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OCT 09 '96 09:34RM AMERICAN AGENCY <br />American Agency, Inc, <br />5851 Cedar Lake Road <br />P.O. Box 16527 <br />Minneapolis, MN 55416 -0527 <br />(612) 545.1230 • Fax (612) 593.8733 <br />October 8, 1998 <br />P.2 <br />Joel Manson <br />City of Little Canada <br />515 Little Canada Road <br />Little Canada, MN 55117 <br />Dear Joel: <br />We can act as Agent of Record for the City of Little Canada and <br />the City of Little Canada Fire Department for $3900. per year. <br />This would include the following; <br />1. Complete renewal applications for the League of Minnesota <br />Cities on city coverage. <br />2. Complete applications for the Little Canada Fire Department <br />for quotes with the League of Minnesota Cities (we have <br />recommended for the last 3 years, the fire department <br />get quotes from the League). <br />3. If the League is not competitive for the fire department, we <br />will continue their coverage at no commission on their <br />policies. <br />4, We will them continue providing the same service to the <br />City of Little Canada, that we have provided since 1990. <br />Examples: <br />A. We were able to get the League to pay the city sign <br />loss for $482 „ even though there was no coverage. <br />B. We saved the city over $20,000 when we first wrote <br />their coverage (the agent, at that time, was including <br />the expenditures for subcontractors). <br />C. This year the underwriter of the League included the <br />expenditures and we got them to change the premium by <br />a reduction of $2108. <br />Joel, I think we have really done a good job in handling your <br />account. Please let me know if you have any questions. <br />Yours truly, <br />pplbav d W. Sapp It <br />DWS /dmj <br />Page 20 <br />