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FIREMAN'S FUND <br />INSURANCE COMPANIES <br />L <br />November 30, 1983 <br />City of Little Canada <br />515 Little Canada Road <br />Little Canada, MN 55117 <br />RE: Policy No.: L08854 <br />Dear Mr. Chlebeck: <br />Health care today is complex, sometimes confusing and very expensive. It is <br />also an essential ingredient to maintaining the high quality of life we enjoy in <br />our country today. Consequently, a good health insurance program is a must for <br />all of us. <br />Your health insurance plan is not only protection against catastrophic loss due <br />to accident or illness, but is also a rational and predictable approach to <br />funding a wide scope of essential health care services for you and your <br />employees. <br />Premium rates for all groups' health insurance plans are reviewed periodically <br />to assure that: <br />- premiums are sufficient to fund the cost of all anticipated claims and <br />administrative expenses in addition to providing a modest reserve for <br />unexpected claims, and <br />- premiums are determined in consideration of the level of risk assumed in <br />each group. <br />A review of your health insurance plan has necessitated a revision in your <br />monthly premium rate. Your revised rates effective with your January 1, 1984, <br />billing is as follows: <br />NAME <br />Steele, J. <br />Geanzer, R. <br />Drake, D. <br />Locke, E. <br />Chlebeck, J. <br />Freeman, A. <br />Dependent Life <br />LIFE /AD & D <br />$ 4.00 <br />$ 4.00 <br />$ 4.00 <br />$ 8.00 <br />$ 8.00 <br />$30.00 <br />$ 1.50 <br />MEDICAL <br />$205.00 <br />$188.00 <br />$ 56.00 <br />$ <br />$ <br />$324.00 <br />DEC 1 1983 <br />CITY OF <br />LITTLE CANADA <br />Firemans Fund American Life Insurance Company • Firemans Fund Employers Insurance Company <br />V 1 1 ;R-cl void I'd Box 1100 Cats,I h() ) A „lov!. 1eloph:_ Ent, k.11.1 k0 Toll l t ( . 800 b 1444 <br />