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CITY COUNCIL WORK SESSION June 6, 2016 <br />DRAFT <br /> 5 <br />6. FEMA Floodplain Update – City Engineer Hankee and Katy Thompson of WSB and 179 <br />Associates reported. Ms. Hankee noted that staff had previously been directed by the 180 <br />council to provide additional information to impacted residents. They are proposing a 181 <br />newsletter update and a website that could be linked to the city’s website. (The proposed 182 <br />website and features included was reviewed.) 183 <br /> 184 <br />Mayor Reinert noted that city resident Brian Fossey is present and he’s been involved in 185 <br />some research on the subject. Mr. Fossey suggested that the process for the update has 186 <br />been ambiguous and the overlay used is not definitive and he has found that the resulting 187 <br />maps are not very precise. It’s got a plus or minus of two feet and then you bring in the 188 <br />contures. It’s an especially difficult process and in a low lying area such as Lino Lakes 189 <br />and there is great impact. He received notice from his mortgage company that they will 190 <br />need flood insurance even though they built their home with original knowledge of the 191 <br />elevation and now that’s not enough. He mentioned that there is a website noted by city 192 <br />staff that provides additional insight. From that he learned that to qualify for a reduced 193 <br />insurance cost, he needs a certain certificate. He’s concerned that FEMA should be 194 <br />notifying property owners and not mortgage companies. He is also concerned that 195 <br />people who don’t have a mortgage don’t find out about the situation and may pass on a 196 <br />property without proper knowledge. He also touched on the process of going through 197 <br />FEMA for a map change. He has discovered that FEMA seems to be rolling this out 198 <br />nationwide and he’s actually spoken with people from other states. The most recent 199 <br />development is that the City of Anoka has residents impacted and they are taking an 200 <br />aggressive stand in fighting this (helping property owners to get an exclusion). There are 201 <br />questions arising about whether or not FEMA should have rolled this out with the data 202 <br />they have used. 203 <br /> 204 <br />Ms. Thompson explained the large scale review that the FEMA takes and how 205 <br />discrepancies can occur. 206 <br /> 207 <br />Mr. Fossey noted that there are exceptions on record based on past information. Ms. 208 <br />Thompson explained that the system can be unfair but currently it is based on certain 209 <br />rules. 210 <br /> 211 <br />Mayor Reinert suggested that he would like to see a different track. This is based on 212 <br />erroneous data and FEMA will continue to practice this unless they are challenged. Ms. 213 <br />Thompson noted that there are cities on the west coast who have been fighting it for ten 214 <br />years. She added that FEMA doesn’t actually create the data but are provided with it and 215 <br />will continue to use that until it is corrected if need be. Mayor Reinert remarked that it 216 <br />is a mess and it can’t be allowed to proceed unchecked; Ms. Hankee added that Anoka 217 <br />County has put this on their radar screen also and may be asking more questions. 218 <br /> 219 <br />Mayor Reinert asked how the city can back away from its involvement and Mr. Grochala 220 <br />suggested the city would have to remove its flood plain ordinance and would then no 221 <br />longer quality for flood insurance. Mr. Grochala suggested that “the chain” is mostly 222 <br />involved and that is something that could be restudied. Mayor Reinert suggested that 223