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Here's a summary comparison of the two ways cities can cover elected officials through LMCIT: For more information about coverage for elected officials, refer to the "Coverage for Injuries to Elected and Appointed Officials" memo. Members of separate administrative boards Members of administrative boards that the city creates pursuant to statute or charter can also be covered by workers' compensation in the same way as elected officials if the city passes the appropriate ordinance or resolution. Common examples of these types of boards include planning commissions, housing and redevelopment authorities, port authority boards, EDA boards, utilities commissions, park boards, and hospital or nursing home boards. The accident coverage alternative is also available for these positions. For more information about coverage for members of separate boards, refer to the "Coordinating Coverages for Separate City Boards and Commissions" memo. Employees of separate administrative boards In some cases, the city may prefer that entities which are managed by a separate administrative board have their own work comp coverage separate from the city. HRAs, EDAs, port authorities, utilities commissions, and hospital or nursing home boards are examples. Alternately, these employees can be included under the city's general coverage. Having separate coverage may make it easier to allocate costs appropriately between the two budgets Another reason cities sometimes choose to use separate coverage is so each operation stands on its own for purposes of the experience modification calculation. I.e., with separate coverage, the utilities commission's employees losses won't affect the city's experience modification, and vice versa. On the other hand, by separating the two, the city may lose some benefit of the volume discount on premiums. - 2 - - 2 5 - LMCIT elected officials work comp coverage LMCIT elected officials accident coverage Premium cost $.40 per $100 of actual payroll or imputed salary $12.75 per person per year Coverage benefits • Death • Short-term disability • Loss of wages • Rehabilitation • Medical expenses • Permanent disability • Death • Permanent impairment • Short-term disability For more information about coverage for elected officials, refer to the "Coverage for Injuries to Elected and Appointed Officials" memo. Members of separate administrative boards Members of administrative boards that the city creates pursuant to statute or charter can also be covered by workers' compensation in the same way as elected officials if the city passes the appropriate ordinance or resolution. Common examples of these types of boards include planning commissions, housing and redevelopment authorities, port authority boards, EDA boards, utilities commissions, park boards, and hospital or nursing home boards. The accident coverage alternative is also available for these positions. For more information about coverage for members of separate boards, refer to the "Coordinating Coverages for Separate City Boards and Commissions" memo. Employees of separate administrative boards In some cases, the city may prefer that entities which are managed by a separate administrative board have their own work comp coverage separate from the city. HRAs, EDAs, port authorities, utilities commissions, and hospital or nursing home boards are examples. Alternately, these employees can be included under the city's general coverage. Having separate coverage may make it easier to allocate costs appropriately between the two budgets Another reason cities sometimes choose to use separate coverage is so each operation stands on its own for purposes of the experience modification calculation. I.e., with separate coverage, the utilities commission's employees losses won't affect the city's experience modification, and vice versa. On the other hand, by separating the two, the city may lose some benefit of the volume discount on premiums. - 2 - - 2 5 -