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CHARTERED <br />Tuesday, June 30, 2015 <br />Offices in <br />Minneapolis <br />Saint Paul <br />St. Cloud <br />Joel Hanson <br />Administrator <br />City of Little Canada <br />515 Little Canada' Road East • <br />Little Canada, Minnesota 55117-1633 <br />470 U.S. Bank Plaza <br />200 South Sixth Street <br />Minneapolis MN 55402-1458 <br />(612)337-9300 telephone <br />(612)337-9310 fax <br />www. kennedy-graven. coin <br />Affirmative Action, Equal OpportunityEmployer <br />Re: Presbyterian Homes of Arden Hills, Inc. — Resolution Amendments to the Notes Issued in <br />Calendar Years 2011 and 2012 <br />In conjunction with the proposed issuance by the City of Arden Hills ("Arden Hills") of its revenue <br />obligations (the "Series 2015 Note") to finance the Phase II Project (described below), and in accordance <br />with the terms of an agreement between Presbyterian. Homes of Arden Hills, Inc., a Minnesota nonprofit <br />corporation (the "Borrower"), and Bremer Bank, National Association (the "Lender"), the Borrower has <br />requested that: (A) Arden. Hills approve certain amendments to the outstanding revenue obligations of Arden <br />Hills issued in calendar years 2011 and 2012, including: (i) Senior Housing Revenue Note (Presbyterian <br />Homes of Arden Hills, Inc. Project), Series 201.1A (the "Series 2011A Note"), issued on September 9, 2011, <br />in the original aggregate principal amount of $10,000,000; and (ii) Senior Housing Revenue Note <br />(Presbyterian Homes of Arden Hills, Inc. Project), Series 2012A (the "Series 2012A Note"), issued on <br />January 3, 2012,.in the original aggregate principal amount of $10,000,000; and (B) the City of Little Canada <br />(the "City") approve certain amendments to the outstanding revenue obligations of the City issued in calendar <br />years 2011 and 2012, including: (i) Senior Housing Revenue Note (Presbyterian Homes of Arden Hills, Inc. <br />Project), Series 2011B (the "Series 2011B Note"), issued on September 30, 2011,.in the original aggregate <br />principal amount of $10,000,000; and (ii) Senior Housing Revenue Note (Presbyterian Homes of Arden Hills, <br />Inc. Project), Series 2012B (the "Series 2012B Note"), issued on January 19, 2012, in the original aggregate <br />principal amount of $2,000,000. <br />The Series 2011A Note, Series 2011B Note, Series 2012A Note, and Series 2012B Note <br />(collectively, the "Prior Notes") were sold to the Lender, the proceeds of which were loaned by Arden. Hills <br />and the City to the Borrower, and applied by the Borrower to finance the first phase of the Minimum <br />Improvements under a Contract for Private Development, dated. December 20, 2010 (the "Development <br />Contract"), between Arden .Hills and the Borrower, which consisted of the demolition of an existing senior <br />housing facility and the acquisition, construction, and equipping of a multifamily housing development <br />including a senior rental housing facility comprised of independent living units, assisted living units, and <br />memory -care units (a combined total of approximately 166 dwelling units) now located at 3120 and 3220 <br />Lake Johanna Boulevard in Arden Hills (the "Phase 1 Project"). Construction of the Phase 1 Project has been <br />completed. <br />The Borrower proposes to begin, or has begun, construction of the second phase of the Minimum <br />Improvements under the Development Contract, consisting of the acquisition, construction, and equipping of <br />a senior housing facility comprised of forty (40) independent -living, rental apartments to be located in two <br />buildings (twenty (20) apartments per building), together with necessary common areas and community <br />space, to be located at 3200 Lake Johanna. Boulevard in Arden Hills (the "Phase II Project"). Proceeds of the <br />Series 2015 Note to be issued by Arden Hills will be loaned to the Borrower by Arden Hills, and the <br />Borrower proposes to apply such proceeds to finance the Phase II Project. The City Council of Arden Hills <br />