01-28-1998 Council Agenda - Laserfiche WebLink

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JAN -14 -98 WED 12:21 PM CFG INSURANCE SERVICES FAX NO. 612 945 9477 P, 08/09 INJURY means a bodily, Injury that Is the direct result of an accident and not relate cLfp,gy other route, ,Qie�abllity must begin while you are covered under the plan. S\ 1 1 INDEXED M NIHL1' EARNINGS means Your monthly earnings adjusted op each anpn of benefit payments by the lesser of 10% ar the current annwaterceh ge increase in thelConsumerPrkcelndmt Your Indexed monthly earnings may increase or remain the same, but will never decrease. The Consumer Price Index (CPI-kV) is published by the U,91 Department of Labor. UNUM reserves the right to use some other similar measurement if the Department of Labor changes or stops publishing the CP!•W. Indexing Is only used to determine your percentage of lost earnings while you are disabled and working, _ _ GAINFUL O UPA770N means tin occupation that Is or can be expected to provide u with an incomeat'least equal to your gross dtsnorllty payme71 within 12 months bf your-retum 7o work 1 1 The rofesslanat or occupidional Iicensevrberttftcatlon does no , in itself, constitute disability. We may require you to be examined by a doctor other medical practitioner or vooa- tional expert of our choice. UNUM will pay for this examination, We can require an examination as often as it is reasonable to do so. We may also require you to be Interviewed by an authorized UNUM Representative. NOW LONG MUST YOU BE DISABLED BEFORE YOU ARE ELIGIBLE TO RECEIVE BENEFITS? You mu—sib ontinuousiy3isibl8d through'j7&Ir elimination perio treat yourdfsabllity as continuous it your disability stops for 26 -days ur the q irnination'perlod. The days that you'are not disabled will not count •w rd your elimination period.. `/ 1 ‘ i �1 I L— r 1 1 LTD -BEN -2 (1/1/1998) Loa 'Star: Zts'I Wntn* 7Kabo : 9O 8s '61 "10 Page 65