06/01/1987 Park Board Packet - Laserfiche WebLink

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I. COVERAGE A—BODILY INJURY LIABILITY named insured after such products or work have been put to use by any COVERAGE B.—PROPERTY DAMAGE LIABILITY person or organization other than an insured; - Inl to property damage to the named insured's products arising out of such { The compi•�•.'r will pay on behalf of the insured all sums which the insured shall products or any part of such products; become legally obligated to pay as damages because of to)to property damage to work performed by or on behalf of the named insured - A. bodily injury or arising out of the work.or any portion thereof,or out of materials,parts or 2 B. property damage equipment furnished in connection therewith; 3 to which this insurance applies,caused by an occurrence,and the company shall (p)to damages claimed for the withdrawal. inspection, repair, replacement. or { have the right and duty to defend any suit against the insured seeking damages loss of use of the named insured's products or work completed by or for on account of such bodily injury or property damage.even if any of the allegations the named insured or of any property of which such products or work form of the suit are groundless,false or frardulent.and may make such investigation a Dart,if such products.work or property are withdrawn from the market or and settlement of any claim or suit as it deems expedient but the company shall from use because of any known or suspected defect or deficiency therein; not be obligated to pay any claim or judgment or to defend any suit after the Iq)to.property damage included within: applicable limit of the company's liability has been exhausted by payment of (1)the explosion hazard in connection with operations identified in this judgments or settlements. policy by a classification code number which includes the symbol "li", 12)the collapse hazard in connection with operations identified in this i policy by a classification code number which includes the symbol"c", Exclusions (3)the underground property damage hazard in connection with operations identified in this policy by a classification code number which includes This insurance does not apply: the symbol"u". (a)to liability assumed by the insured under any contract or agreement except { an incidental contract; but this exclusion does not apply to a warranty of It. PERSONS INSURED I fitness or quality of the named insured's products or a warranty that work Each of the following is an insured under this insurance to the extent set forth performed by or on behalf of the named insured will be done in a workmanlike below: manner; (a)if the named insured is designated in the declarations as an individual,the Bit to bodily injury or property damage arising out of the ownership,maintenance, person so designated but only with respect to the conduct of a business of operation,use,loading or unloading of which he is the sole proprietor,and the spouse of the named insured with (1)any automobile or aircraft owned or operated by or rented or loaned to respect to the conduct of such a business; any insured,or (b) if the named insured is designated in the declarations as a partnership or } (2)any other automobile or aircraft-operated by any person in.the course of joint venture,the pannership or joint venture so designated and any partner his employment by any insured; or member thereof but only with respect to his liability as such; but this exclusion does not apply to the parking of an automobile on premises Ic) if the named insured is designated in the declarations as other than an in. owned by,rented to or controlled by the named insured or the ways imme. dividual,partnership or joint venture,the organization so designated and any diately adjoining,if'such automobile is not owned by or rented or loaned to executive officer,director or stockholder thereof while acting within the scope any insured; of his duties as such; (c)to bodily injury or property damage arising out of (1)the ownership,main- (dl any person lother than an employee of the named insured) or organization tenance,operation,use,loading or unloading of any mobile equipment while whole acting as real estate manager for the named insured; and being used in any prearranged or organizes racing, speed or demolition (a)with respect to the operation,for the purpose of locomotion upon a public contest.or in any stunting activity or in practice or preparation for any such highway,of mobile equipment registered under any motor vehicle registration contest or activity or'(21-the operation or use of any snowmobile or trailer law, designed for use therewith; (i)an employee of the named Insured while operating any such equipment in (d)to bodily injury or property damage arising out of and in the course of the the course of his employment,and transportation of mobile equipment by an automobile owned or operated by- lit any other person while operating with the permission of the named insured or rented or loaned to any insured; any such equipment registered in the name of the named insured and any (a)to bodily injury or property damage arising out of the ownership,maintenance, person or organization legally responsible for such operation,but only if operation,use,loading or unloading of there is no other valid and collectible insurance available, either on a (1)any watercraft owned or operated by or rented or loaned to any insured,or primary or excess basis,to such person or organization; (2)any other watercraft operated by any person in the course of his am- .- provided that no person or organization shall be an inured under this pars. pioyment by any insured; graph(a)with respect to: but this exclusion does not apply to watercraft while ashore on premises (1)bodily injury to any fellow employee of such person injured in the course owned by,rented to or controlled by the named insured; of his employment,or If) to bodily injury or property damage arising out of the discharge, dispersal, (2) property damage to property owned by,rented to,in charge of or occupied release or escape of smoke.vapors,soot,fume,,acids,alkalis,toxic chemicals, by the named insured or the employer of any person described in sub- liquids or gases,waste materials or other irritants,contaminants or pollutants paragraph(if). into or upon)and;the atmosphere or any water course or body of water;but This insurance does not apply to bodily injure or property damage arising out of this exclusion does not apply if such discharge,dispersal,release or escape the conduct of any partnership or joint venture of which the insured is a partner is sudden and accidental; or member and which is not designated in this policy as a named insured. (g)to bodily injury or property damage due to war, whether or not declared, 111 LIMITS OF LIABILITY civil war, insurrection, rebellion or revolution or to any act or condition incident to any of the foregoing,with respect to Regardless of the number of(1)insureds under this policy,(2)persons or organi- (1) liability assumed by the insured under an incidental contract,or zations who sustain bodily injury or property damage,or 0 claims made or suits (2)expenses for first aid under the Supplementary Payments provision; brought on account of bodily injury or property damage,the company's liability is (h)to bodily injury or property damage for which the insured or his indemnitee limited as follows: may be held liable Coverage A-—The total liability of the company for all damages, including (1)as a person or organization engaged in the business of manufacturing, damages for care and loss of services,because of bodily injury sustained by one distributing,selling or serving alcoholic beverages,or or more persons as the result of any one occurrence shall not exceed the limit of (2)it not so engaged, as an owner or lessor of premises used for such bodily injury liability stated in the schedule as applicable to`each occurrence y,r'y s Subject to the above provision respecting"each occurrence",the total liability , purposes, of the company for all damages because of(1)all bodily injury included within the if such liability is imposed completed operations hazard and(2)all bodily injury included within the products (it by. or because of the violation of,any statute, ordinance or regulation hazard shall not exceed the limit of bodily injury liability stated in the schedule pertaining to the sale,gift,distribution or use of any alcoholic beverage, as"aggregate". or Coverage B—The total liability of the company for all damages because of all (ii)by reason of the selling,serving or giving of any alcoholic beverage to a property damage sustained by one or more persons or organizations as the result minor or to a person under the influence of alcohol or which causes or of any one occurrence shall not exceed the limit of property damage liability stated { contributes to the intoxication of any person; in the schedule as applicable to"each occurrence". but part(it)of this exclusion does not apply with respect to liability of the Subject to the above provision respecting"each occurrence",the total liability insured or his indemnitee as an owner or lessor described in(2)above; of the company for all damages because of all property damage to which this (i) to any obligation for which the insured or any carrier as his insurer may coverage applies and described in any of the numbered subparagraphs below be held liable under any workmen's compensation,unemployment compensa- shall not exceed the limit of property damage liability stated in the schedule as ( tion or disability benefits law,or under any similar law; "aggregate: 11 (j) to bodily injury to any employee of the insured arising out at and in the (1) all property damage arising out of premises or operations rated on a re- .course of his employment by the insured or to any obligation of the insured re- muneration basis or contractor's equipment rated on a receipts basis, to indemnity another because of damages arising out of such injury;but this including property damage for which premises is assumed under any to- exclusion does not apply to liability assumed by the insured under an property contract relating n such premises or operations,but excluding f incidental contract; property damage included in subparagraph (21 below; (2) all oroperty damage arising out insured y independent and occurring in the course of operationsgeneral (kl to property damage to performed (1)oroperty owned or occupied by or rented to the insured, supervision thereof by the snamed insured. including contractors r d ene a such property (2)property used by the insured,or damage for which liability is assumed under any incidental contract (3) property in the care, custody or control of the insured or as to which relating to such operations, but this subparagraph (2)does not include the insured is for any purpose exercising physical control; property damage arising out of maintenance or repairs at premises owned but parts(2)and(3)of this exclusion do not apply with respect to liability by or rented to the named insured or structural alterations at such premises under a written sidetrack agreement and Dart(3)of this exclusion does not which do not involve changing the size of or moving buildings or other apply with respect to property damage(other than to elevators)arising out of structures; the use of an elevator at premises owned by,rented to or controlled by the (3)all property damage included within the products hazard and all property ( named insured; damage included within the completed operations hazard. ( (1) to property damage to premises alienated by the named insured arising out Such aggregate limit shall apply separately to the property damage described of such premises or any part thereof; in subparagraphs (1), 12) and (3) above, and under subparagraphs (1) and 12), (in)to loss of use of tangible property which has not been physically injured or separately with respect to each project away from premises owned by or rented j destroyed resulting from to the named insured. (1)a delay in or lack of performance by or on behalf of the named insured Coverages A and B—For the purpose of determining the limit of the company's of any contract or agreement,or liability, all bodily injury and property damage arising out of continuous or re- (2)the failure of the named insured's products or work performed by or on peated exposure to substantially the same general conditions shall be considered 1 behalf of the named insured to meet the level of performance. duality, as arising out of one occurrence. fitness or durability warranted or represented by the named insured; IV. POLICY TERRITORY but this exclusion does not apply to loss of use of other tangible property j resulting from the sudden and accidental physical injury to or destruction of This insurance applies only to bodily injury or property damage which occurs the named insured's products or work performed by or on behalf of the within the policy territory. AllTNEHTI - i •��o4..rj°'s