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Schedule A -3
<br />12/31/95 12/31/96 12/31/97 12/31/98 12/31/99
<br />Years of Accrued Years of Accrued Years of Accrued Years of Accrued Years of Accrued
<br />Service Liability Service Liability Service Liability Service Liability Service Liability
<br />0 $0.00 0 $0.00 0 $0.00 0 50.00 0 $0.00
<br />5 6,680.00 6 8,200.00 7 9,840.00 8 11 ,520.00 9 13,320.00
<br />22 44,000.00 23 46,000.00 24 48,000.00 25 50,000.00 26 52,000.00
<br />0 0.00 0 0.00 0 0.00 0 0.00 0 0.00
<br />5 6,680.00 6 8,200.00 7 9,840.00 8 11,520.00 9 13,320.00
<br />13 21,400.00 14 23,680.00 15 26,080.00 16 28 ,560.00 17 31,200.00
<br />0 0.00 0 0.00 0 0.00 0 0.00 0 0.00
<br />21 42 ,000.00 22 44,000.00 23 46,000.00 24 48,000.00 25 50,000.00
<br />0 0.00 0 0.00 0 0.00 0 0.00 0 0.00
<br />16 28,560.00 17 31,200.00 18 33,960.00 19 36,880.00 20 40,000.00
<br />10 15,200.00 11 17,160.00 12 19,240.00 13 21,400.00 14 23,680.00
<br />0 0.00 0 0.00 0 0.00 0 0.00 0 0.00
<br />10 15,200.00 11 17,160.00 12 19,240.00 13 21,400.00 14 23,680.00
<br />17 31,200.00 18 33,960.00 19 36,880.00 20 40,000.00 21 42,000.00
<br />13 21,400.00 14 23,680.00 15 26,080.00 16 28 ,560.00 17 31,200.00
<br />19 36,880.00 20 40,000.00 21 42,000.00 22 44,000.00 23 46,000.00
<br />13 21,400.00 14 23,680.00 15 26,080.00 16 28 ,560.00 17 31,200.00
<br />13 21,400.00 14 23,680.00 15 26,080.00 16 28 ,560.00 17 31,200.00
<br />14 23,680.00 15 26,080.00 16 28 ,560.00 17 31,200.00 18 33,960.00
<br />0 0.00 0 0.00 0 0.00 0 0.00 0 0.00
<br />13 21,400.00 14 23,680.00 15 26,080.00 16 28 ,560.00 17 31,200.00
<br />27 54,000.00 0 0.00 0 0.00 0 0.00 0 0.00
<br />18 33,960.00 19 36,880.00 20 40,000.00 21 42,000.00 22 44,000.00
<br />4 5,200.00 5 6,680.00 6 8,200.00 7 9,840.00 8 11 ,520.00
<br />19 36,880.00 20 40,000.00 21 42,000.00 22 44,000.00 23 46,000.00
<br />0 0.00 0 0.00 0 0.00 0 0.00 0 0.00
<br />19 36,880.00 20 40,000.00' 21 42,000.00 22 44,000.00 23 46,000.00
<br />11 17,160.00 12 19,240.00 13 21,400.00 14 23,680.00 15 26,080.00
<br />24 48,000.00 25 50,000.00 26 52,000.00 27 54,000.00 0 0.00
<br />11 17,160.00 12 19,240.00 13 21,400.00 14 23,680.00 15 26,080.00
<br />27 54,000.00 0 0.00 0 0.00 0 0.00 0 0.00
<br />10 15,200.00 11 17,160.00 12 19,240.00 13 21,400.00 14 23,680.00
<br />22 44,000.00 23 46,000.00 24 48,000.00 25 50,000.00 26 52,000.00
<br />9 13,320.00 10 15,200.00 11 17,160.00 12 19,240.00 13 21,400.00
<br />3 3,800.00 4 5,200.00 5 6,680.00 6 8,200.00 7 9,840.00
<br />7 9,840.00 8 11,520.00 9 13,320.00 10 15,200.00 11 17,160.00
<br />4 5,200.00 5 6,680.00 6 8,200.00 7 9,840.00 8 11 ,520.00
<br />3 3,800.00 4 5,200.00 5 6,680.00 6 8,200.00 7 9,840.00
<br />3 3,800.00 4 5,200.00 5 6,680.00 6 8,200.00 7 9,840.00
<br />3 3,800.00 4 5,200.00 5 6,680.00 6 8,200.00 7 9,840.00
<br />2 2,480.00 3 3,800.00 4 5,200.00 5 6,680.00 6 8,200.00
<br />2 2,480.00 3 3,800.00 4 5,200.00 5 6,680.00 6 8200.00
<br />1 1,200.00 2 2,480.00 3 3,800.00 4 5,200.00 5 6,680.00
<br />1 1,200.00 2 2,480.00 3 3,800.00 4 5,200.00 0 0.00
<br />1 1,200.00 2 2,480.00 3 3,800.00 4 5,200.00
<br />1 1,200.00 2 2,480.00 3 3,800.00 4 5,200.00
<br />1 1,200.00 2 2,480.00 3 3,800.00
<br />1 1,200.00 2 2,480.00 3 3,800.00
<br />770,440.00 734,720.00 808,960.00 884,720.00 899,840.00
<br />46,945.00 48,35335 49,803.95 51,298.07 52,837.01
<br />5,436.00 5 ,599.08 5,767.05 5,940.06 6,118.26
<br />7,104.00 7,317.12 7,536.63 7,762.73 7,995.61
<br />2/
<br />$829,925.00 $795,989.55 $872,067.63 $949,720.86 $966,790.88
<br />Page 21
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