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CITY OF LINO LAKES, MINNESOTA <br />NOTES TO FINANCIAL STATEMENTS <br />December 31, 1999 <br />Note 5 LEGAL DEBT MARGIN <br />The City is subject to a statutory limitation by the State of Minnesota for bonded indebtedness payable <br />principally from property taxes. The City of Lino Lake's legal debt margin for 1999 and 1998 is computed as <br />follows: <br />Market value <br />Applicable percentage <br />Debt Limit <br />Amount of debt applicable to debt limit: <br />Total bonded debt <br />Less: Special assessment bonds <br />Public project revenue bonds <br />Cash and investment in Debt Service Funds <br />Revenue bonds <br />Total debt applicable to debt limit <br />Legal debt margin <br />December 31, <br />1999 1998 <br />687,737,400 627,423,800 <br />2 % 2 % <br />13,754,748 12,548,476 <br />25,499,570 <br />(14,045,000) <br />(6,330,000) <br />(29,726) <br />(4,550,000) <br />544,844 <br />13,209,904 <br />Note 6 DEFINED BENEFIT PENSION PLANS - STATEWIDE <br />A. PLAN DESCRIPTION <br />24,152,734 <br />(13,215,000) <br />(6,350,000) <br />(8,893) <br />(4,075,000) <br />503,841 <br />12,044,635 <br />All full -time and certain part-time employees of the City of Lino Lakes are covered by defined benefit <br />plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA <br />administers the Public Employees Retirement Fund (PERF) and the Public Employees Police and Fire <br />Fund (PEPFF) which are cost - sharing, multiple - employer retirement plans. These plans are <br />established and administered in accordance with Minnesota Statute, Chapters 353 and 356. <br />PERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members <br />are covered by Social Security and Basic Plan members are not. All new members must participate <br />in the Coordinated Plan. All police officers, firefighters and peace officers who qualify for <br />membership by statute are covered by the PEPFF. <br />PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors <br />upon death of eligible members. Benefits are established by State Statute, and vest after three years of <br />credited service. The defined retirement benefits are based on a member's highest average salary for <br />any five successive years of allowable service, age, and years of credit at termination of service. <br />Two methods are used to compute benefits for PERF's Coordinated and Basic Plan members. The <br />retiring member receives the higher of a step -rate benefit accrual formula (Method 1) or a level <br />accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member who <br />retired before July 1, 1997 is 2 percent of average salary for each of the first 10 years of services and <br />2.5 percent for each remaining year. The annuity accrual rate for Basic members who retire on or <br />after July 1, 1997 is 2.2 percent of average salary for each of the first 10 years and 2.7 percent for <br />each remaining year. For a Coordinated Plan member who retired before July 1, 1997, the annuity <br />accrual rate is 1 percent of average salary for each of the first 10 years and 1.5 percent for each <br />remaining year. For Coordinated members who retire on or after July 1, 1997, the annuity accrual <br />34 <br />