteer services for the city. This optional coverage is available to member cities of the LMCIT workers' compensation program. This coverage will protect the city's volunteers on a "no- fault" basis. The benefits are automatically payable if the injury occurs while the volunteer is performing services for the city, regardless of whose fault it was. Besides protecting the volunteer whose injury isn't caused by the city's negligence, having these no -fault benefits available could also help avoid litigation in cases where the city (or a city officer, employee, or other volunteer) is or may be at fault. The injured volunteer can receive these benefits without getting into an adversary situation against the city. The coverage includes short-term disability protection, a lump -sum "impairment" benefit for any total or partial permanent disability, and a death benefit. A small amount of medical coverage is also available as an option. The program is designed to cover the city's volunteers on a blanket basis. With only a few specified exceptions, all of the city's volunteers will automatically be covered if the city chooses to add this coverage. Premiums are based on the city's population. The basic charge is $.10 per capita, subject to a minimum premium of $150 and a maximum premium of $1500. There is an additional charge to add the medical coverage, or to add coverage for volunteers on construction or demolition projects. Additional information These LMCIT Risk Management Memos provide additional information on related topics: • Workers Compensation for Volunteer Firefighters • Providing Assistance in Emergencies: Coverage and Liability Issues • Responding to Emergencies While Off -duty: Liability and Workers Compensation Issues for Emergency Personnel • Accident Coverage for City Volunteers • Coverage for Injuries to Elected and Appointed Officials 12/2001 - PST -fax 66030 4