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HomeMy WebLinkAbout2015 Annual Comprehensive Financial ReportCITY OF LAKE ELMO, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED DECEMBER 31, 2015 PREPARED BY: FINANCE DIRECTOR'S OFFICE FINANCE DIRECTOR CATHY BENDEL PAGE INTRODUCTORY SECTION Letter of Transmittal i GFOA Certificate of Achievement v Elected and Appointed Officials vi Organizational Chart vii FINANCIAL SECTION Independent Auditor's Report 1 Management's Discussion and Analysis 3 Basic Financial Statements Government-wide Financial Statements Statement of Net Position 17 Statement of Activities 18 Fund Financial Statements Balance Sheet - Governmental Funds 22 Reconciliation of Net Position in the Government-wide Financial Statements and Fund Balances in the Fund Basis Financial Statements 25 Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds 26 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities 29 Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - General Fund 30 Combining Statement of Net Position - Proprietary Funds 34 Combining Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds 38 Combining Statement of Cash Flows - Proprietary Funds 40 Statement of Fiduciary Net Position - Fiduciary Funds 42 Notes to Financial Statements 45 Required Supplemental Information Schedule of City Contributions General Employees Retirement Fund 91 Police and Fire FundPension Plan 91 Schedule of Proportionate Share of Net Pension Liability General Employees Retirement Fund 92 Police and Fire FundPension Plan 92 City of Lake Elmo Fire Relief Association Schedule of Funding Progress for the Fire Relief Association 93 Schedule of Employer Contributions for the Fire Relief Association 93 Schedule of Funding Progress - Other Post Employment Benefits 94 Combining and Individual Fund Statements and Schedules Combining Balance Sheet - Nonmajor Governmental Funds 96 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Governmental Funds 97 Combining Balance Sheet - Nonmajor Special Revenue Funds 98 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Special Revenue Funds 99 TABLE OF CONTENTS CITY OF LAKE ELMO, MINNESOTA For the Fiscal Year Ended December 31, 2015 FINANCIAL STATEMENTS PAGE FINANCIAL SECTION (CONTINUED) Combining Balance Sheet - Nonmajor Capital Projects Funds 100 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Capital Projects Funds 102 Combining Statement of Net Position - Internal Service Funds 104 Combining Statement of Revenues, Expenses and Changes in Fund Net Position - Internal Service Funds 105 Combining Statement of Cash Flows - Internal Service Funds 106 Combining Balance Sheet - Debt Service Funds 108 Combining Schedule of Revenues, Expenditures and Changes in Fund Balances - Debt Service Funds 110 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - City Events Special Revenue Fund 112 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Library Special Revenue Fund 113 Combining Schedule of Changes in Assets and Liabilities - Agency Funds 114 STATISTICAL SECTION (UNAUDITED)REFERENCE Net Position by Component Schedule 1 116 Changes in Net Position Schedule 2 118 Fund Balances, Governmental Funds Schedule 3 122 Changes in Fund Balances, Governmental Funds Schedule 4 124 Tax Capacity and Estimated Actual Value of Taxable Property Schedule 5 126 Property Tax Rates and Tax Levies - Direct and Overlapping Property Tax Rates Schedule 6 127 Principal Property Taxpayers Schedule 7 128 Schedule of Property Tax Levies and Collections Schedule 8 130 Water and Sanitary Sewer Charges by Customer Schedule 9 132 Ratios of Outstanding Debt by Type Schedule 10 134 Ratios of General Bonded Debt Outstanding Schedule 11 136 Computation of Direct and Indirect General Obligation Bonded Debt and Legal Debt Margin Schedule 12 138 Legal Debt Margin Information Schedule 13 140 Pledged Revenue Coverage Schedule 14 142 Demographic and Economic Statistics Schedule 15 143 Principal Employers Schedule 16 144 Full-Time Equivalent Employees by Function Schedule 17 146 Operating Indicators by Function/Program Schedule 18 148 Capital Assets Statistics by Function/Program Schedule 19 150 OTHER REPORT SECTION Independent Auditor's Report on Minnesota Legal Compliance 153 CITY OF LAKE ELMO, MINNESOTA FINANCIAL STATEMENTS For the Fiscal Year Ended December 31, 2015 TABLE OF CONTENTS (CONTINUED) CITY OF LAKE ELMO, MINNESOTA INTRODUCTORY SECTION DECEMBER 31, 2015 This Page Left Blank Intentionally i 3800 Laverne Avenue North Lake Elmo, MN 55042 651-747-3900 www.lakeelmo.org June 9, 2016 To the Honorable Mayor, Members of the City Council, and Citizens of the City of Lake Elmo: I am pleased to present the Comprehensive Annual Financial Report (CAFR) of the City of Lake Elmo, Minnesota for the year ended December 31, 2015. Minnesota Statutes require all cities to issue an annual report on its financial position and activity prepared in accordance with generally accepted accounting principles (GAAP), under the guidance of the Government Accounting Standard Board (GASB), and audited in accordance with generally accepted auditing standards (GAAS)by a firm of licensed certified public accountants or the Office of the State Auditor. Pursuant to that requirement, we hereby issue the comprehensive annual financial report of the City of Lake Elmo, MN for the fiscal year ended December 31, 2015. This report consists of management’s representation concerning the finances of the City of Lake Elmo. Consequently, management assumes full responsibility for the completeness, accuracy and reliability of all the information presented in this report. To provide a reasonable basis for making these representations, the management of the City of Lake Elmo has established a thorough internal control system designed to both protect the City’s assets from loss, theft and misuse and to compile all necessary information for the preparation of the City of Lake Elmo’s financial statements in conformity with GAAP and GASB. As a management team, we assert that the financial statements will be free from material misstatement and that the financial report is reliable in all material respects. The City of Lake Elmo’s financial statements have been audited by Smith, Schafer and Associates, Ltd, a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City of Lake Elmo for the fiscal year ended December 31, 2015 are free from material misstatement. The independent audit involved examining, on an approved test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit that there was a reasonable basis for rendering an unmodified opinion that the City of Lake Elmo’s financial statements for fiscal year ended December 31, 2015 are fairly presented in conformity with GAAP. The independent auditor’s report is presented as the first component of the financial section of the report. ii A “Single Audit” designed to meet the special needs of a federal grantor agency was not performed for the year ended December 31, 2015 as the City did not participate in any programs that required this additional independent audit. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in form of the Management’s Discussion and Analysis (MD &A). This letter of transmittal is included to complement the MD&A and should be read in conjunction with it. The City of Lake Elmo’s MD&A can be found immediately following the report of the independent auditors. PROFILE OF THE GOVERNMENT The City of Lake Elmo was incorporated in 1926 and is a statutory city in the State of Minnesota six miles east of St. Paul Minnesota. Located in Washington County, it covers 25 square miles and has an estimated population of 8,872 which represents 3,059 households. Policy-making and legislative authority are vested in a governing council consisting of an elected Mayor and four council members. Per Minnesota State Statute, the governing council is responsible for passing ordinances, adopting an annual budget, appointing committees and hiring both the city’s administrator and attorney. The City Administrator is responsible for carrying out the policies and ordinances of the governing council and overseeing the day-to-day operations of the city. The Council is elected on a non-partisan basis. The Mayor serves a four- year term and council members serve a four-year staggered term, with two of these positions elected every two years. The Mayor and the Council are elected at-large. The City of Lake Elmo provides a full range of Services including fire protection/emergency services, construction and maintenance of streets and infrastructure; recreational facilities; and water, sanitary sewer and storm water utility services. The City contracts with the Washington County Sheriff’s Department for police services. The annual budget serves as the foundation for the City of Lake Elmo’s financial management and fiscal stewardship. City departments and agencies of the City submit their requested budget to the City Administrator and the Finance Director in order to compile a preliminary budget for submission to the Finance Committee for their consideration. The Finance Committee then meets with the Department Heads to better understand their proposed budgets to later submit a budget to the City Council. The preliminary balanced budget is presented to the City Council at the first meeting in September each year so that the preliminary tax levy can be submitted to Washington County by the annual due date. The preliminary tax levy may be lowered but not increased. The 2015 final budget and tax levy was required to be adopted by and submitted to Washington County by December 28, 2015. Included in the City annual budget process is the compilation of a Capital Improvement Plan which allows for strategic planning of City infrastructure and equipment needs while maintaining a reasonable level of debt and a strong undesignated fund balance. Monthly budget to actual comparison reports are provided to the Finance Committee and the City Council to keep them apprised of results to date so they are aware of performance results compared to plans. iii FACTORS AFFECTING FINANCIAL CONDITION To put the financial statements contained in this report in context, a cursory analysis of the current environment within which Lake Elmo operates is warranted. LOCAL ECONOMY Lake Elmo is home to numerous businesses that are leaders in their respective industries. New developments platted for approximately 1,900 new homes have been approved and are underway. The City’s highway infrastructure continues to make Lake Elmo a desirable residential location. Rapid growth is further reflected in 2015 population estimates of 8,872, or an increase of 10% since the 2010 census. New housing starts in 2015 numbered 139 with a total value of $46,784,101 and an average value of $336,576. Commercial plans were presented for a new Insurance Agency, a special needs K-12 school and a new senior center, all of which will be built in 2016 and will greatly strengthen the existing tax base of the City. LONG TERM FINANCIAL PLANNING Total unassigned General Fund balance as of December 31, 2015 was 85.7% of the total 2015 General Fund expenditures. Although the State Auditor recommends maintaining a level of 35% -50%, the City has consistently exceeded that rate, showing the City’s financial strength. The City’s 5-year Capital Improvement Plan serves as the foundation for long-term financial planning. Funding needs for capital replacements are reflected in tax levies for the street renewal and general fund asset replacements. Funding needs for capital infrastructure in the enterprise funds are funded through user fees in those funds. During 2015, Moody’s Investors Service maintained the City's long term debt rating of Aa2. In their assessment of the City, Moody’s noted the following: Strong Finances supported by conservative budget strategies Healthy unassigned fund balance Strong Financial operations and healthy financial reserves and liquidity Moderate debt burden Affluent tax base favorably located in Twin Cities metropolitan area Projections for the next 5 years indicate that property tax contributions, user fees and investment income will continue to grow based on planned development and expansion within the City. RELEVANT FINANCIAL POLICIES During 2015, the Metropolitan Council issued the 2015 System Statement for the City of Lake Elmo which outlines the updated forecasts for the City as a result of the termination in 2014 of the Memorandum of Understanding (MOU). The previous forecasted population number for 2040 was reduced from 20,500 to 18,200. Receipt of the system statement plans triggers a community obligation to review and amend its comprehensive plan as necessary, within the next three years. iv MAJOR INITIATIVES 2015 was a very busy year for the City due to continuation of on-going infrastructure upgrades and projects as well as oversight of the on-going residential and commercial development activity. The 2015 infrastructure projects included the following: Phase I of the joint project with Washington County on CSAH 17. This project included the replacement of old watermain and installation of sanitary sewer and storm sewer while reconstructing the streets. 39th Street project for street improvements and connection to City Sewer Eagle Point Boulevard street reconstruction project Continued work with the Union Pacific Railroad regarding the downtown project and a new development impacting the Railroad at various locations. Inwood Avenue water and sewer line Diligent collection, tracking and reporting related to developer escrows to minimize taxpayer risk. 2015 seal coating and crack filling project Use of Parkland dedication fees to continue to make improvements to existing parks and providing oversight to the new City parks being constructed by developers. AWARDS AND ACKNOWLEDGEMENTS The Government Finance Officers Association (GFOA) of the United States and Canada awarded a Certificate of Achievement for Excellence in Financial Reporting (CAFR) to the City again for the fiscal year ending December 31, 2014. This certificate is a prestigious national award recognizing conformance with the highest standards for preparation for state and local government financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized CAFR, whose contents conform to program standards. Such reports must satisfy both accounting principles generally accepted in the United States of America and applicable legal requirements. A certificate is valid for one year only. The City of Lake Elmo is pleased to present its Comprehensive Annual Financial Report which will be submitted to the Government Finance Officers Association (GFOA) for consideration of a Certificate of Achievement for Excellence in Financial Reporting for its financial reports for the fiscal year ended December 31, 2015. This submittal culminates extensive financial work and stringent oversight by the City of Lake Elmo City Council, Finance Committee, Northland Strategies and professional staff. Lake Elmo wishes to thank the staff of Smith, Schafer and Associates, Ltd. for their assistance and review of the document. Respectfully, Cathy Bendel Finance Director v vi POSITION NAME TERM EXPIRES ELECTED OFFICIALS City Council: Mayor Mike Pearson December 31, 2016 Council Member Justin Bloyer December 31, 2016 Council Member Julie Fliflet December 31, 2018 Council Member Jill Lundgren December 31, 2018 Council Member Anne Smith December 31, 2016 APPOINTED OFFICIALS Interim City Administrator Clark Schroeder Continuous Finance Director Cathy Bendel Continuous City Clerk Julie Johnson Continuous FINANCE COMMITTEE Julie Fliflet, Committee Chair and City Council Anne Smith, City Council Terry Forrest, Retired CFO CITY OF LAKE ELMO, MINNESOTA ELECTED AND APPOINTED OFFICIALS December 31, 2015 vii This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA FINANCIAL SECTION DECEMBER 31, 2015 This Page Left Blank Intentionally INDEPENDENT AUDITOR'S REPORT Honorable Mayor and Members of the City Council City of Lake Elmo, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the City of Lake Elmo, Minnesota, as of and for the year ended December 31, 2015, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit includes performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting principles used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the City of Lake Elmo, Minnesota, as of December 31, 2015, and the respective changes in financial position and, where applicable, cash flows thereof and the budgetary comparison for the General Fund for the year then ended in accordance with accounting principles generally accepted in the United States of America. Honorable Mayor and Members of the City Council City of Lake Elmo, Minnesota Page 2 Emphasis of Matter As discussed in Note 5 to the financial statements, in 2015 the City adopted new accounting guidance, Governmental Accounting Standards Board (GASB) Statement No. 68, Accounting and Financial Reporting for Pensions and Governmental Accounting Standards Board (GASB) Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date -an amendment of GASB Statement No. 68. Our opinions are not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis on pages 3 through 13 and the required supplemental information as listed in the Table of Contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in appropriate operational, economic or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Lake Elmo, Minnesota's basic financial statements. The introductory section, combining and individual nonmajor fund financial statements and statistical section listed in the Table of Contents are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Maplewood, Minnesota June 9, 2016 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS 3 As management of the City of Lake Elmo, Minnesota, we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City of Lake Elmo, Minnesota for the fiscal year ended December 31, 2015. New Accounting Pronouncement. The City implemented Governmental Accounting Standards Board (GASB) Statement No. 68, Accounting and Financial Reporting for Pensions, and the related GASB Statement No. 71, Pension Transitions for Contributions Made Subsequent to the Measurement Date -an Amendment of GASB Statement No. 68, for the year ended December 31, 2015. These Statements established accounting and financial reporting standards for pensions. FINANCIAL HIGHLIGHTS The assets of the City of Lake Elmo, Minnesota exceeded its liabilities at the close of the most recent fiscal year by $31,735,872 (net position). Of this amount,$7,519,931 (unrestricted net position) may be used to meet the City's ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies. The City's total net position increased by $3,768,343 during 2015. As of the close of the current fiscal year, the City of Lake Elmo, Minnesota’s governmental funds reported combined ending fund balances of $7,005,907, an increase of $857,504 from the prior year. This increase was due primarily to property taxes and special assessments collected in excess of capital outlay expenditures. At the end of the current fiscal year, unassigned fund balance for the general fund was $2,754,976, or 85.7%of total general fund expenditures. The nonspendable portion of the general fund balance as of December 31, 2015 ($432,306) related to the interfund loan to the Village Project fund and prepaid expenses. The City's total noncurrent liabilities decreased by $879,005 or 4%during the current fiscal year. The City was recognized by the Government Finance Officers Association of the United States and Canada (GFOA) for obtaining a Certificate of Achievement for Excellence in Financial Reporting for the City's 2014 Comprehensive Annual Financial Report. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis are intended to serve as an introduction to the City of Lake Elmo, Minnesota’s basic financial statements. The City's basic financial statements are comprised of the following three components:1) government-wide financial statements, providing information for the City as a whole, 2) fund financial statements,providing detailed information for the City's significant funds, and 3) notes to the financial statements, providing additional information that is essential to understanding the government-wide and fund statements. This report also contains other supplementary information in addition to the basic financial statements themselves. CITY OF LAKE ELMO, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS 4 Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City of Lake Elmo, Minnesota’s finances, in a manner similar to a private-sector business. The statement of net position presents information on all of the City of Lake Elmo, Minnesota’s assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City of Lake Elmo, Minnesota is improving or deteriorating. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of the related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City of Lake Elmo, Minnesota that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City of Lake Elmo, Minnesota include general government, public safety, public works, and culture and recreation. The business-type activities of the City of Lake Elmo, Minnesota include the water, sewer and storm sewer funds. The government-wide financial statements can be found on pages 17-19 of this report. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Lake Elmo, Minnesota, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City of Lake Elmo, Minnesota can be divided into three categories:governmental funds, proprietary funds and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near- term inflows and outflows of spendable resources,as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financial requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. CITY OF LAKE ELMO, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS 5 The City of Lake Elmo, Minnesota maintains twenty-two individual governmental funds, twelve of which are debt service funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, the debt service fund,the infrastructure reserve fund and the vehicle acquisition fund, all of which are considered to be major funds.Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements or schedules elsewhere in this report. The City of Lake Elmo, Minnesota adopts an annual budget for its general fund. Budgetary comparison statements have been provided for this fund (pages 30 to 33) to demonstrate compliance with the budget. The basic governmental fund financial statements can be found on pages 22-29 of this report. Proprietary funds. There are two different types of proprietary funds -enterprise funds and internal service funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City of Lake Elmo, Minnesota uses three enterprise funds to account for its water, sewer and storm sewer operations. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City of Lake Elmo, Minnesota's various functions. The City of Lake Elmo, Minnesota uses three internal service funds to account for certain capital acquisition activities. Because all of these services predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the water, sewer and storm sewer funds, all of which are considered to be major funds of the City of Lake Elmo, Minnesota. The proprietary fund financial statements can be found on pages 34-41 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City's own programs. The accounting use for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statement can be found on page 42 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements can be found on pages 45-88 of this report. Other Information. The combining statements referred to earlier in connection with non-major governmental funds, debt service funds and internal service funds can be found on pages 96-111 of this report. CITY OF LAKE ELMO, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS 6 GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted earlier, net position may serve over time as a useful indicator of a government’s financial position. In the case of the City of Lake Elmo, Minnesota, assets exceeded liabilities by $31,735,872 at the close of the most recent fiscal year. The largest portion of the City of Lake Elmo, Minnesota’s net position, $18,893,680 (60%)reflects its investment in capital assets (e.g. land, buildings and improvements, and machinery and equipment), less any related debt used to acquire those assets that is still outstanding. The City of Lake Elmo, Minnesota uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Lake Elmo, Minnesota's investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. 2015 2014 2015 2014 2015 2014 Current and other assets 9,687,510$ 7,399,479$ 6,221,558$ 8,094,107$ 15,909,068$ 15,493,586$ Capital assets 18,527,639 16,737,433 22,792,835 22,037,175 41,320,474 38,774,608 Total assets 28,215,149 24,136,912 29,014,393 30,131,282 57,229,542 54,268,194 Deferred outflows of resources 171,032 67,075 238,107 Long-term liabilities outstanding 10,889,186 9,001,835 12,793,216 15,559,572 23,682,402 24,561,407 Other liabilities 1,265,752 665,117 645,372 516,558 1,911,124 1,181,675 Total liabilities 12,154,938 9,666,952 13,438,588 16,076,130 25,593,526 25,743,082 Deferred inflows of resources 119,126 19,125 138,251 Net position: Net investment in capital assets 8,723,329 7,957,840 10,170,351 10,567,418 18,893,680 18,525,258 Restricted 3,446,142 1,106,200 1,876,119 2,387,312 5,322,261 3,493,512 Unrestricted 3,942,646 5,405,920 3,577,285 1,100,422 7,519,931 6,506,342 Total net position 16,112,117$ 14,469,960$ 15,623,755$ 14,055,152$ 31,735,872$ 28,525,112$ City of Lake Elmo, Minnesota's Net Position Governmental Activities Business-Type Activities Total An additional portion of the City of Lake Elmo, Minnesota's net position (17%) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position ($7,519,931) may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Lake Elmo, Minnesota is able to report positive balances in all categories of net position for the City as a whole. CITY OF LAKE ELMO, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS 7 Governmental activities. Governmental activities increased the City of Lake Elmo, Minnesota's net position by $2,064,314 during 2015. Key elements of this increase include: Capital grants increased by $1,481,339 from the prior year due primarily to special assessments related to the 2014 construction project. Charges for services increased by $386,413 from the prior year due primarily to an increase in the amount of building permits issued by the City. Business-type activities. Business-type activities increased the City of Lake Elmo, Minnesota's net position by $1,704,029. This increase is due primarily to the requirement for developments to prepay the water and sewer access fees as the time they submit their final plat to the City. A condensed version of the Statement of Activities follows: 2015 2014 2015 2014 2015 2014 Revenues: Program revenues: Charges for services 939,243$ 552,830$ 3,602,559$ 2,247,060$ 4,541,802$ 2,799,890$ Operating grants and contributions 249,094 204,462 249,094 204,462 Capital grants and contributions 2,038,940 557,601 1,159,222 2,038,940 1,716,823 General revenues: Property taxes 3,204,119 3,200,291 3,204,119 3,200,291 Other 123,076 215,735 39,757 19,337 162,833 235,072 Total revenues 6,554,472 4,730,919 3,642,316 3,425,619 10,196,788 8,156,538 Expenses: General government 1,134,132 1,072,888 1,134,132 1,072,888 Public safety 1,344,282 1,530,609 1,344,282 1,530,609 Public works 1,377,969 1,032,426 1,377,969 1,032,426 Culture and recreation 639,006 448,361 639,006 448,361 Interest on long-term debt 215,611 165,028 215,611 165,028 Water 1,363,043 1,069,511 1,363,043 1,069,511 Sewer 250,866 353,438 250,866 353,438 Storm sewer 103,536 149,887 103,536 149,887 Total expenses 4,711,000 4,249,312 1,717,445 1,572,836 6,428,445 5,822,148 Increase in net position before transfers 1,843,472 481,607 1,924,871 1,852,783 3,768,343 2,334,390 Transfers 220,842 (887,312) (220,842) 887,312 Change in net position 2,064,314 (405,705) 1,704,029 2,740,095 3,768,343 2,334,390 Net position - beginning of year as restated 14,047,803 14,875,665 13,919,726 11,315,057 27,967,529 26,190,722 Net position - end of year 16,112,117$ 14,469,960$ 15,623,755$ 14,055,152$ 31,735,872$ 28,525,112$ City of Lake Elmo, Minnesota's Change in Net Position Governmental Activities Business-Type Activities Total CITY OF LAKE ELMO, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS 8 Below are specific graphs that provide comparisons of the governmental activities direct program revenues with their expenditures. Any shortfalls in direct revenues are primarily supported by property tax levy or general state aid. $0 $500,000 $1,000,000 $1,500,000 $2,000,000 $2,500,000 Expenses and Program Revenues -Governmental Activities Program revenues Expenses Property taxes 49% Charges for services 14% Capital grants and contributions 31% Operating grants and contributions 4%Other 2% Revenues by Source -Governmental Activities CITY OF LAKE ELMO, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS 9 The following graphs related the business-type activity's program revenues with its expenditures. Since this activity requires significant physical assets to operate, any excess revenues are held for planned capital expenditures to keep pace with growing demand for services. $0 $250,000 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 Expenses and Program Revenues -Business-Type Activities Program revenues Expenses Charges for services 99% Capital grants and contributions 0% Other 1% Revenues by Source -Governmental Activities CITY OF LAKE ELMO, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS 10 Financial Analysis of the Government's Funds As noted earlier, the City of Lake Elmo, Minnesota uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental funds. The focus of the City of Lake Elmo, Minnesota’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Lake Elmo, Minnesota’s financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City of Lake Elmo, Minnesota’s governmental funds reported combined ending fund balances of $7,005,907, an increase of $857,504 in comparison with the prior year. Approximately $4,091,963 of this total fund balance, or 58%, constitutes assigned and unassigned fund balance, which is available for spending at the government’s discretion. The remainder of the fund balance ($2,913,944) is restricted and nonspendable to indicate that it is not available for new spending because it has already been restricted by creditors, grantors or regulations of other governments, has been expensed for prepaid items, or is unavailable because the funds have been loaned to another fund. The general fund is the chief operating fund of City of Lake Elmo, Minnesota. At the end of the current fiscal year, unassigned fund balance of the general fund was $2,754,976.As a measure of the general fund's liquidity, it may be useful to compare the unassigned fund balance to total fund expenditures. Unassigned fund balance represented 85.7%of total 2015 general fund expenditures.The general fund’s total fund balance increased by $6,281 during the current fiscal year due primarily to an increase in building permits and related revenue during the year. The debt service fund increased its fund balance by $1,782,808 due to property taxes, special assessments and intergovernmental revenues allocated to this fund in excess of debt service expenditures. The infrastructure reserve fund decreased its fund balance by $552,341 due primarily to capital outlay expenditures in excess of revenue allocated to this fund and transfers from this fund to other funds. The vehicle acquisition fund decreased its fund balance by $655,175 due primarily to the City taking delivery in 2015 for the Fire Truck, which was funded through debt issuance in 2014. The special revenue funds increased their overall fund balances by $32,588 due primarily to property taxes allocated to those funds in excess of current expenditures for culture and recreation. The capital projects funds, other than the infrastructure reserve fund and vehicle acquisition fund described previously, increased their collective fund balance by $243,343 due primarily to transfers received from other funds. Proprietary funds. The City of Lake Elmo, Minnesota's proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. CITY OF LAKE ELMO, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS 11 Unrestricted net position for water operations, sewer operations and storm sewer operations at the end of the year amounted to $1,883,661, $999,140 and $694,484, respectively. The water fund, sewer fund and storm sewer fund increased their net position by $307,338, $1,135,930 and $260,761,respectively,for the year ended December 31, 2015. Other factors concerning the finances of these three funds have already been addressed in the discussion of the City of Lake Elmo, Minnesota's business-type activities. General Fund Budgetary Highlights The City's General Fund budget was not amended during the year. The budget called for no change in General Fund balance. The actual net change to the General Fund balance was an increase of $6,281. Revenues were less than budget by $130,451 for the year ended December 31, 2015 due primarily to a decrease in property taxes collected. This was a result of the budget assuming a higher average home valuation than those being built. Total expenditures were less than budget by $136,732 for the year. Two departments had expenditures in excess of budget: general government expenditures exceeded budget by $41,257 and culture and recreation exceeded budget by $76,567. The over expenditures in the general government department were primarily related to legal expenses incurred over the amounts budgeted. The over expenditures in the culture and recreation department related primarily to staffing changes which were not reflected in the 2015 budget. Capital Asset and Debt Administration Capital assets. The City of Lake Elmo, Minnesota’s investment in capital assets for its governmental and business-type activities as of December 31, 2015, amounted to $41,320,474 (net of accumulated depreciation). This investment in capital assets includes land, buildings and improvements, and machinery and equipment. Total capital assets increased by $2,545,866, or 7%,for the year ended December 31, 2015, due primarily to completed construction projects and additional construction in progress on various capital projects within the City. 2015 2014 2015 2014 2015 2014 Land 3,453,979$ 3,453,979$ 248,869$ 54,675$ 3,702,848$ 3,508,654$ Construction in progress 2,857,416 3,510,704 4,193,729 6,668,232 7,051,145 10,178,936 Buildings 2,649,349 2,760,350 2,649,349 2,760,350 Improvements other than buildings 439,669 510,821 439,669 510,821 Machinery and equipment 1,609,507 854,912 100,512 116,565 1,710,019 971,477 Infrastructure 7,517,719 5,646,667 18,249,725 15,197,703 25,767,444 20,844,370 Total 18,527,639$ 16,737,433$ 22,792,835$ 22,037,175$ 41,320,474$ 38,774,608$ TotalBusiness-Type ActivitiesGovernmental Activities City of Lake Elmo, Minnesota's Capital Assets (net of depreciation) CITY OF LAKE ELMO, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS 12 Additional information on the City of Lake Elmo, Minnesota’s capital assets can be found in Note 3D beginning on page 61 of this report. Long-term debt. At the end of the current fiscal year, the City of Lake Elmo, Minnesota had $22,296,219 in bonds, certificates and notes outstanding. The entire outstanding comprises debt backed by the full faith and credit of the government. 2015 2014 2015 2014 2015 2014 General obligation bonds 9,740,000$ 8,735,000$ 12,535,000$ 15,505,000$ 22,275,000$ 24,240,000$ General obligation certificates 52,000 52,000 General obligation notes payable 21,219 21,219 Total 9,761,219$ 8,787,000$ 12,535,000$ 15,505,000$ 22,296,219$ 24,292,000$ Governmental Activities Business-Type Activities Total City of Lake Elmo, Minnesota's Outstanding Debt General Obligation Bonds, Certificates and Notes The City of Lake Elmo, Minnesota's total bonds and certificates payable decreased by $1,995,781 during the current fiscal year. The decrease was due primarily to the refunding of the City's 2005A water revenue bonds. A more detailed breakdown of these obligations can be found in Note 3E beginning on page 63 of this report. The City of Lake Elmo, Minnesota maintains an AA2 bond rating from Moody's Investor Service for general obligation debt. The City has also recently been upgraded by Standard and Poor's to a AA+ bond rating. State statutes limit the amount of general obligation debt a Minnesota City may issue to 3% of its market value of taxable property. Net debt is payable solely from ad valorem taxes. The City is currently well within this limit. Economic Factors and Next Year's Budgets and Rates The City planned a new minor collector road to be built (5th Street) in the I-94 Corridor and many segments were completed in 2015. A new minor collector road (Village Parkway) in the Old Village has been planned out by the City with initial sections having been built out in 2015. Plans continue with subsequent phases of the multi-phased developments which were approved by the City. The Cities taxable market value increased 13% from 2014 to 2015 and 4% from 2015 to 2016. CITY OF LAKE ELMO, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS 13 Economic Factors and Next Year's Budgets and Rates (continued) There was a slight reduction in the amount of total property taxes levied in 2016. This was comprised of the General Fund budget being 10% lower than 2015, which helped to offset increases to the debt service and library components of the tax levy. Development continues to be strong in the new development areas. The 2016 budget anticipates the building of 140 new homes and the continuation of commercial expansion. The Lake Elmo Avenue Downtown project with Washington County is well underway and Phase I was completed in 2015. Phase II of the project will be completed in 2016. The project covers full reconstruction of the streets as well as upgrading the existing water system and installation of a new sewer system and storm water drainage system. The Inwood Avenue segment of the water line (for which the $3.5M in State Bonding proceeds were secured) has moved into construction. This includes the construction of a new water tower, booster station and the truck water main improvements. Requests for Information This financial report is designed to provide a general overview of the City of Lake Elmo, Minnesota’s finances for all those with an interest in the City's finances. Questions concerning any of the information provided in this report or requests for additional information should be addressed to City of Lake Elmo, Minnesota, 3800 Laverne Avenue North, Lake Elmo, Minnesota, 55042. This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA FINANCIAL STATEMENTS DECEMBER 31, 2015 This Page Left Blank Intentionally See Notes to Financial Statements 17 Governmental Business-Type Activities Activities Total ASSETS Cash and investments 8,026,696$ 3,335,904$ 11,362,600$ Receivables, net of allowance 1,211,879 2,804,927 4,016,806 Due from other governmental units 120,605 2,012 122,617 Internal balances (77,425) 77,425 Prepaid expenses 30,816 1,290 32,106 Net pension asset 374,939 374,939 Capital assets: Nondepreciable 6,311,395 4,442,598 10,753,993 Depreciable, net 12,216,244 18,350,237 30,566,481 Total Assets 28,215,149 29,014,393 57,229,542 DEFERRED OUTFLOWS OF RESOURCES Unamortized deferred amount on refunding 27,609 48,858 76,467 Deferred outflows from pension activity 143,423 18,217 161,640 Total Deferred Outflows of Resources 171,032 67,075 238,107 LIABILITIES Accounts payable 1,025,536 353,044 1,378,580 Accrued expenses 58,992 5,469 64,461 Accrued interest 99,424 108,475 207,899 Escrow deposits 75,000 75,000 Due to other governmental units 14,384 14,384 Unearned revenue 6,800 164,000 170,800 Noncurrent liabilities: Due within one year 847,559 620,953 1,468,512 Due in more than one year 9,201,194 12,034,591 21,235,785 Net pension liability 840,433 137,672 978,105 Total Liabilities 12,154,938 13,438,588 25,593,526 DEFERRED INFLOWS OF RESOURCES Deferred inflows from pension activity 119,126 19,125 138,251 NET POSITION Net investment in capital assets 8,723,329 10,170,351 18,893,680 Restricted Debt service 3,446,142 1,876,119 5,322,261 Unrestricted 3,942,646 3,577,285 7,519,931 Total Net Position 16,112,117$ 15,623,755$ 31,735,872$ CITY OF LAKE ELMO, MINNESOTA STATEMENT OF NET POSITION December 31, 2015 See Notes to Financial Statements 18 Operating Capital Charges for Grants and Grants and Functions/Programs Expenses Services Contributions Contributions Governmental activities: General government 1,134,132$ 42,706$ $ $ Public safety 1,344,282 866,708 85,261 Public works 1,377,969 3,615 135,152 1,900,782 Culture and recreation 639,006 26,214 28,681 138,158 Interest on long-term debt 215,611 Total governmental activities 4,711,000 939,243 249,094 2,038,940 Business-Type activities: Water 1,363,043 1,850,240 Sewer 250,866 1,523,067 Storm sewer 103,536 229,252 Total business-type activities 1,717,445 3,602,559 Total 6,428,445$ 4,541,802$ 249,094$ 2,038,940$ General revenues: General property taxes Grants and contributions not restricted to specific programs Interest earnings Miscellaneous Transfers Total general revenues and transfers Change in net position Net position - beginning, as originally stated Restatement due to change in accounting standards (Note 5) Net position - beginning, as restated Net position - ending Program Revenues CITY OF LAKE ELMO, MINNESOTA STATEMENT OF ACTIVITIES For the Year Ended December 31, 2015 19 Governmental Business-Type Activities Activities Total (1,091,426)$ (1,091,426)$ (392,313) (392,313) 661,580 661,580 (445,953) (445,953) (215,611) (215,611) (1,483,723) (1,483,723) 487,197$ 487,197 1,272,201 1,272,201 125,716 125,716 1,885,114 1,885,114 (1,483,723) 1,885,114 401,391 3,204,119 3,204,119 2,749 2,749 46,589 39,757 86,346 73,738 73,738 220,842 (220,842) 3,548,037 (181,085) 3,366,952 2,064,314 1,704,029 3,768,343 14,469,960 14,055,152 28,525,112 (422,157) (135,426) (557,583) 14,047,803 13,919,726 27,967,529 16,112,117$ 15,623,755$ 31,735,872$ Net (Expense) Revenue and Changes in Net Position This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA FUND FINANCIAL STATEMENTS DECEMBER 31, 2015 See Notes to Financial Statements 22 CITY OF LAKE ELMO, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2015 General Fund Debt Service Infrastructure Reserve ASSETS Cash and investments 2,994,027$ 2,568,653$ 769,626$ Receivables (Net of allowance for uncollectibles) Accounts 8,470 70,497 Delinquent taxes 43,188 Special assessments 950,579 17,833 Accrued interest 13,758 Due from other funds 158,195 Advances to other funds 405,398 Due from other governmental units 40,595 70,458 9,552 Prepaid expenses 26,908 TOTAL ASSETS 3,690,539$ 3,589,690$ 867,508$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE LIABILITIES Accounts payable 397,699$ $ 602,151$ Escrow deposits payable Accrued liabilities 55,570 Due to other funds 94,603 7,032 Unearned revenue 6,800 Advances from other funds Total liabilities 460,069 94,603 609,183 DEFERRED INFLOWS OF RESOURCES Unavailable revenue: Property taxes 43,188 Special assessments 950,579 17,833 Accounts receivable Intergovernmental revenue 70,000 Total deferred inflows of resources 43,188 1,020,579 17,833 FUND BALANCE Nonspendable 432,306 Restricted 2,477,730 Assigned 240,492 Unassigned 2,754,976 (3,222) Total Fund Balance 3,187,282 2,474,508 240,492 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE 3,690,539$ 3,589,690$ 867,508$ 23 Vehicle Acquisition Other Governmental Funds Total 66,684$ 1,600,443$ 7,999,433$ 107,554 186,521 43,188 968,412 13,758 158,195 405,398 120,605 3,908 30,816 66,684$ 1,711,905$ 9,926,326$ $ 26,401$ 1,026,251$ 75,000 75,000 2,707 58,277 57,904 159,539 6,800 405,398 405,398 567,410 1,731,265 43,188 968,412 107,554 107,554 70,000 107,554 1,189,154 3,908 436,214 2,477,730 66,684 1,461,566 1,768,742 (428,533) 2,323,221 66,684 1,036,941 7,005,907 66,684$ 1,711,905$ 9,926,326$ This Page Left Blank Intentionally See Notes to Financial Statements 25 Amounts reported for governmental activities in the statement of net assets are different because: Total governmental fund balances (pages 22-23)7,005,907$ Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds: Governmental funds - capital assets 24,518,596$ Accumulated depreciation (6,118,955) 18,399,641 Other long-term assets are not available to pay for current-period expenditures and, therefore, are unavailable in the funds: Delinquent property taxes 43,188$ Special assessments 968,412 Accounts receivable 107,554 Due from other governmental units 70,000 1,189,154 Long-term liabilities are not due and payable in the current period and therefore are not reported in the funds: Bonds and notes payable (9,761,219)$ Net pension liability (asset), deferred outflows and inflows from pension activity (441,197) Compensated absences (70,161) Post employment benefit obligation (174,282) Accrued interest (99,424) Unamortized deferred amount on refunding 27,609 Unamortized bond premiums (93,353) Unamortized bond discounts 50,262 (10,561,765) Internal service funds are used by management to charge the cost of services to individual funds. The assets and liabilities are included in the governmental statement of net position.79,180 Net position of governmental activities (page 17)16,112,117$ December 31, 2015 CITY OF LAKE ELMO, MINNESOTA RECONCILIATION OF NET POSITION IN THE GOVERNMENT-WIDE FINANCIAL STATEMENTS AND FUND BALANCES IN THE FUND BASIS FINANCIAL STATEMENTS See Notes to Financial Statements 26 CITY OF LAKE ELMO, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS For the Year Ended December 31, 2015 General Fund Debt Service Infrastructure Reserve REVENUES Taxes 2,506,141$ 484,814$ $ Licenses and permits 828,494 Intergovernmental 222,352 74,550 Charges for services 35,796 Fines and forfeitures 48,739 Special assessments 1,263,642 52,597 Dedication fees Investment earnings 23,501 8,199 5,422 Miscellaneous revenue 2,860 TOTAL REVENUES 3,667,883 1,831,205 58,019 EXPENDITURES Current General government 1,025,320 Public safety 1,203,765 Public works 686,401 Culture and recreation 229,595 Unallocated 69,403 Capital Outlay Public safety Public works 1,747,493 Culture and recreation Debt Service Principal 667,000 Interest and other charges 203,702 Bond issuance costs 21,037 TOTAL EXPENDITURES 3,214,484 870,702 1,768,530 Excess (deficiency) of revenues over (under) expenditures 453,399 960,503 (1,710,511) OTHER FINANCING SOURCES (USES) Issuance of debt 1,490,000 Premium on issuance of debt 29,558 (Discount) on issuance of debt (10,472) Sale of capital assets Transfers (447,118) 822,305 (350,916) TOTAL OTHER FINANCING SOURCES (USES)(447,118) 822,305 1,158,170 Net change in fund balances 6,281 1,782,808 (552,341) FUND BALANCES, Beginning 3,181,001 691,700 792,833 FUND BALANCES, Ending 3,187,282$ 2,474,508$ 240,492$ 27 Vehicle Acquisition Other Governmental Funds Total $ 231,261$ 3,222,216$ 828,494 296,902 35,796 48,739 1,316,239 138,158 138,158 525 8,768 46,415 96,195 99,055 525 474,382 6,032,014 1,025,320 1,203,765 686,401 228,154 457,749 69,403 811,722 811,722 1,747,493 170,297 170,297 342 667,342 36 203,738 1,836 22,873 813,936 398,451 7,066,103 (813,411) 75,931 (1,034,089) 130,000 1,620,000 2,579 32,137 (914) (11,386) 30,000 30,000 (3,429) 200,000 220,842 158,236 200,000 1,891,593 (655,175) 275,931 857,504 721,859 761,010 6,148,403 66,684$ 1,036,941$ 7,005,907$ This Page Left Blank Intentionally See Notes to Financial Statements 29 Amounts reported for governmental activities in the statement of activities are different because: Net change in fund balances - total governmental funds (pages 26-27)857,504$ Governmental funds report capital outlay as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense: Capital outlay capitalized 2,595,264$ Depreciation expense (789,356) 1,805,908 The net effect of various miscellaneous transactions involving capital assets (i.e. sales, trade-ins and donations) is to decrease net assets (38,593) Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds: Special assessments 579,993$ Property taxes (18,097) Intergovernmental revenue (70,000) 491,896 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds: Compensated absences, end of year (70,161)$ Compensated absences, beginning of year 83,085 Post employment benefit obligation, end of year (174,282) Post employment benefit obligation, beginning of year 139,158 (22,200) Bond, contract and loan proceeds provide current financial resources to governmental funds, but issuing debt increase long-term liabilities in the statement of net position. Repayment of long-term debt is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the statement of net position: Principal retirement on long-term debt 667,342$ Issuance of long-term debt (1,620,000) Change in net pension liability (19,040) Change in deferred amount on refunding 27,609 Change in accrued interest, bond premiums and bond discounts (60,286) (1,004,375) Internal service funds are used by management to charge the costs of capital equipment replacement to individual funds. The net revenue of certain activities of internal service funds is reported with govermental activities in the government-wide financial statements (25,826) Change in net position of governmental activities (page 19)2,064,314$ CITY OF LAKE ELMO, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For the Year Ended December 31, 2015 See Notes to Financial Statements 30 Variance with 2015 Final Budget- Actual Positive Original Final Amounts (Negative) REVENUES Taxes Property 2,718,180$ 2,718,180$ 2,434,229$ (283,951)$ Franchise 47,500 47,500 71,912 24,412 Total Taxes 2,765,680 2,765,680 2,506,141 (259,539) Licenses and Permits Business 12,530 12,530 12,781 251 Nonbusiness 785,614 785,614 815,713 30,099 Total Licenses and Permits 798,144 798,144 828,494 30,350 Intergovernmental MSA - maintenance 101,696 101,696 119,464 17,768 Fire state aid 41,500 41,500 58,166 16,666 Other 2,749 2,749 29,034 26,285 County and local 15,500 15,500 15,688 188 Total Intergovernmental 161,445 161,445 222,352 60,907 Charges for Services 10,425 10,425 35,796 25,371 Fines and forfeits 48,000 48,000 48,739 739 Investment earnings 10,000 10,000 23,501 13,501 Miscellaneous Revenue 4,640 4,640 2,860 (1,780) TOTAL REVENUES 3,798,334$ 3,798,334$ 3,667,883$ (130,451)$ Budgeted Amounts CITY OF LAKE ELMO, MINNESOTA GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For the Year Ended December 31, 2015 See Notes to Financial Statements 31 Variance with 2015 Final Budget- Actual Positive Original Final Amounts (Negative) EXPENDITURES General Government Mayor and Council Personnel services 27,955$ 27,955$ 27,665$ 290$ Other services and charges 13,000 13,000 21,452 (8,452) Total Mayor and Council 40,955 40,955 49,117 (8,162) Election Other services and charges 1,050 1,050 1,880 (830) Finance and Administration Personnel services 372,668 372,668 393,984 (21,316) Supplies 6,500 6,500 8,379 (1,879) Other services and charges 52,795 52,795 36,236 16,559 Total Finance and Administration 431,963 431,963 438,599 (6,636) Communications Personnel services 51,191 51,191 16,579 34,612 Other services and charges 19,651 19,651 11,771 7,880 Total Communications 70,842 70,842 28,350 42,492 City Facilities Supplies 350 350 478 (128) Other services and charges 49,885 49,885 60,523 (10,638) Total City Facilities 50,235 50,235 61,001 (10,766) Professional Services Assessor 32,000 32,000 46,659 (14,659) Accounting and auditing 33,000 33,000 36,056 (3,056) Legal 45,000 45,000 100,075 (55,075) Engineering 54,800 54,800 33,146 21,654 Total Professional Services 164,800 164,800 215,936 (51,136) Budgeted Amounts CITY OF LAKE ELMO, MINNESOTA GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (CONTINUED) For the Year Ended December 31, 2015 See Notes to Financial Statements 32 Variance with 2015 Final Budget- Actual Positive Original Final Amounts (Negative) EXPENDITURES General Government Planning and Zoning Personnel services 192,818$ 192,818$ 185,187$ 7,631$ Supplies 2,550 2,550 2,619 (69) Other services and charges 28,850 28,850 42,631 (13,781) Total Planning and Zoning 224,218 224,218 230,437 (6,219) Total General Government 984,063 984,063 1,025,320 (41,257) Public Safety Police Contracted services 517,799 517,799 527,462 (9,663) Fire Protection Personnel services 237,507 237,507 234,450 3,057 2% fire aid 37,324 37,324 58,166 (20,842) Supplies 41,142 41,142 33,317 7,825 Other services and charges 106,663 106,663 97,153 9,510 Total Fire Protection 422,636 422,636 423,086 (450) Building Inspector Personnel services 201,382 201,382 134,715 66,667 Supplies 8,300 8,300 1,858 6,442 Other services and charges 113,875 113,875 45,774 68,101 Total Building Inspector 323,557 323,557 182,347 141,210 Animal Control Other services and charges 6,800 6,800 11,415 (4,615) Criminal Legal 50,000 50,000 55,710 (5,710) Emergency Communications 7,000 7,000 3,745 3,255 Total Public Safety 1,327,792$ 1,327,792$ 1,203,765$ 124,027$ Budgeted Amounts CITY OF LAKE ELMO, MINNESOTA GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (CONTINUED) For the Year Ended December 31, 2015 See Notes to Financial Statements 33 Variance with 2015 Final Budget- Actual Positive Original Final Amounts (Negative) EXPENDITURES Public Works General Personnel services 241,595$ 241,595$ 212,881$ 28,714$ Supplies 356,278 356,278 328,696 27,582 Other services and charges 109,900 109,900 117,414 (7,514) Total General 707,773 707,773 658,991 48,782 Trees 6,000 6,000 1,500 4,500 Street Lighting 28,000 28,000 25,910 2,090 Total Public Works 741,773 741,773 686,401 55,372 Culture and Recreation Parks Personnel services 120,728 120,728 195,242 (74,514) Supplies 7,750 7,750 9,463 (1,713) Other services and charges 24,550 24,550 24,890 (340) Total Culture and Recreation 153,028 153,028 229,595 (76,567) Other Unallocated Compensation adjustments 35,000 35,000 *35,000 IT and telephone expense 109,560 109,560 69,403 40,157 Total Other Unallocated 144,560 144,560 69,403 75,157 Total Expenditures 3,351,216 3,351,216 3,214,484 136,732 Excess (deficiency) of revenues over (under) expenditures 447,118 447,118 453,399 6,281 OTHER FINANCING SOURCES (USES) Transfers (447,118) (447,118) (447,118) NET CHANGE IN FUND BALANCE 6,281 6,281 FUND BALANCE, January 1 3,181,001 3,181,001 3,181,001 FUND BALANCE, December 31 3,181,001$ 3,181,001$ 3,187,282$ 6,281$ Budgeted Amounts CITY OF LAKE ELMO, MINNESOTA GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (CONTINUED) For the Year Ended December 31, 2015 * Actual compensation adjustments were $34,297 which are reflected in the departmental budgets. See Notes to Financial Statements 34 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Net Position December 31, 2015 Water Sewer Storm Sewer ASSETS Current Assets Cash and investments 2,038,821$ 850,198$ 446,885$ Receivables Accounts 357,771 296,810 244,474 Special assessments 487,294 1,401,674 16,904 Due from other governments 703 1,295 14 Due from other funds 54,305 23,915 Prepaid expenses 1,290 Total Current Assets 2,884,589 2,605,572 732,192 Noncurrent Assets Property and Equipment Land 248,869 Machinery and equipment 300,587 Infrastructure 18,803,656 2,761,352 611,337 Construction in progress 406,826 3,654,702 132,201 Total Property and Equipment 19,759,938 6,416,054 743,538 Less: Accumulated depreciation 3,774,797 249,448 102,450 Net Property and Equipment 15,985,141 6,166,606 641,088 Total Assets 18,869,730 8,772,178 1,373,280 DEFERRED OUTFLOWS OF RESOURCES Deferred charges on refunding 48,858 Deferred outflows from pension activity 11,014 4,416 2,787 Total Deferred Outflows of Resources 59,872$ 4,416$ 2,787$ 35 Total Internal Service Funds 3,335,904$ 27,263$ 899,055 1,905,872 2,012 78,220 1,290 6,222,353 27,263 248,869 300,587 585,689 22,176,345 4,193,729 26,919,530 585,689 4,126,695 457,691 22,792,835 127,998 29,015,188 155,261 48,858 18,217 67,075$ $ See Notes to Financial Statements 36 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Net Position (Continued) December 31, 2015 Water Sewer Storm Sewer LIABILITIES Current Liabilities Accounts payable 243,094$ 106,865$ 3,085$ Accrued salaries payable 3,398 1,266 805 Accrued interest payable 58,677 49,798 Due to other funds 795 Due to other governments 2,293 7,455 4,636 Unearned revenue 164,000 Current portion of compensated absences 3,543 1,567 843 Current portion of bonds payable 415,000 200,000 Total Current Liabilities 890,800 366,951 9,369 Long-term Liabilities Other postemployment benefits payable 14,005 3,885 6,806 Compensated absences payable 1,747 330 334 Net pension liability 83,240 33,372 21,060 Bonds payable and unamortized premium on bonds, net of unamortized discount on bonds 8,342,715 3,664,769 Total Long-term Liabilities 8,441,707 3,702,356 28,200 Total Liabilities 9,332,507 4,069,307 37,569 DEFERRED INFLOWS OF RESOURCES Deferred inflows from pension activity 11,563 4,636 2,926 NET POSITION Net investment in capital assets 7,227,426 2,301,837 641,088 Restricted Debt service 474,445 1,401,674 Unrestricted 1,883,661 999,140 694,484 Total Net Position 9,585,532$ 4,702,651$ 1,335,572$ 37 Total Internal Service Funds 353,044$ $ 5,469 108,475 795 76,081 14,384 164,000 5,953 615,000 1,267,120 76,081 24,696 2,411 137,672 12,007,484 12,172,263 13,439,383 76,081 19,125 10,170,351 127,998 1,876,119 3,577,285 (48,818) 15,623,755$ 79,180$ See Notes to Financial Statements 38 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Revenues, Expenses and Changes in Net Position For the Year Ended December 31, 2015 Water Sewer Storm Sewer Operating Revenues 562,998$ 128,147$ 219,127$ Operating Expenses Personnel services 128,647 51,275 35,908 Supplies 118,762 926 4,423 Professional services 36,652 21,653 47,242 Repairs and maintenance 10,140 1,131 Insurance 6,799 Utilities 141,214 23,205 Depreciation 557,627 42,224 15,963 Total Operating Expenses 999,841 140,414 103,536 Operating Income (Loss)(436,843) (12,267) 115,591 Other Revenue (Expense) Investment earnings 26,985 9,928 2,844 Rents 49,742 Future infrastructure charges 1,237,500 1,394,920 Miscellaneous revenue 10,125 Bond issuance costs (12,919) (3,953) Interest and fiscal expense (350,283) (106,499) Total Other Revenue (Expense)951,025 1,294,396 12,969 Income (Loss) Before Transfers and Contributions 514,182 1,282,129 128,560 Capital contributions - special assessments Transfers in 84,569 94,845 132,201 Transfers out (291,413) (241,044) Change in net position 307,338 1,135,930 260,761 Net Position, Beginning, as originally stated 9,360,075 3,599,549 1,095,528 Restatement (Note 5)(81,881) (32,828) (20,717) Net Position, Beginning, as restated 9,278,194 3,566,721 1,074,811 Net Position, End of Year 9,585,532$ 4,702,651$ 1,335,572$ 39 Total Internal Service Funds 910,272$ $ 215,830 124,111 105,547 11,271 6,799 164,419 615,814 26,000 1,243,791 26,000 (333,519) (26,000) 39,757 174 49,742 2,632,420 10,125 (16,872) (456,782) 2,258,390 174 1,924,871 (25,826) 311,615 (532,457) 1,704,029 (25,826) 14,055,152 105,006 (135,426) 13,919,726 15,623,755$ 79,180$ See Notes to Financial Statements 40 Water Sewer Storm Sewer Total Internal Service Funds Cash Flows from Operating Activities Cash received from customers 1,945,846$ 1,415,374$ 207,496$ 3,568,716$ $ Cash payments to suppliers (308,194) (89,610) (47,463) (445,267) Cash payments to employees (122,496) (50,862) (34,501) (207,859) Net Cash Provided By (Used In) Operating Activities 1,515,156 1,274,902 125,532 2,915,590 Cash Flows From Investing Activities Interest earnings received 26,985 9,928 2,844 39,757 174 Cash Flows from Noncapital Financing Activities Rents received 49,742 49,742 Increase in due to other funds 27,330 Transfers from other funds 84,569 94,845 132,201 311,615 Transfers to other funds (291,413) (241,044) (532,457) Net Cash Provided By (Used In) Noncapital Financing Activities (157,102) (146,199) 132,201 (171,100) 27,330 Cash Flows from Capital and Related Financing Activities Acquisition of capital assets (652,351) (586,922) (132,201) (1,371,474) (27,330) Special assessments 298,753 214,304 5,763 518,820 Proceeds from issuance of long-term debt 915,000 280,000 1,195,000 Bond issuance costs (12,919) (3,953) (16,872) Increase in unamortized bond premiums 10,261 2,723 12,984 Principal paid on long-term debt (4,015,000) (150,000) (4,165,000) Interest paid on long-term debt (355,648) (105,177) (460,825) Net Cash Provided By (Used In) Capital and Related Financing Activities (3,811,904) (349,025) (126,438) (4,287,367) (27,330) Net Increase (Decrease) in Cash and Cash Equivalents (2,426,865) 789,606 134,139 (1,503,120) 174 Cash and Cash Equivalents, January 1 4,465,686 60,592 312,746 4,839,024 27,089 Cash and Cash Equivalents, December 31 2,038,821$ 850,198$ 446,885$ 3,335,904$ 27,263$ CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Cash Flows For the Year Ended December 31, 2015 41 RECONCILIATION OF OPERATING INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES Water Sewer Storm Sewer Total Internal Service Funds Operating income (loss)(436,843)$ (12,267)$ 115,591$ (333,519)$ (26,000)$ Adjustments to reconcile operating income to net cash provided by operating activities Depreciation 557,627 42,224 15,963 615,814 26,000 Change in net pension liability 1,908 764 482 Future infrastructure charges, included in nonoperating revenue 1,237,500 1,394,920 2,632,420 Miscellaneous revenue, included in nonoperating revenue 10,125 (Increase) decrease in: Accounts receivable (20,938) (106,398) (21,910) (149,246) Due from other governments 2,286 (1,295) 154 1,145 Prepaid expenses (1,290) (1,290) Increase (decrease) in: Accounts payable 5,036 (11,958) (434) (7,356) Accrued salaries payable 837 47 (197) 687 Due to other governments 337 (29,447) 4,636 (24,474) Unearned revenue 164,000 164,000 Other postemployment benefits payable 2,546 79 1,044 3,669 Compensated absences payable 860 (477) 78 461 Net Cash Provided By (Used In) Operating Activities 1,515,156$ 1,274,902$ 125,532$ 2,915,590$ $ Noncash Capital and Related Financing Activities Amortization of deferred charges 4,479$ 342$ $ 4,821$ $ Amortization of bond premiums 5,938 1,205 7,143 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Cash Flows (Continued) For the Year Ended December 31, 2015 See Notes to Financial Statements 42 Agency Funds ASSETS Cash and investments 1,827,170$ Accounts receivable 128 TOTAL ASSETS 1,827,298$ LIABILITIES Accounts payable 99,952$ Deposits payable 1,727,346 TOTAL LIABILITIES 1,827,298$ CITY OF LAKE ELMO, MINNESOTA STATEMENT OF FIDUCIARY NET POSITION FIDUCIARY FUNDS December 31, 2015 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS 45 1.Summary of Significant Accounting Policies The financial statements of the City of Lake Elmo, Minnesota (the City) have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. The more significant of the City's accounting principles are described below. A.Reporting Entity The City operates under Optional Plan A as defined in the State of Minnesota statutes. The City is governed by an elected Mayor and a four-member Council. The Council exercises legislative authority and determines all matters of policy. The Council appoints personnel responsible for the proper administration of all affairs relating to the City. The City has considered all potential component units for which it is financially accountable, and other organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City's financial statements to be misleading or incomplete. GASB has set forth criteria to be considered in determining financial accountability for a component unit. These criteria include appointing a voting majority of the component unit's governing body, and 1) the ability of the primary government to impose its will on that component unit, or 2) the potential for the component unit to provide specific benefits to, or impose specific financial burdens on the primary government. The City has no component units. Related Organizations The Lake Elmo Firemen's Relief Association (Association) is organized as a legally separate entity from the City by its members to provide pension and other benefits to its members in accordance with Minnesota statutes. The membership appoints the board of the Association and separate financial statements are issued by the Association. All funding is conducted in accordance with Minnesota statutes. Although the City levies property taxes for the Association, the Association is fiscally independent to determine and levy taxes. The City's portion of the pension benefit costs related to the Association is included in the general fund. The Association does not have any significant operational or financial relationship with the City. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 46 1.Summary of Significant Accounting Policies (Continued) B.Government-wide and Fund Financial Statements The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the City. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C.Measurement Focus, Basis of Accounting and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 47 1.Summary of Significant Accounting Policies (Continued) C.Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded when payment is due. Property taxes, licenses and permits, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. Revenue resulting from exchange transactions, in which each party gives and receives essentially equal value, is recorded on the accrual basis when the exchange takes place. On a modified accrual basis, revenue is recorded in the year in which the resources are measureable and become available. Non-exchange transactions, in which the City receives value without directly giving equal value in return, include property taxes, grants and donations. On an accrual basis, revenue from property taxes is recognized in the year for which the tax is levied. Revenue from grants and donations is recognized in the year in which all eligibility requirements have been satisfied. Eligibility requirements include timing requirements, which specify the year in when the resources are required to be used or the year when use is first permitted; matching requirements, in which the City must provide local resources to be used for a specific purpose; and expenditure requirements, in which the resources are provided to the City on a reimbursement basis. On a modified accrual basis, revenue from non-exchange transactions must also be available before it is recognized. Unearned revenue is recorded when assets are recognized before revenue recognition criteria have been satisfied. Grants received before eligibility requirements other than time requirements are met are recorded as unearned revenue. Grants received before time requirements are met are recorded as a deferred inflow of resources. The City reports the following major governmental funds: The general fund is the government’s primary operating fund. It accounts for all financial resources of the City, except those required to be accounted for in another fund. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 48 1.Summary of Significant Accounting Policies (Continued) C.Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) The debt service fund is an accumulation of resources (special assessments and property tax revenues) for the payments of principal and interest on long-term general obligation debt of governmental funds. The infrastructure reserve fund accounts for the accumulation of funds for the current and future road and street infrastructure projects. The vehicle acquisition fund accounts for the accumulation of funds for the purchase of vehicles to be used by various City departments. The City reports the following major proprietary funds: The water fund accounts for the activities of the City's water distribution operations. The sewer fund accounts for revenues and costs associated with the City's sewer system. The storm sewer fund accounts for costs associated with the City's storm sewer system. These costs are financed by the storm sewer surcharge. Additionally, the City reports the following fund types: Internal service funds are used to account for the replacement of radios, information technology and furniture, fixtures and equipment expenses of the governmental activities. Internal service funds operate in a manner similar to enterprise funds; however, they accumulate funding primarily from other departments within the City on a cost reimbursement basis. Fiduciary funds account for assets held by the City in a trustee capacity or as an agent on behalf of others. Agency funds are custodial in nature and do not present results of operations or have a measurement focus. Agency funds are accounted for using the modified accrual basis of accounting. These funds are used to account for assets that the City holds for others in an agency capacity. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 49 1.Summary of Significant Accounting Policies (Continued) C.Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are payments-in- lieu of taxes and other charges between the City's enterprise funds and various other functions of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation of capital assets. All other revenues and expenses are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. D.Assets, Liabilities, Deferred Inflows of Resources and Net Position 1.Cash and investments (including cash equivalents) Cash balances from all funds (including cash equivalents) are pooled and invested to the extent available in various securities as authorized by Minnesota statutes. Earnings from the pooled investments are allocated to the respective funds on the basis of applicable cash balance (or due from other funds balance) participation by each fund. Investments are stated at fair value, based upon quoted market prices at the reporting date. Cash and cash equivalents for purposes of the basic financial statements includes amounts in demand deposits as well as all investments held by the City. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 50 1.Summary of Significant Accounting Policies (Continued) D.Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 2.Receivables and payables Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either "due to/from other funds" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the non-current portion of interfund loans). All other outstanding balances between funds are reported as "due to/from other funds." Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as "interfund balances." Advances between funds, if any, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. Property tax levies are set by the City Council in December of each year and are certified to Washington County for collection in the following year. In Minnesota, counties act as collection agents for all property taxes. The County spreads all levies over taxable property. Such taxes become a lien on January 1, of the following year, and are recorded as receivables by the City at that date. Revenues from property taxes are accrued and recognized in the year collectible, net of delinquencies. Real property taxes may be paid by taxpayers in two equal installments on May 15 and October 15. Personal property taxes may be paid on February 28 and June 30. The County provides tax settlements to cities and other taxing districts normally during the months of January, July and December. Taxes which remain unpaid at December 31 are classified as delinquent taxes receivable.The net amount of delinquent taxes receivable are fully offset by deferred inflows of resources in the governmental funds of the fund financial statements because they are not known to be available to finance current expenditures. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 51 1.Summary of Significant Accounting Policies (Continued) D.Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 2.Receivables and payables (continued) Assessments are levied at various times upon City Council resolution for property owner improvements made by the City. Generally, assessment collections are deferred over periods ranging from ten to twenty years with interest charged at 2% over the borrowing rate. Revenue from these assessments is recognized when assessed in the government-wide financial statements and as the annual installments become collectible in the governmental funds of the fund financial statements. Annual installments not collected as of each December 31 are classified as delinquent assessments receivable. The net amount of delinquent assessments receivable are fully offset by deferred inflows of resources in the governmental funds of the fund financial statements because they are not known to be available to finance current expenditures. 3.Capital assets Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are defined by the City as assets with an initial, individual cost of more than $25,000. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Donated capital assets are recorded at estimated fair market value at the date of donation. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed, net of interest earned on the invested debt proceeds over the same period. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 52 1.Summary of Significant Accounting Policies (Continued) D.Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 3.Capital assets (continued) Property, plant and equipment are capitalized when acquired, and depreciation is provided using the straight-line method applied over the following estimated useful lives of the assets. Useful Life in Years Buildings and Improvements 10 -50 Infrastructure 20 -40 Other Improvements 10 -25 Machinery and Equipment 5 -20 4.Postemployment benefits other than pensions Under Minnesota Statute 471.61, subdivision 2b., public employers must allow retirees and their dependents to continue coverage indefinitely in an employer-sponsored health care plan, under the following conditions: 1) retirees must be receiving (or eligible to receive) an annuity from a Minnesota public pension plan, 2) coverage must continue in group plan until age 65, and retirees must pay no more than the group premium, and 3) retirees may obtain dependent coverage immediately before retirement. All premiums are funded on a pay-as-you-go basis. The postemployment benefit obligation liability was determined using the alternative measurement method, in accordance with GASB Statement No. 45. 5.Long-term obligations In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities or proprietary fund type statements of net position. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 53 1.Summary of Significant Accounting Policies (Continued) D.Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 5.Long-term obligations (continued) Bond premiums and discounts are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as current expenditures. 6.Pensions For purposes of measuring the net pension liability, deferred outflows/inflows of resources and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from PERA's fiduciary net position have been determined on the same basis as they are reported by PERA except that PERA's fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. 7.Net Position and Fund Balance In the government-wide and proprietary financial statements, net position is classified in the following categories: Net Investment in Capital Assets –This amount consists of capital assets net of accumulated depreciation and reduced by outstanding debt attributed to the acquisition, construction, or improvement of the assets. Restricted Net Position –This amount is restricted by external creditors, grantors, contributors, laws or regulations of other governments. Unrestricted Net Position –This amount is all net position that does not meet the definition of “net investment in capital assets” or “restricted net position.” CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 54 1.Summary of Significant Accounting Policies (Continued) D.Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 7.Net Position and Fund Balance (continued) The City classifies governmental fund balances as follows: Non-spendable –includes fund balance amounts that cannot be spent either because it is not in spendable form or because of legal or contractual restraints. Restricted –This amount is restricted by external creditors, grantors, contributors, laws or regulations of other governments. Committed –includes amounts that can be used only for the specific purposes imposed by formal action (resolution) of the City Council, which is the City's highest level of decision-making authority. Those committed amounts cannot be used for any other purpose unless the Council rescinds or changes the specified use by taking the same type of action (resolution) it employed to previously commit those amounts. Assigned –includes fund balance amounts that are intended to be used for specific purposes that are neither considered restricted or committed. The City Council, by majority vote, may assign fund balances to be used for specific purposes when appropriate. The Council has delegated the power to assign fund balances to the City's finance committee. Unlike commitments, assignments generally only exist temporarily. In other words, an additional action does not normally have to be taken for the removal of an assignment. Conversely, as discussed above, an additional action is essential to either remove or revise a commitment. Unassigned –includes positive fund balances within the General Fund which have not been classified within the above mentioned categories and negative fund balances in other governmental funds. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 55 1.Summary of Significant Accounting Policies (Continued) D.Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 7.Net Position and Fund Balance (continued) The City considers restricted/committed amounts to be spent first when both restricted and unrestricted fund balance is available unless there are legal documents/contracts that prohibit doing this, such as a grant agreement requiring dollar for dollar spending. Additionally, the City would first use committed, then assigned and lastly unassigned amounts when expenditures are made. The City Council has formally adopted a fund balance policy for the General Fund. The City's policy is to maintain a minimum unassigned fund balance in the General Fund equal to 50 percent of budgeted expenditures to ensure funds are available at all times to meet cash flow needs and accommodate emergency contingency concerns. 8.Interfund transactions Interfund services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses or revenues/income initially made from it that are properly applicable to another fund are recorded as expenditures/expenses or revenues/income in the fund that is reimbursed. All other interfund transactions, except interfund services provided and used, are reported as transfers. E.Concentration of Credit Risk Financial instruments which expose the City to a concentration of credit risk consist primarily of cash investments and accounts and loans receivable. Credit risk related to cash and investments is discussed in Note 3A. The City's accounts and loans receivable are concentrated geographically, and for the most part, amounts are due from individuals residing in and businesses located in the City of Lake Elmo, Minnesota. F.Use of Estimates The preparation of financial statements in accordance with accounting principles generally accepted in the United States of America (GAAP) requires management to make estimates that affect amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 56 2.Stewardship, Compliance and Accountability A.Budgetary Information Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America. Annual appropriated budgets are legally adopted by Council resolution for the General Fund and the special revenue funds. Formal budgetary integration is employed as a management control device during the year for these funds. The City follows these legal compliance procedures in establishing the budgetary data reflected in the financial statements. 1.Budget requests are submitted by all department heads to the City Administrator and Finance Officer in August of each year. The Administrator's office compiles the budget requests into an overall preliminary City budget, balancing budget requests with available revenue. 2.The preliminary budget is submitted to the City Council in September for its review and/or modification. 3.City administration presents the proposed budget to the City Council which in turn, when required, holds a truth-in-taxation public hearing on the proposed budget. The budget resolution adopted by the City Council sets forth the budget at the department level for the General Fund and the special revenue funds. 4.All budgeted appropriations lapse at the end of the fiscal year. The legal level of control (the level on which expenditures may not legally exceed appropriations) for each budget is at the department level. Administration cannot legally amend or transfer appropriations between departments without the approval of the City Council once the budget has been approved. Any over expenditures of appropriations or transfers of appropriated amounts must be approved by the City Council. 5.Budgeted amounts are as originally adopted, or as amended by the City Council. The budget cannot be amended without approval by the City Council. All budget amounts presented as a basic financial statement or in the accompanying supplementary information reflect the original budget and the final budget (which were the same for the year ended December 31, 2015). The City does not use encumbrance accounting. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 57 2.Stewardship, Compliance, and Accountability B.Expenditures Exceeding Appropriations For the year ended December 31, 2015, the General Fund total expenditures were $95,192 more than budget. The following funds and General Fund departments had expenditures exceeding the latest amended budget: 2015 Budgeted Expenditures 2015 Actual Expenditures Amount Exceeding Budgeted Amount General Fund: General government 984,063$ 1,025,320$ 41,257$ Culture and recreation 153,028 229,595 76,567 City Events Fund 2,380 2,380 The above listed over expenditures in the general government department were due primarily to legal expenses incurred over the amounts budgeted. The above listed over expenditures in the culture and recreation department were primarily related to a staffing changes not factored into the 2015 budget. The expenditures in excess of budget for the City Events fund were related to unanticipated expenditures in the current year. All overexpenditures were approved by the City Council. C.Fund Balance Deficits As of December 31, 2015, the following funds had deficit fund balances: Fund Amount Nonmajor: City Events Special Revenue 1,144$ Village Project Capital Project 422,169 Manning Avenue/Highway 36 Capital Project 5,220 The fund balance deficits will be eliminated by future revenue and financing sources. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 58 3.Detailed Notes on All Funds A.Deposits and Investments In accordance with applicable Minnesota statutes, the City maintains deposits at depository banks authorized by the City Council. All such depositories are members of the Federal Reserve System. Minnesota statutes require that all deposits be protected by insurance, surety bond or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or surety bonds. Authorized collateral includes certain state or local government obligations and legal investments described in the investment policy section. Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City Treasurer or in a financial institution other than the institution furnishing the collateral. The City's deposits were entirely covered by federal depository insurance or collateral at December 31, 2015. Investment Policy The City does not maintain a formal investment policy that limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates or that would limit its investment choices as a means of managing its exposure to credit risk. The City is authorized by Minnesota Statutes to invest idle funds as follows: (a)Direct obligations or obligations guaranteed by the United States or its agencies. (b)Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities described in (a) above. (c)General obligations of the State of Minnesota or its municipalities. (d)Bankers acceptances of United States banks eligible for purchase by the Federal Reserve System. (e)Commercial paper issued by United States corporations or their Canadian subsidiaries, of the highest quality, and maturing in 270 days or less. (f)Repurchase agreements with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000, a reporting dealer to the Federal Reserve Bank of New York, or certain Minnesota securities broker-dealers. (g)Money market funds with institutions that have portfolios consisting exclusively of United States Treasury obligations and Federal Agency issues. (h)Guaranteed investment contracts (gic's) issued or guaranteed by United States commercial banks or domestic branches of foreign banks or United States insurance companies and with a credit quality in one of the top two highest categories. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 59 3.Detailed Notes on All Funds (Continued) A.Deposits and Investments (Continued) Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needs for operation. The following is a summary of the City of Lake Elmo, Minnesota's cash and investment portfolio including the range of maturities and investment ratings by type of investment: Investment Range of Maturities Rating Value Cash N/A N/A 6,758,782$ Certificates of Deposit 10/22 N/A 4,932,107 Municipal Bonds 12/18 A 365,072 U.S. Government Agencies and State and Local Government Securities 8/21 AAA 1,133,809 Total cash and investments 13,189,770$ N/A Not applicable or not available A reconciliation of cash and temporary investments as shown on the Statement of Net Position for the City follows: Carrying amount of deposits 6,758,782$ Investments 6,430,988 Total 13,189,770$ Government-wide Cash and investments 11,362,600$ Fiduciary Cash and investments 1,827,170 Total 13,189,770$ CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 60 3.Detailed Notes on All Funds (Continued) A.Deposits and Investments (Continued) Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. The City's investments are rated by various credit rating agencies, where applicable, to indicate the associated credit risk. Investment ratings by investment type (as applicable) are included in the preceding summary of investments. Concentration of Credit Risk Investments in any one issuer that represented 5% or more of total investments as of December 31, 2015 were as follows: Issuer Investment Type Value Lake Elmo Bank Money Market Savings 5,864,891$ Lake Elmo Bank Certificates of Deposit 2,000,000 The City routinely reviews its deposits to determine that pledged securities are adequate to cover any uninsured deposits. Custodial Credit Risk For an investment, custodial credit risk is the risk that, in the event of the failure of the counter party, the City will not be able to recover the value of its investment securities that are in the possession of an outside party. At December 31, 2015, all investments were insured or registered or the securities were held by the City or its agent in the City's name. B.Due from Other Governmental Units Amounts due from other governmental units as of December 31, 2015 were as follows: Fund Type Washington County Valley Branch Watershed District Minnesota Department of Transportation Total General Fund 40,595$ $ $ 40,595$ Debt Service Fund 458 70,000 70,458 Infrastructure Reserve Fund 552 9,000 9,552 Water Fund 703 703 Sewer Fund 1,295 1,295 Storm Sewer Fund 14 14 Total 43,617$ 9,000$ 70,000$ 122,617$ CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 61 3.Detailed Notes on All Funds (Continued) C.Accounts and Loans Receivable Accounts receivable as of December 31, 2015 are expected to be collected in full. Based upon management's assessment of the creditworthiness of the customers comprising the receivable balance, no allowance for uncollectible accounts is necessary. D.Capital Assets Capital asset activity for the City for the year ended December 31, 2015 was as follows: Beginning Ending Governmental Activities Balance Increases Decreases Balance Capital assets, not being depreciated: Land $ 3,453,979 $ $ $ 3,453,979 Construction in progress 3,510,704 1,725,305 2,378,593 2,857,416 Total capital assets, not being depreciated 6,964,683 1,725,305 2,378,593 6,311,395 Capital assets, being depreciated: Buildings 3,634,483 100,941 3,533,542 Improvements other than buildings 1,347,650 1,347,650 Machinery and equipment 2,995,642 918,850 177,417 3,737,075 Infrastructure 7,796,030 2,378,593 10,174,623 Total capital assets, being depreciated 15,773,805 3,297,443 278,358 18,792,890 Less accumulated depreciation for: Building 874,133 72,408 62,348 884,193 Improvements other than buildings 836,829 71,152 907,981 Machinery and equipment 2,140,730 164,255 177,417 2,127,568 Infrastructure 2,149,363 507,541 2,656,904 Total accumulated depreciation 6,001,055 815,356 239,765 6,576,646 Total capital assets, being depreciated, net 9,772,750 2,482,087 38,593 12,216,244 Governmental activities capital assets, net 16,737,433$ 4,207,392$ 2,417,186$ 18,527,639$ CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 62 3.Detailed Notes on All Funds (Continued) D.Capital Assets (Continued) Beginning Ending Business-Type Activities Balance Increases Decreases Balance Capital assets, not being depreciated: Land $ 54,675 $ 194,194 $ $ 248,869 Construction in progress 6,668,232 1,177,280 3,651,783 4,193,729 Total capital assets, not being depreciated 6,722,907 1,371,474 3,651,783 4,442,598 Capital assets, being depreciated: Machinery and equipment 300,587 300,587 Infrastructure 18,524,562 3,651,783 22,176,345 Total capital assets, being depreciated 18,825,149 3,651,783 22,476,932 Less accumulated depreciation for: Machinery and equipment 184,022 16,053 200,075 Infrastructure 3,326,859 599,761 3,926,620 Total accumulated depreciation 3,510,881 615,814 4,126,695 Total capital assets, being depreciated, net 15,314,268 3,035,969 18,350,237 Business-type activities capital assets, net 22,037,175$ 4,407,443$ 3,651,783$ 22,792,835$ Certain assets in the City's business-type activities have been partially funded by grants from the State of Minnesota and therefore are considered jointly owned property. In the unlikely event the City would sell these assets, the City would be required to reimburse the State up to the full amount of the grants. Depreciation expense for the year ended December 31, 2015 was charged to functions/programs as follows: Governmental Activities General government 10,574$ Public safety 98,666 Public works 626,982 Culture and recreation 79,134 Total 815,356$ Business-Type Activities Water 557,627$ Sewer 42,224 Storm sewer 15,963 Total 615,814$ CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 63 3.Detailed Notes on All Funds (Continued) E.Long-Term Debt The City issues general obligation bonds to provide funds for economic development and for the acquisition and construction of major capital assets including infrastructure. General obligation bonds have been issued for both governmental and business-type activities. Bonds issued to provide funds for business-type activities are reported in proprietary funds if they are expected to be repaid from proprietary revenues. General obligation bonds are direct obligations and pledge the full faith and credit of the City. General obligation improvement bonds are expected to be repaid, in part, from assessments to the benefited properties. A summary of long-term debt outstanding at December 31, 2015 is as follows: Range of Final Balance Issue Date Interest Rates Maturity 12/31/15 General obligation bonds: 2009A Refunding Bonds 5/1/2009 3.00%2016 70,000$ 2009B Improvement Bonds 10/1/2009 2.00% - 3.05%2020 310,000 2010A Improvement Bonds 11/15/2010 1.85% - 2.80%2021 435,000 2010B CIP Crossover Refunding Bonds 11/15/2010 1.40% - 3.20%2025 1,685,000 2011A Improvement Bonds 10/1/2011 1.25% - 2.30%2022 610,000 2012B Improvement Bonds 8/16/2012 0.75% - 1.90%2023 710,000 2013A Improvement Bonds 10/1/2013 2.00% - 3.75%2028 1,450,000 2014A Improvement Bonds 7/15/2014 2.00% - 3.50%2030 2,850,000 2015A Improvement Bonds 8/13/2015 2.00% - 3.00%2031 1,620,000 General obligation note payable: Note Payable - Lake Elmo Bank 11/20/2015 1.99%2020 21,219 General obligation revenue bonds: 2009A Refunding Bonds 5/1/2009 3.00% - 3.85%2021 280,000 2012A Refunding Bonds 8/13/2012 2.00% - 2.50%2030 4,035,000 2013A Improvement Bonds 10/1/2013 2.00% - 4.00%2033 3,640,000 2014A Improvement Bonds 7/15/2014 2.00% - 3.50%2030 3,385,000 2015A Improvement Bonds 8/13/2015 2.00% - 3.00%2031 1,195,000 Other Liabilities: Compensated Absences 78,525 Post Employment Benefit Obligation 198,978 Unamortized premium 231,360 Less: Unamortized discount (100,785) Total Long-Term Debt 22,704,297$ Liquidation of the compensated absences liability occurs within the department and fund for which the corresponding employees are assigned. The City is subject to statutory limitation by the State of Minnesota for bonded indebtedness payable principally from property taxes. As of December 31, 2015, the City had not utilized $35,161,610 of its net legal debt margin. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 64 3.Detailed Notes on All Funds (Continued) E.Long-Term Debt (Continued) The following is a summary of the changes in long-term debt obligations for the year ended December 31, 2015: Amounts Beginning Ending Due Within Balance Additions Reductions Balance One Year GOVERNMENTAL ACTIVITIES Bonds and Notes Payable: General obligation bonds: 2009A Refunding Bonds 140,000$ $ 70,000$ 70,000$ 70,000$ 2009B Improvement Bonds 370,000 60,000 310,000 60,000 2010A Improvement Bonds 505,000 70,000 435,000 70,000 2010B CIP Crossover Refunding Bonds 1,835,000 150,000 1,685,000 150,000 2011A Improvement Bonds 690,000 80,000 610,000 85,000 2012B Improvement Bonds 790,000 80,000 710,000 85,000 2013A Improvement Bonds 1,555,000 105,000 1,450,000 105,000 2014A Improvement Bonds 2,850,000 2,850,000 180,000 2015A Improvement Bonds 1,620,000 1,620,000 General obligation certificates: 2006A Equipment Certificates 52,000 52,000 General obligation note payable: Note Payable - Lake Elmo Bank 21,561 342 21,219 4,153 Other Liabilities: Compensated Absences 83,085 71,931 84,855 70,161 38,406 Post Employment Benefit Obligation 139,158 35,124 174,282 Unamortized premium 66,045 32,137 4,829 93,353 Less: Unamortized (discount)(73,453) (11,386) (34,577) (50,262) Governmental Activities Long-Term Liabilities 9,001,835 1,769,367 722,449 10,048,753 847,559 BUSINESS-TYPE ACTIVITIES Bonds and Notes Payable: General obligation revenue bonds: 2005A Water Revenue Bonds 3,925,000 3,925,000 2009A Refunding Bonds 320,000 40,000 280,000 40,000 2012A Refunding Bonds 4,035,000 4,035,000 195,000 2013A Improvement Bonds 3,840,000 200,000 3,640,000 205,000 2014A Improvement Bonds 3,385,000 3,385,000 175,000 2015A Improvement Bonds 1,195,000 1,195,000 Other Liabilities: Compensated Absences 7,903 23,175 22,714 8,364 5,953 Post Employment Benefit Obligation 21,027 3,669 24,696 Unamortized premium 121,445 23,706 7,144 138,007 Less: Unamortized (discount)(95,803) (8,398) (53,678) (50,523) Business-Type Activities Long-Term Liabilities 15,559,572 1,237,152 4,141,180 12,655,544 620,953 Total 24,561,407$ 3,006,519$ 4,863,629$ 22,704,297$ 1,468,512$ CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 65 3.Detailed Notes on All Funds (Continued) E.Long-Term Debt (Continued) In August 2012, the City issued $4,035,000 in general obligation water revenue crossover refunding bonds with interest rates ranging from 2.00% to 2.50%. Proceeds from this bond issuance were used to refund the remaining principal of the 2005A water revenue bonds in 2015. This refunding resulted in a $455,000 reduction to total debt service payments over the next sixteen years. This resulted in an economic gain (difference between the present values of the debt service payments on the old and new debt) of approximately $366,000. Debt service requirements to maturity for long-term debt, excluding compensated absences and post employment benefit obligation, as of December 31, 2015 were as follows: Year Principal Interest Principal Interest Principal Interest 2016 805,000$ 219,667$ 4,153$ 385$ 615,000$ 316,957$ 2017 910,000 204,652 4,236 301 705,000 303,642 2018 930,000 187,305 4,321 216 750,000 289,355 2019 955,000 168,603 4,408 129 760,000 274,106 2020 975,000 148,508 4,101 41 765,000 258,525 2021-2025 3,865,000 447,843 3,920,000 1,037,004 2026-2030 1,300,000 91,458 4,300,000 507,351 2031-2033 720,000 52,144 Totals 9,740,000$ 1,468,034$ 21,219$ 1,072$ 12,535,000$ 3,039,082$ General Obligation Improvement Bonds General Obligation Note Payable General Obligation Revenue Bonds CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 66 3.Detailed Notes on All Funds (Continued) F.Interfund Receivables and Payables The following schedule reports the interfund receivables and payables within the City's funds as of December 31, 2015: Due From Due To Other Funds Other Funds Major Governmental Funds: General Fund 158,195$ $ Debt Service 94,603 Infrastructure Reserve 7,032 Subtotal 158,195 101,635 Nonmajor Governmental Funds: City Events 1,144 Village Project 56,760 Subtotal 57,904 Proprietary Funds: Water 795 Sewer 54,305 Storm Sewer 23,915 Subtotal 78,220 795 Internal Service Funds: FFE Replacement 76,081 Total All Funds 236,415$ 236,415$ Interfund receivables and payables are the result of expenditures of funds prior to the collection of special assessments, property taxes and other revenues. All interfund balances will be repaid as the revenues are collected by the individual funds. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 67 3.Detailed Notes on All Funds (Continued) F.Interfund Receivables and Payables (continued) The City established an interfund loan from the General Fund to the Village Project fund. At December 31, 2015, the outstanding balance was $405,398. The loan carries an interest rate of 4 percent. G.Interfund Transfers The following schedule reports the interfund transfers within the City's funds as of December 31, 2015: Transfers In Transfers Out Major Governmental Funds: General Fund $ 447,118$ Debt Service 822,305 Infrastructure Reserve 350,916 Vehicle Acquisition 3,429 Non-Major Governmental Funds 200,000 Proprietary Funds: Water 84,569 291,413 Sewer 94,845 241,044 Storm sewer 132,201 Total All Funds 1,333,920$ 1,333,920$ Transfers are used to move unassigned revenues to finance various programs that the government must account for in other funds in accordance with budgetary authorizations. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 68 3.Detailed Notes on All Funds (Continued) H.Fund Equity In accordance with the requirements of GASB Statement No. 54, below is a schedule of ending fund balances as of December 31, 2015: General Debt Service Infrastructure Reserve Vehicle Acquisition Other Governmental Funds Total Governmental Funds Nonspendable Prepaid items 26,908$ $ $ $ 3,908$ 30,816$ Advance to other funds 405,398 405,398 Total Nonspendable 432,306 3,908 436,214 Restricted Debt service 2,477,730 2,477,730 Assigned Library 231,581 231,581 City facilities 271,669 271,669 Infrastructure improvements 240,492 8,051 248,543 Park improvements 950,265 950,265 Vehicle acquisition 66,684 66,684 Total Assigned 240,492 66,684 1,461,566 1,768,742 Unassigned 2,754,976 (3,222) (428,533) 2,323,221 Total Fund Balance 3,187,282$ 2,474,508$ 240,492$ 66,684$ 1,036,941$ 7,005,907$ CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 69 4.Other Information A.Risk Management The City is exposed to various risks of loss related to torts: theft of, damage to, or destruction of assets; errors or omissions; injuries to employees; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT) to provide its general liability and property coverage. The LMCIT is a public entity risk pool currently operating as a common risk management and insurance program for participating Minnesota Cities. All Cities in the LMCIT are jointly and severally liable for all claims and expenses of the pool. The amount of any liability in excess of assets of the pool may be assessed to the participating cities if a deficiency occurs. The City purchases commercial insurance for property values in excess of the LMCIT policy limits and all other risks of loss. Settled claims have not exceeded the LMCIT or commercial coverage in any of the past three fiscal years. Worker's compensation insurance is also purchased through the LMCIT. The worker compensation program is a retrospectively rated contract with premiums or required contributions based primarily on the experience rates of the participating cities. There were no significant reductions in insurance coverage from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. B.Commitments and Contingencies General Litigation: Although the City is occasionally involved in litigation, management was unaware of any pending lawsuits in which the City was involved as of December 31, 2015. It is the opinion of management that any potential claim regarding any lawsuits against the City would be covered by the liability insurance of the City and that any potential claim against the City would not affect the financial statements. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 70 4.Other Information (Continued) B.Commitments and Contingencies (Continued) Operating Lease: The City is obligated under a lease agreement for office space accounted for as an operating lease. Expenditures under this operating lease for the year ended December 31, 2015 totaled $29,532. The following is a schedule by year of future minimum rental payments required under the lease as of December 31, 2015: Year Ending December 31,Amount 2016 30,147$ 2017 31,992 2018 32,301 2019 24,921 Total 119,361$ C.Other Post Employment Benefits Plan Description The City administers a single-employer defined benefit healthcare plan ("the Retiree Health Plan"). The plan provides healthcare insurance for eligible retirees and their spouses through the City's group health insurance plan until Medicare age, which covers both active and retired members. During 2015, there were 24 active participants and no retiree participants. Benefit provisions are established by the Council. The Retiree Health Plan does not issue a publicly available financial report. Funding Policy The City has historically funded these liabilities on a pay-as-you-go basis. Contribution requirements are negotiated between the City and union representatives on a per contract basis. At the present time, no retiree benefits are provided except the allowance to continue health insurance that is mandated by Minnesota Law. The City does not contribute any of the cost of current-year premiums for eligible retired plan members or their spouses. Plan members receiving benefits contribute 100 percent of their premium costs. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 71 4.Other Information (Continued) C.Other Post Employment Benefits (Continued) Annual Other Postemployment Benefit Cost and Net Other Postemployment Benefit Obligations The City's annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution of the employer (ARC). The City has elected to calculate the ARC and related information using the alternative measurement method permitted by GASB Statement No. 45 for employers in plans with fewer than one hundred total plan members. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and to amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed thirty years. The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the City's net OPEB obligation: Annual required contribution 47,328$ Interest on net OPEB obligations 1,820 Adjustment to ARC (10,357) Annual OPEB cost 38,791 Contributions during the year Increase in net OPEB obligation 38,791 Net OPEB, beginning of year 160,185 Net OPEB, ending of year 198,976$ The City's annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for fiscal years ended December 31, 2015, 2014 and 2013 are as follows: Fiscal Year Ended Annual OPEB Cost Percentage Contributed Net OPEB Obligation 12/31/2013 79,198$ 0%157,701$ 12/31/2014 2,484 0%160,185 12/31/2015 38,791 0%198,976 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 72 4.Other Information (Continued) C.Other Post Employment Benefits (Continued) Funded Status and Funding Progress As of January 1, 2015, the actuarial accrued liability for benefits was $186,284, all of which was unfunded. The covered payroll (annual payroll of active employees covered by the plan) was $1,041,665, and the ratio of the unfunded actuarial accrued liability to the covered payroll was 17.88 percent. The projection of future benefit payments for an ongoing plan involves estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revisions as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. The projected unit credit cost method was used. The following simplifying assumptions were made: Retirement age for active employees -Based on the historical average retirement age for the covered group, active plan members were assumed to retire at age 63, or at the first subsequent year in which the member would qualify for benefits. In addition, spouses of retired employees were assumed to continue on the plan for the lesser of eighteen months after the retired employee reaches Medicare age or until the spouse reaches Medicare age. Marital status -Marital status of members at the calculation date was assumed to continue throughout retirement. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 73 4.Other Information (Continued) C.Other Post Employment Benefits (Continued) Methods and Assumptions (Continued) Mortality -Life expectancies were based on mortality tables from the National Center for Health Statistics. The 2004 United States Life Tables for Males and Females was used. Turnover -Non-group-specific age-based turnover data from GASB Statement No. 45 were used as the basis for assigning active members a probability of remaining employed until the assumed retirement age and for developing expected future working lifetime assumptions for purposes of allocation to periods the present value of total benefits to be paid. Healthcare cost trend rate -The expected rate of increase in healthcare insurance premiums was based on projections of the Office of the Actuary at the Centers for Medicare & Medicaid Services. A rate of 2.0 percent initially, rising to an ultimate rate of 6.0 percent after six years, was used. Health insurance premiums -2015 health insurance premiums for retirees were used as the basis for calculation of the present value of total benefits to be paid. Inflation rate -The expected long-term inflation assumption of 4.00 percent was based on projected changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). Payroll growth rate -The expected long-term payroll growth rate was assumed to equal the rate of inflation. Based on the historical and expected return of the City's short-term investment portfolio, a discount rate of 4.0 percent was used. In addition, a simplified version of the entry age actuarial cost method was used. The unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll on an open basis. The remaining amortization period at December 31, 2015 was thirty years. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 74 4.Other Information (Continued) D.Pension Plans 1.Public Employees Retirement Association (PERA) -Defined Benefit A.Plan Description The City participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA's defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERA's defined benefit pension plans are tax qualified under Section 401(a) of the Internal Revenue Code. 1.General Employees Retirement Fund (GERF) -All full-time and certain part-time employees of the City of Lake Elmo are covered by the General Employees Retirement Fund (GERF). GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. 2.Public Employees Police and Fire Fund (PEPFF) -The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to a local relief association that elected to merge with and transfer assets and administration to PERA. Benefits Provided PERA provides retirement, disability and death benefits. Benefit provisions are established by state statute and can only be modified by the state legislature. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. Members in plans that are at least 90 percent funded for two consecutive years are given 2.5% increases. Members in plans that have not exceeded 90% funded, or have fallen below 80%, are given 1% increases. The benefit provisions stated in the following paragraph of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 75 4.Other Information (Continued) D.Pension Plans (Continued) 1.Public Employees Retirement Association (PERA) -Defined Benefit (Continued) A.Plan Description (continued) 1.GERF Benefits Benefits are based on a member's highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA’s Coordinated and Basic Plan members. The retiring member receives the higher of step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2% of average salary for each of the first ten years of service and 2.7% for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2% of average salary for each of the first ten years and 1.7% for each remaining year. Under Method 2, the annuity accrual rate is 2.7% of average salary for Basic Plan members and 1.7% for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. Disability benefits are available for vested members and are based upon years of service and average high-five salary. 2.PEPFF Benefits Benefits for the PEPFF members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50% after five years up to 100% after ten years of credited service. Benefits for PEPFF members first hired after June 30, 2014, vest on a prorated basis from 50% after ten years up to 100% after twenty years of credited service. The annuity accrual rate is 3% of average salary for each year of service. For PEPFF who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. B.Contributions Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 76 4.Other Information (Continued) D.Pension Plans (Continued) 1.Public Employees Retirement Association (PERA) -Defined Benefit (Continued) B.Contributions (continued) 1.GERF Contributions Basic Plan members and Coordinated Plan members were required to contribute 9.1% and 6.50%, respectively, of their annual covered salary in calendar year 2015. The City was required to contribute 11.78% of pay for Basic Plan members and 7.50% for Coordinated Plan members in calendar year 2015. The City's contributions to the GERF for the year ended December 31, 2015 were $70,582. The City's contributions were equal to the required contributions as set by state statute. 2.PEPFF Contributions Plan members were required to contribute 10.8% of their annual covered salary in calendar year 2015. The City was required to contribute 16.20% of pay for PEPFF members in calendar year 2015. The City's contributions to the PEPFF for the year ended December 31, 2015 were $14,257. The City's contributions were equal to the required contributions as set by state statute. C.Pension Costs 1.GERF Pension Costs At December 31, 2015, the City reported a liability of $875,846 for its proportionate share of the GERF's net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2014 through June 30, 2015, relative to the total employer contributions received from all of PERA's participating employers. At June 30, 2015,the City's proportion was .0169% at the end of the measurement period and .0191% for the beginning of the period. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 77 4.Other Information (Continued) D.Pension Plans (Continued) 1.Public Employees Retirement Association (PERA) -Defined Benefit (Continued) C.Pensions Costs (continued) 1.GERF Pension Costs (continued) For the year ended December 31, 2015, the City recognized pension expense of $90,912 for its proportionate share of the GERF's pension expense. At December 31, 2015, the City reported its proportionate share of the GERF's deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Differences between expected and actual economic experience $ 44,158$ Difference between projected and actual investment earnings 82,912 Changes in proportion 77,510 Contributions paid to PERA subsequent to the measurement date 32,981 Total 115,893$ 121,668$ CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 78 4.Other Information (Continued) D.Pension Plans (Continued) 1.Public Employees Retirement Association (PERA) -Defined Benefit (Continued) C.Pensions Costs (continued) 1.GERF Pension Costs (continued) $32,981 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Year ending June 30: Pension Expense Amount 2016 (19,827)$ 2017 (19,827) 2018 (19,829) 2019 20,727 2.PEPFF Pension Costs At December 31, 2015, the City reported a liability of $102,261 for its proportionate share of the PEPFF's net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2014 through June 30, 2015, relative to the total employer contributions received from all of PERA's participating employers. At June 30, 2015, the City's proportion was .009% at the end of the measurement period and .009% for the beginning of the period. For the year ended December 31, 2015, the City recognized pension expense of $17,622 for its proportionate share of the PEPFF's pension expense. The City also recognized $810 for the year ended December 31, 2015, as pension expense (and grant revenue) for its proportionate share of the State of Minnesota's on-behalf contributions to the PEPFF. Legislation passed in 2013 required the State of Minnesota to begin contributing $9 million to the PEPFF each year, starting in fiscal year 2014. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 79 4.Other Information (Continued) D.Pension Plans (Continued) 1.Public Employees Retirement Association (PERA) -Defined Benefit (Continued) C.Pensions Costs (continued) 2.PEPFF Pension Costs (continued) At December 31, 2015, the City reported its proportionate share of the PEPFF's deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Differences between expected and actual economic experience $ 16,583$ Difference between projected and actual investment earnings 17,817 Contributions paid to PERA subsequent to the measurement date 7,219 Total 25,036$ 16,583$ $7,219 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Year ending June 30: Pension Expense Amount 2016 (1,074)$ 2017 (1,074) 2018 (1,076) 2019 4,453 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 80 4.Other Information (Continued) D.Pension Plans (Continued) 1.Public Employees Retirement Association (PERA) -Defined Benefit (Continued) D.Actuarial Assumptions The total pension liability in the June 30, 2015 actuarial valuation was determined using the following actual assumptions: Inflation 2.75% per year Active Member Payroll Growth 3.50% per year Investment Rate of Return 7.90% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors and disabilitants were based on RP-2000 tables for males or females, as appropriate, with slight adjustments. Benefit increases for retirees are assumed to be 1% effective every January 1st through 2026 and 2.5% thereafter. Actuarial assumptions used in the June 30, 2015 valuation were based on the result of actuarial experience studies. The experience study in the GERF was for the period from July 1, 2004 through June 30, 2008, with an update of economic assumptions in 2014. Experience studies have not been prepared for PERA's other plans, but assumptions are reviewed annually. There were no changes in actuarial assumptions in 2015. The long-term expected rate of return on pension plan investments is 7.9%. The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness of the long-term expected rate of return on a regular basis using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 81 4.Other Information (Continued) D.Pension Plans (Continued) 1.Public Employees Retirement Association (PERA) -Defined Benefit (Continued) D.Actuarial Assumptions (continued) The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Asset Class Target Allocation Long-Term Expected Real Rate of Return Domestic Stocks 45%5.50% International Stocks 15%6.00% Bonds 18%1.45% Alternative Assets 20%6.40% Cash 2%0.50% E. Discount Rate The discount rate used to measure the total pension liability was 7.9%. The projection of cash flows used to determine the discount rate assumed that employee and employer contributions will be made at the rate specified in statute. Based on that assumption, each of the pension plan's fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 82 4.Other Information (Continued) D.Pension Plans (Continued) 1.Public Employees Retirement Association (PERA) -Defined Benefit (Continued) F.Pension Liability Sensitivity The following presents the City's proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City's proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% Decrease in Discount Rate (6.9%) Discount Rate (7.9%) 1% Increase in Discount Rate (8.9%) City's proportionate share of the GERF net pension liability 1,377,141$ 875,845$ 461,853$ City's proportionate share of the PEPFF net pension liability 199,308 102,260 22,083 Total 1,576,449$ 978,105$ 483,936$ G. Pension Plan Fiduciary Net Position Detailed information about each pension plan's fiduciary net position is available in a separately-issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org; by writing to PERA at 60 Empire Drive #200, St. Paul, Minnesota, 55103-2088; or by calling (651) 296-7460 or 1-800-652-9026. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 83 4.Other Information (Continued) D.Pension Plans (Continued) 2.Lake Elmo Firefighter's Relief Association A.Plan Description The Lake Elmo Firefighter's Relief Association administers a single-employer defined benefit pension plan available to volunteer firefighters. As of December 31, 2015, the plan covered 20 active firefighters and 5 vested terminated firefighters whose pension benefits are deferred. The plan was established and is administered in accordance with Minnesota Statutes, Chapters 69 and 424A. The December 31, 2015 information is the latest reported for this Plan. B.Benefits Provided Volunteer firefighters for the City are members of the Lake Elmo Firefighter's Relief Association. Association members are eligible to receive a lump sum benefit after 20 years of service with a minimum retirement age of 50. Currently retirees receive a benefit of $3,400 for every year of service. These benefit provisions and all other requirements are consistent with State statutes. Volunteers of the fire department are not required to contribute to the relief association. Members with 10 years of service receive partial vesting at 60% of the 20-year rate and 4% added for every one year of service beyond ten years up to 20 years. C.Contributions The Plan is funded by fire state aid, investment earnings and, if necessary, employer contributions as specified in Minnesota statutes, and voluntary City contributions. The State of Minnesota contributed $61,166 in state aid to the plan on behalf of the Association for the year ended December 31, 2015. This contribution was recorded as a revenue and an expenditure in the City's general fund. The City levies property taxes for the benefit of the Association and passes through state aids allocated to the plan, all in accordance with State statutes. During 2015, at the Association's direction, the City did not levy any property taxes to be paid to the Association. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 84 4.Other Information (Continued) D.Pension Plans (Continued) 2.Lake Elmo Firefighter's Relief Association (Continued) D.Pension Costs At December 31, 2015, the City reported a net pension asset of $374,939 for the plan. The net pension asset was measured as of December 31, 2015. The total pension liability used to calculate the net pension asset in accordance with GASB 68 was determined by applying an actuarial formula to specific census data certified by the fire department as of December 31, 2015. The following table presents the changes in net pension liability during the year. Total Pension Liability (a) Plan Fiduciary Net Position (b) Net Pension Liability (Asset) (a-b) Beginning Balance 12/31/14 714,621$ 1,155,598$ (440,977)$ Changes for the Year Service cost 28,520 28,520 Interest on pension liability 37,130 37,130 Net investment income (48,240) 48,240 Contributions (employer) Contributions (state)61,166 (61,166) Contributions (other) Benefit payouts (191,582) (191,582) Administrative expenses (13,314) 13,314 Net Changes (125,932) (191,970) 66,038 Balance End of Year 12/31/15 588,689$ 963,628$ (374,939)$ CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 85 4.Other Information (Continued) D.Pension Plans (Continued) 2.Lake Elmo Firefighter's Relief Association (Continued) D.Pension Costs (continued) At December 31, 2015, the Association reported deferred inflows of resources and deferred outflows of resources related to pension from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Difference between projected and actual investment earnings 20,711$ $ Total 20,711$ $ Amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Year ending June 30: Pension Expense Amount 2016 5,178$ 2017 5,178 2018 5,178 2019 5,177 E.Actuarial Assumptions The total pension liability at December 31, 2015 was determined using the entry age normal actuarial cost method and the following actuarial assumptions: Retirement eligibility at the later of age 50 or 20 years of serviceInvestment rate of return of 6.0%Inflation rate 4.0% There were no changes in actuarial assumptions in 2015. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 86 4.Other Information (Continued) D.Pension Plans (Continued) 2.Lake Elmo Firefighter's Relief Association (Continued) F.Discount Rate The discount rate used to measure the total pension liability was 6.0%. The projection of cash flows used to determine the discount rate assumed that contributions to the Plan will be made as specified in statute. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G.Pension Liability Sensitivity The following presents the City's net pension asset for the Association's plan, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City's net pension asset would be if it were calculated using a discount rate 1% lower or 1% higher than the current discount rate: 1% Decrease in Discount Rate (5.0%) Discount Rate (6.0%) 1% Increase in Discount Rate (7.0%) Net pension liability (asset)(353,634)$ (374,939)$ (394,937)$ H.Plan Investments 1.Investment Policy All investments undertaken by the plan are governed by the prudent person rule and other standards codified in Minnesota Statutes, Chapter 11A and Chapter 356A. Within the requirements defined by state law, the Plan establishes investment policy for all funds under its control. These investment policies are tailored to the particular needs of each fund and specify investment objectives, risk tolerance, asset allocation, investment management structure and specific performance standards. Studies guide the ongoing management of the funds and are updated periodically. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 87 4.Other Information (Continued) D.Pension Plans (Continued) 2.Lake Elmo Firefighter's Relief Association (Continued) 2.Asset Allocation The long-term target asset allocation and long-term expected real rate of return of the Plan's assets is as follows: Asset Class Target Allocation Long-Term Expected Real Rate of Return Cash 18.00%2.00% Fixed income 20.00%4.50% Equities 60.00%7.50% Other 2.00%6.00% Total 100%6.00% The long-term return on assets has been set based on the plan's target investment allocation along with long-term return expectations by asset class. When there is sufficient historical evidence of market outperformance, historical average returns may be considered. 3.Description of significant investment policy changes during the year The Plan made no significant changes to their investment policy during the year. I.Pension Plan Fiduciary Net Position Detailed information about the Lake Elmo Firefighter's Relief Association plan's fiduciary net position as of December 31, 2015 is available in a separately-issued financial report that includes financial statements and required supplementary information. That report may be obtained by contacting the Finance Director for the City of Lake Elmo. CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 88 5.Change in Accounting Standards During the year ended December 31, 2015, the City implemented Governmental Accounting Standards Board (GASB) Statement No. 68, Accounting and Financial Reporting for Pensions and Governmental Accounting Standards Board (GASB) Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date -an amendment of GASB Statement No. 68. The cumulative effect of applying these statements is reported as a restatement of beginning net position. Following is a reconciliation of the previously reported December 31, 2014 balances with the amounts reported on the December 31, 2015 financial statements: Activities/Fund Net Position December 31, 2014, as Previously Reported Restatement for Net Pension (Liability) Asset Net Position December 31, 2014, as Restated Governmental Activities 14,469,960$ (422,157)$ 14,047,803$ Business-Type Activities 14,055,152$ (135,426)$ 13,919,726$ Proprietary Funds: Water Fund 9,360,075$ (81,881)$ 9,278,194$ Sewer Fund 3,599,549 (32,828) 3,566,721 Storm Sewer Fund 1,095,528 (20,717) 1,074,811 Total Proprietary Funds 14,055,152$ (135,426)$ 13,919,726$ CITY OF LAKE ELMO, MINNESOTA REQUIRED SUPPLEMENTAL INFORMATION December 31, 2015 This Page Left Blank Intentionally 91 Year Ended December 31 Statutorily Required Contribution (a) Contributions in Relation to Statutorily Required Contribution (b) Contribution Deficiency (Excess) (a-b) Covered Employee Payroll (d) Contributions as a Percentage of Covered Payroll (b/d) 2014 73,182$ 73,182$ $ 1,009,407$ 7.2% 2015 70,582 70,582 941,092 7.5% 2016 2017 2018 2019 2020 2021 2022 2023 Year Ended December 31 Statutorily Required Contribution (a) Contributions in Relation to Statutorily Required Contribution (b) Contribution Deficiency (Excess) (a-b) Covered Employee Payroll (d) Contributions as a Percentage of Covered Payroll (b/d) 2014 13,035$ 13,035$ $ 85,195$ 15.3% 2015 14,257 14,257 88,005 16.2% 2016 2017 2018 2019 2020 2021 2022 2023 PERA Public Employees Police and Fire Fund Pension Plan December 31, 2015 CITY OF LAKE ELMO, MINNESOTA Schedule of City Contributions PERA General Employees Retirement Fund December 31, 2015 Schedule of City Contributions 92 Fiscal Year Ended June 30 Proportionate (Percentage) of Net Pension Liability (Asset) Proportionate Share (Amount) of the Net Pension Liability (Asset) (a) Covered- Employee Payroll (b) Proportionate Share (Amount) of the Net Pension Liability (Asset) as a Percentage of its Covered Employee Payroll (a/b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 2014 0.0191%897,222$ 1,009,407$88.9%78.7% 2015 0.0169%875,846 941,092 93.1%78.2% 2016 2017 2018 2019 2020 2021 2022 2023 Fiscal Year Ended June 30 Proportionate (Percentage) of Net Pension Liability (Asset) Proportionate Share (Amount) of the Net Pension Liability (Asset) (a) Covered- Employee Payroll (b) Proportionate Share (Amount) of the Net Pension Liability (Asset) as a Percentage of its Covered Employee Payroll (a/b) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 2014 0.0090%97,204$ 85,195$ 114.1%87.1% 2015 0.0090%102,261 88,005 116.2%86.6% 2016 2017 2018 2019 2020 2021 2022 2023 PERA Public Employees Police and Fire Fund Pension Plan December 31, 2015 CITY OF LAKE ELMO, MINNESOTA Schedule of Proportionate Share of Net Pension Liability PERA General Employees Retirement Fund December 31, 2015 Schedule of Proportionate Share of Net Pension Liability 93 CITY OF LAKE ELMO, MINNESOTA Schedule of Funding Progress for the Fire Relief Association December 31, 2015 Actuarial Valuation Date Actuarial Accrued Liability (AAL) Valuation of Plan Assets (a) Actuarial Valuation of Plan Assets (b) Net Pension Liability (Asset) (a-b) 12/31/15 588,689$ 963,628$ (374,939)$ CITY OF LAKE ELMO, MINNESOTA Schedule of Employer Contributions for the Fire Relief Association December 31, 2015 2015 2014 Actuarially determined contributions $ $ Actual contributions paid Contributions deficiency (excess)$ $ 94 CITY OF LAKE ELMO, MINNESOTA SCHEDULE OF FUNDING PROGRESS -OTHER POST EMPLOYMENT BENEFITS For the Year Ended December 31, 2015 Actuarial Valuation Date Actuarial Value of Assets Actuarial Accrued Liability Unfunded Actuarial Accrued Liability Funded Ratio Covered Payroll UAAL as a Percentage of Covered Payroll 1/1/2009 $ 112,761$ 112,761$ 0%892,528$ 12.63% 1/1/2012 101,981 101,981 0%932,540 10.94% 1/1/2013 293,220 293,220 0%913,884 32.09% 1/1/2014 204,437 204,437 0%1,022,592 19.99% 1/1/2015 186,284 186,284 0%1,041,665 17.88% Actuarial valuations are provided every one to three years unless events occur (e.g. plan changes, layoffs, etc.) that would materially impact results. See Note 4C in the Notes to Financial Statements for more details on this schedule. CITY OF LAKE ELMO, MINNESOTA COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES December 31, 2015 96 Special Revenue Capital Projects Total ASSETS Cash and investments 260,689$ 1,339,754$ 1,600,443$ Receivables (net of allowance of uncollectibles) Accounts 107,554 107,554 Prepaid expenses 3,908 3,908 TOTAL ASSETS 264,597$ 1,447,308$ 1,711,905$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE LIABILITIES Accounts payable 26,401$ $ 26,401$ Accrued liabilities 2,707 2,707 Due to other funds 1,144 56,760 57,904 Advances from other funds 405,398 405,398 Escrow deposits payable 75,000 75,000 Total liabilities 30,252 537,158 567,410 DEFERRED INFLOWS OF RESOURCES Unavailable revenue: Accounts receivable 107,554 107,554 FUND BALANCE (DEFICIT) Nonspendable 3,908 3,908 Assigned 231,581 1,229,985 1,461,566 Unassigned (1,144) (427,389) (428,533) Total Fund Balance (Deficit)234,345 802,596 1,036,941 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE 264,597$ 1,447,308$ 1,711,905$ CITY OF LAKE ELMO, MINNESOTA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS December 31, 2015 97 Special Revenue Capital Projects Total REVENUES Taxes 231,261$ $ 231,261$ Dedication fees 138,158 138,158 Investment earnings 1,496 7,272 8,768 Miscellaneous revenue 27,985 68,210 96,195 TOTAL REVENUES 260,742 213,640 474,382 EXPENDITURES Current Culture and recreation 228,154 228,154 Capital Outlay Culture and recreation 170,297 170,297 TOTAL EXPENDITURES 228,154 170,297 398,451 Excess (deficiency) of revenues over (under) expenditures 32,588 43,343 75,931 OTHER FINANCING SOURCES (USES) Transfers 200,000 200,000 Net change in fund balances 32,588 243,343 275,931 FUND BALANCES, Beginning 201,757 559,253 761,010 FUND BALANCES, Ending 234,345$ 802,596$ 1,036,941$ CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS For the Year Ended December 31, 2015 98 City Events Library Total ASSETS Cash and investments $ 260,689$ 260,689$ Prepaid expenses 3,908 3,908 TOTAL ASSETS $ 264,597$ 264,597$ LIABILITIES AND FUND BALANCE LIABILITIES Accounts payable $ 26,401$ 26,401$ Due to other funds 1,144 1,144 Accrued liabilities 2,707 2,707 Total liabilities 1,144 29,108 30,252 FUND BALANCE (DEFICIT) Nonspendable 3,908 3,908 Assigned 231,581 231,581 Unassigned (1,144) (1,144) Total fund balance (deficit)(1,144) 235,489 234,345 TOTAL LIABILITIES AND FUND BALANCE (DEFICIT)$ 264,597$ 264,597$ CITY OF LAKE ELMO, MINNESOTA COMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2015 99 City Events Library Total REVENUES Taxes $ 231,261$ 231,261$ Investment earnings 1,496 1,496 Miscellaneous revenue 246 27,739 27,985 TOTAL REVENUES 246 260,496 260,742 EXPENDITURES Current Culture and recreation 2,380 225,774 228,154 Net change in fund balances (2,134) 34,722 32,588 FUND BALANCES, Beginning 990 200,767 201,757 FUND BALANCES (DEFICIT), Ending (1,144)$ 235,489$ 234,345$ CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR SPECIAL REVENUE FUNDS For the Year Ended December 31, 2015 100 Park Dedication City Facilities Village Project ASSETS Cash and investments 950,265$ 271,669$ 39,989$ Accounts receivable 107,554 TOTAL ASSETS 1,057,819$ 271,669$ 39,989$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE LIABILITIES Due to other funds $ $ 56,760$ Advances from other funds 405,398 Escrow deposits payable Total liabilities 462,158 DEFERRED INFLOWS OF RESOURCES Unavailable revenue: Accounts receivable 107,554 FUND BALANCE (DEFICIT) Assigned 950,265 271,669 Unassigned (422,169) Total fund balance (deficit)950,265 271,669 (422,169) TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE 1,057,819$ 271,669$ 39,989$ CITY OF LAKE ELMO, MINNESOTA COMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECT FUNDS December 31, 2015 101 Manning Avenue/Hwy 36 Washington County Downtown Project Total 69,780$ 8,051$ 1,339,754$ 107,554 69,780$ 8,051$ 1,447,308$ $ $ 56,760$ 405,398 75,000 75,000 75,000 537,158 107,554 8,051 1,229,985 (5,220) (427,389) (5,220) 8,051 802,596 69,780$ 8,051$ 1,447,308$ 102 Park Dedication City Facilities Village Project REVENUES Dedication fees 138,158$ $ $ Investment earnings (loss)6,064 1,734 (1,022) Miscellaneous 19,200 41,010 TOTAL REVENUES 163,422 1,734 39,988 EXPENDITURES Capital Outlay Culture and recreation 170,297 Excess (deficiency) of revenues over (under) expenditures (6,875) 1,734 39,988 OTHER FINANCING SOURCES (USES) Transfers 200,000 Net change in fund balances (6,875) 1,734 239,988 FUND BALANCES (DEFICIT), Beginning 957,140 269,935 (662,157) FUND BALANCES (DEFICIT), Ending 950,265$ 271,669$ (422,169)$ CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR CAPITAL PROJECT FUNDS For the Year Ended December 31, 2015 103 Manning Avenue/Hwy 36 Washington County Downtown Project Total $ $ 138,158$ 445 51 7,272 8,000 68,210 445 8,051 213,640 170,297 445 8,051 43,343 200,000 445 8,051 243,343 (5,665) 559,253 (5,220)$ 8,051$ 802,596$ 104 Radio Replacement IT Replacement FFE Replacement Total ASSETS Current Assets Cash and investments 27,263$ $ $ 27,263$ Noncurrent Assets Property and Equipment Machinery and equipment 99,851 95,355 390,483 585,689 Less: Accumulated depreciation 70,035 72,441 315,215 457,691 Net Property and Equipment 29,816 22,914 75,268 127,998 TOTAL ASSETS 57,079$ 22,914$ 75,268$ 155,261$ LIABILITIES AND NET POSITION Current Liabilities Due to other funds $ $ 76,081$ 76,081$ Net Position Net investment in capital assets 29,816 22,914 75,268 127,998 Unrestricted 27,263 (76,081) (48,818) Total Net Position 57,079 22,914 (813) 79,180 TOTAL LIABILITIES AND NET POSITION 57,079$ 22,914$ 75,268$ 155,261$ CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS December 31, 2015 105 Radio Replacement IT Replacement FFE Replacement Total Operating Expenses Depreciation 8,321$ 4,654$ 13,025$ 26,000$ Other Revenue (Expense) Investment earnings (loss)174 174 Net (Loss)(8,147) (4,654) (13,025) (25,826) Net Position, Beginning of Year 65,226 27,568 12,212 105,006 Net Position, End of Year 57,079$ 22,914$ (813)$ 79,180$ CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION INTERNAL SERVICE FUNDS For the Year Ended December 31, 2015 106 Radio Replacement IT Replacement FFE Replacement Total Cash Flows From Investing Activities Investment earnings (losses)174$ $ $ 174$ Cash Flows From Noncapital Financing Activities Increase in due to other funds 27,330 27,330 Cash Flows From Capital and Related Financing Activities Acquisition of capital assets (27,330) (27,330) Net Increase (Decrease) in Cash and Cash Equivalents 174 174 Cash and Cash Equivalents, Beginning of Year 27,089 27,089 Cash and Cash Equivalents, End of Year 27,263$ $ $ 27,263$ RECONCILIATION OF OPERATING INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating (loss)(8,321)$ (4,654)$ (13,025)$ (26,000)$ Adjustments to reconcile operating income to net cash provided by operating activities Depreciation 8,321 4,654 13,025 26,000 Net Cash Provided By (Used In) Operating Activities $ $ $ $ CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS For the Year Ended December 31, 2015 This Page Left Blank Intentionally 108 2002 GO Improvement Bonds 2004 GO CIP Bonds 2006A GO Equipment Certificates 2009A GO Refunding Bonds 2009B GO Improvement Bonds ASSETS Cash and investments 473$ $ 29,408$ 2,075$ 116,733$ Receivables (Net of allowance for uncollectibles) Special assessments 29,362 Due from other governmental units 70,000 3 TOTAL ASSETS 473$ $ 29,408$ 72,075$ 146,098$ LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE LIABILITIES Accounts payable $ $ $ $ $ Due to other funds Total liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenue: Special assessments 29,362 Intergovernmental revenue 70,000 Total deferred inflows of resources 70,000 29,362 FUND BALANCE (DEFICIT) Restricted 473 29,408 2,075 116,736 Unassigned Total fund balance (deficit)473 29,408 2,075 116,736 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE 473$ $ 29,408$ 72,075$ 146,098$ CITY OF LAKE ELMO, MINNESOTA COMBINING BALANCE SHEET DEBT SERVICE FUNDS December 31, 2015 109 2010A GO Improvement Bonds 2010B GO CIP Bonds 2011A GO Improvement Bonds 2012B GO Improvement Bonds 2013A GO Improvement Bonds 2014A GO Improvement Bonds 2015A GO Improvement Bonds Total 124,122$ 112,711$ 311,600$ 13,499$ 1,106,834$ 676,949$ 74,249$ 2,568,653$ 48,480 45,790 141,600 32,640 652,707 950,579 455 70,458 172,602$ 112,711$ 357,390$ 155,554$ 1,139,474$ 1,329,656$ 74,249$ 3,589,690$ $ $ $ $ $ $ $ $ 17,176 77,427 94,603 17,176 77,427 94,603 48,480 45,790 141,600 32,640 652,707 950,579 70,000 48,480 45,790 141,600 32,640 652,707 1,020,579 124,122 112,711 311,600 1,029,407 676,949 74,249 2,477,730 (3,222) (3,222) 124,122 112,711 311,600 (3,222) 1,029,407 676,949 74,249 2,474,508 172,602$ 112,711$ 357,390$ 155,554$ 1,139,474$ 1,329,656$ 74,249$ 3,589,690$ 110 2002 GO Improvement Bonds 2004 GO CIP Bonds 2006A GO Equipment Certificates 2009A GO Refunding Bonds 2009B GO Improvement Bonds REVENUES Taxes $ $ 56,784$ $ 24,617$ Intergovernmental 74,550 Special assessments 8,918 Investment earnings 5 188 14 578 TOTAL REVENUES 5 56,972 74,564 34,113 EXPENDITURES Debt Service Principal 52,000 70,000 60,000 Interest and other charges 2,080 4,558 9,384 TOTAL EXPENDITURES 54,080 74,558 69,384 Excess (deficiency) of revenues over (under) expenditures 5 2,892 6 (35,271) OTHER FINANCING SOURCES (USES) Transfers (53) 26,242 Net change in fund balances 5 (53) 2,892 6 (9,029) FUND BALANCES (DEFICIT), Beginning 468 53 26,516 2,069 125,765 FUND BALANCES (DEFICIT), Ending 473$ $ 29,408$ 2,075$ 116,736$ CITY OF LAKE ELMO, MINNESOTA COMBINING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES DEBT SERVICE FUNDS For the Year Ended December 31, 2015 111 2010A GO Improvement Bonds 2010B GO CIP Bonds 2011A GO Improvement Bonds 2012B GO Improvement Bonds 2013A GO Improvement Bonds 2014A GO Improvement Bonds 2015A GO Improvement Bonds Total 60,403$ 202,815$ 76,600$ 63,595$ $ $ $ 484,814$ 74,550 12,939 20,980 27,119 695,598 498,088 1,263,642 792 713 1,989 86 450 3,384 8,199 74,134 203,528 99,569 90,800 696,048 501,472 1,831,205 70,000 150,000 80,000 80,000 105,000 667,000 10,682 44,312 11,367 10,315 40,205 70,799 203,702 80,682 194,312 91,367 90,315 145,205 70,799 870,702 (6,548) 9,216 8,202 485 550,843 430,673 960,503 53 500,938 220,876 74,249 822,305 (6,548) 9,269 8,202 485 1,051,781 651,549 74,249 1,782,808 130,670 103,442 303,398 (3,707) (22,374) 25,400 691,700 124,122$ 112,711$ 311,600$ (3,222)$ 1,029,407$ 676,949$ 74,249$ 2,474,508$ 112 Variance with Final Budget Favorable Original Final Actual (Unfavorable) REVENUES Investment earnings $ $ $ $ Miscellaneous revenue 246 246 TOTAL REVENUES 246 246 EXPENDITURES Current Culture and recreation 2,380 (2,380) Net change in fund balances (2,134) (2,134) FUND BALANCES, Beginning 990 990 990 FUND BALANCES, Ending 990$ 990$ (1,144)$ (2,134)$ Note: The City adopted a $0 activity budget in this fund for the year ended December 31, 2015. Budgeted Amounts CITY OF LAKE ELMO, MINNESOTA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL CITY EVENTS SPECIAL REVENUE FUND For the Year Ended December 31, 2015 113 Variance with Final Budget Favorable Original Final Actual (Unfavorable) REVENUES Taxes 231,261$ 231,261$ 231,261$ $ Investment earnings 1,496 1,496 Miscellaneous revenue 11,400 11,400 27,739 16,339 TOTAL REVENUES 242,661 242,661 260,496 17,835 EXPENDITURES Current Culture and recreation 242,661 242,661 225,774 16,887 Net change in fund balances 34,722 34,722 FUND BALANCES, Beginning 200,767 200,767 200,767 FUND BALANCES, Ending 200,767$ 200,767$ 235,489$ 34,722$ Budgeted Amounts CITY OF LAKE ELMO, MINNESOTA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL LIBRARY SPECIAL REVENUE FUND For the Year Ended December 31, 2015 114 Balance Balance January 1 Additions Deletions December 31 ESCROW ASSETS Cash and investments 795,317$ 1,883,128$ 851,147$ 1,827,298$ LIABILITIES Accounts payable 20,293$ 1,150,054$ 1,070,395$ 99,952$ Deposits payable 775,024 2,127,974 1,175,652 1,727,346 TOTAL LIABILITIES 795,317$ 3,278,028$ 2,246,047$ 1,827,298$ YELLOW RIBBON ASSETS Cash and investments (128)$ $ $ (128)$ Accounts receivable 128 128 TOTAL ASSETS $ $ $ $ TOTAL AGENCY FUNDS ASSETS Cash and investments 795,189$ 1,883,128$ 851,147$ 1,827,170$ Accounts receivable 128 128 TOTAL ASSETS 795,317$ 1,883,128$ 851,147$ 1,827,298$ LIABILITIES Accounts payable 20,293$ 1,150,054$ 1,070,395$ 99,952$ Deposits payable 775,024 2,127,974 1,175,652 1,727,346 TOTAL LIABILITIES 795,317$ 3,278,028$ 2,246,047$ 1,827,298$ CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUNDS For the Year Ended December 31, 2015 CITY OF LAKE ELMO, MINNESOTA STATISTICAL SECTION (UNAUDITED) December 31, 2015 This part of the City's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures and required supplementary information says about the City's overall financial health. Content Page Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being have changed over time.116 Revenue Capacity These schedules contain information to help the reader assess the City's most significant local revenue source, the property tax.126 Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future.134 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place.143 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs.146 Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. The City implemented GASB Statement 34 in 2004; schedules presenting government-wide information include information beginning in that year. 116 CITY OF LAKE ELMO, MINNESOTA NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (Accrual Basis of Accounting) 2015 2014 2013 2012 Net investment in capital assets 8,723,329$ 7,957,840$ 9,056,353$ 8,782,840$ Restricted 3,446,142 1,106,200 1,225,849 4,205,247 Unrestricted 3,942,646 5,405,920 4,593,463 918,996 Total governmental activities net position 16,112,117$ 14,469,960$ 14,875,665$ 13,907,083$ Business-type activities Net investment in capital assets 10,170,351$ 10,567,418$ 6,855,807$ 6,788,377$ Restricted 1,876,119 2,387,312 2,612,569 39,153$ Unrestricted 3,577,285 1,100,422 1,846,681 1,105,847 Total business-type activities net position 15,623,755$ 14,055,152$ 11,315,057$ 7,933,377$ Primary government Net investment in capital assets 18,893,680$ 18,525,258$ 15,912,160$ 15,571,217$ Restricted 5,322,261 3,493,512 3,838,418 4,244,400 Unrestricted 7,519,931 6,506,342 6,440,144 2,024,843 Total primary government net position 31,735,872$ 28,525,112$ 26,190,722$ 21,840,460$ NOTE: The City adopted GASB Statement No. 65 in 2013. Amounts in this schedule prior to 2012 have not been restated for GASB Statement No. 65. The City adopted GASB Statements No. 68 and 71 in 2015. Amounts in this schedule prior to 2015 have not been restated for GASB Statements No. 68 and 71. Governmental activities Fiscal Year 117 Schedule 1 2011 2010 2009 2008 2007 2006 8,553,984$ 8,368,479$ 7,983,822$ 7,151,543$ 5,648,702$ 3,535,882$ 2,664,689 2,057,467 1,399,968 718,617 711,966 1,071,105 2,555,596 3,439,106 3,824,156 4,698,858 5,139,270 4,620,785 13,774,269$ 13,865,052$ 13,207,946$ 12,569,018$ 11,499,938$ 9,227,772$ 6,422,782$ 6,713,292$ 6,644,334$ 6,181,055$ 5,617,960$ 5,961,996$ 1,449,340 1,193,509 1,056,968 951,793 1,080,666 706,170 7,872,122$ 7,906,801$ 7,701,302$ 7,132,848$ 6,698,626$ 6,668,166$ 14,976,766$ 15,081,771$ 14,628,156$ 13,332,598$ 11,266,662$ 9,497,878$ 2,664,689 2,057,467 1,399,968 718,617 711,966 1,071,105 4,004,936 4,632,615 4,881,124 5,650,651 6,219,936 5,326,955 21,646,391$ 21,771,853$ 20,909,248$ 19,701,866$ 18,198,564$ 15,895,938$ 118 CITY OF LAKE ELMO, MINNESOTA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (Accrual Basis of Accounting) 2015 2014 2013 2012 Expenses Governmental activities: General government 1,134,132$ 1,072,888$ 1,103,337$ 1,093,204$ Public safety 1,344,282 1,530,609 1,277,798 1,302,857 Public works 1,377,969 1,032,426 1,273,977 891,169 Culture and recreation 639,006 448,361 424,687 362,432 Interest on long-term debt 215,611 165,028 133,694 316,039 Total governmental activities expenses 4,711,000 4,249,312 4,213,493 3,965,701 Business-Type activities: Water 1,363,043 1,069,511 958,870 872,786 Sewer 250,866 353,438 119,370 53,903 Storm sewer 103,536 149,887 86,989 73,590 Total business-type activities expenses 1,717,445 1,572,836 1,165,229 1,000,279 Total primary government expenses 6,428,445$ 5,822,148$ 5,378,722$ 4,965,980$ Program Revenues Governmental activities: Charges for services: General government 42,706$ 45,161$ 32,778$ 48,476$ Public safety 866,708 496,916 414,472 379,557 Public works 3,615 2,647 3,256 Culture and recreation 26,214 10,753 17,000 9,341 Operating grants and contributions 249,094 204,462 208,276 160,060 Capital grants and contributions 2,038,940 557,601 1,364,622 160,444 Total governmental activities program revenues 3,227,277 1,314,893 2,039,795 761,134 Business-type activities: Charges for services: Water 1,850,240 1,291,091 596,421 699,159 Sewer 1,523,067 741,054 53,142 65,737 Storm sewer 229,252 214,915 191,087 171,229 Operating grants and contributions Capital grants and contributions 1,159,222 3,781,528 115,127 Total business-type activities program revenues 3,602,559 3,406,282 4,622,178 1,051,252 Total primary government program revenues 6,829,836$ 4,721,175$ 6,661,973$ 1,812,386$ Fiscal Year 119 Schedule 2 2011 2010 2009 2008 2007 2006 1,036,038$ 980,456$ 971,677$ 1,168,625$ 914,212$ 900,278$ 1,107,050 1,171,158 1,125,464 1,002,408 956,649 1,009,494 1,008,686 1,135,351 872,045 868,804 1,247,398 1,358,801 247,845 239,389 248,856 228,393 333,164 232,878 266,730 222,404 218,319 237,753 207,648 215,381 3,666,349 3,748,758 3,436,361 3,505,983 3,659,071 3,716,832 845,474 898,319 857,014 849,018 735,499 764,282 73,797 61,513 59,243 63,400 125,773 55,827 142,517 151,384 140,365 123,902 78,807 129,946 1,061,788 1,111,216 1,056,622 1,036,320 940,079 950,055 4,728,137$ 4,859,974$ 4,492,983$ 4,542,303$ 4,599,150$ 4,666,887$ 22,058$ 18,296$ 15,631$ 19,430$ 28,890$ 29,612$ 283,813 320,242 270,653 295,353 365,327 594,779 3,058 3,425 6,584 3,833 18,573 4,035 10,800 61,274 31,828 184,476 168,491 174,433 140,176 94,185 163,421 222,488 1,090,419 798,687 1,345,803 1,371,489 4,664,817 715,893 1,611,673 1,265,988 1,804,595 1,939,738 5,488,492 575,534 562,585 479,430 467,336 471,226 351,733 53,012 48,508 45,146 44,568 99,581 139,057 235,252 185,425 149,407 134,674 138,092 45 17,000 32,721 30,100 75,885 418,400 776,473 684,400 298,928 1,112,374 956,683 1,247,639 1,480,556 1,330,978 1,007,827 1,603,209 1,672,576$ 2,859,312$ 2,746,544$ 3,135,573$ 2,947,565$ 7,091,701$ 120 CITY OF LAKE ELMO, MINNESOTA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (Accrual Basis of Accounting) 2015 2014 2013 2012 Net (Expense) Revenue Governmental Activities (1,483,723)$ (2,934,419)$ (2,173,698)$ (3,204,567)$ Business-type activities 1,885,114 1,833,446 3,456,949 50,973 Total primary government net revenue 401,391$ (1,100,973)$ 1,283,251$ (3,153,594)$ General Revenues and Other Changes In Net Position Governmental activities: General property taxes 3,204,119$ 3,200,291$ 3,231,609$ 3,183,078$ Grants and contributions not restricted to specific programs 2,749 2,749 2,749 Interest income 46,589 87,586 35,259 111,705 Miscellaneous 73,738 125,400 1,833 42,599 Gain on sale of capital assets 8,979 Transfers 220,842 (887,312) Total governmental activities 3,548,037 2,528,714 3,280,429 3,337,382 Business-type activities: Interest income 39,757 19,337 30,346 10,282 Transfers (220,842) 887,312 Total business-type activities (181,085) 906,649 30,346 10,282 Total primary government 3,366,952$ 3,435,363$ 3,310,775$ 3,347,664$ Change in Net Position Governmental activities 2,064,314$ (405,705)$ 1,106,731$ 132,815$ Business-type activities 1,704,029 2,740,095 3,487,295 61,255 Total primary government 3,768,343$ 2,334,390$ 4,594,026$ 194,070$ Fiscal Year 121 Schedule 2 (continued) 2011 2010 2009 2008 2007 2006 (2,950,456)$ (2,137,085)$ (2,170,373)$ (1,701,388)$ (1,719,333)$ 1,771,660$ (105,105) 136,423 423,934 294,658 67,748 653,154 (3,055,561)$ (2,000,662)$ (1,746,439)$ (1,406,730)$ (1,651,585)$ 2,424,814$ 2,793,776$ 2,711,067$ 2,718,691$ 2,568,705$ 2,424,782$ 2,174,377$ 10,628 9,771 8,764 57,390 46,154 38,342 94,501 113,989 160,679 209,539 335,578 317,896 20,405 17,311 41,827 50,865 33,204 8,517 (59,637) (57,947) (129,177) (116,031) (424,940) (4,066,113) 2,859,673 2,794,191 2,809,301 2,770,468 2,414,778 (1,535,498) 10,789 11,129 15,343 23,533 94,325 153,918 59,637 57,947 129,177 116,031 424,940 4,066,113 70,426 69,076 144,520 139,564 519,265 4,220,031 2,930,099$ 2,863,267$ 2,953,821$ 2,910,032$ 2,934,043$ 2,684,533$ (90,783)$ 657,106$ 638,928$ 1,069,080$ 695,445$ 236,162$ (34,679) 205,499 568,454 434,222 587,013 4,873,185 (125,462)$ 862,605$ 1,207,382$ 1,503,302$ 1,282,458$ 5,109,347$ 122 CITY OF LAKE ELMO, MINNESOTA FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Modified Accrual Basis of Accounting) 2015 2014 2013 2012 2011 General fund Reserved $ $ $ $ $ Unreserved Nonspendable 432,306 638,963 859,072 1,024,433 1,206,209$ Unassigned 2,754,976 2,542,038 2,318,310 2,414,692 1,707,711 Total general fund 3,187,282 3,181,001 3,177,382 3,439,125 2,913,920 All other governmental funds Reserved Unreserved Nonspendable 3,908 Restricted 2,477,730 717,781 743,976 3,959,111 4,691,748 Committed 7,114 Assigned 1,768,742 2,943,525 2,252,931 1,244,900 654,358 Unassigned (431,755) (693,904) (885,360) (1,670,915) (1,353,754) Total all other governmental funds 3,818,625 2,967,402 2,111,547 3,533,096 3,999,466 Total governmental funds 7,005,907$ 6,148,403$ 5,288,929$ 6,972,221$ 6,913,386$ Note: The City implemented GASB Statement No. 54 in 2011, therefore, classifications of fund balance have changed. 123 Schedule 3 2010 2009 2008 2007 2006 1,068,950$ 1,032,570$ 1,015,753$ 1,003,823$ 503,823$ 1,617,211 1,403,240 1,395,088 1,251,127 1,768,505 2,686,161 2,435,810 2,410,841 2,254,950 2,272,328 3,605,250 1,422,049 727,673 698,683 725,337 504,106 1,077,659 1,976,379 2,554,808 2,419,112 4,109,356 2,499,708 2,704,052 3,253,491 3,144,449 6,795,517$ 4,935,518$ 5,114,893$ 5,508,441$ 5,416,777$ 124 CITY OF LAKE ELMO, MINNESOTA CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS LAST FISCAL TEN YEARS (Modified Accrual Basis of Accounting) 2015 2014 2013 2012 2011 Revenues Taxes 3,222,216$ 3,203,111$ 3,231,609$ 3,221,733$ 2,790,773$ Licenses and permits 828,494 451,953 374,974 330,819 230,419 Intergovernmental 296,902 413,968 1,704,178 237,254 276,638 Charges for services 35,796 30,192 6,113 5,726 14,691 Fines and forfeitures 48,739 48,647 52,110 58,385 63,819 Special assessments 1,316,239 115,424 180,023 136,150 153,536 Dedication fees 138,158 274,257 Investment earnings 46,415 87,467 35,127 111,737 94,066 Miscellaneous revenue 99,055 165,319 57,260 87,562 48,217 Total Revenues 6,032,014 4,790,338 5,641,394 4,189,366 3,672,159 EXPENDITURES Current General government 1,025,320 1,046,906 1,527,732 1,034,712 1,016,898 Public safety 1,203,765 1,198,546 1,174,145 1,109,937 996,733 Public works 686,401 585,071 614,270 446,541 447,629 Culture and recreation 457,749 368,276 301,404 260,404 168,747 Unallocated 69,403 Debt service Principal 667,342 585,000 3,348,000 406,000 344,000 Interest and other charges 203,738 135,382 171,148 267,253 251,385 Bond issuance costs 22,873 22,267 7,870 41,828 34,327 Capital outlay 2,729,512 2,881,437 1,784,914 1,428,856 1,029,183 Total Expenditures 7,066,103 6,822,885 8,929,483 4,995,531 4,288,902 Excess (deficiency) of revenues over (under) expenditures (1,034,089) (2,032,547) (3,288,089) (806,165) (616,743) OTHER FINANCING SOURCES (USES) Issuance of debt 1,620,000 2,850,000 1,604,797 865,000 845,000 Premium on issuance of debt 32,137 31,520 (Discount) on issuance of debt (11,386) Payment to bond escrow agent Sale of property 30,000 Transfers in 10,501 204,972 Transfers out 220,842 (315,360) Total other financing sources (uses)1,891,593 2,892,021 1,604,797 865,000 734,612 Net change in fund balances 857,504$ 859,474$ (1,683,292)$ 58,835$ 117,869$ Debt service as a percentage of noncapital expenditures 19.48%17.67%47.79%18.66%17.43% 125 Schedule 4 2010 2009 2008 2007 2006 2,737,225$ 2,685,894$ 2,523,332$ 2,416,861$ 2,164,117$ 261,450 225,166 242,074 315,975 406,225 239,244 288,881 261,743 384,160 255,018 22,416 11,433 15,623 39,163 152,472 68,897 54,052 60,919 57,652 69,729 134,257 73,013 102,929 75,993 147,368 113,033 160,679 209,539 335,578 317,896 84,860 61,533 177,599 1,094,478 4,622,737 3,661,382 3,560,651 3,593,758 4,719,860 8,135,562 921,590 929,960 1,108,737 942,131 879,167 1,064,176 988,082 882,135 984,090 950,669 473,293 459,703 438,591 459,478 523,938 168,971 180,965 154,011 160,940 129,806 313,000 361,000 280,000 334,000 265,000 216,820 229,175 235,450 206,020 220,115 74,580 45,056 1,203,309 998,031 888,382 2,281,938 7,797,647 4,435,739 4,191,972 3,987,306 5,368,597 10,766,342 (774,357) (631,321) (393,548) (648,737) (2,630,780) 2,680,000 1,110,000 443,000 4,356 17,756 (525,000) 9,190 314,698 1,466,041 8,500 778,074 162,129 (364,698) (1,626,041) (8,500) (778,074) (162,129) 2,634,356 451,946 443,000 1,859,999$ (179,375)$ (393,548)$ (648,737)$ (2,187,780)$ 15.11%17.81%15.42%14.69%12.76% 126 SCHEDULE 5 Total Estimated Total Adjusted City % of Tax Capacity Payable Market Real Personal Tax Tax Urban Tax to Total Estimated Year Value Property Property Capacity Capacity (1)Rate Market Value 2006 $1,017,596,900 $12,678,177 $221,613 $12,899,790 $12,899,790 19.351 %0.01 2007 1,131,010,100 12,506,910 207,913 12,714,823 12,714,823 19.274 0.01 2008 1,146,659,500 12,750,173 203,610 12,953,783 12,953,783 20.553 0.01 2009 1,208,072,300 13,490,182 201,896 13,692,078 13,692,078 19.810 0.01 2010 1,201,213,400 13,394,423 202,299 13,596,722 13,596,722 20.479 0.01 2011 1,142,936,500 12,678,177 221,613 12,899,790 12,899,790 21.832 0.01 2012 1,037,557,100 11,525,623 229,157 11,754,780 11,754,780 27.271 0.01 2013 1,028,011,400 11,392,876 237,584 11,630,460 11,630,460 29.259 0.01 2014 1,046,031,000 11,504,611 238,764 11,743,375 11,743,375 27.761 0.01 2015 1,184,578,800 12,938,515 243,104 13,181,619 13,181,619 23.798 0.01 (1) Tax Capacity adjusted for captured tax increment, fiscal disparities, and transmission lines. NOTE - Valuations are determined as of January 1 of year preceding tax collection year. The County determines a property's tax capacity by multiplying a property's estimated market value times the property's class rate which is determined by its use. The total City tax levy divided by the total City tax capacity determines a percentage, the City tax rate, that is applied to each parcel's tax capacity to determine the tax amount. Tax Capacity CITY OF LAKE ELMO, MINNESOTA TAX CAPACITY AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS 127 Schedule 6 Operating Debt Total Tax Service City Special Fiscal Rate Tax Rate Tax Rate Washington Taxing Year Urban Urban Urban County Districts 2006 16.477 %2.874 %19.351 %19.471 -23.075 %26.968 %1.794 -4.408 %2.427 %70.011 -76.229 % 2007 19.274 19.274 17.698 -22.628 25.673 1.315 -4.580 2.331 66.291 -74.486 2008 20.553 20.553 17.404 -22.691 25.936 1.608 -4.532 2.367 67.868 -76.079 2009 17.059 2.751 19.810 17.714 -24.480 26.371 1.545 -4.002 2.351 67.791 -77.014 2010 18.033 2.446 20.479 19.734 -26.389 27.775 1.511 -4.153 2.558 72.057 -81.354 2011 19.448 2.384 21.832 20.300 -34.330 29.772 1.725 -4.275 2.664 76.293 -92.873 2012 23.679 (1)3.592 27.271 22.333 -38.360 31.939 2.340 -4.906 2.909 86.792 -105.385 2013 23.555 5.704 29.259 22.017 -37.104 31.548 0.779 -5.306 4.857 88.460 -108.074 2014 23.472 4.289 27.761 23.150 -39.770 30.243 0.761 -5.066 4.641 86.556 -107.481 2015 20.121 3.677 23.798 21.120 -35.860 27.691 0.692 -4.769 4.183 77.484 -96.301 Source: Washington County Taxation Division Note: The City's direct property tax rate is determined by dividing the amount of tax levied by the City Council by the City's total tax capacity. *Overlapping rates are those of local and county governments that apply to property owners within the City of Lake Elmo. Not all overlapping rates apply to all City of Lake Elmo property owners. Although the property tax rates apply to all city property owners, some city properties lie within the geographical boundaries of different school and watershed districts. (1) Beginning in 2012, operating tax rate urban includes library levy component (Percent of Tax Capacity) Watershed Districts Range of TotalRange of Tax Rates forSchool Districts Range of Tax Rates City of Lake Elmo CITY OF LAKE ELMO, MINNESOTA for Independent Tax Rates622, 832 and 834 Direct and Ovelapping Overlapping Rates PROPERTY TAX RATES AND TAX LEVIES DIRECT AND OVERLAPPING PROPERTY TAX RATES LAST TEN FISCAL YEARS 128 SCHEDULE 7 Percentage Percentage of Total City of Total City Taxable Tax Taxable Tax Tax Capacity Tax Capacity Taxpayers (1)Capacity Rank Value Capacity Rank Value Xcel Energy 223,288$ 1 1.64 %163,774$ 3 1.49 % IRET Properties 205,342 2 1.50 224,440 1 2.04 Dakota Upreit LP 179,262 3 1.31 Bremer Financial Services Inc 169,652 4 1.24 196,854 2 1.79 MHC Cimarron LLC 136,610 5 1.02 134,090 5 1.22 Heart of America 108,150 6 0.79 139,208 4 1.26 Tartan Park LLC 100,704 7 0.74 Norman James LLC 64,976 8 0.48 Davis Estates LTD 64,912 9 0.48 Danate Proper Inv I LLC 59,250 10 0.43 United Land LLC 108,508 6 0.99 Lake Elmo Foundation 91,591 7 0.83 United Properties Inv LLC 49,892 8 0.45 State Bank of Lake Elmo 33,276 9 0.30 Leonard Investments LLC 26,868 10 0.24 TOTAL 1,312,146$ 9.63 %1,168,501$ 10.61 % (1) Source: Washington County Taxation Division 2006 CITY OF LAKE ELMO, MINNESOTA PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO 2015 This Page Left Blank Intentionally 130 Fiscal Year Taxes Levied Net Tax Levy Collections Ended for the for the Percentage in Subsequent December 31 Fiscal Year Fiscal Year (1)Amount of Net Levy Years 2006 $2,149,941 $2,110,956 $2,081,289 98.59 $29,324 2007 2,428,644 2,394,822 2,357,634 98.45 37,188 2008 2,597,983 2,559,227 2,485,397 97.12 73,830 2009 2,708,155 2,672,623 2,624,026 98.18 48,591 2010 2,743,346 2,705,782 2,645,536 97.77 59,623 2011 2,789,559 2,745,785 2,692,423 98.06 52,281 2012 3,113,017 3,110,478 3,071,202 98.74 36,717 2013 3,163,359 3,160,524 3,133,764 99.15 23,724 2014 3,163,359 3,160,285 3,128,695 99.00 14,605 2015 3,113,017 3,133,137 3,112,989 99.36 (1) Tax Levy adjusted for powerlines, market value credits and AG program credits Fiscal Year of the Levy Collected within the CITY OF LAKE ELMO, MINNESOTA SCHEDULE OF PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS 131 Schedule 8 Delinquent Total Taxes As A Percentage Delinquent % Of Total Amount of Net Levy Taxes Net Tax Levy $2,110,613 99.98 $343 0.02 2,394,822 100.00 0.00 2,559,227 100.00 0.00 2,672,617 100.00 6 0.00 2,705,159 99.98 623 0.02 2,744,704 99.96 1,081 0.04 3,107,919 99.92 2,559 0.08 3,157,488 99.90 3,036 0.10 3,143,300 99.46 16,985 0.54 3,112,989 99.36 20,148 0.64 Total Collections to Date 132 Water (in millions of gallons) Type of Customer 2015 2014 2013 2012 2011 Residential 84.007 98.573 120.676 154.747 105.290 Commercial Service 21.653 12.156 8.253 10.405 6.872 Total gallons 105.660 110.729 128.929 165.152 112.162 Total direct rate per 1,000 gallons - residential 2.14$ 2.14$ 2.14$ 2.14$ 2.14$ Total direct rate per 1,000 gallons - commercial 3.11$ 3.11$ 3.11$ 3.11$ 3.11$ Sanitary Sewer (in millions of gallons) Type of Customer 2015 2014 2013 2012 2011 Residential (1)3.794 0.000 0.000 0.000 0.000 Commercial Service 8.179 6.532 6.149 6.172 6.961 Total gallons 11.973 6.532 6.149 6.172 6.961 Total direct rate per 1,000 gallons 4.50$ 4.50$ 4.50$ 4.50$ 4.50$ (1) City did not have any residential sanitary sewer customers in 2014 and prior * City converted to a tiered rate structure effective January 1, 2010; lowest tier rate listed for 2010-2015 CITY OF LAKE ELMO, MINNESOTA WATER AND SANITARY SEWER CHARGES BY CUSTOMER LAST TEN FISCAL YEARS 133 2010*2009 2008 2007 2006 95.704 122.461 120.986 108.649 70.255 7.261 7.989 7.851 8.746 6.126 102.965 130.450 128.837 117.395 76.381 2.10$ 2.15$ 2.05$ 2.05$ 1.75$ 3.05$ 3.10$ 3.00$ 3.00$ 2.60$ 2010*2009 2008 2007 2006 0.000 0.000 0.000 0.000 0.000 7.086 5.381 5.130 4.409 8.107 7.086 5.381 5.130 4.409 8.107 4.35$ 4.08$ 3.71$ 2.75$ 2.50$ Schedule 9 134 Total Special Certificates Capital Governmental Fiscal Assessment of Improvement Note Activities Year Bonds Indebtedness Bonds Payable Debt 2006 $925,000 $403,000 $4,005,000 $$5,333,000 2007 780,000 364,000 3,855,000 4,999,000 2008 695,000 324,000 3,700,000 4,719,000 2009 1,120,000 283,000 3,540,000 4,943,000 2010 1,725,000 240,000 5,345,000 7,310,000 2011 2,440,000 196,000 5,175,000 7,811,000 2012 3,100,092 150,000 4,969,153 8,219,245 2013 4,436,967 102,000 1,941,135 6,480,102 2014 6,919,568 52,000 1,808,024 8,779,592 2015 8,095,288 1,687,803 21,219 9,804,310 Note: Details of the city's outstanding debt can be found in the notes to the financial statements. Other Governmental Activities Debt CITY OF LAKE ELMO, MINNESOTA RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS 135 Total Total Utility Business Primary Percentage Revenue Activities Government of Personal Per Bonds Debt Debt Income Capita $5,015,000 $5,015,000 $10,348,000 0.03 $1,508 4,810,000 4,810,000 9,809,000 0.03 1,429 4,730,000 4,730,000 9,449,000 0.03 1,377 4,715,000 4,715,000 9,658,000 0.03 1,407 4,680,000 4,680,000 11,990,000 0.03 1,486 4,640,000 4,640,000 12,451,000 0.03 1,543 8,314,837 8,314,837 16,534,082 0.04 2,049 12,476,920 12,476,920 18,957,022 0.05 2,349 15,530,642 15,530,642 24,310,234 0.03 3,013 12,622,484 12,622,484 22,426,794 N/A 2,779 Schedule 10 Business-Type Activities 136 Special Certificates Capital Utility Fiscal Assessment of Improvement Revenue Year Bonds Indebtedness Bonds Bonds Total 2006 $955,000 $40,000 $4,005,000 $5,015,000 10,015,000$ 2007 780,000 364,000 3,855,000 4,810,000 9,809,000 2008 695,000 324,000 3,700,000 4,730,000 9,449,000 2009 1,120,000 283,000 3,540,000 4,715,000 9,658,000 2010 1,725,000 240,000 5,345,000 4,680,000 11,990,000 2011 2,440,000 196,000 5,175,000 4,640,000 12,451,000 2012 3,100,092 150,000 4,969,153 8,314,837 16,534,082 2013 4,436,967 102,000 1,941,135 12,476,920 18,957,022 2014 6,919,568 52,000 1,808,024 15,530,642 24,310,234 2015 8,095,288 1,687,803 12,622,484 22,405,575 Note: Details regarding the city's outstanding debt can be found in the notes to the financial statements. See Schedule 15 for population data See Schedule 5 for estimated market value information Source: City of Lake Elmo Finance Department General Bonded Debt Outstanding CITY OF LAKE ELMO, MINNESOTA RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS 137 Net Less:General Percentage Available Bonded of Actual in Debt Debt Taxable Value Per Service Outstanding of Property Capita $725,337 9,289,663$ 0.91 1,354$ 698,683 9,110,317 0.81 1,327 727,673 8,721,327 0.76 1,271 1,422,049 8,235,951 0.68 1,200 3,605,250 8,384,750 0.70 1,039 3,534,742 8,916,258 0.78 1,105 3,500,799 13,033,283 1.26 1,615 726,753 18,230,269 1.77 2,259 691,700 23,618,534 2.26 2,927 2,477,730 19,927,845 1.68 2,470 Schedule 11 138 Schedule 12 Estimated Estimated Share of Debt Percentage Overlapping Governmental Unit Outstanding Applicable (a)Debt Debt repaid with property taxes Independent School District #622 114,100,000$3.10%3,537,100$ Independent School District #832 50,740,000 4.70%2,384,780 Independent School District #834 136,865,000 14.10%19,297,965 Other debt Washington County 164,020,000 4.15%6,806,830 Metropolitan Council 206,020,000 1.10%2,266,220 Subtotal, overlapping debt 34,292,895 City direct debt 9,804,310 100.00%9,804,310 Total direct and overlapping debt 44,097,205$ Sources: Tax capacity data to estimate applicable percentages provided by Washington County. Debt outstanding data provided by each governmental unit. Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the city. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City of Lake Elmo. This process recognizes that, when considering the city's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therfore responsible for repaying the debt, of each overlapping government. (a) For debt repaid with property taxes, the percentage of overlapping debt applicable is estimated using tax capacity values. Applicable percentages were estimated by determining the portion of another governmental unit's tax capacity value that is within the city's boundaries and dividing it by each unit's total tax capacity value. December 31, 2015 COMPUTATION OF DIRECT AND INDIRECT GENERAL OBLIGATION BONDED DEBT CITY OF LAKE ELMO, MINNESOTA AND LEGAL DEBT MARGIN This Page Left Blank Intentionally 140 2015 2014 2013 2012 2011 Debt limit 36,733,899$35,537,364$32,470,203$32,054,064$31,126,713$ Total net debt applicable to limit 1,572,289 1,757,421 1,894,510 2,099,369 2,148,203 Legal debt margin 35,161,610$33,779,943$30,575,693$29,954,695$28,978,510$ Total net debt applicable to the limit as a percentage of debt limit 4.28%4.95%5.83%6.55%6.90% The legal debt limit for municipalities in Minnesota was increased in 2008 from 2% to 3% of the market value of taxable property. This limit applies only to the City's general obligation tax levy bonds and excludes special assessment, tax increment and tax abatement bonds. LAST TEN FISCAL YEARS (Dollars in Thousands) Fiscal Year CITY OF LAKE ELMO, MINNESOTA LEGAL DEBT MARGIN INFORMATION 141 Taxable Market Value 1,224,463,300$ Debt Limit (3% of market value)36,733,899 Debt applicable to limit: General obligation bonds 1,685,000 Less: Amount set aside for repayment of general obligation debt 112,711 Total net debt applicable to limit 1,572,289 Legal debt margin 35,161,610$ 2010 2009 2008 2007 2006 34,288,095$36,036,402$36,242,169$22,620,202$20,351,938$ 2,195,153 271,142 315,169 358,220 400,384 32,092,942$35,765,260$35,927,000$22,261,982$19,951,554$ 6.40%0.75%0.87%1.58%1.97% Schedule 13 Legal Debt Margin Calculation for the Fiscal Year 2015 142 Schedule 14 Net Fiscal Gross Operating Available Year Revenue (1)Expenses (2)Revenue Principal Interest Coverage 2006 1,757,127$ 529,313$ 1,227,814$ 200,000$ 223,214$ 2.90 2007 1,011,400 595,824 415,576 205,000 211,482 1.00 2008 715,611 536,475 179,136 80,000 202,224 0.63 2009 776,899 513,226 263,673 530,000 208,803 0.36 2010 920,768 563,896 356,872 35,000 191,156 1.58 2011 891,587 516,157 375,430 40,000 190,094 1.63 2012 946,407 426,118 520,289 40,000 221,129 1.99 2013 3,501,321 504,648 2,996,673 165,000 300,789 6.43 2014 2,266,397 678,394 1,588,003 365,000 424,080 2.01 2015 3,642,316 627,977 3,014,339 4,165,000 456,782 0.65 Notes: (1) Gross revenue includes investment earnings, hook-up charges and special assessments. (2) Operating expenses do not include interest, depreciation, or amortization expense. (3) Details regarding the City's outstanding debt can be found in the notes to the financial statements. CITY OF LAKE ELMO, MINNESOTA PLEDGED REVENUE COVERAGE LAST TEN FISCAL YEARS Utility Revenue Bonds Debt Service (3) 143 SCHEDULE 15 PERSONAL INCOME PER CAPITA STATE CITY (thousands of PERSONAL UNEMPLOYMENT UNEMPLOYMENT YEAR POPULATION (1)dollars)INCOME (2)RATE (3)RATE (3) 2006 6,863 $308,512 $44,953 4.4 3.6 2007 6,863 323,426 47,126 5.0 4.2 2008 6,863 329,774 48,051 6.3 5.8 2009 6,863 317,997 46,335 7.6 7.1 2010 8,069 383,834 47,569 7.0 6.4 2011 8,069 409,203 50,713 5.8 5.2 2012 8,069 420,242 52,081 5.4 4.9 2013 8,069 420,879 52,160 4.6 4.0 2014 8,069 357,723 44,333 3.8 3.7 2015 8,069 N/A N/A 3.2 2.9 Sources: (1) Metropolitan Council 2000/2010-Census Bureau (2) Bureau of Economic Analysis - Washington County, Minnesota (3) Estimate based on County unemployment rate provided by Minnesota Department of Employment and Economic Development CITY OF LAKE ELMO, MINNESOTA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS 144 SCHEDULE 16 Employer Employees (1)Rank Percentage of Total City Employment (2)Employees (1)Rank Percentage of Total City Employment (2) 3M Company (Maplewood)9,100 1 39.0%12,774 1 54.2% Andersen Corp (Bayport)2,400 2 10.3% Washington County (Stillwater)1,600 3 6.9% Healtheast Care/St. Johns Hospital (Maplewood)1,200 4 5.1% Woodwinds Health (Woodbury)1,100 5 4.7% Fortis Company (Woodbury)1,300 3 5.5% ISD 834 (Stillwater)1,050 6 4.5%2,050 2 8.7% 3M Company (Woodbury)940 4 4.0% Ecowater Systems, Inc. (Woodbury)440 7 1.9%450 6 1.9% Bremer Bank Operations Ctr (Lake Elmo)425 8 1.8%400 7 1.7% MN Correctional Facility (Oak Park Hts)355 9 1.5% SunAmerica Financial Group (Woodbury)310 10 1.3% Imation (Oakdale)500 5 2.1% High Pointe Health Campus (Lake Elmo)200 8 0.8% Lake Elmo Inn Inc.80 10 0.3% Machine Shed/Wildwood Inn (Lake Elmo)150 9 0.6% (1) City staff estimate of total global employees for each employer (2) City staff estimate 2006 CITY OF LAKE ELMO, MINNESOTA PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO 2015 This Page Left Blank Intentionally 146 Function 2015 2014 2013 2012 2011 Administration 3.20 3.55 3.55 3.15 3.15 Finance 0.80 1.25 1.25 0.50 0.50 Planning and Zoning 2.75 2.70 2.95 1.55 1.55 General Government 6.75 7.50 7.75 5.20 5.20 Fire 1.50 1.55 2.05 1.60 1.10 Building Inspections 3.15 1.55 1.30 0.95 0.95 Public Safety 4.65 3.10 3.35 2.55 2.05 Streets and Roadways 3.90 3.20 3.21 3.05 3.05 Public Works 3.90 3.20 3.21 3.05 3.05 Parks 1.85 3.30 2.74 2.52 2.52 Parks and Recreation 1.85 3.30 2.74 2.52 2.52 Communications 0.70 0.35 0.40 0.15 0.15 0.70 0.35 0.40 0.15 0.15 Total Governmental Activities 17.85 17.45 17.45 13.47 12.97 Water Utility 2.45 2.60 2.10 1.85 1.85 Sewer Utility 1.30 0.70 0.70 0.30 0.30 Total Business Activities 3.75 3.30 2.80 2.15 2.15 Totals for Organization 21.60 20.75 20.25 15.62 15.12 Source: City's Adopted Budgets CITY OF LAKE ELMO, MINNESOTA FULL-TIME EQUIVALENT EMPLOYEES BY FUNCTION LAST TEN FISCAL YEARS 147 Schedule 17 2010 2009 2008 2007 2006 3.15 3.18 3.75 2.40 2.44 0.50 0.50 1.00 1.29 1.30 1.55 1.75 1.75 2.15 1.95 5.20 5.43 6.50 5.84 5.69 1.10 1.10 1.10 1.26 0.23 0.95 1.95 1.20 2.68 2.18 2.05 3.05 2.30 3.94 2.41 3.05 3.05 3.05 2.78 3.08 3.05 3.05 3.05 2.78 3.08 2.52 3.10 2.72 3.40 3.00 2.52 3.10 2.72 3.40 3.00 0.15 0.19 0.00 0.00 0.00 0.15 0.19 0.00 0.00 0.00 12.97 14.82 14.57 15.96 14.18 1.85 1.85 2.30 2.02 2.02 0.30 0.30 0.35 0.22 0.20 2.15 2.15 2.65 2.24 2.22 15.12 16.97 17.22 18.20 16.40 148 Function/Program 2015 2014 2013 2012 2011 Planning and Zoning Conditional use permits 2 4 2 3 0 Interim use permits 1 1 1 0 3 Minor subdivisions 2 0 2 1 0 Plats/Planned unit developments 9 17 1 0 0 Rezonings 2 11 2 7 0 Site plans 0 0 2 1 0 Variances 2 2 5 4 6 Fire Total emergency responses 429 358 448 399 315 EMS responses 274 237 280 262 195 Fire responses 32 21 28 28 24 Building Inspections Residential permit valuations 50,401 23,032 19,979 20,320 16,133 (thousands of dollars) Commercial permit valuations 1,952 7,309 966 2,351 2,590 (thousands of dollars) New residential units (1)140 41 32 31 24 New commercial units 1 3 0 0 0 Water Utility Number of customers 1,234 1,073 1,051 1,016 998 Average daily consumption (2)18 19 21 15 14 (thousands of gallons) Sanitary Sewer Utility Number of customers 82 45 29 29 29 Average daily flow (3) (thousands of gallons)74 77 77 75 71 Sources: Various City Department's annual budget workload measurements (1) Excludes fire/demolition rebuilds (2) Residential and Commercial; rate increase effective 1/1/2010 to encourage conservation (3) Billed and measured based on water usage; new developer homes built in 2014 but not yet sold or occupied so no impact to flows CITY OF LAKE ELMO, MINNESOTA OPERATING INDICATORS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS 149 Schedule 18 2010 2009 2008 2007 2006 0 2 1 3 3 1 0 1 1 0 0 2 1 1 0 0 0 0 0 3 0 1 1 1 0 1 1 0 1 12 2 5 6 8 9 361 319 294 369 313 211 205 204 244 202 14 24 20 46 26 15,889 12,903 16,525 22,739 18,727 2,013 1,617 1,370 3,600 25,744 26 29 23 29 30 1 1 0 1 6 967 941 935 918 735 18 24 28 26 24 29 28 28 26 18 72 68 73 66 49 150 Function/Program 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 Fire Stations 2 2 2 2 2 2 2 2 2 2 Public Works Bituminous streets (miles)65 65 63 63 63 62 62 62 62 57 Gravel streets (miles)2 2 2 2 2 2 3 3 3 3 Street lights 144 144 142 137 137 137 137 137 137 137 Storm sewer (miles)25 25 25 25 25 25 25 23 23 22 Park & Recreation Acres of parkland 451 451 451 451 451 451 451 451 451 451 Number of parks 17 17 17 17 17 17 17 17 17 17 Water Utility Water towers 3 3 2 2 2 2 2 2 1 1 Miles of watermain 43 40 39 37 37 37 37 34 26 20 Number of fire hydrants 378 351 293 280 280 280 280 280 233 225 Sanitary Sewer Utility Miles of sanitary sewer 4 3 3 3 3 3 3 3 3 3 Lift stations 4 4 3 3 3 3 3 3 3 3 Sources: Various City Department's annual financial report statistics CITY OF LAKE ELMO, MINNESOTA CAPITAL ASSETS STATISTICS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Schedule 19 CITY OF LAKE ELMO, MINNESOTA OTHER REPORT SECTION December 31, 2015 This Page Left Blank Intentionally MINNESOTA LEGAL COMPLIANCE Independent Auditor's Report To the Honorable Mayor and Members of the City Council City of Lake Elmo, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America, the financial statements of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the City of Lake Elmo, Minnesota,as of and for the year ended December 31, 2015, and the related notes to the financial statements,and have issued our report thereon dated June 9, 2016. The Minnesota Legal Compliance Audit Guide for Cities,promulgated by the State Auditor pursuant to Minnesota State Statutes Sec. 6.65, contains seven categories of compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions and tax increment financing. Our audit considered all of the listed categories, except that we did not test for compliance with the provisions for tax increment financing because the City has not established a tax increment financing district. In connection with our audit, nothing came to our attention that caused us to believe that the City of Lake Elmo, Minnesota failed to comply with the provisions of the Minnesota Legal Compliance Audit Guide for Cities, except as described below. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed additional procedures, other matters may have come to our attention regarding the City of Lake Elmo, Minnesota's noncompliance with the above referenced provisions. As of December 31, 2015, the City's records showed uncashed checks held for more than three years. These checks were not reported and paid to the State Commission of Commerce pursuant to Minn. Stat. Sections 345.41 and 345.43. As of December 31, 2015, collateral pledged to secure the City's deposits did not equal at least on hundred ten percent of the uninsured amount on deposit. This report is intended solely for the information and use of those charged with governance and management of the City of Lake Elmo, Minnesota and the State Auditor and is not intended to be and should not be used by anyone other than these specified parties. Maplewood, Minnesota June 9, 2016 This Page Left Blank Intentionally