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HomeMy WebLinkAbout#22 - 2019 Utility Budgets STAFF REPORT DATE: December 4, 2018 REGULAR ITEM #: 22 MOTION TO: Honorable Mayor and City Council FROM: Sue Iverson – Finance Director AGENDA ITEM: 2019 Utility Budgets REVIEWED BY: Kristina Handt – City Administrator INTRODUCTION: In preparation for adoption of the utility fund budgets, this memo addresses the following information: assumptions used to prepare the final budgets and Utility Financial Management Plan. ISSUE BEFORE THE COUNCIL: 1) What changes, if any should be made to the final budgets? 2) What changes, if any should be made to the 2019 rates? (Note these will be adopted as part of the 2018 Fee Schedule agenda item) DISCUSSION The utility funds follow the Utility Rate Study projections in the Financial Management Plan with a few updates as the City has been building out faster than anticipated. Many line items follow the same allocation changes and additional personnel as the Street and Parks budgets in the General Fund. Staff has worked to charge the correct costs to each fund/department. The Utility Financial Management Plan has been updated and reviewed by the Finance Committee at its November meeting recommending no significant changes to the projected rates from the previous plan. Revenues: The revenues for the funds are from the Utility Financial Management Plan prepared by Northland Securities which is attached for your review. These assumptions are based upon the increased rates recommended in the report as well. In summary, here are the proposed rate increases: 1) Water Fund – Proposed three percent (3%) rate increase across the base and variable rates compared from the 2018 Adopted to 2019 Proposed. Water Availability Charge (WAC) and the Water Connection Charge would remain the same. 2) Sewer Fund – Proposed one percent (1%) rate increase for the commercial usage, residential usage, and residential base fee, compared from the 2018 Adopted to 2019 Proposed. Sewer Availability Charge (SAC) and the Sewer Connection Charge would remain the same. 3) Storm Water Fund – Service fee would increase by five dollars ($5.00) from the 2018 Adopted to 2019 Proposed. Expenses: Water Fund: • Personnel costs increased due to salary allocation changes and the addition of a Maintenance Worker. Staff reevaluated the Public Works employees’ time cards and has changed the allocation of salaries and benefits to more accurately reflect the costs in the proper departments since Public Works is comprised of Streets (General Fund), Parks (General Fund), Water, Sewer, and Storm Water. The additional employee is consistent with the consultant recommendation from 2016, but has been spread across all funds. • Other cost changes are minimal, capital outlay costs have been addressed with the Capital Improvement Plan. Sewer Fund: • Personnel costs increased due to salary allocation changes and the addition of a Maintenance Worker. Staff reevaluated the Public Works employees’ time cards and has changed the allocation of salaries and benefits to more accurately reflect the costs in the proper departments since Public Works is comprised of Streets (General Fund), Parks (General Fund), Water, Sewer, and Storm Water. The additional employee is consistent with the consultant recommendation from 2016, but has been spread across all funds. • Metropolitan Council charges are increasing by $77,219 due to the increase in usage. • Other cost changes are minimal, capital outlay costs have been addressed with the Capital Improvement Plan. Storm Water Expenses: • Personnel costs increased due to salary allocation changes and the addition of a Maintenance Worker. Staff reevaluated the Public Works employees’ time cards and has changed the allocation of salaries and benefits to more accurately reflect the costs in the proper departments since Public Works is comprised of Streets (General Fund), Parks (General Fund), Water, Sewer, and Storm Water. The additional employee is consistent with the consultant recommendation from 2016, but has been spread across all funds. • Other cost changes are minimal, capital outlay costs have been addressed with the Capital Improvement Plan. FINANCIAL MANAGEMENT PLAN Attached is the Updated Financial Management Plan for the Utilities completed by Northland Securities, Inc., and reviewed by the Finance Committee at its November 20, 2018 meeting. The Highlights of the report are as follows: • Funds are in sound financial condition • Future performance will be impacted by timing of future development and receipt of revenue • Increases in fees will be required but the rate of increase will depend on the pace of growth o The Storm Water fund does project short term shortfall in unrestricted cash in years 2022 to 2023 which the City should be able to manage The recommended utility rates for years through 2021 is illustrated in the following chart prepared by Northland: Average annual utility rate increases are: • 3% for water between 2019-2027 • 1% between 2019-2013 and 2% between 2024-2027 for sanitary sewer • $5 per year for storm water between 2019-2020 and $10 between 2021-2027 There was no change in conclusions and recommendations from the prior “2017 Plan”. The funds are projected to remain in sound financial condition, however, WAC and SAC and connection charges are needed to pay a portion of debt service expense and future operating revenue is also needed to cover the debt service expense. FISCAL IMPACT: The 2019 Proposed Utility Budgets will help support necessary city services to be provided in 2019. In addition, consideration of the impact of the decisions made today will help the City plan for the future with the goal of sound fiscal management. OPTIONS: 1) Approve the 2019 Water, Sewer, and Storm Water Budgets. 2) Amend and then approve the 2019 Water, Sewer, and Storm Water Budgets. RECOMMENDATION: 1) Motion to adopt Resolution No. 2018-137 adopting the 2019 Water, Sewer, and Storm Water Fund Budgets. ATTACHMENTS: 1) 2019 Proposed Utility Fund Budgets 2) Financial Management Plan for Water, Sanitary Sewer, and Storm Water Funds 3) Resolution No. 2018-137 Adopting the 2019 Water, Sewer and Storm Water Fund Budgets Service 2017 2018 2019 2020 2021 Residential Quarterly Base Fee $20.00 $20.60 $21.22 $21.85 $22.51 Residential Tier 1 $2.00 $2.06 $2.12 $2.19 $2.25 Commercial Quarterly Base Fee $25.00 $25.75 $26.52 $27.32 $28.14 Commercial Tier 1 $3.11 $3.20 $3.30 $3.40 $3.50 Water Availability Charge $3,000 $3,000 $3,000 $3,000 $3,000 Water Connection Charge $1,000 $1,000 $1,000 $1,000 $1,000 Sanitary Sewer Quarterly Base Fee $52.50 $53.03 $53.56 $54.09 $54.63 Sewer per 1,000 gallons $4.50 $4.55 $4.59 $4.64 $4.68 Sanitary Sewer Availability Charge $3,000 $3,000 $3,000 $3,000 $3,000 Sanitary Sewer Connection Charge $1,000 $1,000 $1,000 $1,000 $1,000 Annual fee $50.00 $55.00 $60.00 $65.00 $75.00 TABLE B-1 STORM WATER RATES WATER RATES SANITARY SEWER RATES Utility Rates CITY OF LAKE ELMO 2019 PROPOSED BUDGET SUMMARY Utility Funds 1 Adopted 2018 to Dollar Change 2018 2019 Proposed 2019 2018 Adopt to Account Number Description Adopted Proposed Percent Change 2019 Proposed Comments Water Revenues Special Assessments 111,077$ 108,550$ -2.27%(2,527)$ Interest on Investments 20,000$ 20,000$ 0.00%-$ Water Sales 597,769$ 937,421$ 56.82%339,652$ Faster build out than anticipated in Northland Study Charges for Services 4,820$ 4,820$ Bulk Water 2,000$ -$ -100.00%(2,000)$ Water Access Revenue 960,000$ 960,000$ 0.00%-$ Investment Earnings 611,595$ 626,600$ Water Connections - Municipal 320,000$ 320,000$ 0.00%-$ Meter Sales 87,500$ 90,000$ 2.86%2,500$ Total Water Revenues:2,098,346$ 2,435,971$ 16.09%337,625$ Water fund Expenses: 9400 Water Total Personnel 149,309$ 244,033$ 63.44%94,724$ Allocation change and 1 additional Maintenance Worker Total Materials and Supplies 182,650$ 192,650$ 5.47%10,000$ $4,500 Fuel, Oil, and Fluids now being spread across all PW & Utility Dept., $3,000 Water Meters, $2,500 Small Tools and Minor Equipment Total Charges and Services 352,333$ 368,678$ 4.64%16,345$ $45,000 Legal Services, $7,987 Audit costs not previously allocated, $1,800 Computer replacements, ($33,859) Decr in IT support as allocation now spreads based on users, $1,972 Credit Card fees Total Capital Outlay 137,500$ 358,000$ 160.36%220,500$ $50,000 Service Truck, $120,000 hammes ByPass, $188,000 oversizing, Per CIP vs. 2018 Total Misc and Non-operating 1,013,631$ 1,127,041$ 11.19%113,410$ Bond Payments and Fiscal Agents Fees per Northland Schedule 9400 Total Water Fund Expenses 1,835,423$ 2,290,402$ 24.79%454,979$ Total Water Fund Revs. Over/(Under) Expenses:262,923$ 145,569$ -44.63% Sewer Revenues Special Assessments 77,874$ 141,799$ 82.09%63,925$ Per Northland schedule Interest on Investments 20,000$ 20,000$ 0.00%-$ Sewer Sales 247,599$ 339,840$ 37.25%92,241$ Per Northland schedule SAC Early Pay Discount/revenue 5,800$ -$ -100.00%(5,800)$ Sewer Lat Benefit Fee 25,500$ 31,050$ 21.76%5,550$ Sewer Connection Fee Rev (SAC)883,200$ 901,500$ 2.07%18,300$ Per Northland schedule Sewer Connection Fees Municipal 345,500$ 339,500$ -1.74%(6,000)$ Per Northland schedule Total Sewer Revenues:1,605,473$ 1,773,689$ 10.48%168,216$ Sewer Fund Expenses: CITY OF LAKE ELMO 2019 PROPOSED BUDGET SUMMARY Utility Funds 2 Adopted 2018 to Dollar Change 2018 2019 Proposed 2019 2018 Adopt to Account Number Description Adopted Proposed Percent Change 2019 Proposed Comments 9450 Sewer Total Personnel 90,298$ 119,932$ 32.82%29,634$ Allocation change and 1 additional Maintenance Worker Total Materials and Supplies 12,100$ 15,600$ 28.93%3,500$ $4,500 Fuel, Oil, and Fluids now being spread across all PW & Utility Dept., ($1,000) Small Tools and Minor Equipment Total Charges and Services 185,948$ 276,178$ 48.52%90,230$ $7,987 Audit costs not previously allocated, $800 Computer replacements, ($29,493) Decr in IT support as allocation now spreads based on users, $1,972 Credit Card fees, $77,219 Met Council Sewer Charges, $13,800 Lisbon Lift Station paving, $6,000 SCADA agreement, $3,500 utilities Total Capital Outlay 85,000$ 345,000$ 305.88%260,000$ $50,000 Service Truck, $295,000 Sewer oversizing, Per CIP vs. 2018 Total Misc and Non-operating 470,624$ 714,754$ 51.87%244,130$ Bond Payments, Issuance costs, and Fiscal Agents Fees per Northland Schedule 9450 Total Sewer Fund Expenses 843,970$ 1,471,464$ 74.35%627,494$ Total Sewer Fund Revs. Over/(Under) Expenses:761,503$ 302,225$ -60.31% Storm Water Revenues Interest on Investments 7,000$ 7,000$ 0.00%-$ Surface Water Utility Sales 283,587$ 337,303$ 18.94%53,716$ Per Northland schedule SW Review Fee Revenue 29,375$ 29,051$ -1.10%(324)$ Per Northland schedule Total Storm Water Revenues:319,962$ 373,354$ 16.69%53,392$ Storm Water Fund Expenses: 9500 Storm Water Total Personnel 47,470$ 76,635$ 61.44%29,165$ Allocation change and 1 additional Maintenance Worker Total Materials and Supplies 8,100$ 8,500$ 4.94%400$ $400 Fuel, Oil, and Fluids now being spread across all PW & Utility Dept. Total Charges and Services 88,700$ 118,360$ 33.44%29,660$ $7,987 Audit costs not previously allocated, $1,000 Computer replacements, $360 Credit Card fees,($11,833) Decr in IT support as allocation now spreads based on users, Allocation changes Total Capital Outlay 40,000$ 40,000$ 0.00%-$ Total Misc and Non-operating 220,294$ 232,400$ 5.50%12,106$ Bond Payments, and Fiscal Agents Fees per Northland Schedule 9500 Total Storm Water Fund Expenses 404,564$ 475,895$ 17.63%71,331$ Total Storm Water Fund Revs. Over/(Under) Expenses:(84,602)$ (102,541)$ 21.20% CITY OF LAKE ELMO 2019 PROPOSED BUDGET Master Worksheet - All Budgets - REVISED 3 Adopted 2018 to 2016 2017 2018 2018 2018 2019 Proposed 2019 Account Number Description Actual Actual Adopted YTD - Sep 2018 Projected Proposed Percent Change Comments 601 Water Fund Water Fund Revenues: 601-000-0000-33422 PERA Pension Revenue 525 38 #DIV/0! 601-000-0000-33426 Miscellaneouse State Grants 3,433,298 67,698 #DIV/0! 601-000-0000-36100 Special Assessments 11,334 21,137 111,077 23,485 111,077 108,550 -2.27%Per Northland schedule 601-000-0000-36200 Miscellaneouse 82 #DIV/0! 601-000-0000-36205 Refunds and Reimbursements 1,902 #DIV/0! 601-000-0000-36210 Interest on Investments 13,987 18,096 20,000 20,000 20,000 0.00% 601-000-0000-37100 Water Sales 275,019 883,610 597,769 414,918 910,118 937,421 56.82%Faster build out than estimated 601-000-0000-37120 Bulk Water 5,423 3,184 2,000 1,122 2,000 -100.00% 601-000-0000-37130 Water Lat Benefit Fee 25,100 11,600 #DIV/0! 601-000-0000-39250 Contribution of Capital Assets 137 #DIV/0! 601-000-0000-37140 Water Access Revenue 979,500 1,425,000 960,000 778,000 960,000 960,000 0.00%Per Northland schedule 601-000-0000-37150 Water Connections - Municipal 244,500 172,000 320,000 431,000 320,000 320,000 0.00%Per Northland schedule 601-000-0000-37170 Meter Sales 244,260 118,052 87,500 90,897 87,500 90,000 2.86% 601-000-0000-37180 Tower Rent 52,526 - - #DIV/0!Moved to G.F for 2017 601-000-0000-39200 Transfer In (59,872) - - - - - #DIV/0! Total Water Fund Revenues:5,200,500$ 2,735,954$ 2,098,346$ 1,751,105$ 2,410,695$ 2,435,971$ 16.09% Water Fund Expenses: Personnel 601-494-9400-41010 Full-time Salaries 127,902 111,772 101,194 83,283 112,194 166,020 64.06% 1 additional worker split Streets 30%, Parks 20%, Water 20%, Sewer 20%, SW 10% 601-494-9400-41030 Part-time Salaries #DIV/0! 601-494-9400-41020 Overtime - - 4,000 6,000 50.00%On call pay should go here 601-494-9400-41040 Temporary Employees #DIV/0! 601-494-9400-41210 PERA Contributions 15,792 15,925 7,590 6,240 8,090 12,452 64.06% 601-494-9400-41220 FICA Contributions 7,346 6,854 6,497 4,941 6,997 12,701 95.49% 601-494-9400-41230 Medicare Contributions 1,718 1,603 1,525 1,155 1,525 -100.00% 601-494-9400-41300 Insurance 29,467 19,044 21,743 6,556 22,743 38,620 77.62% 601-494-9400-41325 Life Insurance 79 237 #DIV/0! 601-494-9400-41330 STD/LTD 184 685 #DIV/0! 601-494-9400-41301 Unemployment Insurance - - 683 683 -100.00% 601-494-9400-41600 Safety Clothing Allowance 193 289 49.74%Boots ($175 per person allocated by Salary Allocation) 601-494-9400-41510 Workers Compensation 1,904 3,980 5,884 7,744 7,029 7,029 19.46% Total Personnel 184,129$ 159,177$ 149,309$ 110,181$ 159,261$ 244,033$ 63.44% Materials and Supplies 601-494-9400-42000 Office Supplies 771 975 800 321 800 800 0.00% 601-494-9400-42120 Fuel, Oil and Fluids 4,500 #DIV/0! $30,000 - $15K Streets, $2K Parks, $4.5K W, $4.5K S, $0.4K SW 601-494-9400-42030 Printed Forms 499 247 750 167 750 750 0.00% 601-494-9400-42150 Operating Supplies - - 1,000 303 800 1,000 0.00% 601-494-9400-42160 Chemicals 3,157 5,992 13,000 5,461 8,000 13,000 0.00% 601-494-9400-42210 Repair/Maint. Supplies 25,014 3,614 26,000 9,098 26,000 26,000 0.00% 601-494-9400-42270 Utility System Maintenance 647 #DIV/0! 601-494-9400-42300 Water Meters & Supplies 105,477 124,127 132,000 138,582 132,000 135,000 2.27%Water meters 601-494-9400-44375 Personal Protective Equipment 262 800 411 800 800 0.00% 601-494-9400-42400 Small Tools & Minor Equipment 3,955 2,218 8,300 6,002 10,000 10,800 30.12% Total Materials and Supplies 138,873$ 137,435$ 182,650$ 160,994$ 179,150$ 192,650$ 5.47% Charges and Services 601-494-9400-43030 Engineering Services - 50,457 20,000 9,454 20,000 20,000 0.00% 601-494-9400-43040 Legal Services 2,323 118,260 155,000 33,260 155,000 200,000 29.03% CITY OF LAKE ELMO 2019 PROPOSED BUDGET Master Worksheet - All Budgets - REVISED 4 Adopted 2018 to 2016 2017 2018 2018 2018 2019 Proposed 2019 Account Number Description Actual Actual Adopted YTD - Sep 2018 Projected Proposed Percent Change Comments 601-494-9400-43010 Audit Services 7,987 #DIV/0!5% incr. $31,946 split GF, Water, Sewer, SW 601-494-9400-43150 Contract Services 7,459 73,154 47,400 21,741 47,400 31,000 -34.60% new SCADA agreement $6k. Mowing $6k, CLA was 2017 & 2018 Computers #DIV/0! 601-494-9400-43185 IT Support 5,556 6,289 37,133 18,781 37,133 7,297 -80.35%Roseville $7297.5 601-494-9400-42002 IT Hardware 1,800 #DIV/0!Computer Replacements 601-494-9400-43190 Software Programs 3,274 #DIV/0!Roseville $604, Banyon $363.34, Accela $2306.5 601-494-9400-43210 Telephone 793 687 800 648 700 987 23.34%Roseville $350.7, TDS $636 601-494-9400-44377 Credit Card Fees 1,972 #DIV/0! 601-494-9400-43220 Postage 1,800 2,178 2,000 9 2,000 2,000 0.00% 601-494-9400-43310 Mileage 189 119 200 #DIV/0! 601-494-9400-43610 Insurance 8,975 9,322 12,000 7,981 7,981 9,178 -23.51%corrected allocation, incr 15% over prev yr. 601-494-9400-43810 Electric Utility 34,392 54,894 45,000 52,080 43,500 45,000 0.00% 601-494-9400-43820 Water Utility 144,932 242,929 - 23,281 38,658 #DIV/0!Agreement ends w/ City of Oakdale 601-494-9400-44030 Repairs\Maint Imp Not Bldgs 8,617 17,363 20,000 34,878 20,000 20,000 0.00%Tower 2 Inspection 601-494-9400-44040 Repairs/Maint. Equip.- - 8,000 3,443 10,000 12,000 50.00%Well 2 PLC & Screen 601-494-9400-44010 Repairs\Maint Imp Bldgs - - 2,000 33,391 3,039 2,000 0.00% 601-494-9400-44150 Equipment Rental - - 1,000 1,000 1,000 0.00% 601-494-9400-44170 Uniforms 984 #DIV/0!Allocated from Streets 601-494-9400-44330 Dues & Subscriptions 196 #DIV/0! 601-494-9400-44370 Conferences & Training 103 1,880 2,000 707 2,000 2,000 0.00% Total Charges and Services 215,139$ 577,608$ 352,333$ 239,773$ 388,411$ 368,678$ 4.64% Capital Outlay 601-494-9400-45300 Improvments Other Than Bldgs - - 137,500 52,826 137,500 358,000 160.36%$50K Service Truck, $120K Hammes ByPass, $188K oversizing Total Capital Outlay -$ -$ 137,500$ 52,826$ 137,500$ 358,000$ 160.36% Miscellaneous and Non-operating 601-494-9400-43320 Depreciation Expense 612,353 808,865 #DIV/0! 601-494-9400-44300 Miscellaneous 3,178 38,696 2,000 712 1,000 2,000 0.00% 601-494-9400-46010 Bond Principal - - 710,000 710,000 810,000 14.08% 601-494-9400-46110 Bond Interest 241,142 295,328 300,775 146,193 300,775 292,041 -2.90%Per Northland schedule 601-494-9400-46200 Fiscal Agent Fees - Bond Payments 16,014 675 856 495 11,000 1185.05% 601-494-9400-46250 Fiscal Agent Fees - Bond Issuance #DIV/0! 601-494-9400-46220 Deferred Charges Amort (6,599) #DIV/0! 601-494-9400-46300 Bond Issuance Costs 11,262 12,000 #DIV/0! 601-494-9400-47200 Transfer Out 40,427 - - - - - #DIV/0! Total Misc. and Non-operating 913,114$ 1,148,226$ 1,013,631$ 147,400$ 1,011,775$ 1,127,041$ 11.19% Total Water Fund Expenses:1,451,255$ 2,022,445$ 1,835,423$ 711,173$ 1,876,097$ 2,290,402$ 24.79% Total Water Fund Revs. Over/(Under) Expenses:3,749,245$ 713,509$ 262,923$ 1,039,932$ 534,598$ 145,569$ -44.63% CITY OF LAKE ELMO 2019 PROPOSED BUDGET Master Worksheet - All Budgets - REVISED 5 Adopted 2018 to 2016 2017 2018 2018 2018 2019 Proposed 2019 Account Number Description Actual Actual Adopted YTD - Sep 2018 Projected Proposed Percent Change Comments 602 Sewer Fund Sewer Fund Revenues: 602-000-0000-33422 PERA Pension Revenue 9 #DIV/0! 602-000-0000-36100 Special Assessments 21,073 1,229,699 77,874 209,731 77,874 141,799 82.09%Per Northland schedule 602-000-0000-36210 Interest on Investments 14,584 20,362 20,000 20,000 20,000 0.00% 602-000-0000-37200 Sewer Sales 120,974 267,130 247,599 145,094 247,599 339,840 37.25%Per Northland schedule 602-000-0000-37220 SAC Early Pay discount/revenue 8,474 8,474 5,800 5,666 5,800 -100.00%Based on averages 602-000-0000-37230 Sewer Lat Benefit Fee 11,000 25,500 25,500 31,050 21.76% 602-000-0000-39250 Contribution of Capital Assets 71,269 #DIV/0! 602-000-0000-37240 Sewer Connecton Fee Revenue (SAC)803,000 1,450,165 883,200 661,000 883,200 901,500 2.07%Per Northland schedule 602-000-0000-37250 Sewer Connection Fees Regional 21,000 - 596,294 #DIV/0!Pass-through of approx $21K 602-000-0000-37260 Sewer Connection Fees Municipa 383,500 677,980 345,500 433,500 345,500 339,500 -1.74%Per Northland schedule Total Sewer Fund Revenues:1,351,605$ 3,757,088$ 1,605,473$ 2,051,285$ 1,605,473$ 1,773,689$ 10.48% Sewer Fund Expenses: Personnel 602-495-9450-41010 Full-time Salaries 39,678 23,073 62,250 23,180 69,750 79,409 27.56% 1 additional worker split Streets 30%, Parks 20%, Water 20%, Sewer 20%, SW 10% 602-495-9450-41030 Part-time Salaries 227 #DIV/0! 602-495-9450-41020 Overtime - 4,000 123 6,000 50.00%On call pay 602-495-9450-41040 Temporary Employees #DIV/0! 602-495-9450-41210 PERA Contributions 4,270 3,807 4,669 1,748 4,919 5,956 27.56% 602-495-9450-41220 FICA Contributions 1,987 1,609 4,058 1,389 4,308 6,075 49.70% 602-495-9450-41230 Medicare Contributions 464 376 961 325 961 -100.00% 602-495-9450-41300 Insurance 8,352 8,429 10,744 1,696 11,275 17,825 65.91% 602-495-9450-41325 Life Insurance 25 125 #DIV/0! 602-495-9450-41330 STD/LTD 62 491 #DIV/0! 602-495-9450-41600 Safety Clothing Allowance 140 #DIV/0!Boots ($175 per person allocated by Salary Allocation) 602-495-9450-41301 Unemployment Insurance - - 342 342 -100.00% 602-495-9450-41510 Workers Compensation 989 2,004 3,274 4,626 3,911 3,911 19.46% Total Personnel 55,740$ 39,300$ 90,298$ 33,277$ 95,589$ 119,932$ 32.82% Materials and Supplies 602-495-9450-42270 Repair/Maint. Supplies 5,873 1,724 4,000 5,000 4,000 0.00% 602-495-9450-42000 Office Supplies - 73 800 1,350 1,199 800 0.00% 602-495-9450-42030 Printed Forms - 167 #DIV/0! 602-495-9450-42120 Fuel, Oil and Fluids 4,500 #DIV/0! $30,000 - $15K Streets, $2K Parks, $4.5K W, $4.5K S, $0.4K SW 602-495-9450-42150 Operating Suppies - - 1,000 332 1,000 1,000 0.00% 602-495-9450-42270 Repair/Maint. Supplies - (236) #DIV/0! 602-495-9450-44375 Personal Protective Equipment - 262 800 702 800 800 0.00% 602-495-9450-42400 Small Tools & Minor Equipment 2,860 2,462 5,500 2,437 4,500 4,500 -18.18% Total Materials and Supplies 8,733$ 4,521$ 12,100$ 4,753$ 12,499$ 15,600$ 28.93% Charges and Services 602-495-9450-43030 Engineering Services - 5,310 20,000 3,495 20,000 20,000 0.00% 602-495-9450-43010 Audit Services 7,987 #DIV/0!5% incr. $31,946 split GF, Water, Sewer, SW 602-495-9450-43150 Contract Services 8,059 291,285 21,400 19,886 40,000 30,400 42.06% new SCADA agreement $6k/Mowing $3000, CLA was 2017 & 2018 602-495-9450-43185 IT Support 4,591 5,989 33,533 19,756 33,533 4,041 -87.95%Roseville $4257.5 602-495-9450-42002 IT Hardware 800 #DIV/0!Computer Replacements 602-495-9450-43190 Software Programs 3,010 #DIV/0!Roseville $340, Banyon $363.33, Accela $2306.5 602-495-9450-43210 Telephone 1,008 1,146 1,500 1,021 1,500 1,707 13.78%Roseville $350.7, TDS $1236, T-Mobile $120 602-495-9450-44377 Credit Card Fees 1,972 #DIV/0! 602-495-9450-43220 Postage - 2,500 1,175 1,175 1,175 0.00% CITY OF LAKE ELMO 2019 PROPOSED BUDGET Master Worksheet - All Budgets - REVISED 6 Adopted 2018 to 2016 2017 2018 2018 2018 2019 Proposed 2019 Account Number Description Actual Actual Adopted YTD - Sep 2018 Projected Proposed Percent Change Comments 602-495-9450-43310 Mileage - - - #DIV/0! 602-495-9450-43610 Insurance 581 603 2,000 3,187 3,187 3,665 83.27%corrected allocation, incr 15% over prev year 602-495-9450-43810 Electric Utility 5,125 5,739 5,500 7,300 7,000 9,000 63.64% 602-495-9450-43820 Sewer Utility - Met Council 16,621 83,809 92,140 69,105 92,140 169,359 83.81%Per Met Council 602-495-9450-44040 Repairs/Maint. Equip.- 1,148 4,500 3,523 4,500 4,500 0.00% 602-495-9450-44150 Equipment Rental - - 1,000 1,000 1,000 0.00% 602-495-9450-44170 Uniforms 563 #DIV/0!Allocated from Streets 602-495-9450-44030 Repairs\Maint Imp Not Bldgs 1,391 1,200 1,200 15,000 1150.00%Pave Lisbon Lift Station 602-495-9450-44370 Conferences & Training 80 3,718 2,000 863 2,000 2,000 0.00% Total Charges and Services 37,456$ 401,246$ 185,948$ 128,136$ 207,235$ 276,178$ 48.52% Capital Outlay 602-495-9450-45300 Improvements Other Than Bldgs - - 85,000 81,578 - 345,000 305.88%Sewer Oversizing - $295k, Service Truck $50k Total Capital Outlay -$ -$ 85,000$ 81,578$ -$ 345,000$ 305.88% Miscellaneous and Non-operating 602-495-9450-43320 Depreciation Expense 132,265 350,903 - - - #DIV/0! 602-495-9450-44300 Miscellaneous Expenses 26,036 50,873 300 - 300 300 0.00% 602-495-9450-46010 Bond Principal 0 - 275,000 275,000 470,000 70.91%Per Northland schedule 602-495-9450-46110 Bond Interest 116,715 168,587 195,324 93,452 195,324 208,454 6.72%Per Northland schedule 602-495-9450-46220 Deferred Charges Amort (3,811) #DIV/0! 602-495-9450-46300 Bond Issuance Costs 18,437 20,000 #DIV/0! 602-495-9450-46250 Fiscal Agent Fees 3,707 16,000 #DIV/0! 602-495-9450-47200 Transfer Out 102,678 - - - - - #DIV/0! Total Misc. and Non-operating 381,401$ 584,989$ 470,624$ 93,452$ 470,624$ 714,754$ 51.87% Total Sewer Fund Expenses:483,330$ 1,030,056$ 843,970$ 341,197$ 785,947$ 1,471,464$ 74.35% Total Sewer Fund Revs. Over/(Under) Expenses:868,275$ 2,727,033$ 761,503$ 1,710,088$ 819,526$ 302,225$ -60.31% CITY OF LAKE ELMO 2019 PROPOSED BUDGET Master Worksheet - All Budgets - REVISED 7 Adopted 2018 to 2016 2017 2018 2018 2018 2019 Proposed 2019 Account Number Description Actual Actual Adopted YTD - Sep 2018 Projected Proposed Percent Change Comments 603 Storm Water Fund Storm Water Fund Revenues: 603-000-0000-33422 PERA Pension Revenue 5 #DIV/0! 603-000-0000-36100 Special Assessments 20,674 #DIV/0!Delinquent S/A's for '17 and estimate for '18 603-000-0000-36210 Interest on Investment 15,933 8,247 7,000 7,000 7,000 0.00% 603-000-0000-39250 Contribution of Capital Assets (18) #DIV/0! 603-000-0000-36232 Developer Contributions 100,000 #DIV/0! 603-000-0000-37300 Surface Water Utility Sales 185,858 251,025 283,587 201,539 283,587 337,303 18.94%Per Northland schedule 603-000-0000-34113 SW Review Fee Revenue 27,375 38,350 29,375 29,088 29,375 29,051 -1.10%Per Northland schedule Total Storm Water Fund Revenues:229,166$ 397,609$ 319,962$ 251,301$ 319,962$ 373,354$ 16.69% Storm Water Fund Expenses: Personnel 603-496-9500-41010 Full-time Salaries 20,591 12,962 34,273 13,086 34,773 54,068 57.76% 1 additional worker split Streets 30%, Parks 20%, Water 20%, Sewer 20%, SW 10% 603-496-9500-41030 Part-time Salaries - - #DIV/0! 603-496-9500-41020 Overtime #DIV/0! 603-496-9500-41040 Temporary Employees #DIV/0! 603-496-9500-41210 PERA Contributions 2,408 1,909 2,570 982 2,820 4,055 57.78% 603-496-9500-41220 FICA Contributions 1,129 790 2,099 770 2,349 4,136 97.05% 603-496-9500-41230 Medicare Contributions 264 185 497 180 497 -100.00% 603-496-9500-41300 Insurance 5,856 5,276 6,275 1,748 6,806 12,318 96.30% 603-496-9500-41325 Life Insurance 16 81 #DIV/0! 603-496-9500-41330 STD/LTD 28 263 #DIV/0! 603-496-9500-41600 Safety Clothing Allowance 53 53 88 66.04%Boots ($175 per person allocated by Salary Allocation) 603-496-9500-41301 Unemployment Insurance - - 342 342 -100.00% 603-496-9500-41510 Workers' Compensation - 1,150 1,361 1,626 1,626 1,626 19.47% Total Personnel 30,248$ 22,271$ 47,470$ 18,437$ 49,266$ 76,635$ 61.44% Materials and Supplies 603-496-9500-42000 Office Supplies 499 428 800 148 800 800 0.00% 603-496-9500-42120 Fuel, Oil and Fluids 400 #DIV/0! $30,000 - $15K Streets, $2K Parks, $4.5K W, $4.5K S, $0.4K SW 603-496-9500-42030 Printed Forms 247 167 #DIV/0! 603-496-9500-42270 Repair/Maint. Maint Supplies 3,972 135 2,000 315 2,000 2,000 0.00% 603-496-9500-42150 Operating Supplies - - 1,000 38 1,000 1,000 0.00% 603-496-9500-44375 Personal Protective Equipment - 800 411 800 800 0.00% 603-496-9500-42400 Small Tools & Minor Equipment - 1,241 3,500 2,306 3,500 3,500 0.00% Total Materials and Supplies 4,471$ 2,051$ 8,100$ 3,385$ 8,100$ 8,500$ 4.94% Charges and Services 603-496-9500-43030 Engineering Services 11,827 6,311 20,000 2,170 20,000 20,000 0.00% 603-496-9500-43010 Audit Services 7,987 #DIV/0!5% incr. $31,946 split GF, Water, Sewer, SW 603-496-9500-43150 Contract Services 2,400 18,116 17,200 5,709 15,000 6,000 -65.12%$3k mowing, CLA was 2017 & 2018 603-496-9500-43185 IT Support 4,067 3,558 15,500 15,500 3,668 -76.34%Roseville $3554.5 603-496-9500-42002 IT Hardware 1,000 #DIV/0!Ipad for Pond Insp 603-496-9500-43190 Software Programs 3,010 #DIV/0!$340 Roseville, Banyon $363.33, Accela $2306.5 603-496-9500-43210 Telephone 351 #DIV/0!Roseville $350.7 603-496-9500-44377 Credit Card Fees 360 #DIV/0! 603-496-9500-43220 Postage 1,800 - 2,000 5,001 2,000 2,000 0.00% 603-496-9500-43610 Insurance - - 1,500 5,001 5,751 283.43%corrected allocation, incr 15% over prev yr. 603-496-9500-44010 Street Sweeping 10,318 20,958 25,000 13,986 25,000 30,000 20.00%more streets with development 603-496-9500-44040 Repairs/Maint Equip - - 1,000 99 750 1,000 0.00% 603-496-9500-44030 Repairs/Maint Not Bldg 1,368 3,000 33,358 33,500 1016.67%Additional maintenance costs $30,500 603-496-9500-44150 Equipment Rental - - 1,000 1,000 1,000 0.00% CITY OF LAKE ELMO 2019 PROPOSED BUDGET Master Worksheet - All Budgets - REVISED 8 Adopted 2018 to 2016 2017 2018 2018 2018 2019 Proposed 2019 Account Number Description Actual Actual Adopted YTD - Sep 2018 Projected Proposed Percent Change Comments 603-496-9500-44170 Uniforms 234 #DIV/0!Allocated from Streets 603-496-9500-44370 Conferences & Training 2,500 1,875 2,500 985 1,500 2,500 0.00% Total Charges and Services 34,280$ 50,819$ 88,700$ 27,950$ 119,109$ 118,360$ 33.44% Capital Outlay 603-496-9500-45300 Improvements Other Than Bldgs - - 40,000 - - 40,000 0.00%Storm Water Comp Plan Update Total Capital Outlay -$ -$ 40,000$ -$ -$ 40,000$ 0.00% Miscellaneous and Non-operating 603-496-9500-43320 Depreciation Expense 15,963 56,298 #DIV/0! 603-496-9500-44300 Miscellaneous Expenses 20,577 21,157 2,000 666 2,000 2,000 0.00% 603-496-9500-46010 Bond Principal - - 160,000 160,000 175,000 9.38%Per Northland schedule 603-496-9500-46110 Bond Interest 44,765 62,781 58,294 28,138 58,294 54,500 -6.51%Per Northland schedule 603-496-9500-46220 Deferred Charges Amort (3,193) #DIV/0! 603-496-9500-46200 Fiscal Agent Fees 900 #DIV/0! 603-496-9500-46300 Bond Issuance Costs - 1,064 - - - - #DIV/0! Total Misc. and Non-operating 81,305$ 138,107$ 220,294$ 28,804$ 220,294$ 232,400$ 5.50% Total Storm Water Fund Expenses:150,304$ 213,249$ 404,564$ 78,575$ 396,769$ 475,895$ 17.63% Total Storm Water Fund Revs. Over/(Under) Expenses:78,862$ 184,360$ (84,602)$ 172,726$ (76,807)$ (102,541)$ 21.20% Northland Securities, Inc. 150 South Fifth Street, Suite 3300 Minneapolis, MN 55402 (800) 851-2920 Member NASD and SIPC Registered with SEC and MSRB Letter of Transmittal Executive Summary 1 Organization of the Plan..................................................................................................................1 Study Approach...................................................................................................................................1 Conclusions and Recommendations...........................................................................................2 Table A - Growth in Residential Equivalent Units.............................................................3 Table B - Annual Estimated Rate Increases........................................................................3 Table B-1 - Utility Rates .............................................................................................................3 Table C-1 - Water Fund Operating Expenses and Unrestricted Cash......................4 Table C-2 - Sanitary Sewer Fund Operating Expenses and Unrestricted Cash ....5 Chart 1 - Year-end Cash Balances..........................................................................................6 Background 7 Water.......................................................................................................................................................7 Sanitary Sewer.....................................................................................................................................7 Storm Sewer.........................................................................................................................................7 Capital Improvement Plan 8 Capital Projects....................................................................................................................................8 Source of Funding for Capital Projects......................................................................................8 Debt Service.........................................................................................................................................8 Table D-1 - Capital Improvement Plan Water......................................................................10 Table D-2 - Capital Improvement Plan Sanitary Sewer ....................................................11 Table D-3 - Capital Improvement Plan Storm Water.........................................................12 Chart 2 - Estimated Debt Outstanding at Year End...........................................................13 Chart 3 - Estimated Annual Debt Service..............................................................................14 Utility Rates 15 Key Factors.........................................................................................................................................15 Annual Operating Expenditures ................................................................................................15 Metropolitan Council Environmental Services.....................................................................15 Annual Capital Expenditures.......................................................................................................16 Debt Service......................................................................................................................................16 Growth in Customers.....................................................................................................................16 Available Other Revenue Sources.............................................................................................16 Historical Utility Rates....................................................................................................................17 Future Utility Rates..........................................................................................................................17 Estimated Volumes of Water Sold and Sanitary Sewer Billed........................................17 Table E - Growth Projections.......................................................................................................18 Chart 4 - Sanitary Sewer REU Platted and Connected by Year......................................19 Chart 5 - Water REU Planned and Connected by Year.....................................................19 Table F - Water Fund - Fees and Charges and Customer Data .....................................20 Table G - Sanitary Sewer Fund - Fees and Charges and Customer Data...................21 Table H - Storm Water Fund - Fees and Charges and Customer Data.......................22 Chart 6 - Estimated Volumes of Water and Sanitary Sewer...........................................23 Financial Plans 24 Key Assumptions.............................................................................................................................24 Water Fund ........................................................................................................................................25 Table I-1 - Pro Forma.............................................................................................................26 Table I-2 - Cash Balance.......................................................................................................27 Table I-3 - Operating and Other Expenses....................................................................28 Chart 7 - Year End Cash Balances.....................................................................................29 Chart 8 - Source and Use of Funds..................................................................................29 Sanitary Sewer Fund.....................................................................................................................30 Table J-1 - Pro Forma.............................................................................................................31 Table J-2 - Cash Balance.......................................................................................................32 Table J-3 - Operating and Other Expenses...................................................................33 Chart 9 - Year End Cash Balances.....................................................................................34 Chart 10 - Source and Use of Funds................................................................................34 Storm Water Fund...........................................................................................................................35 Table K-1 - Pro Forma............................................................................................................36 Table K-2 - Cash Balance......................................................................................................37 Table K-3 - Operating and Other Expenses..................................................................38 Chart 11 - Year End Cash Balances...................................................................................39 Chart 12 - Source and Use of Funds................................................................................39 Appendix 40 Appendix A-Example Quarterly Utility Fees Payable by Property Types...................40 Appendix B-Chart 13-Combined Utility Funds Restricted Cash and Debt ...............41 Appendix C-Chart 14-Total Bonds Outstanding/Bonds Subject to Call Provision.42 The Plan was prepared by Northland Public Finance, a division of Northland Securities, Inc., for the purpose of SFWJFXJOHUIFmOBODJBMQFSGPSNBODFPGUIF$JUZPG-BLF&M mo’s enterprise funds, including theWater Fund, the Sani- tary Sewer Fund, and the StormWater Fund to determine the appropriate fees and charges to fund the systems. This Plan presents an update to the Financial Plan for the Water, Sanitary Sewer, and StormWater Funds, Dated Oc- tober 3, 2017. The process for preparing the Plan involved the projec- tion of revenues and expenditures and incorporation of the City’s plans for capital improvements, and plans for mOBODJOH JOUPUIFmOBODJBMQSPKFDUJPOTBMPOHXJUIFTUJ mated growth in customers. Recommendations included in the Plan are based on in- GPSNBUJPOQSPWJEFEUP/PSUIMBOEGSPN$JUZTUBõBOEPUIFS City consultants and certain assumptions as prepared by Northland and detailed in the Plan. To the extent the assumptions in the Plan change in the months and years ahead, which they will, the City will OFFEUPDPOUJOVFUPBEKVTUJUTmOBODJBMQMBOTBDDPSEJOHMZ #FGPSFPõFSJOHDPODMVTJPOTBOESFDPNNFOEBUJPOTGSPN the study, an explanation of the organization of the Plan BOEUIFTUVEZBQQSPBDIJTPõFSFE Organization of Plan This Plan is organized into six sections: 1. ExecutiveSummaryprovidesinformationontheorga- nization of the Plan, study approach, and conclusions and recommendations. 2. Backgrounddiscussesthehistoricalcontext,including growth and development of the community, and per- formance of the utilities. 3. Capital Improvement Plan provides information on the plans for infrastructure improvements for the utilities. This includes estimates on project costs and sources of funds to pay for the improvements. Infor- mation on debt service is also included. 4. Utility Rates provides current, and future estimated utility rates that will be necessary to maintain a posi- UJWFmOBODJBMDPOEJUJPOGPSUIFVUJMJUZGVOET*OGPSNB tion is provided in the Appendix for impact of rates changes on customers. 5. Financial Plans are provided for the Water Fund, Sani- UBSZ4FXFS'VOE BOE4UPSN8BUFS'VOE5IFmOBO cial plans provide both historical, current, and future sources and uses of funds and balance sheet infor- mation. Financial plans take into account capital im- provement plans, debt service, and proposed rates. 6. Appendix provides supplemental information. Study Approach The following steps were taken as part of the study: • City provided information on the following: -historicalspendingandrevenues,andfuturecapi- tal improvement plans; -estimatedgrowthincustomerunitsfromresiden- tial and commercial development; - City’sComprehensiveAnnualFinancialReports as of December 31, 2017; and QSPKFDUFEmOBODJBMSFTVMUTBOEQSFMJNJOBSZ 2019 budget. • Information provided by the City was organized, ana- MZ[FE BOEVTFEUPTVQQPSUUIFEFWFMPQNFOUPGmOBO DJBMQMBOT0ODFUIFQSFMJNJOBSZmOBODJBMQMBOTXFSF EFWFMPQFEUIFOEJõFSFOUTDFOBSJPTXFSFDPOTJEFSFE BOEBOBMZ[FEXJUI$JUZTUBõ •$JUZTUBõPõFSFEJOQVUBOEGFFECBDLPOUIFBTTVNQ tions and desired outcomes, along with explanation ofadjustingentriestheCitymadetoitsgeneralledger GPSmTDBMZFBS • A draft of the Plan was prepared. It is important to note aspects not reviewed as part of the study, which include: •5IFWBMJEJUZPGUIFBTTVNQUJPOTBOEmHVSFTQSPWJEFE by the City on future estimated growth was not re- viewed. •5IFmOBODJBMJNQBDUPGDIBOHFTUPUIFFYJTUJOHUJFS structure for charging for water and sanitary sewer services was not reviewed. • Northland did not review any City prepared pro for- ma as part of the study and we are not aware of how the Plan may compare to any prior or current City pro forma. • The scope of the study did not include a review and comparison of the City’s utility fees and charges to other cities. • The City is not able to provide historical/current vol- ume data by tier or otherwise. The Plan includes cer- tain assumptions for future volume of water and sani- tary sewer volume billed by tier and in total. Changes to the assumption for average volume per customer XJMMJNQBDUUIFmOBODJBMSFTVMUTJODMVEFEJOUIF1MBO Conclusions and Recommendations The following conclusions and recommendations are of- fered as a result of the study: To meet service demands from growth in customers, the City is planning for capital improvement projects. It needs to be emphasized that the scope, timing, and cost of the capital improvement projects included in thePlanarepreliminaryestimates.TheCityprovideda list of proposed improvement projects and with gross estimates for project costs to provide a basis for the pro forma analysis included in the Plan. The City re- views and revises its capital improvement plans on a regular basis. Timing for capital projects will be driven by develop- ment. The planned improvements that are currently included in the capital improvement plan are antici- pated to be paid through a combination of debt issu- ance, special assessments, grants, and cash. Inadditiontotheimpactoffuturegrowthonthecapi- tal improvement plan, the actual timing for the build out of already approved housing development and DPNNFSDJBMBSFBTXJMMTJHOJmDBOUMZJNQBDUGVUVSFSFW enues. TableAonpage3providesasummaryofthetotalesti- mated growth for residential equivalent units (platted and connected).The growth estimates were prepared CZ$JUZTUBõ5BCMF&POQBHFQSPWJEFTEFUBJMFEJO formation on the total estimated growth summarized in Table A for the 2018 Plan.The estimates for growth in customers has an impact on the establishment of futureutilityratesandtheresultingrevenueandyear- end cash projections for the utility funds. The City should continue to carefully monitor its estimates for future growth in customers against actual develop- ment. /PUFUP5BCMF"5IFSFJTBEJõFSFODFCFUXFFO4FXFSBOE8BUFSVOJUT showninTableAbecausesomecustomerswillconnecttoeithermunicipal waterorsanitary sewer, but notboth.The sanitary sewer improvementsin UIF0ME7JMMBHFBMTPBDDPVOUTGPSUIFEJõFSFODFT The Plan assumes annual increases in the fees and charges for utility services. The increases will ensure UIF$JUZJTBCMFUPNBJOUBJOTVöDJFOUDBTIJOUIFGVOET over the long-term. There is no change estimated in the fees charged for development (connection and availably charges) only to the base and usage fees for service.Table B provides information on the annual estimated rate increases.Table B-1 on the next page provides a summary of the utility rates as included in UIF1MBO"DUVBMmOBODJBMSFTVMUTBOEHSPXUIJODVT tomerswillimpacttheactualutilityrateincreasesthat may be needed. TheCityshouldestablishannualuserratesconcurrent with the development of the following year’s budget. It is important to maintain a long term, forward look- ing view for the ongoing management of the utility funds to avoid potential adjustments to utility rates CBTFEPOQSJPSZFBSmOBODJBMQFSGPSNBODFBMPOFXJUI PVUUBLJOHJOUPBDDPVOUGVUVSFmOBODJBMQSPKFDUJPOT BOEQPUFOUJBMDIBMMFOHFT'VUVSFmOBODJBMDIBMMFOHFT NBZDPNFGSPNUIFEJõFSFODFCFUXFFOFTUJNBUFE andactualgrowthincustomers,unanticipatedcapital funding pressures, and other unanticipated expense or revenue shortfalls. calling of bonds; and 3) unrestricted cash available equivalent to 50% of operating expense. TableC-1 onthenextpageprovidesasummaryofthe estimated annual year-end unrestricted cash balance and operating expenses (not including depreciation) and unrestricted cash as a percentage of operating expenses for the Water Fund.Table C-2 on the next page provides the same information for the Sanitary Sewer Fund.Chart 1 on page 6, provides a summary of thetotalestimatedyear endcash balances by fund. It is estimated that the funds will begin to draw on cash balances to cover capital and debt service. The $JUZNBZOFFEUPDPOTJEFSNPEJmFESBUFBEKVTUNFOUT GSPNXIBUBSFJODMVEFEJOUIF1MBO"DUVBMmOBODJBM results will need to be monitored to determine what may be necessary in the future years. There are no changes recommended at this time to theCity’sratestructure.As theCitygainsmoreexperi- FODFPQFSBUJOHUIFFYQBOEFEVUJMJUJFTBOENPSFmOBO cial history becomes available, the City should evalu- atewhetherthecurrent ratestructureiscontinuingto meet the City’s objectives. The utility rates included in the Plan, combined with the estimated volumes for water and sanitary sewer plustheestimatedrevenuetobecollectedfromdevel- opment charges, will provide cash needed to operate the utilities, maintain capital assets, and to pay debt service.TheFinancialPlanSectionofthePlanprovides a break-down of cash balances for each of the utility funds based on the following: 1) restricted cash for planned capital; 2) restricted cash for debt service/ Note toTable B-1: Table B-1 does not include allof the tier rates. SeeTables F-H for more information. Note to Table C-2: Amounts shown are estimates based on the assumptions and information includedin the Plan. Note to Table C-1: Amounts shown are estimates based on the assumptions and information includedin the Plan. Chart 1 shows that cash balances in the utility funds will remain stable, with some growth, over the long term as customers and volumes billed increase. Cash balance will decline be- tween years 2020 and 2023 as revenue collected from devel- opment is used to pay down debt outstanding as scheduled. The Plan does not presently include the use of cash to call bonds at optional redemption dates. Optional redemption of outstanding bonds should monitored. The increase in cash from 2016 actual to 2017 is due to the col- lection of the approximate $3.4 million receivable from other governments (state funding) in 2017 for capital improvements made in 2016. The City of Lake Elmo is located on the eastern edge of the Twin Cities metropolitan area. The City’s 2030 Com- prehensive Plan forecasts and provides for approximately eighttimesthegrowthinhouseholdsandpopulationdur- ing the 2000-2030 planning period than was experienced during the 1980-2000 period. The City reports an estimated 2010 population of 8,069 and 2,774 households (2010 Census). Population is esti- mated to increase to 10,500 by 2020 and households to 3,800 ( ). The land area for the City en- compasses approximately 15,250 acres. The City’s 2030 Comprehensive Plan provides guidance on the City’s plans for managing future demand for util- ity infrastructure.The City is in the process of updating its ComprehensivePlan, the updatedPlan willlikely have im- plications for the assumptions included in the Plan. Water Utility Lake Elmo owns, operates and maintains a municipal wa- ter supply and distribution system. The City has a goal to serve existing population desiring public water supply while preparing the system to allow people to connect as development occurs or existing areas request service. This policy guides the City’s capital improvement plan- OJOHBOEUIFOFFEUPNBJOUBJOBnFYJCMFBOESFTQPOTJWF water system. Capital planning includes projects to cor- SFDUFYJTUJOHEFmDJFODJFTBOEUPFYQBOEUIFTZTUFN The City uses an enterprise fund to account for its water operations. The net position in the Water Fund totaled $14.11 million and cash balance $3.45 million as of De- cember 31, 2017. Sanitary Sewer Utility PropertyownersintheCityareservedbyindividualsewer systems or in limited areas by municipal sewer. Capital planswillprovideforanincreaseinthenumberofproper- ties to be served by municipal sewer and connection to the RegionalSewerSystem. The Metropolitan Council En- vironmentalServices (MCES)has extendedregionalsewer service to serve a greater area of the City. The City uses an enterprise fund to account for its sewer operations. The net position in the Sewer Fund totaled $8.30 million and cash balance $4.85 million as of Decem- ber 31, 2017. Storm Water Utility TheCityoperatesastormwaterutility. Thesystemofcon- veyancesisownedandoperatedbytheCityanddesigned for collecting or conveying storm water.The City collects anannualfeefrompropertyownersthat isusedtopayfor the cost of constructing and maintaining the system. The City uses an enterprise fund to account for its storm water operations. The net position in the Storm Water Fund totaled $1.60 million and cash balance $1.96 million as of December 31, 2017. The Plan includes a capital improvement plan (the“CIP”), as prepared by the City, that includes capital projects funded from utility revenues and accounted for the in the utilityfunds.Tables D-1 through D-3 beginningonpage 10, provide details on planned capital spending for each of the utility funds. It is important to emphasize that the CIP included in the Plan is a working draft.The cost estimates for the projects providesaninputtotheproformaanalysisincludedinthe 1MBO*UJTJNQPSUBOUUPSFDPHOJ[FUIBUUIFTQFDJmDQSPKFDUT that may actually be authorized in the future, and the ac- tual costs, may vary greatly from what is included in the Plan. Capital Projects The projects included in the CIP include projects to ex- QBOEUIFDBQBDJUZBOEDPSSFDUEFmDJFODJFTPGUIFXBUFS and sanitary sewer systems.The City is a developing com- munity with utility expansion needs. Planned projects in- clude expansion of the City’s water supply capacity and distribution system. Sanitary sewer services have been expandedthroughtheconstructionofconnections tothe Regional Sewer System. Asadevelopingcommunity,theCity’sCIPfocusonexpan- sion and does not presently include any material capital spending for maintenance of existing systems. This will need future consideration by the City as the community develops and infrastructure ages and requires major maintenance and/or replacement. Storm Water Projects For the storm water system, it should be noted that the CIPincludesprojects for Phases2 and3 forregionaldrain- BHFJNQSPWFNFOUT5IF$JUZ&OHJOFFSIBTJEFOUJmFEUIF following issues for the storm water utility that are antici- QBUFEUPCFBEESFTTFEJOUIFOFYUmWFUPUFOZFBST • Phase 2 Downtown Regional Drainage project consisting of land acquisition (Shiltgen property west of Lake Elmo Avenue and north of CSAH 14), and a stormwater pond. • Phase 3 Downtown Regional Drainage project consisting of storm sewer piping south of CSAH 14nearHagbergs.Thepondingmaybedeveloper paid,butforthepurposesofthePlanitisassumed to be paid from utility revenue. • KraemerLakeFloodplainstudywillbeneededbe- foredevelopmentcanoccurinI-94corridor,Phase 3 area (between Keats-Lake Elmo Avenue). The City anticipates grant funds to pay for the study. Source of Funding for Capital Projects The source of funding for the utility projects in the CIP includes one of the following sources or a combination thereof: fund balance (cash); bond proceeds; special as- sessments; and/or grants. Debt Service Planned funding for utility infrastructure projects antici- pates the issuance of debt to undertake certain planned improvementsandtomanageannualutilityfeeincreases. TheprojectionsassumethattheCitywillissuegeneralob- ligation bonds secured by revenues from the utility funds to pay principal and interest. This approach provides the lowest cost of debt. These bonds will not count against the City’s debt limit. Debt management is an important factor in ongoing capital improvements planning. The estimates for debt service are based on bonds to be paid over 15 years and level annual debt service. For bonds supported by special assessments, the special as- sessments are estimated to be payable over 20 years, past the term of the bonds. Theestimatedinterestrates usedto calculateannualdebt service are generally based on today’s current rate envi- SPONFOU5IFBDUVBMJOUFSFTUSBUFTXJMMEFQFOEPOmOBM structure and market conditions at time of issuance. Charts 2 and 3 on pages 13 and 14, provide informa- tion on the City’s existing and estimated future debt ob- ligations supported by the utility funds.Chart 2 includes information on estimated debt (bonds) outstanding as of year-end for the combined utility funds.Chart 3 includes information on estimated annual debt service (principal and interest) payments for the combined utility funds. Municipal Facilities The City is preparing to undertake capital spending for municipal facility, including space for city hall. The City is planningfortheWaterFundandSewer Fundto pay apor- tion of the debt service on anticipated bonds to be issued UPmOBODFGBDJMJUZJNQSPWFNFOUT5IFQPSUJPOPGDPTUTBM located to the utility funds recognizes that the utility op- FSBUJPOTXJMMCFOFmUGSPNUIFNVOJDJQBMGBDJMJUJFTJNQSPWF ments. The Plan anticipates the Water Fund and Sewer Fund will each pay 10% of the annual debt service, respectively, on an estimated total bond issuance of $11,100,000 ($10,950,000 for construction plus cost of issuance) for municipal facilities improvements.The municipalfacilities improvements will not be recorded as an asset in theWa- terFundortheSanitarySewerFund.And,theoutstanding debt obligation for the municipal facilities improvements will not be a liability of the Water Fund or the Sanitary Sewer Fund. It is anticipated in the Plan that the Water Fund and the Sanitary Sewer Fund will transfer cash annually to a City governmental debt service fund to pay an allocated por- UJPOPGUIFEFCUTFSWJDFPOUIFCPOETJTTVFEUPmOBODFUIF municipal facilities improvements. The annual transfers from the Water Fund and the Sanitary Sewer Fund to a governmentaldebtservicefundisanticipatedtobeinthe approximate range of $85,000 per year ($170,000 in total from both funds). The estimated debt out- standing at year-end shown in Chart 2 includes general obligation revenue bonds se- cured by water, sanitary sew- er, and storm water revenues. The chart includes both exist- ing debt outstanding (as of November 2, 2018) and esti- mated debt anticipated to be issued in the future and paid from utility revenues. Future bond issuance estimates are based on the Plan. Chart 2 includes debt sup- portedbyutilityrevenueonly and does not include existing or future estimated debt that is paidfromproperty tax levy. The Note to Chart 2 provide information on optional re- demption of outstanding bonds at future dates.Ap- pendix C on page 42 pro- vides additional information for optional redemption of existing bonds. The estimated annual debt service shown in Chart 3 in- cludesgeneralobligationrev- enuebondssecuredbywater, sanitarysewer, andstormwa- ter revenues. The annual amounts include bothexistingdebtservice(on outstanding bonds) and esti- mated debt service on bonds anticipated to be issued in the future and paid from util- ity revenues. Future bond is- suance estimates are based on the Plan (see Table D). Chart 3 includes debt sup- portedbyutilityrevenueonly and does not include existing or future estimated debt that is paidfromproperty tax levy. Key Factors 1SPKFDUJOHUIFVUJMJUZSBUFTOFDFTTBSZUPNBJOUBJOUIFm nancialstability oftheutility operationsrequires develop- ment and analysis of the following key factors: • Estimates for future annual operating expenditures, including personnel, materials and supplies, cost of electricity, and other operating expenses. • Metropolitan Council Environmental Service (MCES) sewer fee charges to the City by the Metropolitan Councilforregionalcollectionandtreatmentofwaste water.This is an operating expense that the City does not have control over. • Annual capital expenditure to maintain and improve the utility systems. • Annual debt servicePOCPOETJTTVFEUPmOBODFDBQJ tal improvements. • Growth in customers using and paying for the sys- tems.Growthincustomerswillprovideadditionalrev- enue to the systems at time of platting, connection, and on-going usage, but will also create additional demand for services. • Available other revenue sources other than fees and charges paid by customers of the utility systems. Annual Operating Expenditures Costs incurred in operating the utility systems, which are used up in the period in which acquired, are recorded as operating expenditures. Annual growth in operating expenditures, not including the MCES charge, has been modest. It is estimated that annual increase in expenses will be approximately 2.0% annually, above 2019 budget, with some limited exceptions. The limited exceptions are for the following line items: • Legal services payable from the Water Fund is pro- jected at approximately $200,000 annually between years 2019 and 2021, then reducing to approximately $10,000 annually. • Water meters and supplies is projected at approxi- mately $132,000 to $143,000 annually between years 2018 and 2022, then reducing to $90,000 annually. •/FXTUBõJTBOUJDJQBUFEUPCFBEEFEJOBOE The Plan anticipates that 50% of the cost of new posi- tions in the PublicWorks Department (1.0 FTE in 2021 and 1.0 FTE in 2025) and the Finance Department (1.0 FTE in 2021 and 1.0 FTE in 2025) will be allocated to the utility funds. The Water Fund and Sanitary Sewer Fundwillpay40%oftheallocatedcostsandtheStorm Water Fund will pay 20%. Depreciation is reported as an operating expenditures and is the process of allocating the costs of an asset over its useful life in a systematic and rational manner. Depre- ciation is estimated to change with capital spending and depreciation of both existing and future acquired assets. Metropolitan Council Environmental Services TheMCESchargetocitiesforregionalcollectionandtreat- ment has been volatile in recent years. MCES experienced SFWFOVFMPTTFTGSPNUIFTJHOJmDBOUESPQJOSFHJPOBMEFWFM opment during the recession which has caused a corre- sponding decline in revenue collected by the Council for SewerAvailabilityCharges(aonetimefeefornewconnec- tions). Future charges payable to the MCES are calculated based on total projected annual sanitary sewer volume BOEUIF.$&4DVSSFOUSBUF GPSZFBS JOnBUFECZ annually.This is an operating expense fortheSewerFund. The City accounts for the collection and payment of the MCES “Sewer Availability Charge” (SAC) through an ac- countspayableaccount.Theoperatingexpensereportfor theSanitarySewerFund(see Tables J-1 and J-3 onpages 31 and 33 do not include a separate revenue andexpense line item for the MCES SAC. Annual Capital Expenditures TheCIP anticipates paying for futurecapitalimprovement project costs with a combination of revenue sources. The City anticipates future development will provide revenue totheCityforpayingforutilityexpansionthroughthecol- lection of development fees (an availability and a connec- tion charge). Paying for annual planned capital improvement projects with cash may be a sound strategy depending on the de- tails of the project. It avoids incurring annual interest ex- pense. However, this strategy requires advance planning and implementation of utility fees and charges that pro- WJEFBEFRVBUFDBTInPX For large (non-routine) capital expenditures or unantici- pated capital expenditures, the use of bonding to fund capital minimizes annual rate increases that otherwise would be necessary. It also allows the City to charge fu- ture customers the cost of infrastructure with a longer useful life, versus putting the entire burden on today’s customers.The CIP anticipates bonding.The resulting an- OVBMEFCUTFSWJDFPOUIFCPOETJTJODMVEFEJOUIFmOBODJBM plans for the funds. Debt Service Debt service in the funds is paid from revenue collected from utility fees and charges, availability and connection charges, and special assessments. The CIP anticipates debt issuance to be supported by revenue within the util- ity funds. All current and future debt is accounted for in UIFmOBODJBMQMBOTUIBUBSFJODMVEFEJOUIF1MBO5IFFTUJ mated debt service on future bonds is based on 15 years andbondspayableatcurrentmarketinterestrates.Future FTUJNBUFEVUJMJUZGFFTBOEDIBSHFTSFnFDUUIFDPTUPGUIF estimated increase for debt service. Growth in Customers Growth in customers from development is the most im- portant factor in determining the projections for future utilityrates.Buildoutofapproveddevelopmentswillbring anincreaseinrevenuetotheutilityfundsthroughthecol- lection of availability and connection charges and fees collectedforserviceandusage ofthe systems. Availability chargesandconnectionchargesareonetimechargescol- lected at the time of development and connection to the system. Estimating the increase in future customers is the NPTUWPMBUJMFGBDUPSJOEFWFMPQJOHmOBODJBMQSPKFDUJPOTGPS the utility funds.Table E on page 18 and Charts 4 and 5 on page 19 include information on the estimated growth in customers or residential equivalent units (“REU”) from development. The estimated growth in REU’s was pre- QBSFECZ$JUZTUBõBOEQSPWJEFEUP/PSUIMBOEGPSUIF1MBO The pace of growth in customers from development will directly impact the estimated revenues shown in the Plan and the planned utility rates. The City must continue to VQEBUFJUTmOBODJBMQMBOTCBTFEPOBDUVBMHSPXUI Available Other Revenues There is limited other revenue. The majority of the cost to operate and maintain the system is paid from charges collected from those using the system. Other revenue in- cludes interest income, special assessments, and grants. Historical Utility Rates Information on historical rates is provided in Tables F-H beginning on page 20 for each of the utility funds. Rates shown are billed quarterly, with the exception of the stormwaterfeewhichisbilledto customersreceivingthis charge on an annual basis. Prior to 2017, the City charged a basic service fee for water only. Future Utility Rates Information on utility rates for years 2019 to 2026 is in- cludedin Tables G-H foreachutilityfund.Thefuturerates SFnFDUUIFSBUFTOFDFTTBSZUPNBJOUBJOBEFRVBUFDBTI balance in the utility funds. These rates applied against estimated customers and usage is used to calculate the annual estimated charges for services fees shown in the mOBODJBMQMBOT QSPGPSNB GPSFBDIVUJMJUZGVOE5IFSBUFT inthePlanarethesameratesasincludedinthe2017Plan. The Plan assumes a 3.0% annual increase in water rates and a 1.0% annual increase in and sewer rates beginning in 2019.The annual rate increase is assumed on the quar- terlybasefeeandusagefeesonly.Theannualfeeforstorm water is assumed to increase by $5.00 per year beginning in 2019 and then by $10.00 per year beginning in 2021. The increases are needed to ensure the City is able to NBJOUBJOTVöDJFOUDBTIJOUIFVUJMJUZGVOETPWFSUIFMPOH term. There is no estimated change to the rates charged for development, the connection and availably charges. The tier structure the City uses for charging customers for water, based on volume of water sold, was not reviewed aspartofthisstudy.Thecurrentadoptedtierstructureap- pears to be reasonable. The City changed the basis for charging sanitary sewer customers in 2017. Residential customers are charged a CBTFGFFGPSUIFmSTU HBMMPOTPGTFXFSWPMVNFCJMMFE per quarter andthen charged on a per 1,000 gallons basis for volume billed above this usage. Estimated Volumes of Water Sold and Sanitary Sewer Billed Annual estimated volume of water sold by tier and esti- mated sanitary sewer billed by year is included in Table F and Table G beginning on page 20.The estimated gal- lonsofwatersoldandsanitarysewerbilledissummarized in Chart 6 on page 23. The City is not able to provide information on histori- cal volume sold per tier, or in total, so assumptions were made on the volumes sold in order to prepare the Plan andtoprojectfuturerevenuesfrombillingofwaterusage. The Plan assumes average annual volume of just under 97,925 gallons per residential customer (or approximately 8,160 gallons per month).This volume is pro-rated across theCity’stierstructureusingestimatedhistoricaldata(ac- tual volume data is not available from the City). For com- mercial customers, annual volume is calculated based on prior year estimated volumes adjusted by the percentage increaseincommercialandschoolcustomers.ThePlanas- sumes annual sewer volume biller per customer for both residentialandcommercialof48,000gallons(or4,000gal- lons per month).The MCES reports total sewer volume for the City of approximately 38 million gallons for year 2017 and estimated 67 million gallons for year 2018. The estimates for residential and commercial customers volume usage for both water and sanitary sewer needs to be revisited and reviewed when better information is available from the City’s utility billing system. The estimates for future growth from development, shown in residential equiva- lent units in Chart 4 and Chart 5,waspreparedbyCity TUBõ The data was provided to Northland as an input for the Plan. Theestimatesforgrowth,and annual units platted and con- nected, is an important input forestimatingfuturerevenue. Revenue from increased residential equivalent units comes from a one time pay- ment of the City’s availabil- ity charge and connection charge and then from on- going payment for use of the systems. The availabil- ity charge is paid at time of platting and the connection charge at time of connection. The estimated annual gallons of volume will increase as more customers connect to the water and sanitary sewer systems. The Plan assumes that the average annual usage per customer for residential and commercial remains fairly constant. #BTFEPOIJTUPSJDBMmOBODJBMQFSGPSNBODF FTUJNBUFEVUJM JUZSBUFT BOEGVUVSFDBQJUBMQSPKFDUT mOBODJBMQMBOT QSP forma) have been prepared for each the utility funds. Key Assumptions 5IFmOBODJBMQMBOTGPSFBDIVUJMJUZGVOETXBTEFWFMPQFE based on key assumptions, which are summarized as fol- lows: • Operating expenditures, including personnel costs and materials supplies and all other operating ex- pense will increase by approximately 2.0% annually, basedonthe2019budget,withanexceptionforlegal fees, meter and supplies, and MCES payments. • Nochangeinexistingtierstructureforfeesandcharg- es. • Depreciation is estimated based on estimated capital improvements with new assets assumed to be depre- ciated over a 40 year term. • Current capital improvement plan will be implement- ed at estimated project costs and estimated sources of funding as included in the Plan.This includes an in- crease in future debt service for payment on bonds to be issued. • Utility fees for use of the system are assumed to in- crease for water and sanitary sewer services, begin- ning in year 2019, see Table B on page 3 for annual percentage increases for water and sewer fees and thefeeadjustmentforstormwater.Theannualratein- creaseisassumedonthequarterlybasefeeandusage fees only. The annual fee for storm water is assumed to increase by $5.00 per year, beginning in year 2019. • Connection and availability charges are assumed to remain constant for years 2019-2026. Revenue from these charges is used to pay for the system, including the planned capital projects and related debt service. • Theestimatedutilityfeesandchargesareshowntobe at a level that is adequate to maintain cash balances JOUIFGVOETTVöDJFOUUPDPWFSUIFGPMMPXJOHPWFSUIF OFYUmWFZFBST SFTUSJDUFEDBTIGPSQMBOOFEDBQJUBM 2) restricted cash for debt service/calling of bonds; and 3) unrestricted cash available equivalent to 50% of anticipated operating expenses. Fund Description The Water Fund is used to account for the operating and capital improvement costs of the water utility system. Background 5IF8BUFS'VOEJTJOTPVOEmOBODJBMDPOEJUJPO'VUVSF mOBODJBMQFSGPSNBODFXJMMCFJNQBDUFECZUIFUJNJOHPG development of land in the City and the timing of receipt of development fees that will support debt service on the infrastructure and receipt of charges for service for usage of the system. Source of Funds There are two major source of funds: 1) collection of charges for service fees (base fee and volume usage fees) and 2) development fees collected at time of platting and time of connection to the system. Revenue from charges for service fees will increase as the number of customers increases and the volume of water sold increases. 5IFmOBODJBMQMBOBTTVNFTOPDIBOHFUPUIFSBUFTUSVDUVSF with annual rate increases of 3.0% beginning in 2019. As of year 2017, the City no longer deposits receipt of rev- enue from a rental fee for private commercial access to water towers to the Water Fund, this represented about a $50,000 reduction in annual revenue to theWater Fund. Interest income earned on cash balance is recorded as revenue. The investment earnings rate is estimated to be 0.5%for future years. Specialassessments leviedforwater infrastructureimprovementsisrecordedasrevenueinthe WaterFund.Grantfundsintheamountof$975,000inyear 2020 is for capital projects. Use of Funds The use of funds is to pay for the operation of the water TZTUFN JOUFSFTUBOEmTDBMFYQFOTFPOEFCU EFQSFDJBUJPO  and authorized transfers to other funds that may occur from time to time. Principal payments on bonds sup- ported by the Water Fund result in a reduction of liability for the Fund. Operating expense line item details can be found in Table I-3 on page 28. Transfers Beginning in year 2021, a transfer of cash from the Water Fund to a governmental debt service fund is planned to QBZBQPSUJPOPGEFCUTFSWJDFPOCPOETUPCFJTTVFEUPm nancemunicipalfacilitiesimprovements.Theexacttiming of the bond issuance and terms is not certain at this time, but for purpose of planning a bond issuance year of 2020 is assumed for the Plan. The Plan anticipates the Water Fund will pay 10% of the annual debt service on an es- timated total bond issuance of $11,100,000 ($10,950,000 for construction plus cost of issuance) for municipal facili- ties improvements.The municipal facilities improvements will not be recorded as an asset in the Water Fund. The outstanding debt obligation for the municipal facilities improvements will not be a liability of theWater Fund. Presently the City does not charge the utility funds for General Fund overhead but does directly charge the fund GPSBENJOJTUSBUJWFTUBõUJNF Balance Sheet Items 5IFmOBODJBMQMBOJODMVEFTFTUJNBUFEBTTFUTBOEMJBCJMJUJFT  this includes estimatedannualyear-endcashbalance.Ta- ble I-2 on page 27 provides details on estimated change in cash. The City reported $3.4 million as receivable from other governments (State of Minnesota) in 2016; the re- ceivable was collected in 2017. Estimated year end cash bal- ances are estimated to in- crease and then be spent downto paydebt serviceand capital spending over the coming years. The source and use of funds in Chart 8 includes depre- ciation and capital contribu- UJPOT5IFEJõFSFODFCFUXFFO the annual source and use of funds is the change in net assets of the fund. The dif- ference comes from the col- lection of development fees (source of funds) for payment of debt service on outstand- ing bonds (liability of the fund) and collection of rev- enue for build-out of the sys- tem. Fund Description TheSanitarySewerFundisusedtoaccountfortheoperat- ing and capital improvement costs of the sanitary sewer utility system. Background 5IF4BOJUBSZ4FXFS'VOEJTJOTPVOEmOBODJBMDPOEJUJPO 'VUVSFmOBODJBMQFSGPSNBODFXJMMCFJNQBDUFECZUIFUJN ing of future development of land and the timing of re- ceipt of development fees (trunk line availability charges and connection charges) that will support infrastructure costs and receipt of charges for service for usage of the system. Source of Funds There are two major source of funds: 1) collection of charges for service fees (base fee and volume usage fees) and 2) development fees collected at time of platting and time of connection to the system. Revenue from charges for service fees will increase as the number of customers increases and the volume of water sold increases. Future development of land through platting will result in in- creased revenue from water availability and connection charges. 5IFmOBODJBMQMBOBTTVNFTOPDIBOHFJOUIFSBUFTUSVDUVSF and annual rate increases of 1.0% beginning in 2019 and then 2.0% annually beginning in 2024. Interest income is earned on cash balance is recorded as revenue. The investment earnings rate is estimated to be 0.5% for future years. Special assessments levied for sani- tarysewerinfrastructureimprovementsisrecordedasrev- enue in the Sanitary Sewer Fund. Use of Funds The use of funds is to pay for the operation of the sanitary TFXFSTZTUFN JOUFSFTUBOEmTDBMFYQFOTFPOEFCU EFQSF ciation, and authorized transfers to other funds that may occur from time to time. Principal payments on bonds supported by the Sanitary Sewer Fund result in a reduc- tion of liability for the Fund. Operating expense line item details can be found in Table J-3 on page 33. Transfers Beginning in year 2021, a transfer of cash from the Sani- tary Sewer Fund to a governmental debt service fund is planned to pay a portion of debt service on bonds to be JTTVFEUPmOBODFNVOJDJQBMGBDJMJUJFTJNQSPWFNFOUT5IF exacttimingofthebondissuanceandtermsisnot certain at this time, but for purpose of planning a bond issuance year of 2020 is assumed for the Plan. The Plan anticipates the Water Fund will pay 10% of the annual debt service on an estimated total bond issuance of $11,100,000 ($10,950,000 for construction plus cost of issuance) for municipal facilities improvements. The municipal facili- ties improvements will not be recorded as an asset in the Water Fund. The outstanding debt obligation for the mu- nicipal facilities improvements will not be a liability of the Sanitary Sewer Fund. Presently the City does not charge the utility funds for General Fund overhead but does directly charge the fund GPSBENJOJTUSBUJWFTUBõUJNF Balance Sheet Items 5IFmOBODJBMQMBOJODMVEFTFTUJNBUFEBTTFUTBOEMJBCJMJUJFT for, this includes estimated annual year-end cash balance. Table J-2 on page 32 provides a detailedsummary on es- timated change in cash year by year.The City recorded an a receivable for special assessments in 2017 that is inclu- sive of future development fee revenue. Estimated year end cash bal- ance is estimated to increase betweenyears2018and2020 duetodevelopmentandcon- nections. The actual year-end cash balance will be impacted by changes in planned capital spending. As projects are im- plemented, beyond what is included in the CIP, cash bal- ance may be lower than what is estimated in the Plan. The source and use of funds shown in Chart 10 includes depreciation and capital con- USJCVUJPOT5IFEJõFSFODFCF tween the annual source and use of funds is the change JOOFUBTTFUT5IFEJõFSFODF comes from the collection of development fees (source of funds) for payment of debt serviceonoutstandingbonds (liability of the fund) and col- lection of revenue for build- out of the system. Fund Description TheStormWaterFundisusedtoaccountfortheoperating and capital improvement costs of the storm water utility system. Background 5IF4UPSN8BUFS'VOEJTJOTPVOEmOBODJBMDPOEJUJPO'V UVSFmOBODJBMQFSGPSNBODFXJMMCFJNQBDUFECZUIFUJNJOH of future development oflandinthe City. Future develop- ment will increasethe demands onthestormwaterutility infrastructure and provide opportunity for increased rev- enue to support the infrastructure and operation of the system. Source of Funds 5IFSFJTPOFNBKPSTPVSDFPGGVOE UIFDPMMFDUJPOPGBmYFE annual charge for service fee. The City does not charge an availability fee for the storm water utility system. Build out ofthe systemhas been paid as part of the developer’s project costs. Theannualfee,presentlyat$55.00,isassumedtoincrease annually by $5.00 per year until 2021, and then by $10.00 QFSZFBS5IFJODSFBTFTXJMMNBJOUBJODBTICBMBODFTVö cient to meet operating and capital needs and to cover debt service. In 2017, the City began paying debt service on bonds issued in 2016. The City received a developer contribution of $100,000 (relatedtotheNorthportDevelopment)asanescrowcon- tribution,includedinthecashbalancefortheStormWater Fund as of year-end 2017. The funds are available in the event the storm water pipe installed for the project needs to be moved in a few years when Manning Avenue is ex- panded. The City anticipates $60,000 in grants/contribu- tions in 2022 related to a capital project. Some cities choose to manage storm water utility fees UISPVHImOBODJOHDFSUBJODBQJUBMJNQSPWFNFOUTXJUIUBY levy, the City will have the ability in the future to consid- er what costs, if any, of the storm water utility should be spread over the cities entire tax base. Interest incomeis earnedonthecashbalanceandrecord- ed as revenue. The investment earnings rate is estimated tobe0.5%forfutureyears.Anyspecialassessmentslevied and recorded as revenue to the Storm Water Fund relates to unpaid utility bills and are not related to project costs. Use of Funds The use of funds is to pay for the operation of the storm XBUFSTZTUFN JOUFSFTUBOEmTDBMFYQFOTFPOEFCU EFQSF ciation, and authorized transfers to other funds that may occur from time to time. Principal payments on bonds supported by the Storm Water Fund result in a reduction of liability for the Fund. Operating expense line item de- tails can be found in Table K-3 on page 38. Transfers 5IFmOBODJBMQMBOEPFTOPUBOUJDJQBUFBOZGVUVSFUSBOTGFST in or out of funds fromthe StormWater Fund to other city funds. Presently the City does not charge the utility funds for General Fund overhead but does directly charge the GVOEGPSBENJOJTUSBUJWFTUBõUJNF Balance Sheet Items 5IFmOBODJBMQMBOJODMVEFTFTUJNBUFEBTTFUTBOEMJBCJMJUJFT for, this includes estimated annual year-end cash balance. Table K-2 on page 37 provides a detailed summary on estimated change in cash year by year. Estimated year end cash bal- ance is improved over the prior 2017 Plan. The reason for this comes from a reduc- tion in the planned use of cash for capital projects. Cash balances are expected to be maintained due to a planned annual increase in the storm water fee. The actual year-end cash balance will be impacted by changes in planned capital spending. As projects are implemented, beyond what is included in the CIP, cash balances may be lower than what is estimated in the Plan. The source and use of funds shown in Chart 12 includes EFQSFDJBUJPO5IFEJõFSFODF between the annual source anduseoffundsisthechange JOOFUBTTFUT5IFEJõFSFODF comes from the collection of charges and payment of debt serviceonoutstandingbonds (liability of the fund). The CIP anticipates the issu- ance of additional debt in the future to pay for capital improvements.Chart 13 includes both existing and anticipated issuance of new debt. The estimated future re- stricted cash balance for debt service as a percent of year- end debt outstanding will in- crease as cash increases from the collection of develop- ment fees. The cash collected will be used to pay future debt service. The City may determine in future years to use cash to call bonds outstanding that are subject to an optional re- demption provision. A decision to call bonds with cash will depend on several GBDUPST JODMVEJOHGVUVSFm nancial performance of the utility funds and the “actual” cash that may available in the future to call bonds. 5IF$JUZTPOHPJOHmOBODJBM management planning will help to inform any future de- cision to call bonds. See page 13 for more detailed informa- tionbybondseriesonthepar amount of bonds subject to a future call date. Note: For purpose of illustration Chart 14 combines all bonds outstanding payable by net revenues (with general obliga- tion pledge) of theWater Fund, Sanitary Sewer Fund, and StormWater Fund. Restricted cash available for calling bonds is also a combination of cash from these three funds. Before considering the calling of bonds, the City will need to review PQUJPOT BOEBWBJMBCMFDBTI POBTQFDJmDGVOECBTJT Northland Securities, Inc. 150 South Fifth Street, Suite 3300 Minneapolis, MN 55402 (800) 851-2920 Member NASD and SIPC Registered with SEC and MSRB CITY OF LAKE ELMO WASHINGTON COUNTY STATE OF MINNESOTA RESOLUTION NO. 2018-137 RESOLUTION ADOPTING 2019 WATER, SEWER AND STORM WATER FUND BUDGETS WHEREAS, The City of Lake Elmo is to approve a resolution setting forth an annual budget for the Water, Sewer and Storm Water Funds; and WHEREAS, the City Council has received the budget document; NOW THEREFORE BE IT RESOLVED by the City Council of the City of Lake Elmo, that the 2019 Water, Sewer and Storm Water Fund Budgets shall be as follows: 2019 Water 2019 Sewer 2019 Storm Adopted Adopted Adopted Fund Revenues: Charges for Services $ 937,421 $ 339,840 $366,354 Connections 1,280,000 1,272,050 - Special Assessments 108,550 141,799 - Miscellaneous 90,000 - - Interest on Investments 20,000 20,000 7,000 Total Fund Revenues $2,435,971 $1,773,689 $373,354 Fund Expenses: Personnel $ 244,033 $ 119,932 $ 76.635 Materials and Supplies 192,650 15,600 8,500 Charges and Services 368,678 276,178 118,360 Capital Outlay 358,000 345,000 40,000 Miscellaneous 1,127,041 714,754 232,400 Total Fund Expenses $2,290,402 $1,471,464 $475,895 ADOPTED, by the Lake Elmo City Council on the 4th day of December, 2018. ______________________________ Mike Pearson Mayor ATTEST: __________________________________ Julie Johnson City Clerk