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• <br />Dated 12/01/2003 <br />Delivery Date 12/01/2003 <br />First Coupon Date 8/01/2004 <br />YIELD STATISTICS <br />Bond Year Dollars $8,093.33 <br />Average Life 8.797 Years <br />Average Coupon 3.7718029% <br />Net Interest Cost (NIC) 3.8968441% <br />True Interest Cost (TIC) 3.8857665% <br />Bond Yield for Arbitrage Purposes 3.2160046% <br />All Inclusive Cost (AIC) 4.0993473% <br />IRS FORM 8038 <br />Net Interest Cost 3.7718029% <br />Weighted Average Maturity 8.797 Years <br />Interest rates are estimates. Changes in rates may <br />cause significant alterations to this schedule. <br />The actual underwriter's discount bid may also vary. <br />Springsted Incorporated File = LINOLAKES. SF- Series 2003A -New Projects <br />Advisors to the Public Sector 10/20/2003 10:00 AM <br />Page 13 <br />$920,000 <br />City of Lino Lakes, Minnesota <br />General Obligation Improvement Bonds and Refunding, Series 2003A <br />PROJECT PORTION <br />NET DEBT SERVICE SCHEDULE <br />Assessment <br />Annual <br />Date <br />Principal <br />Coupon <br />Interest <br />Total P +I <br />105% of Total <br />Income <br />Surplus <br />(1) <br />(2) <br />(3) <br />(4) <br />(5) <br />(6) <br />(7) <br />2/01/2004 <br />- <br />- <br />- <br />- <br />- <br />- <br />- <br />2/01/2005 <br />45,000.00 <br />1.300% <br />35,907.08 <br />80,907.08 <br />84,952.43 <br />99,580.61 <br />14,628.18 <br />2/01/2006 <br />50,000.00 <br />1.650% <br />30,192.50 <br />80,192.50 <br />84,202.13 <br />99,580.60 <br />15,378.48 <br />2/01/2007 <br />55,000.00 <br />2.050% <br />29,367.50 <br />84,367.50 <br />88,585.88 <br />99,580.60 <br />10,994.73 <br />2/01/2008 <br />55,000.00 <br />2.350% <br />28,240.00 <br />83,240.00 <br />87,402.00 <br />99,580.59 <br />12,178.59 <br />2/01/2009 <br />55,000.00 <br />2.700% <br />26,947.50 <br />81,947.50 <br />86,044.88 <br />99,580.58 <br />13,535.71 <br />2/01/2010 <br />55,000.00 <br />3.100% <br />25,462.50 <br />80,462.50 <br />84,485.63 <br />99,580.58 <br />15,094.96 <br />2/01/2011 <br />60,000.00 <br />3.400% <br />23,757.50 <br />83,757.50 <br />87,945.38 <br />99,580.61 <br />11,635.24 <br />2/01/2012 <br />60,000.00 <br />3.600% <br />21,717.50 <br />81,717.50 <br />85,803.38 <br />99,580.61 <br />13,777.24 <br />2/01/2013 <br />60,000.00 <br />3.700% <br />19,557.50 <br />79,557.50 <br />83,535.38 <br />99,580.60 <br />16,045.23 <br />2/01/2014 <br />65,000.00 <br />3.800% <br />17,337.50 <br />82,337.50 <br />86,454.38 <br />99,580.62 <br />13,126.25 <br />2/01/2015 <br />65,000.00 <br />3.950% <br />14,867.50 <br />79,867.50 <br />83,860.88 <br />99,580.62 <br />15,719.75 <br />2/01/2016 <br />70,000.00 <br />4.000% <br />12,300.00 <br />82,300.00 <br />86,415.00 <br />99,580.61 <br />13,165.61 <br />2/01/2017 <br />70,000.00 <br />4.100% <br />9,500.00 <br />79,500.00 <br />83,475.00 <br />99,580.62 <br />16,105.62 <br />2/01/2018 <br />75,000.00 <br />4.200% <br />6,630.00 <br />81,630.00 <br />85,711.50 <br />99,580.59 <br />13,869.09 <br />2/01/2019 <br />80,000.00 <br />4.350% <br />3,480.00 <br />83,480.00 <br />87,654.00 <br />99,580.58 <br />11,926.58 <br />Total <br />920,000.00 <br />- <br />305,264.58 <br />1,225,264.58 <br />1,286,527.81 <br />1,493,709.02 <br />207,181.21 <br />Dated 12/01/2003 <br />Delivery Date 12/01/2003 <br />First Coupon Date 8/01/2004 <br />YIELD STATISTICS <br />Bond Year Dollars $8,093.33 <br />Average Life 8.797 Years <br />Average Coupon 3.7718029% <br />Net Interest Cost (NIC) 3.8968441% <br />True Interest Cost (TIC) 3.8857665% <br />Bond Yield for Arbitrage Purposes 3.2160046% <br />All Inclusive Cost (AIC) 4.0993473% <br />IRS FORM 8038 <br />Net Interest Cost 3.7718029% <br />Weighted Average Maturity 8.797 Years <br />Interest rates are estimates. Changes in rates may <br />cause significant alterations to this schedule. <br />The actual underwriter's discount bid may also vary. <br />Springsted Incorporated File = LINOLAKES. SF- Series 2003A -New Projects <br />Advisors to the Public Sector 10/20/2003 10:00 AM <br />Page 13 <br />