Id;ar ismg out of and i-In,course P'the Irensportanor o!empire ,1�tc plaudit, owned or occopec or e, rented to one insured, o:. '
<br /> equipment by an automobile owned or operated by or Ili Or except win n respect to the use ere Mors.ic'.Droper'i held by
<br /> loaned to the named Insured; the Insureo for sore or entrustec to the Insured for storage or
<br /> ' Bit to bodily salary selexeepmg.
<br /> tD included within the Completed operations hazard or the products (2)except nn respect to liability under a written sidetrack agree
<br /> hazard: me
<br /> nf or the use Oreieyatirs
<br /> .1 (2)arising out of operations performed for the nametl insaretl by (a)to property while on premises owned by or rented to the e
<br /> pendent contractors other than Inured for the purpose of hawing operations Dertormed on
<br /> independent oendent c ono reran of toe insured Premises,or such property by or on behalf of the insured,
<br /> lay p
<br /> (D)structural alterations at such premises which do not involve (b)to tools m is operations.
<br /> while being used by Cite sawred m
<br /> changing the sue of or moving Duddings or other structures: to property
<br /> his operations.
<br /> Id to property n Cite custody of the insured the Is re be
<br /> 131 resulting Iron the selling, serving or giant of any alcohol¢ installed. erected or used in construction by site insured,
<br /> beverage Id)to that particular part of any property,not on premises owned
<br /> (a)in violation of any statute,ordinance or regulation, by or rented to the insured,
<br /> lb)to a minor. W upon which operations are being performed by or on
<br /> Ic)to a person under the influence of alcohol,Or behalf of the insured at the time of the property damage wyw r
<br /> (it)which causes or contributes to the intoxication of any Dtr50n, arising Out of such OperalionS.Or
<br /> I1 the aamee insured is a Person or organization engaged in (it)out of which any property famage arises,or
<br /> the business of manufacturing. distributing, selling or sere- liii)the restoration,repair or rer,acement of which has been
<br /> ing alcoholic beverages.or it not so engaged, is an owner made or is necessary by reason of faulty workmanship
<br /> or lessor of premises used for such Purposes,out only Dart thereon by or on behalf of the insured;
<br /> la)of this excluvon(8)(3)applies when the named insured (3)with respect to the completed operations hazard and with respect
<br /> Is such an owner or lessor; to any classification stated in the policy Or in the Company s
<br /> ICI due to war,whether or not declared,civil war,insurrection,re- manual as"including completed operations',to property damage
<br /> be,,,.or revolution,or to any act or condition incident to any to work performed by the named insured arising out of such
<br /> of the foregoing; work or any portion thereof,or out of such materials,parts or
<br /> (C)to bodily injury equipment furnished in connection therewith.
<br /> (1)to the named insured, any partner thereof, any tenant or other (B.IThe Broad Form Property Damage Liability Coverage shall be excess
<br /> person regularly residing on the insured premises or any ear insurance over any valid and nollectib!e property insurance(including
<br /> ployee of any of the foregoing d the bodily ejury,arises out of any deductible portion thereof)araiiaDle to Me insured, such as, - -
<br /> - and in the course of his employment therewith: but no;limited to.Fire,Extended Coverage,Builder's Risk Coverage
<br /> (2)to any other tenant if the bodily injury occurs on that part of or Installation Risk Coverage,and the Other Insurance Condition of
<br /> the insured premises rented Iron the named insured or to any the policy is amended accordingly.
<br /> j employee of such a tenant it ibe bodily injury occurs on the VII. INCIDENTAL MEDICAL MALPRACTICE LIABILITY COVERAGE
<br /> - tenant's part of the insured premises and arises out of and in
<br /> - the course of his employment for the tenant; The definition of bodiiy injury is amended to include Incidental Medical
<br /> -- - (3)to any person while engaged in maintenance and repair of the Malpractice Injury.
<br /> insured premises Or alteration,demolition or new construction Incidental Medial Malpractice Injury means injury arising out of the
<br /> at such premises, rendering of or failure to render,during the policy period,the following
<br /> (4)to any person it any benefits for such bodily injury are payable services:
<br /> Or,required to be provided under any workmen's compensation, U0 medical, surgical,dental,it or nursing service or treatment or
<br /> unemployment compensation or disability benefits law,or under the furnishing of load or beverages in connection therewith;or -
<br /> any similar law;
<br /> (5)to any person practicing. instructing or participating in any (B)the furnishing or dispensing of drugs in medical,dental or surgical
<br /> Physical training,sport,athletic activity or contest whether on supplies or appliances.
<br /> a torfeal of informal basis; This coverage does not apply to: - -
<br /> 16)it the named elated is a Club,to any member of the named (1)expenses incurred by the insured for firs/-aid to others at the -
<br /> insured; _ s- - - time of an accident and the "Supplementary Payments' pro-
<br /> (7)N the pound insured is a hotel,motel,or tourist Court,to any vision and the "Insured's Duties in the Event of Occurrence, -
<br /> guest of the hared insured; Claim or Suit"Condition are amended accardinlgly; -
<br /> ID)to any medical expense for services by the named infrared, any (2)any insured engaged in the business or occupation of pro-
<br /> employee thereof or any person or organization under Contract to -vidjng any of the services described under.VII(A)and(8)above; -
<br /> the named insured to provide such services. - (3)injury caused by any indemnitee it such indemnitee is engaged -
<br /> in the business or occupation of providing any of the services -
<br /> LIMITS OF LIABILITY -- described under VII IA)and 18)above. _ --
<br /> The limit of liability for Premises Medical Payments Coverage is S3.OD0 ylll. NON-OWNED WATERCRAFT LIABILITY COVERAGE Lander 26 Cal in -
<br /> each person unless otherwise stated in the schedule of this endorse- length)
<br /> menf.The limit of liability applicable to"each person"is the limit of
<br /> the company's liability for all medial expense for bodily injury to any Exclusion(a)does not apply to any watercraft under 26 feet in length - -
<br /> one person as five result atany one accident;but subject to the above provided such watercraft is neither owned by the named insured nor -
<br /> provision respecting "each person",the total liability of the company being used to Carry persons or property for a charge.
<br /> under Premises Medical Payments Coverage for all medical expense for Where the insured is. irrespective of this coverage, covered or Oro- -
<br /> ! bodily!Lary to two or more persons as the result of any one accident tected against any loss or claim which would otherwise have been paid
<br /> :halt hat exceed the limit of bodily injury liability stated in the polity toy the Company under this endorsement,there shall be no contribution
<br /> as applicable to"each oodurrenoe". - or participation by this company on the basis of excess,contributing,
<br /> �f„' "''" '• When more than one medical payments coverage ahorded by the policy deficiency, concurrent,or double insurance.or otherwise. _ t',. .,
<br /> applies to the loss,the company Shall not be liable for more than the - -
<br /> amount of the highest applicable limit of liability. - IX. LIMITED WORLDWIDE LIABILITY CDVERAGE
<br /> ADDITIONAL DEFINITIONS - The definition of policy territory is amended to include the following:
<br /> When used herein: . _ C. Anywhere in the world with respect to bodily injury, property
<br /> Damage,personal injury or advertising injury arising out of the
<br /> "insured premises" means all premises owned by or tented to the activities of any insured permanently domiciled in the United
<br /> named insured with respect to which the named insured is ahorded States of America though temporarily outside the United States -
<br /> Coverage for bodily injury liability under this Policy,and includes the of America,its territories and possessions or Canada,provided
<br /> wan immediately adjoining on land; the original suit for damages because of any such injury or dam.
<br /> "medical expense" means expenses for necessary medical, surgical, age is brought within the United States of America,its territories
<br /> x-ray and dental services, including prosthetic devices, and necessary or possessions or Canada.
<br /> ambulance, hospital, professional nursing and funeral services. Such insurance as is afforded by paragraph C.above shall not apply:
<br /> I ADDITIONAL CONDITION (al to bodily injury or property damage included within the COm-
<br /> Medical Reports;Proof and Payment of Claim plated operations hazard or the products hazard;
<br /> As soon as practicable the injured person or someone on his behalf (b)to Premises Medical Payments Coverage.
<br /> shall give to the company written proof of Claim,under oath it required,
<br /> and shall,after each request from the.company,execute authorization X. ADDITIONAL PERSONS INSURED
<br /> to enaDie the company to obtain Medical reports and copies of records. As respects bodily injury,property damage and personal injury and adver.
<br /> The injured person shall submit to physical examination by physicians tising injury coverages,under the provision"Persons Insured the following
<br /> selected by the company when and as often as the company may rea- ate added as insureds:
<br /> sonabiy require.The company may pay the injured person or-any Person IA)Spouse—Partnership--If the named insured is a partnership,
<br /> or organization rendering the services and the payment shall reduce the spouse of a partner but only with respect to the conduct of
<br /> the amount payable hereunder for such injury.Payment hereunder shall the business of the named insured;
<br /> not constitute an admission of liability of any person or,except here-
<br /> under,of the company. - (B)Emilimme—Any employee(other Into executive officers)of the named
<br /> insured while acting within the scope of his duties as such.but the
<br /> IV. HOST LIQUOR LAW LIABILITY COVERAGE insurance aftorped to such employee Does not apply'.
<br /> Exclusion Ih)does not apply with respect to liability of the insured or ❑)to bodily injury or personal injury to another employee of
<br /> his indemnitee arising out of the giving or serving of alcohold Dever. the named insured arising out of or in the course of his
<br /> ages at functions incidental to the named insureds business,provided employment;
<br /> the barred insured is not engaged in the business of manufacturing, (2)to personal injury or advertising injury to the named insured
<br /> distributing, selling or serving of alcoholic Overages. or, if the named insured is z urtnership or joint venture,
<br /> any Danner or member thereof,or the spouse of any of the
<br /> V. FIRE LEGAL LIABILITY COVERAGE—REAL PROPERTY foregoing:
<br /> With respect to property damage to structures or portions thereof f31 it property damage to broperry,owned,occuorec or used by, -
<br /> rented to or leased to the named insured,including fixtures permanently rented to.In the care.Custody Or control of or over winch physical
<br /> attached tbenefe,if such property damage arises out Of fire control I$being exercised for any purpose by another employee of
<br /> W All of the exclusions of the Policy,other than the Nuclear Energy the named insured.in by the named insured or,if the named
<br /> Liability Exclusion IBroad form), art deleted and rtD)ateE by the insured is a partnership or pint venture by any Partner or main-
<br /> Liability Der thereof or by the spouse of any of the foregoing.
<br /> following:
<br /> This insurance does not apply to liability assumed by the XI. EXTENDED BODILY INJURY COVERAGE -
<br /> insured under any contract or agreement. The definition of occurrence includes any intentional act by or at the
<br /> (B)The limit of property damage liability as respects this Fire Legal direction of the tsured which results in bodily injury if such injury
<br /> Liability Coverage—Real Property is S50,D00 each occurrence unless arises solely from the use of reasonable forte for the purpose of
<br /> otherwise stated in the Schedule of this endorsement. protecting persons or property.
<br /> (C)The Fire Legal Liability Coverage—Real Property shall be excess
<br /> insurance over any valid and collectible property insurance im- XII. AUTOMATIC COVERAGE—NEWLY ACOUIRED ORGANIZATIONS(90 DAYS)
<br /> eluding any deductible portion thereof), available 10 the insured, the word insured shall include as named insured any attenuation which is
<br /> such as,but not limited to,Fite,Extended Coverage,Builders Risk acounea or formed by the named insured ant over winch the named insured
<br /> Coverage or Installalioh Risk Coverage, and the Other Insurance maintains ownership or majority imenoi.diner Into a taint venture.Droaoed
<br /> Condition of the policy is amended accordingly, this insurance cars no;annoy to bodily injury,property damage.personal
<br /> VI. BROAD FORM PROPERTY DAMAGE LIABILITY COVERAGE tincluding injury or advertising•injury with respe:1. to whmh such new. organization
<br /> Completed Operations) under this policy is also an insured under anv other similar iubibtt or m-
<br /> The Insurance for property damage liability applies,subject to the for- tlemmty Doha or would De an!saved under any such Dohcy but tin exeaus-
<br /> lowing additional proasrons: from of its limits at liability The Insurance af•c.ced hereby shah.terminate 90
<br /> IA.1 Exclusions(it)and(a)are replaced b the tpilowin Dan 1re�.The dolt any such organization is acquired or formed by Cite
<br /> Y g� named insured.
<br /> �UTNE It
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