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By signing below, each Party specifically acknowledges that it has had the opportunity to <br />review the terms of this Agreement with legal counsel; that it fully understands the terms <br />of this Agreement; and that it intends to be legally bound by the settlement of claims as <br />stated in this Agreement. <br />FIRST RESOURCE BANK <br />Dated: <br />CITY OF LINO LAKES <br />Dated: <br />191502 <br />020447/312004/1960582_2 <br />L., <br />Stephen Cerven, Executive Vice President <br />Mayor <br />Attest: <br />City Clerk <br />