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• d. The balance of the property is ten (10) acres or more, and <br />• <br />• <br />e. The new lot that has a minimum area of one acre contains one acre <br />of contiguous buildable land, not including road right of way, <br />electrical transmission line easements or pipeline easements, and <br />f. Both the one - acre - minimum lot and Tots made from the remaining <br />land must meet all minimum lot requirements and provide for <br />meeting setback and other structure requirements, and <br />It can be demonstrated that all unsewered Tots can accommodate <br />the proposed principal structure, onsite well if the public water <br />system is not available, and an onsite wastewater treatment system <br />including both a primary and secondary drain field area in <br />accordance with Minn. Stat. 7080 and other applicable requirements. <br />h. For lots created under 2.b herein, the applicant making a request for <br />a lot split based upon requirements of a Iendinq institution shall <br />provide written verification from the lender of such requirements at <br />the time the application is filed. <br />i. For lots created under 2.b herein, the property owner shall record <br />with the Anoka County recorder a covenant that prohibits the transfer <br />of any lots created under this section unless the same is combined <br />into one parcel with the balance of the owner's property from which it <br />was split or in accordance with the provisions of Section 3, <br />Subdivision B.1. This requirement shall not apply to any conveyance <br />by a Iendinq institution who has acquired title as a result of a <br />mortgage foreclosure. <br />3. Two family dwellings and multiple family dwellings are not allowable uses <br />upon unsewered lots. <br />4. All subdivisions in areas without public sanitary sewer shall be designed such <br />that the larger non - sewered lots can be resubdivided to provide smaller <br />sewered lots when sewer becomes available in the future. Homes and <br />accessory buildings shall be located on these lots so as to allow for future <br />resubdivisions. <br />g. <br />PLANNING & ZONING BOARD <br />The Planning and Zoning Board held a public hearing on November 14, 2007 to consider <br />the request. There was no public comment. The board was understanding of the intent <br />to provide property owners, especially seniors, the opportunity to use the equity built up in <br />their homes. However the board did not feel the problem was with the City's zoning <br />regulations but rather the financial institutions' limitations on lot sizes. The board felt that <br />