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Patricia L. Kettles <br />Assistant Vice President and Client Representative <br />Experience <br />Ms. Kettles joined the Management Consulting Services Group in early 2001. Prior to that she was a Project <br />Manager for the National, Minnesota and Wisconsin Teams where she provided project support services that <br />included structuring debt, reviewing financing options with Springsted's Client Representatives and clients, writing <br />recommendations that explain the plan of finance, reviewing Official Statements as well as legal documents related <br />to financing, and assisting clients with general questions. She brings this experience to the Management Consulting <br />Team where she is able to apply her strengths and technical analysis in completing studies in areas such as, utility <br />rate analysis, fiscal impact analysis, revenue diversification /cost recovery, financial feasibility, financing options, <br />capital improvement programming and debt management. Ms. Kettles has worked with clients in Virginia, Iowa, <br />Minnesota, North Dakota, and Wisconsin. <br />Education University of St. Thomas, St. Paul, Minnesota <br />Masters in Business Administration <br />Curtis L. Carlson School of Management, University of Minnesota, (Minneapolis) <br />Bachelor of Science in Business <br />Affiliations Government Finance Officers Association of the United States and Canada <br />Minnesota Government Finance Officers Association <br />Christine M. Hogan <br />Project Manager <br />Experience <br />Ms. Hogan joined Springsted Incorporated in March 2000, as a Financial Services Analyst, after graduating from the <br />University of St. Thomas. As a Financial Services Analyst, Ms. Hogan managed the arbitrage rebate division, where <br />she used her analysis strengths and customer service skills to ensure that clients comply with federal arbitrage <br />regulations. In addition to performing analytical calculations, she assisted clients with meeting reporting <br />requirements in a timely manner. <br />In her current role as a Project Manager for the Minnesota and Wisconsin Teams, she provides project support <br />services that include structuring debt, reviewing financing options with Springsted's Client Representatives and <br />clients, writing recommendations explaining plans of financing, reviewing Official Statements and other legal <br />documents related to financing, and assisting clients with general questions. <br />Education University of St. Thomas, St. Paul, Minnesota <br />Bachelor of Arts in Business Administration <br />