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11/14/2007 P&Z Packet
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11/14/2007 P&Z Packet
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P&Z Packet
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11/14/2007
P&Z Meeting Type
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• <br />• <br />• <br />Planning & Zoning Board <br />November 14, 2007 <br />e. The new lot that has a minimum area of one acre contains one acre of <br />contiguous buildable land, not including road right of way, electrical <br />transmission line easements or pipeline easements, and <br />f. Both the one - acre - minimum lot and lots made from the remaining land must <br />meet all minimum lot requirements and provide for meeting setback and <br />other structure requirements, and <br />g. <br />It can be demonstrated that all unsewered lots can accommodate the <br />proposed principal structure, onsite well if the public water system is not <br />available, and an onsite wastewater treatment system including both a <br />primary and secondary drain field area in accordance with Minn. Stat. 7080 <br />and other applicable requirements. <br />h. For lots created under 2.b herein, the applicant making a request for a lot <br />split based upon requirements of a lending institution shall provide written <br />verification from the lender of such requirements at the time the application <br />is filed. <br />For lots created under 2.b herein, the property owner shall record with the <br />Anoka County recorder a covenant that prohibits the transfer of any lots <br />created under this section unless the same is combined into one parcel with <br />the balance of the owner's property from which it was split or in accordance <br />with the provisions of Section 3, Subdivision B.1. This requirement shall not <br />apply to any conveyance by a lending institution who has acquired title as a <br />result of a mortgage foreclosure. <br />3. Two family dwellings and multiple family dwellings are not allowable uses upon <br />unsewered lots. <br />4. All subdivisions in areas without public sanitary sewer shall be designed such that <br />the larger non - sewered lots can be resubdivided to provide smaller sewered lots <br />when sewer becomes available in the future. Homes and accessory buildings shall <br />be located on these lots so as to allow for future resubdivisions. <br />OPINION <br />The Council's intent is to provide property owners (specifically seniors) with the opportunity to <br />utilize the available equity in their properties primarily through a reverse mortgage instrument. <br />The reverse mortgage option, established by the Federal Housing Administration (FHA), does <br />provide supplemental financial assistance for seniors to meet a variety of needs. However, it <br />should be noted, that the amendment is not restricted to the use of a "reverse" mortgage. The <br />City Attorney has noted that, from a legal perspective, the City cannot distinguish between types <br />of mortgages. <br />
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