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Anoka County Multi-Jurisdictional All Hazards Mitigation Plan 162 increase damage to other properties. Anoka County and its municipalities participate in the National Flood Insurance program. Another key service provided by the NFIP is the mapping of identified flood hazard areas. Once prepared, the FIRMs are used to assess flood hazard risk, regulate construction practices, and set flood insurance rates. FIRMs are an important source of information to educate residents, government officials, and the private sector about the likelihood of flooding in their community. Another voluntary program that provides significant value is the Community Rating System (CRS). CRS is an incentive-based program that encourages counties and municipalities to undertake defined flood mitigation activities that go beyond the minimum requirements of the NFIP, adding extra local measures to provide protection from flooding. All of the 18 creditable CRS mitigation activities are assigned a range of point values. As points are accumulated and reach identified thresholds, communities can apply for an improved CRS class. Class ratings, which run from 10 to 1, are tied to flood insurance premium reductions. As class ratings improve, the percent reduction in flood insurance premiums for NFIP policyholders increases. CRS Premium Discounts, by class as defined by FEMA, are depicted in the adjacent table. CR Any community that is in full compliance with the rules and regulations of the NFIP may apply to FEMA for a CRS classification better than class 10. The CRS application process has been greatly simplified over the past several years based on community comments to make the CRS user- friendly. Extensive technical assistance is also available for communities who request it. Anoka County and its municipalities are investigating participation in the CRS program. Participating Anoka County Jurisdictions will continue to be a part of the National Flood Insurance Program by maintaining in good standing with the National Flood Insurance Program (NFIP) and comply with local regulations pertaining to the NFIP. Jurisdictions participating in the National Flood Insurance Program will follow criteria are established in the NFIP regulations at 44 CFR §60.3. The jurisdictions will adopt and maintain floodplain management ordinance that meets or exceeds the minimum NFIP criteria. As part of the compliance requirements participating Jurisdictions have adopted building codes and flood management plans to regulate construction in Special Flood Hazard Areas. In Anoka County each city is responsible for updating flood maps for their jurisdiction; Anoka County assists Linwood Township with their needs for updating flood maps. Jurisdictions in Anoka County Participating in the National Flood Insurance Program Anoka County Circle Pines Fridley Ramsey Andover Columbia Heights Ham Lake Spring Lake Park Anoka Columbus Lexington St. Francis Blaine Coon Rapids Lino Lakes Centerville East Bethel Oak Grove Growth Control Ordinances are primarily used by local governments to encourage growth in an orderly manner in the areas covered by the ordinance. The purpose of most growth control Class Discount 1 45% 2 40% 3 35% 4 30% 5 25% 6 20% 7 15% 8 10% 9 5% 10 0%