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JAN 19 '95 04 :16PM EHLERS & ASSOCIATES <br />UNITED STATES OF AMERICA <br />STATE OF MINNESOTA <br />RAMSEY COUNTY <br />CITY OF LITTLE CANADA <br />R- <br />GENERAL OBLIGATION PERMANENT IMPROVEMENT <br />REVOLVING FUND BOND, SERIES 1995A <br />INTEREST MATURITY DATE OF <br />RATE DATE ORIGINAL ISSUE <br />REGISTERED OWNER: <br />FEBRUARY 1, 1995 <br />P.8 /28 <br />CUSIP <br />PRINCIPAL AMOUNT: DOLLARS <br />KNOW ALL PERSONS BY THESE PRESENTS that the City of <br />Little Canada, Ramsey County, Minnesota (the "Issuer "), certifies <br />that it is indebted and for value received promises to pay to the <br />registered owner specified above, or registered assigns, in the <br />manner hereinafter set forth, the principal amount specified <br />above, on the maturity date specified above, unless called for <br />earlier redemption, and to pay interest thereon semiannually on <br />February 1 and August 1 of each year (each, an "Interest Payment <br />Date "), commencing August 1, 1995, at the rate per annum <br />specified above (calculated on the basis of a 360 -day year of <br />twelve 30 -day months) until the principal sum is paid or has been <br />provided for. This Bond will bear interest from the most recent <br />Interest Payment Date to which interest has been paid or, if no <br />interest has been paid, from the date of original issue hereof. <br />The principal of and premium, if any, on this Bond are payable <br />upon presentation and surrender hereof at the principal office of <br />, in <br />Minnesota (the "Bond Registrar "), aot3.ng as paying agent, or any <br />successor paying agent duly appointed by the Issuer. Interest on <br />this Bond will be paid on each Interest Payment Date by check or <br />draft mailed to the person in whose name this Bond is registered <br />(the "Holder" or "Bondholder ") on the registration books of the <br />Issuer maintained by the Bond Registrar and at the address <br />appearing thereon at the close of business on the fifteenth day <br />of the calendar month next preceding such Interest Payment Date <br />(the "Regular Record Date "). Any interest not so timely paid <br />shall cease to be payable to the person who is the Holder hereof <br />as of the Regular Record Date, and shall be payable to the person <br />who is the Holder hereof at the close of business on a date (the <br />281035.1 9 <br />Page 23 <br />