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65 -plus Americans own their own <br />homes, added that 80 percent of <br />the homes are mortgage -free. This <br />holds true generally for both <br />urban and suburban jurisdic- <br />tions. "Yet," adds the report. <br />for many elderly. homeownership <br />1s at best a mixed blessing. Often, <br />older homeowners find themselves <br />living in dwellings that are too large <br />and expensive to maintain. Without <br />sufficient access to needed support <br />services. such as home repair. <br />winterization. yard work. and <br />housekeeping, their dream of a <br />single family home can become a <br />nightmare." <br />For elderly renters, even more <br />complex problems are likely to <br />emerge. Older suburban renters <br />tend to have lower income than <br />homeowners, and a higher per- <br />centage of Income goes for hous- <br />ing. Renters tend to be single <br />women. <br />The report gives a number of <br />suggested actions to increase or <br />improve housing opportunities, <br />among them home equity conver- <br />sion, home maintenance pro- <br />grams. subsidized housing..and <br />adapting vacant or underutilized <br />buildings for new housing. It <br />adds: <br />"While the housing alternatives <br />listed here represent individually a <br />small response to the overall hous- <br />ing problem of the urban and sub- <br />urban elderly. a comprehensive <br />housing strategy including inter - <br />Jurisdictional cooperation and <br />metropolitan-wide planning, can <br />formulate an integrated strategy to <br />meet this need." <br />Transportation options <br />Adequate and accessible trans- <br />portation services emerged as one <br />of the top three concerns by city <br />and county survey respondents. <br />Public transportation, noted the <br />report, is usually "minimally use- <br />ful" to the suburban elderly be- <br />cause "bus service in surburban <br />areas is generally designed to <br />accommodate peak hour commut- <br />ing trips to and from the central <br />business district with little or no <br />service during off -peak hours to <br />outlying surburban centers." <br />Respondents' Concerns <br />Priority Concerns, Needs of Older Persons <br />In Suburban Jurisdictions <br />Priority Areas <br />Home & Community-Based Care <br />Support Services <br />Transportation <br />Chronic & Acute Care <br />Housing <br />Employment/Economic Security <br />Information & Referral <br />Other <br />Leisure/Cultural/Recreation <br />Mental Health <br />Protective Services <br />CITIES COUNTIES <br />Ranking ( %) Ranking (%) <br />1 24 <br />4 14 <br />3 15 <br />5 12 <br />2 18 <br />6 7 <br />7 5 <br />10 2 <br />8 4 <br />9 3 <br />1 <br />2 <br />3 <br />4 <br />5 <br />6 <br />6 <br />7 <br />8 <br />29 <br />20 <br />17 <br />14 <br />10 <br />8 <br />8 <br />5 <br />2 <br />7 5 5 <br />Source: Graying of Suburbia: Policy Implicationsfor Local Officials. United States <br />Conference of Mayors, National Association of Counties: Washington, D.C., 1988. <br />This chart sums up findings from a major NACoIUSCM survey of <br />municipal and county officials. <br />10 PERSPECTIVE ON AGING <br />Page 44 <br />Private taxi companies. if avail- <br />able at all, are usually too ex- <br />pensive for frequent trips. <br />Special transportation services <br />are often restricted to specific in- <br />come groups or special purposes. <br />As for the omnipresent sub- <br />urban automobile, older drivers <br />are often discouraged off the road <br />by higher insurance premiums. <br />rigid tests in some states to renew <br />licenses, or loss of confidence be- <br />cause of perceived decline in their <br />own physical performance. <br />The report gives examples of <br />demand - responsive systems to <br />carry passengers to specific de- <br />signations, as well as transporta- <br />tion subsidies and fare reduc- <br />tions. It adds: <br />"Through the development of part- <br />nerships between the public. pri- <br />vate. and nonprofit sectors, these <br />suburban communities have es- <br />tablished coordtnated transporta- <br />tion to insure that their communi- <br />ty remains a 'dynamic social sys- <br />tem' for their old as well as their <br />young residents." <br />Metropolitan -wide planning') <br />In one way, the USCM -NACo re- <br />port observed, planners and <br />policymakers should have it easier <br />as suburbia ages: The younger <br />population will dwindle. This <br />should mean "a decrease in public <br />spending tor such facilities as <br />schools—and-playgrounds. wine in- <br />creasing spending for senior cen- <br />ters and elderly nousibg." <br />Ewen so, the planners will have <br />much else to consider. Service <br />needs of the fast - growing "old -old," <br />for example, will zoom. In addi- <br />tion: <br />...local officials must recognize <br />that services for the elderly are <br />cross - cutting, directly interrelating <br />with many multidisciplinary needs, <br />such as housing, income security, <br />health care, and transportation. <br />When developing policies and ser- <br />vice delivery systems in these areas, <br />there is a critical need to involve <br />pollcymakers and program direct- <br />ors from various disciplines to reex- <br />amine the effectiveness of the cur- <br />rent planning processes, and exist- <br />ing administrative systems both at <br />the community and metropolitan <br />level." <br />