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CITY OF LINO LAKES, MINNESOTA <br />MANAGEMENT'S DISCUSSION AND ANALYSIS <br />DECEMBER 31, 2015 <br />CAPITAL ASSET AND DEBT ADMINISTRATION <br />Capital assets -The City of Lino Lakes' investment in capital assets for its governmental and business- <br />type activities as of December 31, 2015, is $70,355,866. This investment in capital assets includes land, <br />buildings, office equipment and furniture, vehicles, machinery and equipment, other capital assets, and <br />infrastructure. This represents an increase in the City of Lino lakes' investment in capital assets of <br />approximately 10%. Developer lead infrastructure additions for 2015 include NorthPointe 1"1 Addition as <br />well as Saddle Club 181 Addition. The City completed construction of Well No. 6, while the pump house is <br />still pending completion. Also sitting in construction in progress and pending final completion are, the <br />Shenandoah Area Street Improvements, the construction of Fire Station #2, and the Birch Street tum <br />lanes and infrastructure improvements. <br />Capital Assets at Year-End <br />(Net of Accumulated Depreciation) <br />Governmental Activities Business-Type Activities <br />2015 2014 2015 2014 <br />Total <br />2015 2014 <br />Land <br />Construction in Progress <br />Buildings <br />Office Equipment and Furniture <br />Vehicles <br />Machinery and Shop Equipment <br />Other Equipment <br />lnfrastrucrure <br />Capital Assets, Net <br />3,275,859 $ 3,275,859 ....--- <br />7,268,375 808,093 1,830,071 <br />2,802,413 3,116,839 <br />133,963 364,999 <br />1,141,371 1,170,030 <br />1,109,527 338,387 152,888 211,027 <br />193,122 167,804 <br />25,303,407 26,972,973 27,144,872 27,344,994 <br />$ 41,228,037 $ 36,212,994 $ 29,127,829 $ 27,556,021 <br />$-3,275,859 <br />9,098,448 <br />2,802,413 <br />133,963 <br />1,141,371 <br />1,262,413 <br />193,122 <br />52,448,279 <br />$ 76,355,886 <br />$ 3,275,859 <br />808,093 <br />3,116,839 <br />364,999 <br />1,170,030 <br />547,414 <br />167,804 <br />54,317,967 <br />$ 63, 789,oo5 <br />Additional information on the City's capital assets can be found in the notes to the financial statements on <br />pages 48-49. <br />long-term debt-At the end of the current fiscal year, the City of lino lakes had total bonded debt <br />outstanding of $24,611,250. Of this amount $16,406,250 comprises tax supported debt and $6,485,000 is <br />special assessment debt. All outstanding debt carries the general obligation backing for which the City is <br />liable in the event of default by the property owners subject to the specific taxes, special assessments or <br />revenues pledged to the retirement of the debt. In addition, the City carries a note to Anoka County for its <br />share of the cost of the I-35E/County Road 14 Interchange project in the amount of $1,720,000. <br />Governmental Activities Business-T~pe Activities Total <br />2015 2014 2015 2014 2015 2014 <br />G.O. Bonds $ 16,406,250 $ 9,231,000 $ $ $ 16,406,250 $ 9,231,000 <br />G.O. Special Assessment Bonds 6,485,000 7,445,000 6,485,000 7,445,000 <br />Note Payable -Anoka County 1,720,000 2,080,000 1,720,000 2,080,000 <br />Total Outstanding Debt $ 24,611,250 $ 18,756,000 $ $ $ 24,611,250 $ 18,756,000 <br />The City of lino lakes' total bonded debt increased by $6,215,250 (37.3%) during the current fiscal year. <br />The key factors for the change include the issuance of $198,250 in 2015A Equipment Certificates, <br />$963,000 in 2015B Certificates, $3,095,000 of General Obligation Bonds to finance street reconstruction <br />in the Shenandoah Area and public infrastructure improvements related ot the construction of Fire Station <br />#2, and $4,350,000 in EDA lease Revenue Bonds to finance the construction of Fire Station #2 in the <br />City of lino lakes. Principal in the amount of $2,391 ,000 was retired during the year. Additional <br />information on the City's long-term debt can be found in the notes to the financial statements on pages <br />50-52. <br />CITY OF LINO LAKES, MINNESOTA <br />MANAGEMENT'S DISCUSSION AND ANALYSIS <br />DECEMBER 31, 2015 <br />ECONOMIC FACTORS AND NEXT YEAR'S BUDGETS AND RATES <br />The unemployment rate for the City of Lino Lakes at year-end is 3.3%, which is a great improvement <br />from a rate of 4.5% in 2013. This is slightly lower than the state's average unemployment rate of <br />3. 7% and significantly lower than the national average of 5.0% at the end of 2015. <br />Residential growth in the City has continued to be significantly below the rates of the mid 2000's due <br />to the general residential real estate market weakness, with about half of the number of new home <br />permits issued in 2015 as in 2007, and less than 76% of new home permits issued in 2005. This is an <br />improvement over recent years. Recently increased building and development activities are signalling <br />a recovery of the housing market. Property values of the existing tax base are expected to increase <br />slightly and will continue to have an impact on the City's tax base for 2016. <br />Energy costs are expected to continue to remain steady or slightly increase over the coming months. <br />This will have an impact on the City's budget for the coming year and thereafter. <br />Property tax reforms have significantly impacted state aid payments the City of Lino Lakes receives. <br />The City is exempted from local government aid and the state legislature has discontinued the market <br />value homestead credit in favor of a new market value exclusion, which excludes a portion of <br />residential homestead property value from property taxes. <br />The Federal Reserve Board has continued the federal funds rates at historical lows, currently <br />between 0.25% -0.50%, which is expected to result in reduced investment earnings. <br />REQUESTS FOR INFORMATION <br />This financial report is designed to provide a general overview of the City of Lino lakes' finances for all of <br />those with an interest in the government's finances. Questions concerning any of the information provided <br />in this report or requests for additional financial information should be addressed to the Director of <br />Finance, City of Lino lakes, 600 Town Center Parkway, lino lakes, Minnesota, 55014. IV-7