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FINANCING ADDENDUM <br />CONTRACT FOR DEED <br />This form approved by the Minnesota Association of <br />REALTORS®, which disclaims any liability <br />arising out of use or misuse of this form, <br />©2000, Minnesota Association of REALTORS'•®, Edina, MN <br />1. Date January 6, <br />2. Page 1 of 2 <br />2005 <br />3. Addendum to Purchase Agreement between parties dated January 6 2005 pertaining to the <br />4. purchase and sale of the property at 594 E. County Road 02, Little Canada, MN 55117 <br />5. <br />6. TYPE OF CONTRACT: <br />7. L] Contract for Deed [lConlract for Deed with Assumption of Financing (See attached Assumption Addendum) <br />8. CONTRACT TERMS: <br />9. Contract for Deed <br />10. $ 244,375.00 by Minnesota Uniform Contract for Deed Blank, (a partial copy of standard clauses are on the reverse <br />11. side) between Seller and Buyer, payable in installments of $l 349 45 per month or more at the option of the Buyer, <br />12. including interest at the rate of 5 . 25 per cent per annum computed on unpaid balances. Interest shall begin on <br />13 January 14, 2005 . First payment shall be due and payable on February 15, 2005 <br />14. and subsequent payments shall he due and payable on 15 th day of each succeeding month. Payments shall be credited <br />15. first to interest and remainder to principal. The entire balance of this contract shall be due and payable in full no later than <br />16. January 15, 2012 The final payment 18 / ISTIOX a balloon payment. <br />.._rc;•no Oner- <br />sting Mortgage(syContract(s) for Deed Not Being Assumed by Buyer and Not Being Paid OH: (If not applicable, Seiko lin- <br />18. It is - . re is now a Mortgage(s) and/or Contract(s) For Deed encumbering said property which DOES / -a <br />BO- <br />ono <br />e of approximately <br />19. due on sale clause, with an <br />20, $ -- 5 .. <br />21. $ <br />22. which Mortgage(s) and/or • • Peed Buyer does not assume nor 8 r <br />23. by Se l , -.. •• eller fails to make the required payments ihereund r, Buyer <br />. educt all amounts paid from payments next due under This Contract for Dee . <br />25. Credit Approval: ff <br />26. Buyer shall furnish to Seller, for Seller's approval, a signed financial statement w thin 5 Rob= = days A(Te1'}5CSIXI}1Na0e(ol this Purchase <br />27, Agreement. Buyer authorizes Seller to conduct credit checks at Seller's expen e. Buyer further agrees to sign documents necessary <br />28, for Seller to obtain the financial information. Seller has 3 days after receipt of the financial statement from Buyer to approve <br />29. Buyer. In the event Seller does not approve Buyer, Seller shall immediately noti y Buyer in writing and this agreement shall be null and <br />30. void and earnest money shall be returned to Buyer; Buyer and Seller shall imm diately sign cancellation of Purchase Agreement. <br />31. ADDITIONALTERMS: <br />32. The Minnesota Uniform Contract for Deed shall contain the following additional provisions which are preceded by initials of the <br />33. undersigned Buyer and Seller <br />34. Taxes and Insurance (select option(s) a -d): <br />35. w „Iya,„ 5-it a. Buyer to pay 1/12 taxes and insurance premiums to Seller each month in addition to the principal and interest payments. <br />Seller agrees to pay the real estate taxes and insurance premium as they become due. <br />37: - c.f.a'o,„. _I_ b. Buyer shall pay real estate taxes and hazard insurance premiums directly as they become due and furnish Seller with <br />38. paid receipt of same. <br />39. ra,., z.„1; k, c. Tax and insurance escrow: If the real estate taxes and hazard insurance premiums are included in the assumed Mortgage <br />40. <br />1 payments, the Buyer shall pay said tax and insurance escrows to the Mortgagee. <br />41. a„„ „a.,. ,,., d. Monies paid for non - homestead lax differential shall be held in escrow by until <br />42. payable to county Treasurer. <br />43. Sale of Contract: <br />44. s, This agreement is contingent upon the sale of the Seller's interest in the above proposed Contract for Deed at no more than <br />45. a % discount on or before . If no written offer to purchase said Contract for Deed at the <br />46. above discount is received by Seller on or before the above date, Seller may declare This Purchase Agreement null and void by <br />47. written notice to Buyer and all earnest money shall be refunded to Buyer; Buyer and Seller shall immediately sign a cancellation of <br />48. Purchase Agreement. Seller, however, reserves the right to retain Conlracl for Deed whether or not a bona fide oiler to <br />49. purchase is made and thereafter the closing shall proceed provided herein. <br />50. Contract for Deed - Assumable with Seller Approval: <br />51. .yam -xw Buyer's interest in the property is not transferable without first obtaining the written consent of Seller. Seller shall not <br />52. unreasonably withhold consent. In the event Buyer violates this provision, Contract for Deed shall be immediately due and <br />53. payable in full together with accrued interest. This provision does not apply to leases, transfers by devise, decent, divorce or by <br />54. operation of law upon the death of e joint tenant. <br />by Mortgage <br />by Contract( <br />TE: If answer is DOES, seek <br />tom etant le al advice <br />t which is to be paid according to its terms <br />• s uhf to make said payments <br />55. Seller Refinance: <br />56.-. Seller reserves the right to refinance at any time at Seller's sole expense which shall not by its terms exceed the contract <br />57. balance at any time and Buyer agrees to sign the necessary papers. <br />@8. Furnishing of Labor or Materials: <br />59. !a r W, Buyer shall not during the term of this contract, cause any material to be delivered or labor to be performed upon any part <br />60. of the property covered by this contract which exceeds the cost of $ 5 000.00 <br />61. unless Buyer first obtains the written consent of Seller. Buyer further agrees to indemnify and hold harmless Seller against all <br />62. claims for labor and materials or services made against the property covered by this contract and for the costs of enforcing this <br />63. indemnification including reasonable attorneys' fees. <br />64. For further terms, use attached addendum. <br />65. <br />(Soot) <br />(Dalai (Bayer) <br />66. <br />1s'en <br />1)510) <br />Soma) teuyoa <br />67, THIS IS A LEGALLY BINDING CONTRACT BETWEEN BUYERS AND SELLERS. <br />68. IF YOU DESIRE LEGAL OR TAX ADVICE, CON - 2 - 4 APPROPRIATE PROFESSIONAL. <br />MNI: F'ACFD (0 /00) <br />(Sass. <br />