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City of Lino Lakes, MN <br />Pavement Management Plan Financing Study <br />December 2004 <br />• Patricia L. Kettles <br />Assistant Vice President and Client Representative <br />• <br />Experience <br />Ms. Kettles joined the Management Consulting Services Group in early 2001. Prior to that she <br />was a Project Manager for the National, Minnesota and Wisconsin Teams where she provided <br />project support services that included structuring debt, reviewing financing options with <br />Springsted's Client Representatives and clients, writing recommendations that explain the plan <br />of finance, reviewing Official Statements as well as legal documents related to financing, and <br />assisting clients with general questions. She brings this experience to the Management <br />Consulting Team where she is able to apply her strengths and technical analysis in completing <br />studies in areas such as, utility rate analysis, fiscal impact analysis, revenue diversification /cost <br />recovery, financial feasibility, financing options, capital improvement programming and debt <br />management. Ms. Kettles has worked with clients in Virginia, Iowa, Minnesota, North Dakota, <br />and Wisconsin. <br />Education University of St. Thomas, St. Paul, Minnesota <br />Masters in Business Administration <br />Curtis L. Carlson School of Management, <br />University of Minnesota, (Minneapolis) <br />Bachelor of Science in Business <br />Affiliations <br />Government Finance Officers Association of the United States <br />and Canada <br />Minnesota Government Finance Officers Association <br />