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<br /> A-7 <br />Little Canada-Lupe - Borrower Loan Agreement - LC Apartments(199386221.3) - 5/12/2026 6:38:21 PM <br />The Borrower hereby waives the application to it of the provisions of any statute or other law now or <br />hereafter in effect contrary to any of its obligations, covenants or agreements under this Note or the other <br />Borrower Loan Documents or which releases or purports to release the Borrower therefrom. Nothing <br />contained herein shall be construed as prohibiting the Borrower from pursuing any rights or remedies it <br />may have against any Person in a separate legal proceeding. <br />9. Default Interest and Acceleration Premium. In the event that principal or interest <br />payable on the Borrower Note is not paid when due, there shall be payable on the amount not timely paid, <br />interest at the Default Rate, to the extent permitted by law. This interest shall accrue at the Default Rate <br />until the unpaid amount, together with interest thereon, shall have been paid in full. In the event there shall <br />have occurred an acceleration of the Borrower Note or the Borrower’s obligations under the Borrower Loan <br />Agreement following an Event of Default on or before the First Par Call Date, any tender of payment of <br />any amount necessary to pay the Borrower Note in full shall include the acceleration premium set forth in <br />Section 2.3(c) of the Borrower Loan Agreement. <br />10. Costs and Expenses. To the fullest extent allowed by applicable law, Borrower shall pay <br />all expenses and costs, including, without limitation, out-of-pocket expenses and reasonable fees of <br />attorneys (including, without limitation, in-house attorneys) and expert witnesses and costs of investigation, <br />incurred by Funding Lender, Governmental Lender or Fiscal Agent as a result of any default under this <br />Note or in connection with efforts to collect any amount due under this Note, or to enforce the provisions <br />of any of the other Borrower Loan Documents, including those incurred in post-judgment collection efforts <br />and in any bankruptcy proceeding (including any action for relief from the automatic stay of any bankruptcy <br />proceeding) or judicial or non-judicial foreclosure proceeding. For purposes of this Section 10, attorneys’ <br />out of pocket expenses shall include, but are not limited to, support staff costs, costs of preparing for <br />litigation, computerized research, telephone and facsimile transmission expenses, mileage, deposition costs, <br />postage, duplicating, process service, videotaping and similar costs and expenses. <br />11. Waivers. Presentment, demand, notice of dishonor, protest, notice of acceleration, notice <br />of intent to demand or accelerate payment or maturity, presentment for payment, notice of nonpayment, <br />grace, and diligence in collecting the Indebtedness are waived by Borrower and all endorsers and guarantors <br />of this Note and all other third party obligors. <br />12. Governing Law. This Note shall be governed by and enforced in accordance with the <br />laws of the State, without giving effect to the choice of law principles of the State that would require the <br />application of the laws of a jurisdiction other than the State. <br />13. Consent to Jurisdiction and Venue. Borrower agrees that any controversy arising under <br />or in relation to this Note shall be litigated exclusively in the State. The state and federal courts and <br />authorities with jurisdiction in the State shall have exclusive jurisdiction over all controversies which shall <br />arise under or in relation to this Note. Borrower irrevocably consents to service, jurisdiction, and venue of <br />such courts for any such litigation and waives any other venue to which it might be entitled by virtue of <br />domicile, habitual residence or otherwise. However, nothing herein is intended to limit Funding Lender’s <br />right to bring any suit, action or proceeding relating to matters arising under this Note against Borrower or <br />any of Borrower’s assets in any court of any other jurisdiction. <br />14. Further Assurances. Borrower shall at any time and from time to time, promptly execute <br />and deliver all further instruments and documents, and take all further action that may be reasonably <br />necessary or desirable, or that Funding Lender may reasonably request, in order to protect any right or <br />interest granted by this Note or to enable Lender to exercise and enforce its rights and remedies under this <br />Note.