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$1,170,000 <br />City of Lino Lakes, Minnesota <br />General Obligation Bonds, Series 2014A <br />Improvement Portion - Northpointe Project <br />NET DEBT SERVICE SCHEDULE <br />Date Principal Coupon Interest Total P+I Capitalized Net New D/S 105% of Total Assessment Annual <br />Interest Surplus <br />02/01/2015 <br />02/01/2016 - - 18,357.42 18,357.42 (18,357.42) - - - <br />02/01/2017 230,000.00 0.750% 15,157.50 245,157.50 245,157.50 257,415.38 262,606.30 5,190.92 <br />02/01/2018 230,000.00 1.050% 13,432.50 243,432.50 243,432.50 255,604.13 262,606.30 7,002.18 <br />02/01/2019 235,000.00 1.300% 11,017.50 246,017.50 246,017.50 258,318.38 262,606.30 4,287.93 <br />02/01/2020 235,000.00 1.550% 7,962.50 242,962.50 242,962.50 255,110.63 262,606.30 7,495.68 <br />02/01/2021 240,000.00 1.800% 4,320.00 244,320.00 244,320.00 256,536.00 262,606.30 6,070.30 <br />Total $1,170,000.00 - $70,247.42 $1,240,247.42 (18,357.42) $1,221,890.00 $1,282,984.50 $1,313,031.50 $30,047.00 <br />SIGNIFICANT DATES <br />Dated 11/15/2014 <br />Delivery Date 11/15/2014 <br />First Coupon Date 8/01/2015 <br />Yield Statistics <br />Bond Year Dollars $4,952.00 <br />Average Life 4.232 Years <br />Average Coupon 1.4185666% <br />Net Interest Cost (NIC) 1.6548348% <br />True Interest Cost (TIC) 1.6610334% <br />Bond Yield for Arbitrage Purposes 1.7581698% <br />All Inclusive Cost (AIC) 2.1370035% <br />IRS Form 8038 <br />Net Interest Cost 1.4185666% <br />Weighted Average Maturity 4.232 Years <br />2014A GO Bonds I Improvement Bond Portion 19/10/2014 I 4:44 PM <br />Springsted <br />Page 8 <br />