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CITY OF LINO LAKES, MINNESOTA <br />NOTES TO FINANCIAL STATEMENTS <br />December 31, 2024 <br /> <br /> <br /> <br /> <br />CHANGES IN LONG-TERM DEBT <br /> <br />The following is a schedule of changes in long-term debt for the year ended December 31, 2024: <br /> <br />Beginning Ending Due Within <br />Balance Additions Deletions Balance One Year <br />Governmental Activities: <br /> Bonded debt:General obligation bonds $16,735,000 $ - $1,860,000 $14,875,000 $1,455,000 <br />Special assessment bonds 415,000 - 220,000 195,000 160,000 <br />Direct borrowings - capital note 35,475 - 35,475 - - <br />Unamortized bond premiums 734,628 - 77,170 657,458 - <br />Unamortized bond discounts (2,585) - (1,351) (1,234) - <br /> Compensated Absences PayableCompensated absences payable* 815,278 363,477 - 1,178,755 826,030 <br />Total governmental activities $18,732,796 $363,477 $2,191,294 $16,904,979 $2,441,030 <br />Business-Type Activities: <br />Direct borrowings - MPFA note $ - $1,216,285 $ - $1,216,285 $349,190 <br />Compensated absences payable* 79,049 48,313 - 127,362 80,238 <br />Total business-type activities $79,049 $1,264,598 $ - $1,343,647 $429,428 <br /> <br />* The change in compensated absences is presented as a net change. <br /> <br />DESCRIPTIONS OF LONG-TERM DEBT <br /> <br />General Obligation Bonds – the bonds were issued for improvements or projects which benefited the City as a whole <br />and, therefore, are repaid from ad valorem levies. <br /> <br />Special Assessment Bonds – the bonds were issued to finance various improvements and will be repaid primarily <br />from special assessments levied on the properties benefiting from the improvements. However, some issues are <br />partly financed by ad valorem levies. <br /> <br />Utility Revenue Bonds – the Bonds were issued to finance various improvements in the water fund and will be <br />repaid primarily from pledged revenues derived from the constructed assets. <br /> <br />Capital Note – the note was issued to fund the cost of the acquisition of capital equipment to be used by the North <br />Metro Telecommunications Commission in the operation of a cable communications system. The note was repaid <br />from franchise fee revenue. <br /> <br />Water Revenue Note – the note was issued to fund the construction of a water treatment plant and will be repaid <br />from pledged revenues derived from charges for services of the water fund. Note proceeds are received from the <br />Minnesota Public Facilities Authority (MPFA) on a reimbursement basis as the project progresses. The total amount <br />of note proceeds available to disburse to the City is $15,996,190. <br /> <br />The MPFA Bond Purchase and Project Loan Agreement defines Events of Default, including remedies if default <br />were to occur. Remedies may include the following: 1) an interest penalty, 2) withhold approval of any <br />disbursement request, 3) reject any pending application for financial assistance, 4) impose an immediate increase in <br />the interest rate on the loan by eliminating all interest rate discounts, and 5) demand immediate payment of all <br />outstanding principal and interest (to the extent permitted by law). <br /> <br />62 <br />Page 98 of 353