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5. Ramsey County agrees to maintain, during the term of this <br />Agreement, automobile, general liability, workers' <br />compensation, and professional liability insurance in <br />amounts deemed appropriate by Ramsey County through its <br />Risk Manager. Ramsey County shall name the MUNICIPALITY <br />as an additional insured on these policies except for the <br />workers' compensation policy. The MUNICIPALITY agrees to <br />pay, as a part of the actual cost as provided in Section <br />IV below, a pro rata share of insurance costs. These <br />costs shall include the costs for any assessments and <br />credits for any dividends by participating in any <br />insurance pools or trusts. Ramsey County may elect to <br />self- insure all or any portion of these risks. If Ramsey <br />County cannot obtain insurance and /or elects to self - <br />insure, the MUNICIPALITY shall pay a pro rata share of <br />the costs of self- insurance. Insurance costs as they <br />relate to insurance coverage shall include premiums and <br />deductibles. Costs of self- insurance shall include <br />reserves, claims and damage payments, and administration <br />costs required to maintain self- insurance. <br />6. The MUNICIPALITY acknowledges that Ramsey County may, in <br />an effort to provide the best insurance coverage at the <br />most economical cost, become a member of the Minnesota <br />Counties Insurance Trust or some similar organization; <br />and the MUNICIPALITY further acknowledges that membership <br />in such an organization may be for a fixed minimum term <br />and may expose Ramsey County to some type of contingent <br />cost liability, such as debts, obligations and <br />liabilities, in the event that Ramsey County withdraws <br />its membership. The MUNICIPALITY agrees to reimburse <br />Ramsey County for the MUNICIPALITY'S pro rata share of <br />any such contingent cost liability arising during the <br />term of this Law Enforcement Service Contract and <br />assessed against Ramsey County. Upon notification to <br />Ramsey County of any such contingent cost liability, <br />Ramsey County will notify the MUNICIPALITY in a timely <br />manner. <br />III.TERM OF AGREEMENT /TERMINATION <br />1. This agreement shall commence January 1, 1996, and shall <br />be in effect through December 31, 2000. <br />2. Either party may terminate this Agreement upon 12 -month <br />written notice to the other party. <br />3. Notice to the COUNTY shall be given to the County <br />Manager, and Notice to the MUNICIPALITY shall be given to <br />the MUNICIPALITY'S City Administrator. <br />Page 70 <br />