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CITY OF LINO LAKES, MINNESOTA <br />MANAGEMENT'S DISCUSSION AND ANALYSIS <br />DECEMBER 31, 2013 <br />CAPITAL ASSET AND DEBT ADMINISTRATION <br />Capital assets — The City of Lino Lakes' investment in capital assets for its governmental and business - <br />type activities as of December 31, 2013, is $66,278,257. This investment in capital assets includes land, <br />buildings, office equipment and fumiture, vehicles, machinery and equipment, other capital assets, and <br />infrastructure. This represents a decrease in the City of Lino Lakes' investment in capital assets of <br />approximately 3.1%. The extension of Otter Lake Road north of CSAH 14 was completed during the year <br />by the City, adding to road and utility infrastructure. The only additions were from projects in progress. <br />The decrease within the governmental activities is attributable to the depreciation of buildings, <br />constructed streets, underground infrastructure and vehicles. Within the business -type activities <br />decreases were also attributable to depreciation of existing assets of the water and sewer funds. <br />Capital Assets at Year -End <br />(Net of Accumulated Depreciation) <br />Governmental Activities Business -Type Activities Total <br />Land <br />Buildings <br />Office Equipment and Furniture <br />Vehicles <br />Machinery and Shop Equipment <br />Other Equipment <br />Infrastructure <br />Capital Assets, Net <br />2013 <br />$ 3,2/5,859 <br />3,301,916 <br />407.616 <br />1,064.565 <br />340.245 <br />182,700 <br />29.282,072 <br />$ 3!.854,9/4 <br />2012 2013 2012 <br />5 <br />$ 3,275,859 <br />3,324,186 <br />450,739 <br />1,148,061 <br />392.625 <br />205.040 <br />30.838,053 28,190,357 28,602.192 <br />5 39,634,563 $ 28,423,284 5 28,798,095 <br />232,927 195,903 <br />2013 2012 <br />$ 3.275,859 0 3,275.859 <br />3.301,916 3,324,186 <br />407,616 450,739 <br />1,064,565 1.148,061 <br />573,172 588,528 <br />182,700 205,040 <br />57,472,429 59,440,245 <br />$ 68,278,257 $ 68,432,658 <br />Additional information on the City's capital assets can be found in the notes to the financial statements on <br />pages 46-47. <br />Long-term debt — At the end of the current fiscal year, the City of Lino Lakes had total bonded debt <br />outstanding of $15,585,000. Of this amount $9,865,000 comprises tax supported debt and $5,720,000 is <br />special assessment debt. All outstanding debt carries the general obligation backing for which the City is <br />liable in the event of default by the property owners subject to the specific taxes, special assessments or <br />revenues pledged to the retirement of the debt. In addition, the City carries a note to Anoka County for its <br />share of the cost of the I-35EJCounty Road 14 Interchange project in the amount of $3,695,000. <br />G.O. Bonds <br />G.O. Special Assessment Bonds <br />Note Payable - Anoka County <br />Total Outstanding Debt <br />Outstanding Debt at Year -End <br />Governmental Activities Business -Type Activities <br />2013 2012 2013 2012 <br />$ 9,865,000 5 10,646,000 $ <br />5,720,000 6,780,000 <br />3,695,000 3,695,000 <br />$ 19,280,000 $ 21,121,000 $ <br />Total <br />2013 2012 <br />$ 9,865,000 $ 10,646,000 <br />5,720,000 6,780,000 <br />3,695,000 3,695,000 <br />$ 19,280,000 $ 21,121,000 <br />The City of Lino Lakes' total bonded debt decreased by $1,841,000 (10.6%) during the current fiscal year. <br />The key factors for the change include the issuance of $193,000 in 2013A Equipment Certificates and the <br />issuance of a general obligation bond in the amount $615,000 to finance the extension of Otter Lake <br />Road. Principal in the amount of $2,649,000 was retired during the year. Additional information on the <br />City's long-term debt can be found in the notes to the financial statements on pages 48-50. <br />CITY OF LINO LAKES, MINNESOTA <br />MANAGEMENT'S DISCUSSION AND ANALYSIS <br />DECEMBER 31, 2013 <br />ECONOMIC FACTORS AND NEXT YEAR'S BUDGETS AND RATES <br />• The unemployment rate for the City of Lino Lakes at year-end is 4.5%, which is a great improvement <br />from a rate of 5.6% a year ago. This is slightly lower than the state's average unemployment rate of <br />4.6% and significantly lower than the national average of 6.5% at the end of 2013. <br />• Residential growth in the City has continued to be significantly below the rates of the mid 2000's due <br />to the general residential real estate market weakness, with about one-third the number of new home <br />permits issued in 2013 as in 2007, and less than 84% of new home permits issued in 2005. This is an <br />improvement over recent years. Recently increased building and development activities are signalling <br />the beginning of a recovery of the housing market. Property values of the existing tax base are <br />expected to firm will continue to have an impact on the City's tax base for 2014. <br />• Energy costs are expected to continue to increase over the coming months. This will have an impact <br />on the City's budget for the coming year and thereafter. <br />• Property tax reforms and State budget deficits have significantly impacted state aid payments the City <br />of Lino Lakes receives. Local govemment aid and market value homestead credit was reduced to <br />zero for 2003 and 2004-2011. The City is exempted from local government aid and the state <br />legislature has discontinued the market value homestead credit in favor of a new market value <br />exclusion, which excludes a portion of residential homestead property value from property taxes. <br />• The Federal Reserve Board has continued the federal funds rates at historical lows, currently to <br />between 0.00% — 0.25%, which is expected to result in sizable decreases in the City's investment <br />earnings. <br />REQUESTS FOR INFORMATION <br />This financial report is designed to provide a general overview of the City of Lino Lakes' finances for all of <br />those with an interest in the government's finances. Questions concerning any of the information provided <br />in this report or requests for additional financial information should be addressed to the Director of <br />Finance, City of Lino Lakes, 600 Town Center Parkway, Lino Lakes, Minnesota, 55014. <br />