06/01/1987 Park Board Packet - Laserfiche WebLink

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BMX Insurance Research After calling the Cities of Brainerd, Champlin, Brooklyn Park, Eden Prairie, Fairmont, Grand Rapids, Maple Plain, Mankato and Shakopee, I have found that all tracks are insured through Pacific International Inc. , agent: Jack A. Donahey and Associates 3110 1st Ave. N. Suite 2H P.O. Box 12632 St. Petersburg, Florida 33733 Of the above-mentioned tracks, the City of Brooklyn Park has shut down its track because of insurance costs. According to the City of Champlin, the rates in 1985 were $610 for 10 races and in 1986 they were $810 for 10 races. If the track is city-owned and oper- ated, they must purchase a permit from the State Department of Commerce to obtain insurance from the above-listed agent as he is not licensed to sell insurance in Minnesota. The cost is around $55.00 for said permit. To the best of my knowledge, no major claims have been filed against any cities or BMX association to date. Insurance policies carry a $200 deductible and all reported injuries: have been minor. One broken arm was reported at the Champlin track in 1985, but no claim was filed. The tracks at Eden Prairie, Maple Plain and Grand Rapids and Shakopee are all on private property and run by a BMX Association. The Grand Rapids track is owned and operated by the local YMCA. The City of Champlin was the only one found to be operated and main- tained solely by the City Parks staff. None of the tracks are surrounded by the substantial security fence as suggested by the North Star Risk Services, Inc. as all parties felt that the fence itself would increase the risk of injury in an attempt at unauthor- ized use. In general, all of the cities staff and BMX personnel agreed that the tracks were a great success and a much sought after attraction in each community.