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Roseville: <br />Contact NorthMetro HousingResource Center at 651 -456 -7401 for more information. <br />Roseville Revolving Loan Program <br />A 4% interest loan for a maximum of $10,000 and a term of 7 years is available to owner - <br />occupied single and duplex properties. There is no income restriction, and eligible projects <br />include interior and exterior repairs and improvements. <br />MHFA Fix Up Fund Loan: <br />This is a 5.25% interest loan for a maximum of $25,000 and a maximum term of 20 years is <br />available to credit worthy owner - occupied single - family homes, duplexes, triplexes and <br />fourplexes. The maximum income to qualify for the loan is $75,000, and most home <br />improvements qualify except for luxury items, such as swimming pools. This is a program of the <br />Minnesota Housing Finance Agency (MHFA). <br />MHFA Rental Property Loans: <br />Maximum loan up to $100,000 to finance rental property. ($25,000 for a single - family horne or <br />duplex; $10,000 per unit in a multiple -unit dwelling.) Interest rate is 6% for up to 15 years. <br />MHFA Rehabilitation Loan: <br />This loan is a 0% interest, 30 -year loan for financing up to $15,000 for permanent repairs to the <br />home. The loan is deferred so horneowners have no interest or monthly payments. Eligible <br />homeowners must have an annual adjusted gross income of 518,000 or less, and eligible <br />properties include single - family homes, duplexes and manufactured housing taxed as real or <br />personal property. In addition, homeowners with a disability can qualify for a maximum loan of <br />$20,000. This is a program of the Minnesota Housing Finance Agency (MHFA), <br />Construction Management Services: <br />The HousingResource Center provides free construction consultations to residents of <br />participating communities. These services include: <br />, Information on construction, building codes and permits <br />• Site visits with homeowners regarding home improvements <br />a A written scope of work or a list of work for contractors to bid from <br />, Assistance in reviewing contractor bids, proposals and estimates <br />• Assisting homeowners during the construction process <br />Housing Information: <br />We provide information on a variety of housing related topics. They include: <br />, Home Maintenance and Safety Topics <br />Home Improvement Financing <br />, First Time Homebuyer Classes <br />• Limited Rental Information <br />• Mortgage Foreclosure Prevention Programs <br />, Energy Assistance Programs <br />, Purchase and Rehabilitation Mortgages <br />