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HomeMy WebLinkAbout2013 Annual Comprehensive Financial ReportCITY OF LAKE ELMO, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED DECEMBER 31, 2013 PREPARED BY: FINANCE DIRECTOR'S OFFICE FINANCE DIRECTOR CATHY BENDEL CITY OF LAKE ELMO, MINNESOTA FINANCIAL STATEMENTS For the Fiscal Year Ended December 31, 2013 TABLE OF CONTENTS REFERENCE PAGE INTRODUCTORY SECTION Letter of Transmittal i Elected and Appointed Officials v Organizational Chart vi FINANCIAL SECTION Independent Auditor's Report 1 Management's Discussion and Analysis 3 Basic Financial Statements Government -wide Financial Statements Statement of Net Position FORM A-1 17 Statement of Activities FORM A-2 18 Fund Financial Statements Balance Sheet - Governmental Funds FORM B-1 22 Reconciliation of Net Position in the Government -wide Financial Statements and Fund Balances in the Fund Basis Financial Statements FORM B-2 25 Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds FORM B-3 26 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities FORM B-4 29 Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - General Fund FORM B-5 30 Combining Statement of Net Position - Proprietary Funds FORM C-1 32 Combining Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds FORM C-2 36 Combining Statement of Cash Flows - Proprietary Funds FORM C-3 38 Statement of Fiduciary Net Position - Fiduciary Funds FORM D-1 40 Notes to Financial Statements 43 Required Supplemental Information Schedule of Funding Progress - Other Post Employment Benefits FORM E-1 81 Combining and Individual Fund Statements and Schedules Combining Balance Sheet - Nonmajor Governmental Funds FORM F-1 84 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Governmental Funds FORM F-2 85 Combining Balance Sheet - Nonmajor Special Revenue Funds FORM G-1 86 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Special Revenue Funds FORM G-2 87 Combining Balance Sheet - Nonmajor Capital Projects Funds FORM H-1 88 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Capital Projects Funds FORM H-2 90 CITY OF LAKE ELMO, MINNESOTA FINANCIAL STATEMENTS For the Fiscal Year Ended December 31, 2013 TABLE OF CONTENTS (CONTINUED) REFERENCE PAGE FINANCIAL SECTION (CONTINUED) Combining Statement of Net Position - Internal Service Funds FORM 1-1 92 Combining Statement of Revenues, Expenses and Changes in Fund Net Position - Internal Service Funds FORM 1-2 93 Combining Statement of Cash Flows - Internal Service Funds FORM 1-3 94 Statements of Revenues, Expenditures and Change in Fund Balance - Budget and Actual - General Fund FORM J-1 96 Combining Balance Sheet - Debt Service Funds FORM K-1 100 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Debt Service Funds FORM K-2 102 Combining Schedule of Changes in Assets and Liabilities - Agency Funds FORM L-1 104 Supplemental Schedule of Sources and Uses - Redevelopment Grant Program FORM M-1 105 STATISTICAL SECTION (UNAUDITED) Net Position by Component Schedule 1 108 Changes in Net Position Schedule 2 110 Fund Balances, Governmental Funds Schedule 3 114 Changes in Fund Balances, Governmental Funds Schedule 4 116 Tax Capacity and Estimated Actual Value of Taxable Property Schedule 5 118 Property Tax Rates and Tax Levies - Direct and Overlapping Property Tax Rates Schedule 6 119 Principal Property Taxpayers Schedule 7 120 Schedule of Property Tax Levies and Collections Schedule 8 122 Water and Sanitary Sewer Charges by Customer Schedule 9 124 Ratios of Outstanding Debt by Type Schedule 10 126 Ratios of General Bonded Debt Outstanding Schedule 11 128 Computation of Direct and Indirect General Obligation Bonded Debt and Legal Debt Margin Schedule 12 130 Legal Debt Margin Information Schedule 13 132 Pledged Revenue Coverage Schedule 14 134 Demographic and Economic Statistics Schedule 15 135 Principal Employers Schedule 16 136 Full -Time Equivalent Employees by Function Schedule 17 138 Operating Indicators by Function/Program Schedule 18 140 Capital Assets Statistics by Function/Program Schedule 19 142 OTHER REPORT SECTION Independent Auditor's Report on Minnesota Legal Compliance 145 CITY OF LAKE ELMO, MINNESOTA INTRODUCTORY SECTION DECEMBER 31, 2013 This Page Left Blank Intentionally THE CITY OF LA K E ELMO 3800 Laverne Avenue North Lake Elmo, MN 44042 651-747-3900 www.lakeelmo.org June 13, 2014 To the Honorable Mayor and Council Members of the City of Lake Elmo: Minnesota Statutes require all cities to issue an annual report on its financial position and activity prepared in accordance with generally accepted accounting principles (GAAP), under the guidance of the Government Accounting Standard Board (GASB), and audited in accordance with generally accepted auditing standards by a firm of licensed certified public accountants or the Office of the State Auditor. Pursuant to that requirement, we hereby issue the comprehensive annual financial report of the City of Lake Elmo, MN for the fiscal year ended December 31, 2013. This report consists of management's representation concerning the finances of the City of Lake Elmo. Consequently, management assumes full responsibility for the completeness, accuracy and reliability of all the information presented in this report. To provide a reasonable basis for making these representations, the management of the City of Lake Elmo has established a thorough internal control system designed to both protect the City's assets from loss, theft and misuse and to compile all necessary information for the preparation of the City of Lake Elmo's financial statements in conformity with GAAP and GASB. As a management team, we assert that the financial statements will be free from material misstatement and that the financial report is reliable in all material respects. The City of Lake Elmo's financial statements have been audited by Smith, Schafer and Associates, Ltd, a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City of Lake Elmo for the fiscal year ended December 31, 2013 are free rom material misstatement. The independent audit involved examining, on an approved test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit that there was a reasonable basis for rendering an unqualified opinion that the City of Lake Elmo's financial statements for fiscal year ended December 31, 2013 are fairly presented in conformity with GAAP. The independent auditor's report is presented as the first component of the financial section of the report. A "Single Audit" designed to meet the special needs of a federal grantor agency was not performed for the year ended December 31, 2013 as the City did not participate in any programs that required this additional independent audit. CITY OF LAKE ELMO, MINNESOTA GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in form of the Management's Discussion and Analysis (MD &A). This letter of transmittal is included to complement the MD&A and should be read in conjunction with it. The City of Lake Elmo's MD&A can be found immediately following the report of the independent auditors. PROFILE OF THE GOVERNMENT The City of Lake Elmo was incorporated in 1926 and is a statutory city in the State of Minnesota six miles east of St. Paul Minnesota. Located in Washington County, it covers 25 square miles and has an estimated population of 8,773 which represents 2,844 households. Policy -making and legislative authority are vested in a governing council consisting of an elected Mayor and four council members. Per Minnesota State Statute, the governing council is responsible for passing ordinances, adopting an annual budget, appointing committees and hiring both the city's administrator and attorney. The City Administrator is responsible for carrying out the policies and ordinances of the governing council and overseeing the day-to-day operations of the city. The Council is elected on a non -partisan basis. The Mayor serves a four- year term and council members serve a four-year staggered term, with two of these positions elected every two years. The Mayor and the Council are elected at -large. The City of Lake Elmo provides a full range of Services including fire protection/emergency services, construction and maintenance of streets and infrastructure; recreational facilities; and water, sanitary sewer and storm water utility services. The City contracts with the Washington County Sheriff's Department for police services. The annual budget serves as the foundation for the City of Lake Elmo's financial management and fiscal stewardship. Using performance based budgeting, all departments and agencies of the city submit their requested budget to the City Administrator and the Finance Director in order to compile a preliminary budget for submission to the Finance Committee for their consideration. The Finance Committee then meets with the Department Heads to better understand their proposed budgets to later submit a budget to the City Council. Two workshops are held in August each year to determine priorities, set a preliminary levy and schedule public hearings on the proposed budget that will be adopted no later than December 31, the close of the City's fiscal year. The appropriated budget is prepared by fund, function, and department. Department Managers, after review by the City Administrator may make transfers of appropriations within the department. Transfers of appropriations between funds, however, require the special approval of the Finance Committee and the City Council. Budget to actual comparisons are provided in this report for each governmental fund for which an appropriated annual budget has been adopted. CITY OF LAKE ELMO, MINNESOTA FACTORS AFFECTING FINANCIAL CONDITION To put the financial statements contained in this report in context, a cursory analysis of the current environment within which Lake Elmo operates is warranted. Economic condition and outlook: Although the city's tax base, as measured by total capacity has remained relatively flat for the past three years, Lake Elmo property values have maintained the highest value in Washington County since the 2008 recession, with home valuation recovering to highest and best value in 2013. The installation of two major sewer lines have spurred (8) new developments equaling over 1400 new homes and the City's highway infrastructure has made Lake Elmo a desired residential location for white collar commuters working in St. Paul or Minneapolis. Rapid growth is further reflected in 2013 population estimates of 8,773, or an increase of 9% since the 2010 census. New housing starts in 2013 numbered 37 with a total value of $17,410,169 and an average value of $470,545 — one of the highest average values in Washington County. The city's tax base is comprised of mainly residential homesteads (82.7%) and commercial/industrial property (11 %). The balance consists of agricultural property (6.3%) and personal property (.1 %) The median household income is $106,985 or 181 % of the state median. Long-term financial planning: The City Council has taken an active role in establishing financial policies that require 100% security from developers looking to build in Lake Elmo. This includes requiring letters of credit at 125% of the development costs, full recovery escrow agreements, and 100% developer paid infrastructure development agreements for utility extensions in previously unserved areas of Lake Elmo. In addition, The City of Lake Elmo has recently adopted several policies that affect its long term financial future. A partial list follows: 2030 Comprehensive Plan — The City recently adopted a comprehensive plan, adding 2,850 acres to two distinct Metropolitan Urban Service Areas: The 1-94 corridor and the Old Village. This expansion allows for the development of 6,600 residential equivalent utility units designed to serve a population of 20,500 by the year 2040, as forecasted by the Metropolitan Council. Transportation Planning — The City is an active participant with the State of Minnesota and Washington County in the development of highway and mass transit corridors that will improve transportation flow in the community. Planned improvements include a remodeling of four country truck highways that serve 80%+ of the general population and probable construction of a federally -subsidized bus rapid transit route that will serve the City's business district adjacent to a 100,000 average daily transit interstate highway. Downtown Redevelopment — The City is in the process of redeveloping a classic traditional downtown center with the help of the University of Minnesota Extension and a newly formed Economic Development Authority that will study financial investment, market analysis, efficient utility construction and functional parking. The city owns several key downtown lots to be used as a catalyst in redevelopment that is expected to be financed through the use of tax increment financing, a business improvement district and private investment. CITY OF LAKE ELMO, MINNESOTA Long-term financial planning (continued) Emerging Medical & Business Service Industry — The City is experiencing growth in its Eagle Point Business Park from both the medical and business service industry. In 2013, one hundred additional jobs were created by a transportation logistics company and in 2014 a major neurological clinic will be constructed in the park. In 2015, a new $13 million specialty school will be constructed that serves exceptional children. ACKNOWLEDGEMENTS The City of Lake Elmo is pleased to present its first financial statement to the Government Finance Officers Association (GFOA) for consideration of a Certificate of Achievement for Excellence in Financial Reporting for its financial reports for the fiscal year ended December 31, 2013. This submittal culminates a two-year process of extensive financial review and policy development by the City of Lake Elmo City Council, Finance Committee, Northland Strategies and professional staff. Lake Elmo wishes to thank the staff of Smith, Schafer and Associates, Ltd. for their assistance and review of the document. Respectfully, om" ��� Cathy Bendel Finance Director 'D'a Dean A. Zu g r City Ad in tr t iv CITY OF LAKE ELMO, MINNESOTA ELECTED AND APPOINTED OFFICIALS December 31, 2013 POSITION NAME I I TERM EXPIRES ELECTED OFFICIALS City Council: Mayor Mike Pearson December 31, 2016 Council Member Justin Bloyer December 31, 2016 Council Member Wally Nelson December 31, 2014 Council Member Mike Reeves December 31, 2014 Council Member Anne Smith December 31, 2016 APPOINTED OFFICIALS City Administrator Dean Zuleger Continuous Finance Director Cathy Bendel Continuous City Clerk Adam Bell Continuous v CITY OF LAKE ELMO, MINNESOTA ORGANIZATIONAL CHART Citizens 1 City Council Commissions 1 Plavvwt Cmnmiulo I **% Administrator. Park Cammiszivv 1 1 U." Doelvpmmz Avtbmirt AttorneYJ-+—Altttdlnnlnllll6itll Fire Chief D'rD e• of `OmmYe"y Finance Dir, relvpm vnt I Dist. Chiefs Planner ---finance Assisbill Deputy Clerk 1 r Captains amipa Official Assessor Receptionist ! _ _.. __...... i r POCFFs Planning Assl. TaapayerRalativnl Contractor Relationship o Citizen Appointees Committees 5" AYvl Peace yea Gveradov Hmvav Anourcn Pu.blibUc, PS Safeh' PW l par"' --City Engine Supt. er Shetilf Equip Operators Palk Maintainer / THE CITY UP LAKE ELMO vi CITY OF LAKE ELMO, MINNESOTA FINANCIAL SECTION DECEMBER 31, 2013 This Page Leff Blank Intentionally ZIAMITH•SCHAFER & ASSOCIATES, LTD. Certified Public Accountants and Consultants Honorable Mayor and Members of the City Council City of Lake Elmo, Minnesota Members of American Institute of CPA's, Private Companies Practice Section, Minnesota Society of CPA's INDEPENDENT AUDITOR'S REPORT We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund and the aggregate remaining fund information of the City of Lake Elmo, Minnesota, as of and for the year ended December 31, 2013, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purposes of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting principles used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund and the aggregate remaining fund information of the City of Lake Elmo, Minnesota, as of December 31, 2013, and the respective changes in financial position and, where applicable, cash flows thereof and the budgetary comparison for the General Fund for the year then ended in accordance with accounting principles generally accepted in the United States of America. Maplewood Office • 2035 E County Road D • Suite A • Maplewood MN 55109 • PH (651) 770-8414 • FAX (651) 770-5175 Offices in: Edina. Red Wing, and Rochester • www.smithschafer.com PrimeGlabal Member of PrimeGlobal, A Global Association of Independent Accounting Firms Honorable Mayor and Members of the City Council City of Lake Elmo, Minnesota Page 2 Other Matters Change in Accounting Standards As described in Note 5 to the financial statements, the City adopted the provisions of Governmental Accounting Standards Board (GASB) Statement No. 65, Items Previously Reported as Assets and Liabilities, for the year ended December 31, 2013. Adoption of the provisions of this statement resulted in significant changes to the classifications of certain components of the financial statements. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis on pages 3 through 13 and the Schedule of Funding Progress - Other Post - Employment Benefits on page 81 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in appropriate operational, economic or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Lake Elmo, Minnesota basic financial statements. The introductory section, combining and individual nonmajor fund financial statements, and statistical section listed in the Table of Contents are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual nonmajor fund financial statements are fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. GotAAm , &4k aJ a Maplewood, Minnesota June 13, 2014 2 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS As management of the City of Lake Elmo, Minnesota, we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City of Lake Elmo, Minnesota for the fiscal year ended December 31, 2013. New Accounting Pronouncement. As described in Note 5 to the financial statements, the City implemented GASB Statement No. 65, Items Previously Reported as Assets and Liabilities, for the year ended December 31, 2013. This standard established accounting and financial reporting standards that retroactively reclassify, as deferred inflows of resources, certain items previously reported as liabilities. In addition, debt issuance costs are no longer reported in the Statement of Net Position under the new Standard. FINANCIAL HIGHLIGHTS • The assets of the City of Lake Elmo, Minnesota exceeded its liabilities at the close of the most recent fiscal year by $26,190,722 (net position). Of this amount, $6,440,144 (unrestricted net position) may be used to meet the City's ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies. • The City's total net position increased by $4,594,026. The increase is attributed to both business -type and governmental activities. • As of the close of the current fiscal year, the City of Lake Elmo, Minnesota's governmental funds reported combined ending fund balances of $5,288,929, a decrease of $1,683,292 from the prior year. This decrease was due primarily to capital project expenditures for which bonds were issued in 2012 and to debt service expenditures made to refund the 2004A G.O. CIP bonds. • At the end of the current fiscal year, unassigned fund balance for the general fund was $2,318,310, or 66.1 % of total general fund expenditures. The nonspendable portion of the general fund balance as of December 31, 2013 ($859,072) related to the interfund loan to the Village Project fund and prepaid expenses. • The City's total noncurrent liabilities increased by $2,210,743 or 13% during the current fiscal year. The increase was primarily related to this issuance of the 2013A G.O. improvement/revenue bonds. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis are intended to serve as an introduction to the City of Lake Elmo, Minnesota's basic financial statements. The City's basic financial statements are comprised of the following three components: 1) government -wide financial statements, providing information for the City as a whole, 2) fund financial statements, providing detailed information for the City's significant funds, and 3) notes to the financial statements, providing additional information that is essential to understanding the government -wide and fund statements. This report also contains other supplementary information in addition to the basic financial statements themselves. 3 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Government -wide financial statements. The government wide financial statements are designed to provide readers with a broad overview of the City of Lake Elmo, Minnesota's finances, in a manner similar to a private -sector business. The statement of net position presents information on all of the City of Lake Elmo, Minnesota's assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City of Lake Elmo, Minnesota is improving or deteriorating. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of the related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused vacation leave). Both of the government -wide financial statements distinguish functions of the City of Lake Elmo, Minnesota that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of the City of Lake Elmo, Minnesota include general government, public safety, public works, and culture and recreation. The business -type activities of the City of Lake Elmo, Minnesota include the water, sewer and storm sewer funds. The government -wide financial statements can be found on pages 17-19 of this report Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Lake Elmo, Minnesota, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City of Lake Elmo, Minnesota can be divided into three categories: governmental funds, proprietary funds and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near - term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financial requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. 4 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS The City of Lake Elmo, Minnesota maintains twenty-four individual governmental funds, ten of which are debt service funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, the debt service fund, the village project fund and the infrastructure reserve fund, all of which are considered to be major funds. Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements or schedules elsewhere in this report. The City of Lake Elmo, Minnesota adopts an annual budget for its general fund. Budgetary comparison statements have been provided for this fund (pages 30 and 96 to 99) to demonstrate compliance with the budget. The basic governmental fund financial statements can be found on pages 22-29 of this report. Proprietary funds. There are two different types of proprietary funds - enterprise funds and internal service funds. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City of Lake Elmo, Minnesota uses three enterprise funds to account for its water, sewer and storm sewer operations. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City of Lake Elmo, Minnesota's various functions. The City of Lake Elmo, Minnesota uses three internal service funds to account for certain capital acquisition activities. Because all of these services predominantly benefit governmental rather than business -type functions, they have been included within governmental activities in the government -wide financial statements. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the water, sewer and storm sewer funds, all of which are considered to be major funds of the City of Lake Elmo, Minnesota. The proprietary fund financial statements can be found on pages 32-39 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. Fiduciary funds are not reflected in the government -wide financial statements because the resources of those funds are not available to support the City's own programs. The accounting use for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statement can be found on page 40 of this report. Notes to the Fnancial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements can be found on pages 43-78 of this report. Other Information. The combining statements referred to earlier in connection with non -major governmental funds and internal service funds can be found on pages 84-94 and pages 100-104 of this report. 5 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS GOVERNMENT -WIDE FINANCIAL ANALYSIS As noted earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the City of Lake Elmo, Minnesota, assets exceeded liabilities by $26,190,722 at the close of the most recent fiscal year. The largest portion of the City of Lake Elmo, Minnesota's net position, $15,912,160 (61 %) reflects its investment in capital assets (e.g. land, buildings and improvements, and machinery and equipment), less any related debt used to acquire those assets that is still outstanding. The City of Lake Elmo, Minnesota uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Lake Elmo, Minnesota's investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. City of Lake Elmo, Minnesota's Net Position Governmental Activities Business -Type Activities Total 2013 2012 2013 2012 2013 2012 Current and other assets $ 6,568,146 $ 8,276,848 $ 9,615,965 $ 5,861,208 $ 16,084,111 $14,138,056 Capital assets 15,695,829 14,656,197 15,323.660 10,870,749 30,919,489 25,526,946 Total assets 22,163,975 22,933,045 24,839,625 16,731,957 47,003,600 39,665,002 Long-term liabilities outstanding 6,693,551 8,411,173 12,507,622 8,714,727 19,201,173 17,125,900 Other liabilities 594,759 614,789 1,016.946 83,853 1,611,705 698,642 Total liabilities 7,288,310 9,026,962 13,5249568 8,798,580 20,812,878 17,824,542 Net position: Net investment in capital assets 9,056,353 8,782,840 6.855.807 6.788,377 15.912,160 15,571,217 Restricted 1,225,849 4,205,247 2,612.569 39,153 3,838,418 4,244,400 Unrestricted 4,593,463 918,996 1,846.681 1,105,847 6,440,144 2,024,843 Total net position $ 14 875 665 _$ 13,907,083 $ 11,315,057 $ 7,933,377 $ 26,190,722 $ 21,840,460 An additional portion of the City of Lake Elmo, Minnesota's net position (15 percent) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position ($6,440,144) may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Lake Elmo, Minnesota is able to report positive balances in all categories of net position for the City as a whole. C CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Governmental activities. Governmental activities account for 57% of the City of Lake Elmo, Minnesota's net position. The total increase in net position for governmental activities was $1,106,731, accounting for 24% of the total increase in the net position of the City of Lake Elmo, Minnesota. Key elements of this increase include: • Capital grants increased by $1,204,178 from the prior year due primarily to construction aid received from the State of Minnesota. • Property tax revenue increased by $48,530 from the prior year due primarily to increased collection of delinquent amounts. Business -type activities. Business -type activities increased the City of Lake Elmo, Minnesota's net position by $3,487,295 accounting for 76% of the total increase in the net position of the City of Lake Elmo, Minnesota. This increase is due primarily to an increase in charges for services and capital grants received in the enterprise funds. Revenues: Program revenues: Charges for services Operating grants and contributions Capital grants and contributions General revenues: Property taxes Other Total revenues Expenses: General government Public safety Public works Culture and recreation Interest on long-term debt Water Sewer Storm sewer Total expenses Change in net position City of Lake Elmo, Minnesota's Change In Net Position Governmental Activities Business -Type Activities Total 2013 2012 2013 2012 2013 2012 $ 466,897 $ 440,630 $ 840,650 $ 936.125 $ 1,307,547 $ 1,376,756 208.276 160,060 208,276 160,060 1,364,622 160,444 3,781.528 115,127 5,146.150 275,571 3,231,609 3.183,078 3.231.609 3.183,078 48,820 154,304 30,346 10,282 79,166 164,586 5,320,224 4.098716 4,652,524 1,061,534 9,972,748 5,160,050 1.103, 337 1,093.204 1,103,337 1.093.204 1.277,798 1.302.857 1,277,798 1,302,857 1.273,977 891.169 1,273.977 891,169 424.687 362,432 424,687 362.432 133,694 316,039 133.694 316.039 958,870 872,786 958,870 872.786 119,370 53,903 119,370 53,903 86,989 73,590 86,989 73,590 4,213,493 3,965,701 1,165,229 1,000,279 5,378,722 4,965,980 1,106,731 132.815 3,487.295 61,255 4.594.026 194.070 Net position as restated - beginning of year 13,768,934 13,774,268 7,827,762 7,872,122 21,596,696 21,646,390 Net position - end of year $ 14,875,665 $ 13,907,083 $ 11,315,057 $ 7,933,377 $ 26,190,722 $ 21,840,460 VA CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Below are specific graphs that provide comparisons of the governmental activities direct program revenues with their expenditures. Any shortfalls in direct revenues are primarily supported by property tax levy or general state aid. Expenses and Program Revenues - Governmental Activities $1,600,000 $1,400,000 $1,200,000 $1.000,000 $800,000 $600,000 $400,000 $200,000 $0 1ep� � �e eee�e\9e G Sake\i Jb\�� P Revenues by Source - Governmental Activities Operating grants and contributions Other -1% Capital grants and contributions \ 25% Charges for—"'--4� services 9% GJoe Property taxes 61% 8 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS The following graphs related the business -type activity's program revenues with its expenditures. Since this activity requires significant physical assets to operate, any excess revenues are held for planned capital expenditures to keep pace with growing demand for services. Expenses and Program Revenues - Business -Type Activities ■Program revenues ElExpenses $3,500,000 $3.250,000 $3,000,000 $2,750.000 $2.500.000 $2,250.000 $2,000,000 $1,750,000 $1,500,000 $1,250,000 $1,000,000 $750,000 $500,000 $250,000 $0 �e4 suet a $et Revenues by Source - Governmental Activities Other 1 % I \ Capital grants and contributions 81% Charges for services 18% CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Financial Analysis of the Government's Funds As noted earlier, the City of Lake Elmo, Minnesota uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. Governmental funds. The focus of the City of Lake Elmo, Minnesota's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Lake Elmo, Minnesota's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City of Lake Elmo, Minnesota's governmental funds reported combined ending fund balances of $5,288,929, a decrease of $1,683,292 in comparison with the prior year. Approximately 70 percent of this total fund balance, or $3,685,881, constitutes assigned and unassigned fund balance, which is available for spending at the government's discretion. The remainder of the fund balance ($1,603,048) is restricted and nonspendable to indicate that it is not available for new spending because it has already been restricted by creditors, grantors or regulations of other governments or has been expensed for prepaid items, or is unavailable because the funds have been loaned to another fund. The general fund is the chief operating fund of City of Lake Elmo, Minnesota. At the end of the current fiscal year, unassigned fund balance of the general fund was $2,318,310. As a measure of the general fund's liquidity, it may be useful to compare the unassigned fund balance to total fund expenditures. Unassigned fund balance represented 66% of total 2013 general fund expenditures. The general fund's total fund balance decreased by $261,743 during the current fiscal year due primarily to transfers to the Village Project capital project fund to fund the internal loan repayments for 2012 and 2013. The debt service fund decreased its fund balance by $2,774,044 due primarily to debt service expenditures in excess of property taxes, special assessments and intergovernmental revenues allocated to this fund. The Village Project fund increased its fund balance by $395,950 as a result of transfers from the general fund. The infrastructure reserve fund increased its fund balance by $853,009 due primarily to the issuance of the 2013A general obligation improvement bonds. The special revenue funds increased their overall fund balances by $162,575 due primarily to property taxes allocated to those funds in excess of capital outlay expenditures. The capital projects funds, other than the Village Project and infrastructure reserve funds described previously, decreased their collective fund balance by $59,039 due primarily to capital outlay expenditures in excess of special assessments and investment earnings allocated to the funds. Proprietary funds. The City of Lake Elmo, Minnesota's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. 10 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Unrestricted net position for water operations, sewer operations and storm sewer operations at the end of the year amounted to $860,324, $498,972 and $487,385, respectively. The water fund, sewer fund and storm sewer fund increased their net position by $266,245, $3,115,854 and $105,196, respectively, for the year ended December 31, 2013. Other factors concerning the finances of these three funds have already been addressed in the discussion of the City of Lake Elmo, Minnesota's business -type activities. General Fund Budgetary Highlights The City's General Fund budget was not amended during the year. The budget called for a $99,296 decrease in General Fund balance. The actual net change to the General Fund balance was a decrease of $261,743. Revenues exceeded budget by $626,864 for the year ended December 31, 2013 due primarily to intergovernmental revenue for which the City had not budgeted. This intergovernmental revenue was from the Minnesota Investment Fund who awarded $500,000 in financing to the City of Lake Elmo to be utilized to entice Valley Cartage to expand into Minnesota. The program required Valley Cartage to privately finance a matching amount as well as to bring 50 new jobs to the City of Lake Elmo within two years. As of December 31, 2013, this threshold had been surpassed. Total expenditures exceeded budget by $754,111 for the year. Two departments had expenditures in excess of budget: general government expenditures exceeded budget by $661,868 and public works expenditures exceeded budget by $133,702. The over expenditures in the general government department were primarily related to the intergovernmental funds discussed in the previous paragraph that were subsequently loaned (expended) to Valley Cartage who relocated their corporate headquarters to the City. The over expenditures in the public works department were primarily related to increased staffing costs and street maintenance expenditures as a result of a harsh winter and severe summer storms. Capital Asset and Debt Administration Capital assets. The City of Lake Elmo, Minnesota's investment in capital assets for its governmental and business -type activities as of December 31, 2013, amounted to $30,919,489 (net of accumulated depreciation). This investment in capital assets includes land, buildings and improvements, and machinery and equipment. Total capital assets increased by $5,392,543, or 21%, for the year ended December 31, 2013, due primarily to completed construction projects and additional construction in progress on various capital projects within the City. City of Lake Elmo, Minnesota's Capital Assets (net of depreciation) Governmental Activities Business -Type Activities Total 2013 2012 2013 2012 2013 2012 Land $ 3.453,979 $ 3.453.979 $ 54.676 $ 54.675 $ 3.508,654 $ 3,508,654 Construction in progress 2,279.552 2,290,314 3.361,742 669.738 5,641.294 2.860.052 Buildings 2,842,852 2.925,354 2,842.852 2,925,354 Improvements other than buildings 428.727 493,629 428.727 493,529 Machinery and equipment 739,507 785,684 113,597 127.433 853,104 913.117 Infrastructure 6,851,212 4,707,337 11,793,646 10,118,903 17,644,858 14,826,240 Total $ 15,595,829 $ 14,656.197 $ 15,323,660 $ 10,870,749 $ 30,919 489 $ 25,526,946 11 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Additional information on the City of Lake Elmo, Minnesota's capital assets can be found in Note 3E beginning on page 59 of this report. Long-term debt. At the end of the current fiscal year, the City of Lake Elmo, Minnesota had $19,007,000 in bonds and certificates outstanding. The entire $19,007,000 outstanding comprises debt backed by the full faith and credit of the government. City of Lake Elmo, Minnesota's Outstanding Debt General Obligation Bonds and Certificates Governmental Activities Business -Type Activities Total 2013 2012 2013 2012 2013 2012 General obligation bonds $ 6,420,000 $ 8,120,000 $ 12,485,000 $ 8,635,000 $ 18,905,000 $ 16,755,000 General obligation certificates 102,000 150,000 102,000 150,000 Total $ 6,522,000 $ 8,270,000 $ 12,485,000 $ 8,635,000 $ 19,007,000 $ 16,905,000 The City of Lake Elmo, Minnesota's total bonds and certificates payable increased by $2,102,000 during the current fiscal year. The increase was due primarily to the issuance of the City's 2013A general obligation improvement bonds. The City of Lake Elmo, Minnesota maintains an AA2 bond rating from Moody's Investor Service for general obligation debt. The City has also recently been upgraded by Standard and Poor's to a AA+ bond rating. State statutes limit the amount of general obligation debt a Minnesota City may issue to 3% of its market value of taxable property. Net debt is payable solely from ad valorem taxes. The City is currently well within this limit. Economic Factors and Next Year's Budgets and Rates • The City's taxable market value increased 1.2 percent from 2012 to 2013 and 1.8 percent from 2013 to 2014. • There was no change to total property taxes levied in 2014 from total property taxes levied for 2013. This is due to a conscious effort by the City to reduce general government spending in order to absorb the increase in the debt service component of the levy. • Plans are well underway for extensive development in the following areas: o The 1-94 Corridor where a mixed use development featuring commercial/retail business as well as residential. Some developers are entering the final plat stages of this project. o The Old Village re -development project of commercial and residential expansion (expected completion in 2018). With the near completion of the sanitary sewer to the Old Village/Downtown area, a number of interested parties have come forward with concept plans for this area of the City as well. o The Highway 36 Corridor residential expansion due to the completion of the new federally funded bridge linking Minnesota and Wisconsin (targeted completion in 2017). 12 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Economic Factors and Next Year's Budgets and Rates (continued) o Improvements to the City's water distribution system including the Lake Elmo Avenue line. o Improvements to the Old Village sewer line o The City recently secured $3,500,000 in state bonding funds in the 2014 State Bonding Bill. These funds will directly pay for water infrastructure costs to support development. Requests for Information This financial report is designed to provide a general overview of the City of Lake Elmo, Minnesota's finances for all those with an interest in the City's finances. Questions concerning any of the information provided in this report or requests for additional information should be addressed to City of Lake Elmo, Minnesota, 3800 Laverne Avenue North, Lake Elmo, Minnesota, 55042. 13 This Page Leff Blank Intentionally CITY OF LAKE ELMO, MINNESOTA FINANCIAL STATEMENTS DECEMBER 31, 2013 This Page Leff Blank Intentionally CITY OF LAKE ELMO, MINNESOTA STATEMENT OF NET POSITION December 31, 2013 ASSETS Cash and investments Cash with fiscal agent Receivables, net of allowance Due from other governmental units Prepaid expenses Capital assets: Nondepreciable Depreciable, net Total Assets LIABILITIES Accounts payable Accrued expenses Accrued interest Escrow deposits Due to other governmental units Noncurrent liabilities: Due within one year Due in more than one year Total Liabilities NET POSITION Net investment in capital assets Restricted Debt service Unrestricted Total Net Position Governmental Activities Business -Type Activities FORM A-1 Total $ 5,717,207 $ 1,405,987 $ 7,123,194 3,920,217 3,920,217 566,008 3,140,750 3,706,758 231,257 1,049, 011 1,280,268 53,674 53,674 5,733,531 3,416,417 9,149,948 9,8620298 11,907,243 21,769,541 22,163,975 24,839,625 47,003,600 428,556 962,785 1,391,341 40,465 5,069 45,534 50,738 48,560 99,298 75,000 75,000 532 532 620,184 368,914 989,098 6,073,367 12,138,708 18,212,075 7,288,310 13,524,568 20,812,878 9,056,353 6,855,807 15,912,160 1,225,849 2,612,569 3,838,418 41593,463 1,846,681 6,440,144 $ 14,875,665 $ 11,315,057 $ 26,190,722 See Notes to Financial Statements 17 Functions/Programs Governmental activities: General government Public safety Public works Culture and recreation Interest on long-term debt Total governmental activities Business -Type activities: Water Sewer Storm sewer Total business -type activities Total CITY OF LAKE ELMO, MINNESOTA STATEMENT OF ACTIVITIES For the Year Ended December 31, 2013 Program Revenues Operating Capital Charges for Grants and Grants and Expenses Services Contributions Contributions $ 1,103, 337 $ 32,778 $ $ 1,277,798 414,472 57,257 1,273,977 2,647 113,610 1,360,557 424,687 17,000 37,409 4,065 133,694 4,213,493 466,897 208,276 1,364,622 958,870 596,421 608,841 119,370 53,142 3,172,687 86,989 191,087 1,165,229 840,650 3,781,528 $ 5,378,722 $ 1,307,547 $ 208,276 $ 5,146,150 General revenues: General property taxes Grants and contributions not restricted to specific programs Interest earnings Gain on sale of assets Miscellaneous Total general revenues Change in net position Net position as restated - beginning (Note 5) Net position - ending See Notes to Financial Statements 18 FORM A-2 Net (Expense) Revenue and Changes in Net Position Governmental Business -Type Activities Activities Total $ (1,070,559) (806,069) 202,837 (366,213) (133,694) (2,173,698) (2,173,698) 3,231,609 2,749 35,259 8,979 1,833 3,280,429 1,106,731 13,768,934 $ 14,875,665 $ 246,392 3,106,459 104,098 3,456,949 3,456,949 30,346 30,346 3,487,295 7,827,762 $ 11,315,057 $ (1,070,559) (806,069) 202,837 (366,213) (133,694) (2,173,698) 246,392 3,106,459 104,098 3,456,949 1,283,251 3,231,609 2,749 65,605 8,979 1,833 3,310,775 4,594,026 21,596,696 $ 26,190,722 19 This Page Leff Blank Intentionally CITY OF LAKE ELMO, MINNESOTA FUND FINANCIAL STATEMENTS DECEMBER 31, 2013 CITY OF LAKE ELMO, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2013 ASSETS Cash and investments Receivables (Net of allowance for uncollectibles) Accounts Delinquent taxes Special assessments Accrued interest Loan receivable, net of allowance Of $500, 000 Due from other funds Advances to other funds Due from other governmental units Prepaid expenses TOTAL ASSETS LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE LIABILITIES Accounts payable Escrow deposits payable Accrued liabilities Due to other funds Advances from other funds Total liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenue: Property taxes Special assessments Intergovernmental revenue Total deferred inflows of resources FUND BALANCE Nonspendable Restricted Assigned Unassigned Total Fund Balance TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE Infrastructure General Fund Debt Service Village Project Reserve - $ 2,535,995 $ 757,476 $ $ 831,109 5,114 64,105 176,828 305,045 14,916 128,716 805,398 21,257 210,000 53,674 $ 3,629,175 $ 1,144,304 $ $ 1,136,154 $ 348,432 $ 13,545 $ $ 61,212 39,256 17,176 56,760 7,032 805,398 387,688 30,721 862,158 68,244 64,105 176,828 305,045 210,000 64,105 386,828 305,045 859,072 743,976 762,865 2,318,310 (17,221) (862,158) 3,1770382 726,755 (862,158) 762,865 $ 3,629,175 $ 1,144,304 $ $ 1,136,154 See Notes to Financial Statements 22 FORM B-1 Other Governmental Funds Total $ 1,565,661 $ 5,690,241 5,114 64,105 481,873 14,916 128,716 805,398 231,257 53,674 $ 1,565,661 $ 7,475,294 $ 5,460 $ 428,649 75,000 75,000 1,116 40,372 80,968 805,398 81,576 1,430,387 64,105 481,873 210,000 755,978 859,072 743,976 1,490,066 2,252,931 (5,981) 1,432,950 1,484,085 5,288,929 $ 1,565,661 $ 7,475,294 23 This Page Leff Blank Intentionally CITY OF LAKE ELMO, MINNESOTA RECONCILIATION OF NET POSITION IN THE GOVERNMENT -WIDE FINANCIAL STATEMENTS AND FUND BALANCES IN THE FUND BASIS FINANCIAL STATEMENTS December 31, 2013 Amounts reported for governmental activities in the statement of net assets are different because: Total governmental fund balances (pages 22-23) Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds: Governmental funds - capital assets $ 20,330,630 Accumulated depreciation (4,891,871) Other long-term assets are not available to pay for current -period expenditures and, therefore, are unavailable in the funds: Delinquent property taxes $ 64,105 Special assessments 481,873 Due from other governmental units 210,000 Long-term liabilities are not due and payable in the current period and therefore are not reported in the funds: Bonds payable $ (6,522,000) Compensated absences (76,551) Post employment benefit obligation (136,898) Accrued interest (50,738) Unamortized bond premiums (17,476) Unamortized bond discounts 59,374 Internal service funds are used by management to charge the cost of services to individual funds. The assets and liabilities are included in the governmental statement of net position. Net position of governmental activities (page 17) FORM B-2 $ 5,288,929 15,438,759 755,978 (6,744,289) 136,288 $ 14,875,665 See Notes to Financial Statements 25 REVENUES Taxes Licenses and permits Intergovernmental Charges for services Fines and forfeitures Special assessments Investment earnings (loss) Miscellaneous revenue TOTAL REVENUES EXPENDITURES Current General government Public safety Public works Culture and recreation Capital Outlay General government Public safety Public works Culture and recreation Debt Service Principal Interest and other charges Bond issuance costs TOTAL EXPENDITURES CITY OF LAKE ELMO, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS For the Year Ended December 31, 2013 Infrastructure General Fund Debt Service Village Project Reserve $ 2,489,837 374,974 690,316 6,113 52,110 11,631 16,775 3,641,756 1,527,732 1,174,145 614,270 187,152 $ 484,815 $ $ 73,600 143,279 17,122 936,197 36,744 (1,002) (2,318) 718,816 (1,002) 970,623 3,048 1,570,537 3,348,000 171,148 7,870 3,503,299 3,519,148 3,048 1,578,407 Excess (deficiency) of revenues over (under) expenditures 138,457 (2,800,332) (4,050) (607,784) OTHER FINANCING SOURCES (USES) Transfers (400,200) 26,288 400,000 (144,004) Issuance of debt 1,604,797 TOTAL OTHER FINANCING SOURCES (USES) (400,200) 26,288 400,000 1,460,793 Net change in fund balances (261,743) (2,774,044) 395,950 853,009 FUND BALANCES (DEFICIT), Beginning 3,439,125 3,500,799 (1,258,108) (90,144) FUND BALANCES (DEFICIT), Ending $ 3,177,382 $ 726,755 $ (862,158) $ 762,865 See Notes to Financial Statements 26 FORM B-3 Other Govemmental Funds Total $ 256,957 $ 3,231,609 374,974 4,065 1,704,178 6,113 52,110 180,023 9,694 35,127 40,485 57,260 311,201 5,641,394 1,527,732 1,174,145 614,270 114,252 301,404 9,175 9,175 80,503 80,503 58,126 1,631,711 63,525 63,525 3,348,000 171,148 7,870 325,581 8,929,483 (14,380) (3,288,089) 117,916 1,604,797 117,916 1,604,797 103,536 (1,683,292) 1,380,549 6,972,221 $ 1,484,085 $ 5,288,929 27 This Page Left Blank Intentionally FORM B-4 CITY OF LAKE ELMO, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For the Year Ended December 31, 2013 Amounts reported for governmental activities in the statement of activities are different because: Net change in fund balances - total governmental funds (pages 26-27) $ (1,683,292) Governmental funds report capital outlay as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense: Capital outlay $ 1,565,276 Depreciation expense (591,707) 973,569 The net effect of various miscellaneous transactions involving capital assets (i.e. sales, trade-ins and donations) is to increase net assets 8,979 Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds: Special assessments $ 235,737 Intergovernmental revenue (65,000) 170,737 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds: Compensated absences, end of year $ (76,551) Compensated absences, beginning of year 60,675 Post employment benefit obligation, end of year (136,898) Post employment benefit obligation, beginning of year 66,505 (86,269) Bond, contract and loan proceeds provide current financial resources to governmental funds, but issuing debt increase long-term liabilities in the statement of net position. Repayment of long-term debt is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the statement of net position: Principal retirement on long-term debt $ 3,348,000 Issuance of long-term debt (1,600,000) Change in accrued interest, bond premiums and bond discounts 34,025 1,782,025 Internal service funds are used by management to charge the costs of capital equipment replacement to individual funds. The net revenue of certain activities of internal service funds is reported with govermental activities in the government -wide financial statements (59,018) Change in net position of governmental activities (page 19) $ 1,106,731 See Notes to Financial Statements 29 CITY OF LAKE ELMO, MINNESOTA GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For the Year Ended December 31, 2013 REVENUES Taxes Licenses and permits Intergovernmental Charges for services Fines and forfeits Investment earnings Miscellaneous Revenue TOTAL REVENUES EXPENDITURES Current General government Public safety Public works Culture and recreation TOTAL EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers Net change in fund balance FUND BALANCE, beginning FUND BALANCE, ending FORM B-5 Variance with 2013 Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 21466,762 $ 2,466,762 $ 2,489,837 $ 23,075 278,910 278,910 374,974 96,064 156,271 156,271 690,316 534,045 5,849 5,849 6,113 264 60,000 60,000 52,110 (7,890) 20,000 20,000 11,631 (8,369) 27,100 27,100 16,775 (10, 325) 3,014,892 3,014,892 3,641,756 626,864 865,864 865,864 1,527,732 (661,868) 1,212, 997 1,212,997 1,174,145 38,852 480,568 480,568 614,270 (133,702) 189,759 189,759 187,152 2,607 2,749,188 2,749,188 3,503,299 (754,111) (365,000) (365,000) (400,200) (35,200) (99,296) (99,296) (261,743) (162,447) 3,439,125 3,439,125 3,439,125 $ 3,339,829 $ 3,339,829 $ 3,177,382 $ (162,447) See Notes to Financial Statements 30 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Net Position December 31, 2013 ASSETS Current Assets Cash and investments Cash with fiscal agent Receivables Accounts Special assessments Due from other governments Due from other funds Total Current Assets Noncurrent Assets Property and Equipment Land Machinery and equipment Infrastructure Construction in progress Total Property and Equipment Less: Accumulated depreciation Net Property and Equipment TOTAL ASSETS Water Sewer Storm Sewer $ 608,638 $ 566,631 $ 230,718 3,920,217 211,451 32,049 231,149 85,618 2,562,179 18,304 427,830 621,181 1,918 231915 5,255,672 3,782,040 5041 086 54,675 282,860 13, 709, 228 370,057 611,337 125,656 3,153,316 82,770 14,172,419 3,523,373 694,107 20800,306 195,409 70,524 11, 372,113 3,327,964 623,583 $ 16,627,785 $ 7,110,004 $ 1,127,669 See Notes to Financial Statements 32 Total $ 1,405, 987 3,920,217 474,649 2,666,101 1,049,011 25,833 FORM C-1 Internal Service Funds $ 26,966 9,541,798 26,966 54,675 282,860 14, 690, 622 3,361,742 18, 389, 899 558,621 558,621 3,066,239 401,551 15, 323, 660 157,070 $ 24, 865,458 $ 184,036 33 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Net Position (Continued) December 31, 2013 LIABILITIES AND NET POSITION Current Liabilities Accounts payable Accrued salaries payable Accrued interest payable Due to other funds Due to other governments Current portion of compensated absences Current portion of bonds payable Total Current Liabilities Long-term Liabilities Other postemployment benefits payable Compensated absences payable Bonds payable and unamortized premium on bonds, net of unamortized discount on bonds Total Long-term Liabilities Total Liabilities Net Position Net investment in capital assets Restricted Unrestricted Total Net Position TOTAL LIABILITIES AND NET POSITION Water Sewer Storm Sewer $ 243,528 $ 711,678 $ 7,579 2,819 1,120 1,130 48,560 24,583 1,250 532 2,225 1,202 487 230,000 135,000 552,247 850,250 9,196 11,304 3,801 5,698 3,403 1,838 744 9,227,978 2,883,942 91242,685 2,889,581 6,442 9,794,932 3,739,831 15,638 5,923,202 309,022 623,583 49,327 2,562,179 1,063 860,324 498,972 487,385 61832,853 3,370,173 1,112, 031 $ 16, 627, 785 $ 7,110, 004 $ 1,127,669 See Notes to Financial Statements 34 Total $ 962,785 5,069 48,560 25,833 532 3,914 365,000 Internal Service Funds 47,748 1,411,693 47,748 20,803 5,985 12,111, 920 12,138, 708 13,550,401 47,748 6,855,807 2,612,569 1,846,681 11,315,057 1571070 (20,782) 136,288 $ 24, 865,458 $ 184,036 35 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Revenues, Expenses and Changes in Net Position For the Year Ended December 31, 2013 Operating Revenues Operating Expenses Personnel services Supplies Professional services Repairs and maintenance Insurance Utilities Depreciation Total Operating Expenses Operating Income (Loss) Other Revenue (Expense) Investment earnings Rents Capital contributions - special assessments Amortization of deferred charges Bond issuance costs Intergovernmental revenue Interest and fiscal expense Total Other Revenue (Expense) Income (Loss) Before Noncash Contributions Noncash capital contributions Net Income (Loss) Net Position As Restated, Beginning of Year (Note 5) Net Position, End of Year Water $ 549,915 Sewer Storm Sewer $ 53,142 $ 191,087 110,391 48,937 50,801 42,822 943 2,663 35,519 15,459 22,927 14,999 13,018 119 6,408 122,070 17,572 317,759 8,740 15,187 649,968 104,669 91,697 (100,053) (51,527) 99,390 19,853 9,395 1,098 46,506 74,111 2,551,506 4,708 (3,194) 54 (4,919) (14,755) 427,830 621,181 (300,789) 259,398 3,167,381 5,806 159,345 3,115, 854 105,196 106,900 266,245 6,566,608 3,115, 854 105,196 254,319 1,006,835 $ 6,832,853 $ 3,370,173 $ 1,112,031 See Notes to Financial Statements 36 FORM C-2 Internal Total Service Funds $ 794,144 $ 210,129 46,428 73,905 28,136 16,236 6,408 139,642 341,686 42,914 846,334 59,150 (52,190) (59,150) 30,346 46,506 2,630,325 (3,140) (19,674) 1,049,011 (300,789) 3,432,585 132 132 3,380,395 (59, 018) 106,900 3,487,295 (59,018) 7,827,762 195,306 $ 11,315,057 $ 136,288 37 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Cash Flows For the Year Ended December 31, 2013 Cash Flows from Operating Activities Cash received from customers Cash payments to suppliers Cash payments to employees Net Cash Provided By (Used In) Operating Activities Cash Flows From Investing Activities Interest earnings received Cash Flows from Noncapital Financing Activities Rents received (Increase) decrease in due from other funds Increase (decrease) in due to other funds Net Cash Provided By (Used In) Noncapital Financing Activities FORM C-3 Internal Service Water Sewer Storm Sewer Total Funds $ 558,024 $ 47,417 $ 185,160 $ 790,601 $ (4,430) (39,260) (20,003) (63,693) (16,236) (104,277) (46,049) (47,449) (197,775) 449,317 1 (37,892) 117,708 529,133 (16,236) 19,853 9,395 1,098 30,346 132 46,506 46,506 (1,250) (1,250) 1,250 1,250 45,256 1,250 46,506 Cash Flows from Capital and Related Financing Activities Acquisition of capital assets (1,602,452) (2,464,222) (27,893) (4,094,567) Connection fees received 106,900 106,900 Special assessments 32,828 870 20,352 54,050 Proceeds from issuance of long-term debt 1,005,000 3,010,000 4,015,000 Bond issuance costs (4,919) (14,755) (19,674) Increase in unamortized bond premiums 2,998 8,996 11,994 Principal paid on long-term debt (165,000) (165,000) Interest paid on long-term debt (303,855) (303,855) Net Cash Provided By (Used In) Capital and Related Financing Activities (928,500) 540,889 (7,541) (395,152) Net Increase (Decrease) in Cash and Cash Equivalents Cash and Cash Equivalents, January 1 Cash and Cash Equivalents, December 31 (414,074) 513,642 111,265 210,833 (16,104) 4,942,929 52,989 119,453 5,115,371 43,070 $ 4,528,855 $ 566,631 $ 230,718 $ 5,326,204 $ 26,966 Classified as: Cash and investments $ 608,638 $ 566,631 $ 230,718 $ 1,405,987 $ 26,966 Cash with fiscal agent 3,920,217 3,920,217 Total Cash and Cash Equivalents, December 31 $ 4,528,855 $ 566,631 $ 230,718 $ 5,326,204 $ 26,966 See Notes to Financial Statements 38 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Cash Flows (Continued) For the Year Ended December 31, 2013 RECONCILIATION OF OPERATING INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating income (loss) $ (100,053) $ (51,527) $ 99,390 $ (52,190) $ (59,150) Adjustments to reconcile operating income to net cash provided by operating activities Depreciation 317,759 8,740 15,187 341,686 42,914 (Increase) decrease in: Accounts receivable 8,109 (5,725) (5,927) (3,543) Increase (decrease) in: Accounts payable 219,707 7,732 5,706 233,145 Accrued salaries payable 1,412 509 332 2,253 Due to other governments (2,319) (2,319) Other postemployment benefits payable 3,927 1,949 2,929 8,805 Compensated absences payable 775 430 91 1,296 Net Cash Provided By (Used In) Operating Activities $ 449,317 $ (37,892) $ 117,708 $ 529,133 $ (16,236) Noncash Capital and Related Financing Activities Amortization of deferred charges $ 3,194 $ $ $ 3,194 $ Amortization of bond premiums 3,050 54 3,104 39 CITY OF LAKE ELMO, MINNESOTA STATEMENT OF FIDUCIARY NET POSITION ASSETS Cash and investments Accounts receivable TOTAL ASSETS LIABILITIES Deposits payable TOTAL LIABILITIES FIDUCIARY FUNDS December 31, 2013 FORM D-1 Agency Funds $ 557,062 128 $ 557,190 $ 557,190 $ 557,190 See Notes to Financial Statements 40 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2013 This Page Leff Blank Intentionally CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS 1. Summary of Significant Accounting Policies The financial statements of the City of Lake Elmo, Minnesota (the City) have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard -setting body for establishing governmental accounting and financial reporting principles. The more significant of the City's accounting principles are described below. A. Reporting Entity The City operates under Optional Plan A as defined in the State of Minnesota statutes. The City is governed by an elected Mayor and a four -member Council. The Council exercises legislative authority and determines all matters of policy. The Council appoints personnel responsible for the proper administration of all affairs relating to the City. The City has considered all potential component units for which it is financially accountable, and other organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City's financial statements to be misleading or incomplete. GASB has set forth criteria to be considered in determining financial accountability for a component unit. These criteria include appointing a voting majority of the component unit's governing body, and 1) the ability of the primary government to impose its will on that component unit, or 2) the potential for the component unit to provide specific benefits to, or impose specific financial burdens on the primary government. The City has no component units. Related Organizations The Lake Elmo Firemen's Relief Association (Association) is organized as a legally separate entity from the City by its members to provide pension and other benefits to its members in accordance with Minnesota statutes. The membership appoints the board of the Association and separate financial statements are issued by the Association. All funding is conducted in accordance with Minnesota statutes. Although the City levies property taxes for the Association, the Association is fiscally independent to determine and levy taxes. The City's portion of the pension benefit costs related to the Association is included in the general fund. The Association does not have any significant operational or financial relationship with the City. 43 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 1. Summary of Significant Accounting Policies (Continued) B. Government -wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the City. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds, even though the latter are excluded from the government -wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. Measurement Focus, Basis of Accounting and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. 44 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 1. Summary of Significant Accounting Policies (Continued) C. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded when payment is due. Property taxes, licenses and permits, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. Revenue resulting from exchange transactions, in which each party gives and receives essentially equal value, is recorded on the accrual basis when the exchange takes place. On a modified accrual basis, revenue is recorded in the year in which the resources are measureable and become available. Non -exchange transactions, in which the City receives value without directly giving equal value in return, include property taxes, grants and donations. On an accrual basis, revenue from property taxes is recognized in the year for which the tax is levied. Revenue from grants and donations is recognized in the year in which all eligibility requirements have been satisfied. Eligibility requirements include timing requirements, which specify the year in when the resources are required to be used or the year when use is first permitted; matching requirements, in which the City must provide local resources to be used for a specific purpose; and expenditure requirements, in which the resources are provided to the City on a reimbursement basis. On a modified accrual basis, revenue from non -exchange transactions must also be available before it is recognized. Unearned revenue is recorded when assets are recognized before revenue recognition criteria have been satisfied. Grants received before eligibility requirements other than time requirements are met are recorded as unearned revenue. Grants received before time requirements are met are recorded as a deferred inflow of resources. The City reports the following major governmental funds: The general fund is the government's primary operating fund. It accounts for all financial resources of the City, except those required to be accounted for in another fund. 45 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 1. Summary of Significant Accounting Policies (Continued) C. Measurement Focus. Basis of Accounting and Financial Statement Presentation (Continued) The debt service fund is an accumulation of resources (special assessments and property tax revenues) for the payments of principal and interest on long-term general obligation debt of governmental funds. The village project fund accounts for engineering, planning and financing of the village area developments and redevelopments. The infrastructure reserve fund accounts for current and future road and street infrastructure projects. The City reports the following major proprietary funds: The water fund accounts for the activities of the City's water distribution operations. The sewer fund accounts for costs associated with the City's sewer system. The storm sewer fund accounts for costs associated with the City's storm sewer system. These costs are financed by the storm sewer surcharge. Additionally, the City reports the following fund types: Internal service funds are used to account for the replacement of radios, information technology and furniture, fixtures and equipment expenses of the governmental activities. Internal service funds operate in a manner similar to enterprise funds; however, they accumulate funding primarily from other departments within the City on a cost reimbursement basis. Fiduciary funds account for assets held by the City in a trustee capacity or as an agent on behalf of others. Agency funds are custodial in nature and do not present results of operations or have a measurement focus. Agency funds are accounted for using the modified accrual basis of accounting. These funds are used to account for assets that the City holds for others in an agency capacity. 46 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 1. Summary of Significant Accounting Policies (Continued) C. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) As a general rule the effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this general rule are payments -in - lieu of taxes and other charges between the City's enterprise funds and various other functions of the City. Elimination of these charges would distort the direct costs and program revenues -reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation of capital assets. All other revenues and expenses are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. D. Assets, Liabilities, Deferred Inflows of Resources and Net Position 1. Cash and investments (including cash equivalents) Cash balances from all funds (including cash equivalents) are pooled and invested to the extent available in various securities as authorized by Minnesota statutes. Earnings from the pooled investments are allocated to the respective funds on the basis of applicable cash balance (or due from other funds balance) participation by each fund. Investments are stated at fair value, based upon quoted market prices at the reporting date. Cash and cash equivalents for purposes of the basic financial statements includes amounts in demand deposits as well as all investments held by the City. 47 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 1. Summary of Significant Accounting Policies (Continued) D. Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 2. Receivables and payables Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either "due to/from other funds" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the non -current portion of interfund loans). All other outstanding balances between funds are reported as "due to/from other funds." Any residual balances outstanding between the governmental activities and business -type activities are reported in the government -wide financial statements as "interfund balances." Advances between funds, if any, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. Property tax levies are set by the City Council in December of each year and are certified to Washington County for collection in the following year. In Minnesota, counties act as collection agents for all property taxes. The County spreads all levies over taxable property. Such taxes become a lien on January 1, of the following year, and are recorded as receivables by the City at that date. Revenues from property taxes are accrued and recognized in the year collectible, net of delinquencies. Real property taxes may be paid by taxpayers in two equal installments on May 15 and October 15. Personal property taxes may be paid on February 28 and June 30. The County provides tax settlements to cities and other taxing districts normally during the months of January, July and December. Taxes which remain unpaid at December 31 are classified as delinquent taxes receivable. The net amount of delinquent taxes receivable are fully offset by deferred inflows of resources in the governmental funds of the fund financial statements because they are not known to be available to finance current expenditures. 48 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 1. Summary of Significant Accounting Policies (Continued) D. Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 2. Receivables and payables (continued) Assessments are levied at various times upon City Council resolution for property owner improvements made by the City. Generally, assessment collections are deferred over periods ranging from ten to twenty years with interest charged at 2% over the borrowing rate. Revenue from these assessments is recognized when assessed in the government -wide financial statements and as the annual installments become collectible in the governmental funds of the fund financial statements. Annual installments not collected as of each December 31 are classified as delinquent assessments receivable. The net amount of delinquent assessments receivable are fully offset by deferred inflows of resources in the governmental funds of the fund financial statements because they are not known to be available to finance current expenditures. 3. Capital assets Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business -type activities columns in the government -wide financial statements. Capital assets are defined by the City as assets with an initial, individual cost of more than $25,000. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Donated capital assets are recorded at estimated fair market value at the date of donation. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business -type activities is included as part of the capitalized value of the assets constructed, net of interest earned on the invested debt proceeds over the same period. 49 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) I. Summary of Significant Accounting Policies (Continued) D. Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 3. Capital assets (continued) Property, plant and equipment are capitalized when acquired, and depreciation is provided using the straight-line method applied over the following estimated useful lives of the assets. Useful Life in Years Buildings and Improvements 10 - 50 Infrastructure 20 - 40 Other Improvements 10 - 25 Machinery and Equipment 5 - 20 4. Postemployment benefits other than pensions Under Minnesota Statute 471.61, subdivision 2b., public employers must allow retirees and their dependents to continue coverage indefinitely in an employer -sponsored health care plan, under the following conditions: 1) retirees must be receiving (or eligible to receive) an annuity from a Minnesota public pension plan, 2) coverage must continue in group plan until age 65, and retirees must pay no more than the group premium, and 3) retirees may obtain dependent coverage immediately before retirement. All premiums are funded on a pay-as-you-go basis. The liability was determined using the alternative measurement method, in accordance with GASB Statement No. 45. 5. Long-term obligations In the government -wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business -type activities or proprietary fund type statements of net position. 50 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 1. Summary of Significant Accounting Policies (Continued) D. Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 5. Long-term obligations (continued) Bond premiums and discounts are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. 6. Deferred Inflows In addition to liabilities, statements of financial position or balance sheets will sometimes report a separate section for deferred inflows of resources. This separate financial statement element represents an acquisition of net position that applies to future periods and so will not be recognized as an inflow of resources (revenue) until that time. The city has only one type of this item, which arises under a modified accrual basis of accounting, which qualifies for reporting in this category. Accordingly, the item, unavailable revenues, is reported only in the governmental funds Balance Sheet. The governmental funds report unavailable revenue from three sources: property taxes, special assessments and loans receivable not collected within 60 days of year end. These amounts are deferred and recognized as an inflow of resources in the period the amounts become available. 7. Net Position and Fund Balance In the government -wide and proprietary financial statements, net position is classified in the following categories: Net Investment in Capital Assets — This amount consists of capital assets net of accumulated depreciation and reduced by outstanding debt attributed to the acquisition, construction, or improvement of the assets. Restricted Net Position — This amount is restricted by external creditors, grantors, contributors, laws or regulations of other governments. Unrestricted Net Position — This amount is all net position that does not meet the definition of "net investment in capital assets" or "restricted net position." 51 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 1. Summary of Significant Accounting Policies (Continued) D. Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 7. Net Position and Fund Balance (continued) In accordance with GASB Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions, the City classifies governmental fund balances as follows: Non -spendable — includes fund balance amounts that cannot be spent either because it is not in spendable form or because of legal or contractual restraints. Restricted — This amount is restricted by external creditors, grantors, contributors, laws or regulations of other governments. Committed — includes fund balance amounts that are constrained for specific purposes that are internally imposed by the City Council through formal action (resolution), which is the City's highest level of decision -making authority. Committed amounts remain binding unless removed by the City Council by subsequent formal action. Assigned — includes fund balance amounts that are intended to be used for specific purposes that are neither considered restricted or committed. The City Council, by majority vote, may assign fund balances to be used for specific purposes when appropriate. The City's finance committee also has financial oversight responsibility for assignment of fund balances. Unassigned — includes positive fund balances within the General Fund which have not been classified within the above mentioned categories and negative fund balances in other governmental funds. The City considers restricted/committed amounts to be spent first when both restricted and unrestricted fund balance is available unless there are legal documents/contracts that prohibit doing this, such as a grant agreement requiring dollar for dollar spending. Additionally, the City would first use committed, then assigned and lastly unassigned amounts when expenditures are made. The City Council has formally adopted a fund balance policy for the General Fund. The City's policy is to maintain a minimum unassigned fund balance in the General Fund equal to 50 percent of budgeted expenditures to ensure funds are available at all times to meet cash flow needs and accommodate emergency contingency concerns. 52 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 1. Summary of Significant Accounting Policies (Continued) D. Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 8. Interfund transactions Quasi -external transactions are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses or revenues/income initially made from it that are properly applicable to another fund are recorded as expenditures/expenses or revenues/income in the fund that is reimbursed. All other interfund transactions, except quasi -external transactions and reimbursements, are reported as transfers. E. Concentration of Credit Risk Financial instruments which expose the City to a concentration of credit risk consist primarily of cash investments and accounts and loans receivable. Credit risk related to cash and investments is discussed in Note 3A. The City's accounts and loans receivable are concentrated geographically, and for the most part, amounts are due from individuals residing in and businesses located in the City of Lake Elmo, Minnesota. F. Use of Estimates The preparation of financial statements in accordance with accounting principles generally accepted in the United States of America (GAAP) requires management to make estimates that affect amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. 53 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 2. Stewardship, Compliance and Accountability A. Budgetary Information Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America. Annual appropriated budgets are legally adopted by Council resolution for the General Fund. Formal budgetary integration is employed as a management control device during the year for the General Fund. The City follows these legal compliance procedures in establishing the budgetary data reflected in the financial statements. Budget requests are submitted by all department heads to the City Administrator and Finance Officer in August of each year. The Administrator's office compiles the budget requests into an overall preliminary City budget, balancing budget requests with available revenue. 2. The preliminary budget is submitted to the City Council in September for its review and/or modification. 3. City administration presents the proposed budget to the City Council which in turn, when required, holds a truth -in -taxation public hearing on the proposed budget. The budget resolution adopted by the City Council sets forth the budget at the department level for the General Fund. 4. All budgeted appropriations lapse at the end of the fiscal year. The legal level of control (the level on which expenditures may not legally exceed appropriations) for each budget is at the department level. Administration cannot legally amend or transfer appropriations between departments without the approval of the City Council once the budget has been approved. Any over expenditures of appropriations or transfers of appropriated amounts must be approved by the City Council. 5. Budgeted amounts are as originally adopted, or as amended by the City Council. The budget cannot be amended without approval by the City Council. All budget amounts presented in the accompanying supplementary information reflect the original budget and the final budget (which were the same for the year ended December 31, 2013). The City does not use encumbrance accounting. 54 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 2. Stewardship, Compliance, and Accountability C91 Expenditures Exceeding Appropriations For the year ended December 31, 20131 $766,174 more than budget. The following exceeding the latest amended budget: the General Fund total expenditures were General Fund departments had expenditures 2013 Budgeted 2013 Actual Amount Exceeding Expenditures Expenditures Budgeted Amount General government $ 865,864 $ 1,527,732 $ 661,868 Public works 480,568 614,270 133,702 The above listed over expenditures in the general government department were due primarily to funds received from the State of Minnesota that were subsequently loaned (expended) to a business who relocated their corporate headquarters to the City. This expenditure was not included in the 2013 budget. The above listed over expenditures in the public works department were primarily related to increased staffing costs and street maintenance expenditures as a result of a harsh winter and severe summer storms. All overexpenditures were approved by the City Council. Fund Balance Deficits As of December 31, 2013, the following funds had deficit fund balances: Fund Amount Major: Village Project Capital Project $ 8621158 Nonmajor: Manning Avenue/Highway 36 Capital Project 5,981 The fund balance deficits will be eliminated by future revenue and financing sources. 55 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds A. Deposits and Investments In accordance with applicable Minnesota statutes, the City maintains deposits at depository banks authorized by the City Council. All such depositories are members of the Federal Reserve System. Minnesota statutes require that all deposits be protected by insurance, surety bond or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or surety bonds. Authorized collateral includes certain state or local government obligations and legal investments described in the investment policy section. Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City Treasurer or in a financial institution other than the institution furnishing the collateral. The City's deposits were entirely covered by federal depository insurance or collateral at December 31, 2013. Investment Policy The City does not maintain a formal investment policy that limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates or that would limit its investment choices as a means of managing its exposure to credit risk. The City is authorized by Minnesota Statutes to invest idle funds as follows: (a) Direct obligations or obligations guaranteed by the United States or its agencies. (b) Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities described in (a) above. (c) General obligations of the State of Minnesota or its municipalities. (d) Bankers acceptances of United States banks eligible for purchase by the Federal Reserve System. (e) Commercial paper issued by United States corporations or their Canadian subsidiaries, of the highest quality, and maturing in 270 days or less. (f) Repurchase agreements with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000, a reporting dealer to the Federal Reserve Bank of New York, or certain Minnesota securities broker -dealers. (g) Money market funds with institutions that have portfolios consisting exclusively of United States Treasury obligations and Federal Agency issues. (h) Guaranteed investment contracts (gic's) issued or guaranteed by United States commercial banks or domestic branches of foreign banks or United States insurance companies and with a credit quality in one of the top two highest categories. 56 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) A. Deposits and Investments (Continued) Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needs for operation. The following is a summary of the City of Lake Elmo, Minnesota's cash and investment portfolio including the range of maturities and investment ratings by type of investment: Investment Cash Certificates of Deposit Municipal Bonds U.S. Government Agencies and State and Local Government Securities Total cash and investments N/A Not applicable or not available Range of Maturities Rating Value N/A NIA $ 3,616,220 12/18 N/A 1,970,948 12/18 A, AA3 667,883 3/23 AA+ 5, 345,422 $ 11,600,473 A reconciliation of cash and temporary investments as shown on the Statement of Net Position for the City follows: Carrying amount of deposits $ 3,616,220 Investments 7,984,253 Total $ 11,600,473 Government -wide Cash and investments $ 7,123,194 Cash with fiscal agent 3,920,217 Fiduciary Cash and investments 557,062 Total $ 11,600,473 57 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) A. Deposits and Investments (Continued) Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. The City's investments are rated by various credit rating agencies, where applicable, to indicate the associated credit risk. Investment ratings by investment type (as applicable) are included in the preceding summary of investments. Concentration of Credit Risk Investments in any one issuer that represented 5% or more of total investments as of December 31, 2013 were as follows: Issuer State and Local Governments Custodial Credit Risk Investment Type Value State and Local Government Securities $ 3,811,542 For an investment, custodial credit risk is the risk that, in the event of the failure of the counter party, the City will not be able to recover the value of its investment securities that are in the possession of an outside party. At December 31, 2013, all investments were insured or registered or the securities were held by the City or its agent in the City's name. B. Due from Other Governmental Units Amounts due from other governmental units as of December 31, 2013 were as follows: Fund Type Washington County General Fund $ 21,257 Debt Service Fund Water Fund Sewer Fund Minnesota Department of Transportation 210,000 Minnesota Department of Employment and Economic Development 427,830 621,181 58 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) C. Accounts Receivable Accounts receivable as of December 31, 2013 ($479,763) are expected to be collected in full. Based upon management's assessment of the creditworthiness of the customers comprising the receivable balance, no allowance for uncollectible accounts is necessary. D. Loan Receivable The City has recorded a $500,000 loan receivable related to passthrough grant funds that were loaned to a business as an incentive for that business to relocate its corporate headquarters within the City. The loan will be forgiven after two years if the business meets certain employment milestones. Additionally, payments received on the loan, if any, will be remitted to the original grantor. Therefore, the City has recorded an allowance for uncollectible loans to reserve the entire balance of the loan receivable. E. Capital Assets Capital asset activity for the City for the year ended December 31, 2013 was as follows: Beginning Ending Governmental Activities Balance Increases Decreases Balance Capital assets, not being depreciated: Land $ 3,453.979 $ $ $ 3,453,979 Construction in progress 2,290,314 1,474,180 1,484,942 2,279,552 Total capital assets, not being depredated 5,744,293 1,474,180 1.484,942 5,733,531 Capital assets, being depredated: Buildings 3,634,483 3,634,483 Improvements other than buildings 1,199,541 1,199,541 Machinery and equipment 2,673,887 111,095 48,547 2,736.435 Infrastructure 6,100.319 1.484,942 7,585,261 Total capital assets, being depredated 13.608.230 1.596,037 48,547 15,155,720 Less accumulated depredation for: Building 709,129 82,502 791,631 Improvements other than buildings 706,012 64,802 770.814 Machinery and equipment 1,888,203 146,251 37,526 1.996.928 Infrastructure 1,392,982 341,067 1,734,049 Total accumulated depreciation 4,696,326 634,622 37,526 5,293,422 Total capital assets, being depreciated, net 8.911,904 961,415 11.021 9,862,298 Governmental activities capital assets, net $ 14,656,197 $ 2,435,595 $ 1,495,963 $ 15.595,829 59 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) E. Capital Assets (Continued) Beginning Business -Type Activities Balance Increases Decreases Capital assets, not being depreciated: Land $ 54,675 $ $ Construction in progress 569,738 4,771,147 1,979,143 Total capital assets, not being depreciated 624,413 4,771,147 1,979,143 Capital assets, being depreciated: Machinery and equipment Infrastructure Total capital assets, being depreciated Less accumulated depreciation for: Machinery and equipment Infrastructure Total accumulated depreciation Total capital assets, being depreciated, net Business -type activities capital assets, net Ending Balance $ 54,675 3,361,742 3,416,417 282,860 282,860 12.688.029 2,002,593 14,690,622 12,970,889 2,002.593 14,973,482 155,427 13,836 169,263 2,569,126 327,850 2,896,976 2,724,553 341,686 3,066,239 10,246,336 1,660,907 11,907,243 $ 10,870,749 $ 6,432,054 $ 1,979,143 $ 15,323,660 Certain assets in the City's business -type activities have been partially funded by grants from the State of Minnesota and therefore are considered jointly owned property. In the unlikely event the City would sell these assets, the City would be required to reimburse the State up to the full amount of the grants. Depreciation expense for the year ended December 31, 2013 was charged to functions/programs as follows: Governmental Activities General government $ 21,334 Public safety 90,586 Public works 461,399 Culture and recreation 61,303 Total $ 634,622 Business -Type Activities Water $ 317,759 Sewer 8,740 Storm sewer 15,187 Total $ 341,686 60 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) F. LonQ-Term Debt The City issues general obligation bonds to provide funds for economic development and for the acquisition and construction of major capital assets including infrastructure. General obligation bonds have been issued for both governmental and business -type activities. Bonds issued to provide funds for business -type activities are reported in proprietary funds if they are expected to be repaid from proprietary revenues. General obligation bonds are direct obligations and pledge the full faith and credit of the City. General obligation improvement bonds are expected to be repaid, in part, from assessments to the benefited properties. A summary of long-term debt outstanding at December 31, 2013 is as follows: General obligation bonds: 2009A Refunding Bonds 2009E Improvement Bonds 2010A Improvement Bonds 2010E CIP Crossover Refunding Bonds 2011A Improvement Bonds 2012B Improvement Bonds 2013A Improvement Bonds General obligation certificates: 2006A Equipment Certificates General obligation revenue bonds: 2005A Water Revenue Bonds 2009A Refunding Bonds 2012A Refunding Bonds 2013A Revenue Bonds Other Liabilities: Compensated Absences Post Employment Benefit Obligation Unamortized premium Less: Unamortized discount Total Long -Term Debt Range of Final Balance Issue Date Interest Rates Maturity 12/31/13 5/1/2009 3.00% - 3.85% 2017 $ 210,000 10/1/2009 2.00% - 3.05% 2020 430,000 11/15/2010 1.30% - 2.80% 2021 575,000 11/15/2010 1.00% - 3.20% 2025 1,970,000 10/1/2011 0.50% - 2.30% 2022 770,000 8/16/2012 0.50% -1.90% 2023 865,000 10/1/2013 2.00% - 4.00% 2028 1,600,000 3/8/2006 4.00% 2015 102,000 8/10/2005 3.60% - 4.375% 2030 4,075,000 5/1/2009 3.00% - 3.85% 2021 360,000 8/13/2012 2.00 - 2.50% 2030 4,035,000 10/1/2013 2.00% -4.00% 2033 4,015,000 86,450 157,701 85,492 (135,470) $ 19,201,173 Liquidation of the compensated absences liability occurs within the department and fund for which the corresponding employees are assigned. The City is subject to statutory limitation by the State of Minnesota for bonded indebtedness payable principally from property taxes. As of December 31, 2013, the City had not utilized $30,575,693 of its net legal debt margin. 61 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) F. Long -Term Debt (Continued) The following is a summary of the changes in long-term debt obligations for the year ended December 31, 2013: Amounts Beginning Ending Due Within Balance Additions Reductions Balance One Year GOVERNMENTAL ACTIVITIES Bonds and Notes Payable: General obligation bonds: 2004 CIP Bonds $ 3.030.000 $ $ 3.030,000 $ $ 2009A Refunding Bonds 275,000 65,000 210.000 70,000 2009B Improvement Bonds 490.000 60,000 430,000 60,000 2010A Improvement Bonds 645,000 70,000 575.000 70,000 2010B CIP Crossover Refunding Bonds 1,970.000 1,970,000 135.000 2011A Improvement Bonds 845,000 75,000 770,000 80,000 2012E Improvement Bonds 865,000 865.000 75,000 2013A Improvement Bonds 1.600,000 1,600,000 46,000 General obligation certificates: 2006A Equipment Certificates 150.000 48,000 102,000 50,000 Other Liabilities: Compensated Absences 60,675 80,985 65,109 76,551 35,184 Post Employment Benefit Obligation 66,505 70,393 136,898 Unamortized premium 13,993 4,797 1,314 17,476 Less: Unamortized (discount) (64,748) (5,374) (59,374) Governmental Activities Long Term Liabilities 8,346,425 1,756,175 3,409,049 6,693,551 620,184 BUSINESS -TYPE ACTIVITIES Bonds and Notes Payable: General obligation revenue bonds: 2005A Water Revenue Bonds 4,200,000 125,000 4,075,000 150.000 2009A Refunding Bonds 400,000 40,000 360,000 40,000 2012A Refunding Bonds 4,035,000 4,035,000 2013A Improvement Bonds 4,015.000 4,015.000 175,000 Other Liabilities: Compensated Absences 8,603 7,768 6,472 9,899 3,914 Post Employment Benefit Obligation 11,998 8,805 20,803 Unamortized premium 59,126 11,994 3,104 68,016 Less: Unamortized (discount) (79,289) (3,193) (76,096) Business -Type Activities Long -Term Liabilities 8,635,438 4,043,667 171,383 12,507,622 368,914 Total $ 16,981863 $ 5,799,742 $ 3$ 5� $ 19,201,173 $$ 989,098 62 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) F. Long -Term Debt (Continued) In August 2012, the City issued $4,035,000 in general obligation water revenue crossover refunding bonds with interest rates ranging from 2.00% to 2.50%. Proceeds from this bond issuance will be used to refund the remaining principal of the 2005A water revenue bonds in 2015. This refunding will result in a $455,000 reduction to total debt service payments over the next seventeen years. This will result in an economic gain (difference between the present values of the debt service payments on the old and new debt) of approximately $366,000. Debt service requirements to maturity for long-term debt, excluding compensated absences and post employment benefit obligation, as of December 31, 2013 were as follows: General Obligation General Obligation Revenue Improvement Bonds Equipment Certificates Bonds Year Principal Interest Principal Interest Principal Interest 2014 $ 535,000 $ 129,821 $ 50,000 $ 4,080 $ 365,000 $ 360,500 2015 615.000 130,576 52,000 2,080 4,165,000 374,839 2016 625,000 120,073 440,000 204,189 2017 560,000 108,777 440,000 194,989 2018 565,000 98,280 475,000 185,537 2019-2023 2,565,000 307,777 2,400,000 772,581 2024-2028 955,000 71,461 2,520,000 489,542 2029-2033 1,680,000 149,026 Totals $ 6 420 000 $ 966,764 $ 102,000 $ 6160 $ 12,485 000 $ 2 731,202 63 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) G. Interfund Receivables and Payables The following schedule reports the interfund receivables and payables within the City's funds as of December 31, 2013: Major Governmental Funds: General Fund Debt Service Village Project Infrastructure Reserve Subtotal Proprietary Funds: Water Sewer Storm Sewer Subtotal Internal Service Funds: FFE Replacement Total All Funds Due From Due To Other Funds Other Funds $ 128,716 $ 17,176 56,760 7,032 128,716 80,968 1,918 24,583 1,250 23,915 25,833 25,833 47,748 $ 154,549 $ 154,549 Interfund receivables and payables are the result of expenditures of funds prior to the collection of special assessments, property taxes and other revenues. All interfund balances will be repaid as the revenues are collected by the individual funds. 64 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) G. Interfund Receivables and Payables (continued) The City established an interfund loan from the General Fund to the Village Project fund. At December 31, 2013, the outstanding balance was $805,398. The loan carries an interest rate of 4 percent. H. Interfund Transfers The following schedule reports the interfund transfers within the City's funds as of December 31, 2013: Major Governmental Funds: General Fund Debt Service Village Project Infrastructure Reserve Non -Major Governmental Funds Total All Funds $ Transfers In Transfers Out $ 400,200 26,288 400,000 144,004 302,048 184,132 $ 728,336 $ 728,336 Transfers are used to move unassigned general fund revenues to finance various programs that the government must account for in other funds in accordance with budgetary authorizations. 65 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) I. Fund Equity In accordance with the requirements of GASB Statement No. 54, below is a schedule of ending fund balances as of December 31, 2013: Nonspendable Prepaid items Advance to other funds Total Nonspendable Restricted Debt service Assigned Fall festival Library City facilities Infrastructure reserve Park improvements Vehicle acquisition Total Assigned Unassigned Total Fund Balance Other Total Infrastructure Governmental Governmental General Debt Service Village Project Reserve Funds Funds $ 53,674 $ $ $ $ $ 53,674 805,398 805,398 859,072 859,072 743,976 743,976 7,373 7,373 82,265 82,265 268,707 268,707 762,865 762,865 891,059 891,059 240,662 240,662 762,865 1,490,066 2,252,931 2,318,310 (17,221) (862,158) (5,981) 1,432,950 $ 3,177,382 $ 726,755 $ 862,158 $ 762,865 $ 1,484,085 $ 5,288,929 66 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information A. Risk Management The City is exposed to various risks of loss related to torts: theft of, damage to, or destruction of assets; errors or omissions; injuries to employees; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT) to provide its general liability and property coverage. The LMCIT is a public entity risk pool currently operating as a common risk management and insurance program for participating Minnesota Cities. All Cities in the LMCIT are jointly and severally liable for all claims and expenses of the pool. The amount of any liability in excess of assets of the pool may be assessed to the participating cities if a deficiency occurs. The City purchases commercial insurance for property values in excess of the LMCIT policy limits and all other risks of loss. Settled claims have not exceeded the LMCIT or commercial coverage in any of the past three fiscal year. Worker's compensation insurance is also purchased through the LMCIT. The worker compensation program is a retrospectively rated contract with premiums or required contributions based primarily on the experience rates of the participating cities. There were no significant reductions in insurance coverage from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. B. Commitments and Contingencies Insurance: The City has outstanding claims subject to its insurance deductible. Although the outcome of these actions are not presently determinable, in the opinion of management, the resolution of these matters will not have a material adverse effect on the financial condition of the City. General Litigation: Although the City is occasionally involved in litigation, management was unaware of any pending lawsuits in which the City was involved as of December 31, 2013. It is the opinion of management that any potential claim regarding any lawsuits against the City would be covered by the liability insurance of the City and that any potential claim against the City would not affect the financial statements. 67 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) C. Other Post Employment Benefits Plan Description The City administers a single -employer defined benefit healthcare plan ("the Retiree Health Plan"). The plan provides healthcare insurance for eligible retirees and their spouses through the City's group health insurance plan until Medicare age, which covers both active and retired members. There are 20 active participants. Benefit provisions are established by the Council. The Retiree Health Plan does not issue a publicly available financial report. Funding Policy The City has historically funded these liabilities on a pay-as-you-go basis. Contribution requirements are negotiated between the City and union representatives on a per contract basis. At the present time, no retiree benefits are provided except the allowance to continue health insurance that is mandated by Minnesota Law. The City does not contribute any of the cost of current -year premiums for eligible retired plan members or their spouses. For fiscal year 2013, the City did not contribute anything to the plan. Plan members receiving benefits contribute 100 percent of their premium costs. Annual Other Postemployment Benefit Cost and Net Other Postemployment Benefit Obligations The City's annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution of the employer (ARC). The City has elected to calculate the ARC and related information using the alternative measurement method permitted by GASB Statement No. 45 for employers in plans with fewer than one hundred total plan members. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and to amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed thirty years. 68 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) C. Other Post Employment Benefits (Continued) Annual Other Postemployment Benefit Cost and Net Other Postemployment Benefit Obligations (Continued) The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the City's net OPEB obligation: Annual required contribution $ 59,848 Interest on net OPEB obligations 3,047 Adjustment to ARC 16,303 Annual OPEB cost 79,198 Contributions during the year Increase in net OPEB obligation 79,198 Net OPEB, beginning of year 78,503 Net OPEB, ending of year $ 157,701 The City's annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for fiscal years ended December 31, 2013, 2012 and 2011 are as follows: Fiscal Year Annual Percentage Net OPEB Ended OPEB Cost Contributed Obligation 12/31 /2011 $ 17,336 0% $ 51,396 12/31 /2012 27,107 0% 78,503 12/31 /2013 79,198 0% 157,701 69 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) C. Other Post Employment Benefits (Continued) Funded Status and Funding Progress As of January 1, 2013, the actuarial accrued liability for benefits was $293,220, all of which was unfunded. The covered payroll (annual payroll of active employees covered by the plan) was $913,884, and the ratio of the unfunded actuarial accrued liability to the covered payroll was 32.1 percent. The projection of future benefit payments for an ongoing plan involves estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revisions as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to financial statements, presents multi -year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. The following simplifying assumptions were made: Retirement age for active employees - Based on the historical average retirement age for the covered group, active plan members were assumed to retire at age 63, or at the first subsequent year in which the member would qualify for benefits. In addition, spouses of retired employees were assumed to continue on the plan for the lesser of eighteen months after the retired employee reaches Medicare age or until the spouse reaches Medicare age. Marital status - Marital status of members at the calculation date was assumed to continue throughout retirement. 70 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) C. Other Post Emaloyment Benefits (Continued) Methods and Assumptions (Continued) Mortality - Life expectancies were based on mortality tables from the National Center for Health Statistics. The 2004 United States Life Tables for Males and Females was used. Turnover - Non -group -specific age -based turnover data from GASB Statement No. 45 were used as the basis for assigning active members a probability of remaining employed until the assumed retirement age and for developing an expected future working lifetime assumptions for purposes of allocation to periods the present value of total benefits to be paid. Healthcare cost trend rate - The expected rate of increase in healthcare insurance premiums was based on projections of the Office of the Actuary at the Centers for Medicare & Medicaid Services. A rate of 2.0 percent initially, rising to an ultimate rate of 6.0 percent after six years, was used. Health insurance premiums - 2013 health insurance premiums for retirees were used as the basis for calculation of the present value of total benefits to be paid. Inflation rate - The expected long-term inflation assumption of 4.00 percent was based on projected changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). Payroll growth rate - The expected long-term payroll growth rate was assumed to equal the rate of inflation. Based on the historical and expected return of the City's short-term investment portfolio, a discount rate of 4.0 percent was used. In addition, a simplified version of the entry age actuarial cost method was used. The unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll on an open basis. The remaining amortization period at December 31, 2013 was thirty years. 71 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans The following disclosures are made in accordance with GASB Statement No. 50: 1. Public Employees Retirement Association (PERA) - Defined Benefit A. Plan Description All full-time and certain part-time employees of the City of Lake Elmo, Minnesota are covered by defined benefit plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the General Employees Retirement Fund (GERF), which is a cost -sharing, multiple -employer retirement plan. This plan was established and is administered in accordance with Minnesota Statutes, Chapters 353 and 356. GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by state statute, and vest after five years of credited service. The defined retirement benefits are based on a member's highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members. The retiring member receives the higher of step -rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years and 1.7 percent for each remaining year. Under method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For GERF members hired prior to July 1, 1989 whose annuity is calculated using Method 1, a full annuity is available when age plus years of service equal 90. Normal retirement age is 65 for Basic and Coordinated members hired prior to July 1, 1989. Normal retirement age is the age for unreduced Social Security benefits capped at 66 for Coordinated members hired on or after July 1, 1989. A reduced retirement annuity is also available to eligible members seeking early retirement. 72 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) 1. Public Employees Retirement Association (PERA) - Defined Benefit (Continued) A. Plan Description (continued) There are different types of annuities available to members upon retirement. A single - life annuity is a lifetime annuity that ceases upon the death of the retiree --no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will be payable over joint lives. Members may also leave their contributions in the fund upon termination of public service, in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time to members who leave public service, but before retirement benefits begin. The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. PERA issues a publicly available financial report that includes financial statements and required supplementary information for GERF. That report may be obtained on the Internet at www.mnpera.org, by writing to PERA, 60 Empire Drive #200, St. Paul, Minnesota, 55103-2088 or by calling (651) 296-7460 or 1-800-652-9026. 73 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) 1. Public Employees Retirement Association (PERA) - Defined Benefit (Continued) B. Funding Policy Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the state legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. GERF Basic Plan members and Coordinated Plan members were required to contribute 9.1 % and 6.25%, respectively, of their annual covered salary in 2013. In 2013, the City of Lake Elmo, Minnesota was required to contribute the following percentages of annual covered payroll: 11.78% for Basic Plan members and 7.25% for Coordinated Plan members. The City's contributions to the Public Employees Retirement Fund for the years ending December 31, 2013, 2012 and 2011 were $81,475, $64,694 and $56,576, respectively. The City's contributions were equal to the contractually required contributions for each year as set by state statute. 2. Lake Elmo Volunteer Firefighter's Relief Association A. Plan Description Volunteer fire fighters of the City of Lake Elmo, Minnesota are members of the Lake Elmo Volunteer Firefighters Relief Association (the Association). The Association is administrator of a single -employer defined benefit pension plan available to firefighters that operates under the provisions of Minnesota Laws 1951, Chapter 550, as amended and Minnesota State Statutes Section 317, as amended. It is governed by a Board of seven officers and trustees elected by the members of the Association for two-year terms. The Chief of the Lake Elmo Fire Department, the Mayor and Clerk of the City of Lake Elmo, Minnesota are ex officio, non -voting members of the Board of Trustees. The Lake Elmo Volunteer Firefighter's Relief Association issues a publicly available financial report that includes financial statements for the Organization. That report may be obtained by contacting the Fire Department at the City of Lake Elmo, Minnesota. For financial reporting purposes, the Association's financial statements are not included in the City of Lake Elmo, Minnesota's financial statements because the Association is not a component unit of the City. 74 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) 2. Lake Elmo Volunteer Firefighter's Relief Association (Continued) A. Plan Description (Continued) The Association maintains a separate special fund to accumulate assets to fund the retirement benefits earned by the Association's membership. Funds available for retirement benefits are supplemented by investment income. B. Pension Benefits Benefits are payable in a lump sum, based upon years of service, to eligible members of the Association. At December 31, 2013, the pension benefit level was at $3,400 per year of service. C. Funding Policy Minnesota Statutes specify minimum contributions that may be required from the City on an annual basis. These statutes are established and amended by the state legislature. The Association is comprised of volunteers; therefore, members have no contribution requirements. No contribution to the plan was required to be made by the City for the year ended December 31, 2013. The Association also receives funding from the State of Minnesota two -percent fire premium tax. The City receives the contributions and is required by state statute to pass this through as payment to the Association. This contribution amounted to $54,778 (including the 10% supplemental reimbursement) for the year ended December 31, 2013. 75 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) 2. Lake Elmo Volunteer Firefighter's Relief Association (Continued) D. Annual Pension Cost and Net Pension Obligation as of and for the year ended December 31, 2012: Annual pension cost - total $ 541778 Contributions made: City State Aid - pass -through 54,778 Actuarial valuation date 12/31/13 Actuarial cost method Entry age normal Amortization method Level dollar closed Remaining amortization period: Normal cost 20 years Prior service cost 10 years Asset valuation method Fair value Actuarial assumptions: Investment rate of return 5% Projected salary increases N/A Inflation rate N/A Cost of living adjustments None 76 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) 2. Lake Elmo Volunteer Firefighter's Relief Association (Continued) D. Annual Pension Cost and Net Pension Obligation (Continued) The City's net pension obligation for the Association for the years ended December 31, 2013, 2012 and 2011 are as follows: Disclosure 2013 2012 2011 Annual Pension Cost (APC) $ 54,778 $ 39,324 $ 47,867 Percentage of APC Contributed 100% 100% 100% Net Pension Obligation N/A N/A N/A Membership of the Association at December 31, 2013 was comprised of the following: Retired members entitled to benefits but have not received them Current Members: Vested (Fully or Partially) Non -Vested Total Plan Members E. Schedule of Funding Progress Assets in Excess of Actuarial Actuarial Actuarial (Unfunded) Valuation Value of Accrued Accrued Date Assets Liabilitiy Liability 12/31/2013 $ 1,075,460 $ 784,527 $ 290,933 12/31 /2012 919,992 717,847 202,145 12/31 /2011 887,064 752,729 134,335 F. Related Party Investments 0 7 14 27 Pension Benefit Per Funded Year of Ratio Service 137.1 % $ 3,400 128.2% 3,100 117.8% 3,100 As of December 31, 2013, and for the year then ended, the Association held no securities issued by the City or other related parties. 77 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 5. Change in Accounting Standards and Prior Period Adjustment During the year ended December 31, 2013, the City implemented Governmental Accounting Standards Board (GASB) Statement No. 65, Items Previously Reported as Assets and Liabilities. This standards required retroactive implementation which resulted in the restatement of beginning balances in the December 31, 2013 financial statements. The following schedule reconciles the previously reported December 31, 2012 balances to the amounts reported in the December 31, 2013 financial statements: Governmental Activities Business -Type Activities Proprietary Funds: Water Fund Sewer Fund Storm Sewer Fund Total Proprietary Funds Net Position December 311 2012 as Previously Reported Restatement for Write- Net Position off of Unamortized December 31, 2012 as Bond Issuance Costs Restated $ 13, 907, 083 $ (138,149) $ 13, 768, 934 $ 7,933,377 $ (105, 615) . $ 7,827,762 $ 6,672,223 254,319 1,006,835 $ 7,933,377 $ (105,615) $ (105,615) 6. Accounting Standards Issued But Not Yet Adopted $ 6,566,608 254,319 1,006,835 $ 7,827,762 GASB 68, Accounting and Financial Reporting for Pensions, will be effective for the City beginning with its year ending December 31, 2015. This statement requires the reporting of unfunded pension liabilities in the government -wide and proprietary financial statements. Management has not determined the impact adoption of this new standard will have on the City's financial position. 78 CITY OF LAKE ELMO, MINNESOTA REQUIRED SUPPLEMENTAL INFORMATION December 31, 2013 This Page Left Blank Intentionally FORM E-1 CITY OF LAKE ELMO, MINNESOTA SCHEDULE OF FUNDING PROGRESS - OTHER POST EMPLOYMENT BENEFITS For the Year Ended December 31, 2013 Unfunded Actuarial Actuarial Actuarial Actuarial UAAL as a Valuation Value of Accrued Accrued Funded Covered Percentage of Date Assets Liabilitiy Liability Ratio Payroll Covered Payroll 1/1/2009 $ $ 112,761 $ 112,761 0% $ 892,528 12.63% 1/1/2012 101,981 101,981 0% 932,540 10.94% 1/1/2013 293,220 293,220 0% 913,884 32.09% Actuarial valuations are provided every one to three years unless events occur (e.g. plan changes, layoffs, etc.) that would materially impact results. See Note 4C in the Notes to Financial Statements for more details on this schedule. 81 This Page Leff Blank Intentionally CITY OF LAKE ELMO, MINNESOTA COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES December 31, 2013 CITY OF LAKE ELMO, MINNESOTA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS December 31, 2013 ASSETS Cash and investments LIABILITIES AND FUND BALANCE LIABILITIES Accounts payable Accrued liabilities Escrow deposits payable Total liabilities FUND BALANCE (DEFICIT) Restricted Assigned Unassigned Total Fund Balance (Deficit) TOTAL LIABILITIES AND FUND BALANCE Special Revenue FORM F-1 Capital Projects Total $ 95,978 $ 1,469,683 $ 1,565,661 $ 5,224 $ 236 $ 5,460 1,116 1,116 75,000 75,000 6,340 75,236 81,576 89,638 1,400,428 1,490,066 (5,981) (5,981) 89,638 1,394,447 1,484,085 $ 95,978 $ 1,469,683 $ 1,565,661 84 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS For the Year Ended December 31, 2013 REVENUES Taxes Intergovernmental revenue Investment earnings Miscellaneous revenue TOTAL REVENUES EXPENDITURES Current Culture and recreation Capital Outlay General government Public safety Public works Culture and recreation TOTAL EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers Net change in fund balances FUND BALANCES (DEFICIT), Beginning FUND BALANCES (DEFICIT), Ending Special Revenue $ 256,957 $ 417 40,485 297,859 1141252 Capital Projects 4,065 9,277 13,342 FORM F-2 Total $ 256,957 4,065 9,694 40,485 311,201 1141252 9,175 9,175 80,503 80,503 58,126 58,126 21,232 421293 631525 135,484 190,097 325,581 1621575 (72, 937) $ 89,638 117,716 117,916 (59, 039) 103,536 1,453,486 1,380,549 $ 1,394,447 $ 1,484,085 85 FORM G-1 CITY OF LAKE ELMO, MINNESOTA COMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2013 Development Fall Festival LibraryTotal ASSETS Cash and investments $ 735 $ 7,373 $ 87,870 $ 95,978 LIABILITIES AND FUND BALANCE LIABILITIES Accounts payable $ 735 $ $ 4,489 $ 5,224 Accrued liabilities 1,116 _ 1,116 Total liabilities 735 5,605 6,340 FUND BALANCE Assigned 7,373 82,265 89,638 TOTAL LIABILITIES AND FUND BALANCE $ 735 $ 7,373 $ 87,870 $ 95,978 86 FORM G-2 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR SPECIAL REVENUE FUNDS For the Year Ended December 31, 2013 Development Fall Festival Library Total REVENUES Taxes $ $ $ 256,957 $ 256,957 Investment earnings 417 417 Miscellaneous revenue 22,004 18,481 40,485 TOTAL REVENUES 22,004 275,855 297,859 EXPENDITURES Current Culture and recreation 14,572 99,680 114,252 Capital Outlay Culture and recreation 21,232 21,232 TOTAL EXPENDITURES 14,572 120,912 135,484 OTHER FINANCING SOURCES (USES) Transfers 200 200 Net change in fund balances 200 7,432 154,943 162,575 FUND BALANCES (DEFICIT), Beginning (200) (59) (72,678) (72,937) FUND BALANCES, Ending $ $ 7,373 $ 82,265 $ 89,638 87 CITY OF LAKE ELMO, MINNESOTA COMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECT FUNDS December 31, 2013 ASSETS Cash and investments LIABILITIES AND FUND BALANCE LIABILITIES Accounts payable Escrow deposits payable Total liabilities FUND BALANCE (DEFICIT) Assigned Unassigned Total Fund Balance (Deficit) TOTAL LIABILITIES AND FUND BALANCE Park Vehicle Dedication Acquisition City Facilities $ 891,295 $ 240,662 $ 268,707 $ 236 $ $ 236 891,059 240,662 268,707 891,059 240,662 268,707 $ 891,295 $ 240,662 $ 268,707 88 FORM H-1 Manning Avenue/Hwy 2011 Street 2012 Street South of 10th 36 Improvements Improvements Street Total $ 69,019 $ $ $ $ 1,469,683 $ $ $ $ $ 236 75,000 75,000 75,000 75,236 1,400,428 (5,981) (5,981) (5,981) 1,394,447 $ 69,019 $ $ $ $ 1,469,683 89 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR CAPITAL PROJECT FUNDS For the Year Ended December 31, 2013 REVENUES Intergovernmental revenue Investment earnings (loss) TOTAL REVENUES EXPENDITURES Capital Outlay General government Public safety Public works Culture and recreation TOTAL EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers Net change in fund balances FUND BALANCES (DEFICIT), Beginning FUND BALANCES (DEFICIT), Ending Park Dedication Vehicle Acquisition City Facilities $ 4,065 $ $ 4,371 11181 2,799 8,436 11181 2,799 9,175 80,503 42,293 42,293 80,503 9,175 (33, 857) (79, 322) (6,376) 924,916 319,984 275,083 $ 891,059 $ 240,662 $ 268,707 90 FORM H-2 Manning Avenue/Hwy 2011 Street 2012 Street South of 10th 36 Improvements Improvements Street Total $ $ $ $ $ 4,065 338 903 (280) (35) 9,277 338 903 (280) (35) 13,342 9,175 80,503 51,188 6,938 58,126 42,293 51,188 6,938 190,097 (184,132) 157,844 144,004 117,716 338 (183, 229) 106,376 137,031 (59, 039) (6,319) 183,229 (106,376} (137,031) 1,453,486 $ (5,981) $ $ $ $ 1,394,447 91 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS December 31, 2013 ASSETS Current Assets Cash and investments Noncurrent Assets Property and Equipment Machinery and equipment Less: Accumulated depreciation Net Property and Equipment TOTAL ASSETS LIABILITIES AND NET POSITION Current Liabilities Due to other funds Net Position Net investment in capital assets Unrestricted Total Net Position TOTAL LIABILITIES AND NET POSITION Radio IT FFE Replacement Replacement Replacement FORM 1-1 Total $ 26,966 $ $ $ 26,966 99,851 95,617 363,153 558,621 53,393 63,395 284,763 401,551 46,458 32,222 78,390 157,070 $ 73,424 $ 32,222 $ 78,390 $ 184,036 $ $ $ 47,748 $ 47,748 46,458 32,222 78,390 157,070 26,966 (47,748) (20,782) 73,424 32,222 30,642 136,288 $ 73,424 $ 32,222 $ 78,390 $ 184,036 92 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION INTERNAL SERVICE FUNDS For the Year Ended December 31, 2013 Operating Expenses Repairs and maintenance Depreciation Total Operating Expenses Other Revenue (Expense) Investment earnings Net (Loss) Net Position, Beginning of Year Net Position, End of Year FORM 1-2 Radio IT FFE Replacement Replacement Replacement Total $ $ 16,236 $ $ 16,236 8,321 5,319 29,274 42,914 8,321 21,555 29,274 59,150 (8,189) (21,555) (29,274) (59,018) 81,613 53,777 59,916 195,306 $ 73,424 $ 32,222 $ 30,642 $ 136,288 93 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS For the Year Ended December 31, 2013 Cash Flows from Operating Activities Cash payments to suppliers Cash Flows From Investing Activities Interest earnings received Net Increase (Decrease) in Cash and Cash Equivalents FORM 1-3 Radio IT FFE Replacement Replacement Replacement Total $ $ (16,236) $ $ (16,236) 132 132 132 (16,236) (16,104) Cash and Cash Equivalents, Beginning of Year 26,834 16,236 43,070 Cash and Cash Equivalents, End of Year $ 26,966 $ $ $ 26,966 RECONCILIATION OF OPERATING INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating (loss) $ (8,321) $ (21,555) $ (29,274) $ (59,150) Adjustments to reconcile operating income to net cash provided by operating activities Depreciation 8,321 5,319 29,274 42,914 Net Cash Provided By (Used In) Operating Activities $ $ (16,236) $ $ (16,236) 94 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA GENERAL FUND STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For the Year Ended December 31, 2013 REVENUES Taxes Property Franchise Total Taxes Licenses and Permits Business Nonbusiness Total Licenses and Permits Intergovernmental MSA - maintenance Fire state aid Other County and local Total Intergovernmental Charges for Services Fines and forfeits Investment earnings Miscellaneous Revenue TOTAL REVENUES FORM J-1 Variance with 2013 Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 2,422,277 $ 2,422,277 $ 2,449,985 $ 27,708 44,485 44,485 39,852 (4,633) 2,466,762 2,466,762 2,489,837 23,075 4,800 4,800 15,215 10,415 274,110 274,110 359,759 85,649 278,910 278,910 374,974 96,064 98,022 98,022 98,022 2,749 2,749 53,778 51,029 40,000 40,000 506,228 466,228 15,500 15,500 32,288 16,788 156,271 156,271 690,316 534,045 5,849 5,849 6,113 264 60,000 60,000 52,110 (7,890) 20,000 20,000 11,631 (8,369) 27,100 27,100 16,775 (10, 325) $ 3,014,892 $ 3,014,892 $ 3,641,756 $ 626,864 96 FORM J-1 CITY OF LAKE ELMO, MINNESOTA GENERAL FUND STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (CONTINUED) For the Year Ended December 31, 2013 Variance with 2013 Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) EXPENDITURES General Government Mayor and Council Personnel services $ 27,692 $ 27,692 $ 25,833 $ 1,859 Other services and charges 12,111 12,111 26,360 (14,249) Total Mayor and Council 39,803 39,803 52,193 (12,390) Election Other services and charges 11,950 11,950 1,003 10,947 Administration Personnel services 317,407 317,407 355,514 (38,107) Supplies 6,499 6,499 6,988 (489) Other services and charges 52,504 52,504 65,561 (13,057) Total Administration 376,410 376,410 428,063 (51,653) Communications Personnel services 40,272 40,272 24,976 15,296 Other services and charges 44,961 44,961 42,525 2,436 Total Communications 85,233 85,233 67,501 17,732 Building Supplies 1,500 1,500 44 1,456 Other services and charges 34,900 34,900 29,613 5,287 Total Building 36,400 36,400 29,657 6,743 Professional Services Assessor 25,500 25,500 49,142 (23,642) Accounting and auditing 30,500 30,500 41,004 (10,504) Legal 48,000 48,000 59,097 (11, 097) Engineering 60,000 60,000 37,241 22,759 Total Professional Services 164,000 164,000 186,484 (22,484) Economic Development $ $ $ 500,000 $ (500,000) 97 FORM J-1 CITY OF LAKE ELMO, MINNESOTA GENERAL FUND STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (CONTINUED) For the Year Ended December 31, 2013 Variance with 2013 Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) EXPENDITURES General Government Planning and Zoning Personnel services $ 129,968 $ 129,968 $ 210,249 $ (80,281) Supplies 600 600 5,094 (4,494) Other services and charges 21,500 21,500 47,488 (25,988) Total Planning and Zoning 152,068 152,068 262,831 (110,763) Total General Government 865,864 865,864 1,527,732 (661,868) Public Safety Police Contracted services 560,000 560,000 497,001 62,999 Fire Protection Personnel services 265,707 265,707 223,668 42,039 2% fire aid 40,000 40,000 53,778 (13,778) Supplies 50,490 50,490 43,354 7,136 Other services and charges 128,579 128,579 121,125 7,454 Total Fire Protection 484,776 484,776 441,925 42,851 Building Inspector Personnel services 95,860 95,860 118,222 (22,362) Supplies 1,495 (1,495) Other services and charges 8,361 8,361 45,072 (36,711) Total Building Inspector 104,221 104,221 164,789 (60,568) Animal Control Other services and charges 7,000 7,000 14,677 (7,677) Criminal Legal 51,000 51,000 51,953 (953) Emergency Communications 6,000 6,000 3,800 2,200 Total Public Safety $ 1,212,997 $ 1,212,997 $ 1,174,145 $ 38,852 98 CITY OF LAKE ELMO, MINNESOTA GENERAL FUND STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (CONTINUED) For the Year Ended December 31, 2013 EXPENDITURES Public Works General Personnel services Supplies Other services and charges Total General Trees Street Lighting Total Public Works Culture and Recreation Parks Personnel services Supplies Other services and charges Total Culture and Recreation FORM J-1 Variance with 2013 Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 198,594 $ 198,594 $ 241,002 $ (42,408) 135,300 135,300 210,493 (75,193) 116,474 116,474 124,721 (8,247) 450,368 450,368 576,216 (125,848) 5,000 5,000 11,325 (6,325) 25,200 25,200 26,729 (1,529) 480,568 480,568 6147270 (133,702) 159,465 159,465 150,939 8,526 5,700 5,700 9,945 (4,245) 24,594 24,594 26,268 (1,674) 189,759 189,759 187,152 2,607 Total Expenditures 2,749,188 2,749,188 3,503,299 (754,111) OTHER FINANCING SOURCES (USES) Transfers (365,000) (365,000) (400,200) (35,200) NET CHANGE IN FUND BALANCE (464,296) (464,296) (261,743) 202,553 FUND BALANCE, January 1 3,439,125 3,439,125 3,439,125 FUND BALANCE, December 31 $ 2,974,829 $ 2,974,829 $ 3,177,382 $ 202,553 99 ASSETS Cash and investments Receivables (Net of allowance for uncollectibles) Special assessments Due from other governmental units TOTAL ASSETS CITY OF LAKE ELMO, MINNESOTA COMBINING BALANCE SHEET DEBT SERVICE FUNDS December 31, 2013 2002 GO 2006A GO 2009A GO Improvement 2004 GO CIP Equipment Refunding Bonds Bonds Certificates Bonds $ 466 $ $ 23,698 $ 2,378 210,000 $ 466 $ $ 23,698 $ 212,378 LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE LIABILITIES Accounts payable $ $ $ $ Due to other funds Total liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenue: Special assessments Intergovernmental revenue 210,000 Total deferred inflows of resources 210,000 FUND BALANCE (DEFICIT) Restricted Unassigned Total fund balance (deficit) 466 23,698 2,378 466 23,698 2,378 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE $ 466 $ $ 23,698 $ 212,378 100 FORM K-1 2009E GO 2010A GO 2011A GO 2012B GO 2013A GO Improvement Improvement 2010E GO Improvement Improvement Improvement Bonds Bonds CIP Bonds Bonds Bonds Bonds Total $ 156,813 $ 135,992 $ 79,490 $ 326,983 $ $ 31,656 $ 757,476 44,501 72,660 59,667 176,828 210,000 $ 201,314 $ 208,652 $ 79,490 $ 386,650 $ $ 31,656 $ 1,144,304 $ $ $ $ 13,500 $ 45 $ $ 13,545 17,176 17,176 13,500 17,221 30,721 44,501 72,660 59,667 176,828 210,000 44,501 72,660 59,667 386,828 156,813 135,992 79,490 313,483 31,656 743,976 (17,221) (17,221) 156,813 135,992 79,490 313,483 (17,221) 31,656 726,755 $ 201,314 $ 208,652 $ 79,490 $ 386,650 $ $ 31,656 $ 1,144, 304 101 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES DEBT SERVICE FUNDS For the Year Ended December 31, 2013 2002 GO 2006A GO 2009A GO Improvement 2004 GO CIP Equipment Refunding Bonds Bonds Certificates Bonds REVENUES Taxes $ $ $ 56,700 $ Intergovernmental 73,600 Special assessments 302 Investment earnings 3 13,163 367 11 TOTAL REVENUES 305 13,163 57,067 73,611 EXPENDITURES Debt Service Principal 2,845,000 48,000 65,000 Interest and other charges 6,000 8,600 TOTAL EXPENDITURES 2,845,000 54,000 73,600 OTHER FINANCING SOURCES (USES) Transfers (192,900) Net change in fund balances 305 (3,024,737) 3,067 11 FUND BALANCES, Beginning 161 3,024,737 20,631 2,367 FUND BALANCES, Ending $ 466 $ $ 23,698 $ 2,378 102 FORM K-2 2009B GO 2010A GO 2011A GO 2012E GO 2013A GO Improvement Improvement 2010E GO Improvement Improvement Improvement Bonds Bonds CIP Bonds Bonds Bonds Bonds Total $ 53,379 $ 62,314 $ 180,000 $ 75,412 $ 57,010 $ $ 484,815 73,600 10,249 12,572 656 88,000 31,500 143,279 763 697 504 731 727 156 17,122 64,391 75,583 180,504 76,799 145,737 31,656 718,816 60,000 70,000 185,000 75,000 3,348,000 11,783 12,435 108,914 12,571 10,845 171,148 71,783 82,435 293,914 87,571 10,845 3,519,148 192,900 184,132 (157,844) 26,288 (7,392) (6,852) 79,490 173,360 (22,952) 31,656 (2,774,044) 164,205 142,844 140,123 5,731 3,500,799 $ 156,813 $ 135,992 $ 79,490 $ 313,483 $ (17,221) $ 31,656 $ 726,755 103 FORM L-1 CITY OF LAKE ELMO, MINNESOTA COMBINING SCHEDULE OF CHANGES IN ASSETS AND LIABILITIES AGENCYFUNDS For the Year Ended December 31, 2013 Balance Balance January 1 Additions Deletions December 31 ESCROW ASSETS Cash and investments $ 427,583 $ 414,025 $ 284,418 $ 557,190 LIABILITIES Accounts payable $ 8,000 $ 236,371 $ 244,371 $ Deposits payable 419,583 425,125 287,518 557,190 TOTAL LIABILITIES $ 427,583 $ 661,496 $ 531,889 $ 557,190 YELLOW RIBBON ASSETS Cash and investments $ (128) $ $ $ (128) Accounts receivable 128 128 TOTAL ASSETS $ $ $ $ TOTAL AGENCY FUNDS ASSETS Cash and investments $ 427,455 $ 414,025 $ 284,418 $ 557,062 Accounts receivable 128 128 TOTAL ASSETS $ 427,583 $ 414,025 $ 284,418 $ 557,190 LIABILITIES Accounts payable $ 8,000 $ 236,371 $ 244,371 $ Deposits payable 419,583 425,125 287,518 557,190 TOTAL LIABILITIES $ 427,583 $ 661,496 $ 531,889 $ 557,190 104 CITY OF LAKE ELMO, MINNESOTA REDEVELOPMENT GRANT PROGRAM Supplemental Schedule of Sources and Uses For the Year Ended December 31, 2013 SOURCES* USES ** Keats Avenue watermain construction Keats Avenue watermain engineering Well #4 pumphouse construction Well #4 pumphouse engineering Design and engineering Forcemain construction Gravity sanitary sewer construction Lift station construction TOTAL USES Water (1) Sewer (2) FORM M-1 Total $ 427,830 $ 621,181 $ 1,049,011 $ 292,327 $ 292,327 33,343 33,343 85,940 85,940 16,220 16,220 50,000 50,000 441,302 441,302 45,000 45,000 84,879 84,879 $ 427,830 $ 621,181 $ 1,049,011 (1) Redevelopment Grant Program RDGP-10-0012-o-FY10 (2) Redevelopment Grant Program RDGP-10-0013-o-FY10 * Reimbursement was not received by the City until 2014. However, these amounts were recorded under the full accrual method in the proprietary funds and therefore were recorded as revenue in 2013, the period during which the funds were expended. ** Amounts expended for grant purposes are recorded under the full accrual method in the proprietary funds and therefore were recorded as a noncurrent asset (construction in progress) rather than current period expenses. 105 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA STATISTICAL SECTION (UNAUDITED) December 31, 2013 This part of the City's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures and required supplementary information says about the City's overall financial health. Content Paae Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being have changed over time. 108 Revenue Capacity These schedules contain information to help the reader assess the City's most significant local revenue source, the property tax. 118 Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. 126 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place. 135 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs. 138 Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. The City implemented GASB Statement 34 in 2004; schedules presenting government -wide information include information beginning in that year. CITY OF LAKE ELMO, MINNESOTA NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (Accrual Basis of Accounting) Fiscal Year 2013 2012 2011 2010 Governmental activities Net investment in capital assets $ 9,056,353 $ 8,782,840 $ 8,553,984 $ 8,368,479 Restricted 1,225,849 4,205,247 2,664,689 2,057,467 Unrestricted 4,593,463 918,996 2,555,596 3,439,106 Total governmental activities net position $ 141875,665 $ 13,907,083 $ 13,774,269 $ 13,865,052 Business -type activities Net investment in capital assets $ 6,855,807 $ 6,788,377 $ 6.422,782 $ 6,713,292 Restricted 2,612,569 39,153 Unrestricted 1,846,681 1,105,847 1,449, 340 1,193,509 Total business -type activities net position $ 11,315,057 $ 7,933,377 $ 7,872,122 $ 7,906,801 Primary government Net investment in capital assets $ 15.912,160 $ 15.571.217 $ 14,976,766 $ 15,081,771 Restricted 3,838,418 4,244,400 2.664,689 2,057,467 Unrestricted 6,440,144 2,024,843 4,004,936 4,632,615 Total primary government net position $ 26,190,722 $ 21,840,460 $ 21,646,391 $ 21,771,853 108 Schedule 1 2009 2008 2007 2006 2005 2004 $ 7,983.822 $ 7.151,543 $ 5.648,702 $ 3.535,882 $ 1,002,073 $ 2,227,645 1,399.968 718.617 711,966 1,071,105 1,020, 372 566,886 3,824,156 4,698,858 5,139,270 4,620,785 6,969,165 3,891,861 $ 13,207,946 $ 12,569,018 $ 111499,938 $ 9,227,772 $ 8,991,610 $ 6 686 392 $ 6.644,334 $ 6,181,055 $ 5,617,960 $ 5,961,996 $ 2.324,276 $ 1,284,121 1,056, 968 951,793 1,080,666 706,170 (529, 295) 560,598 $ 7,701,302 $ 7,132,848 $ 6,698,626 $ 6,668,166 $ 1,794,981 $ 1.844,719 $ 14,628,156 $ 13,332,598 $ 11,266,662 $ 9,497,878 $ 3,326.349 $ 3,511.766 1,399,968 718,617 711,966 1,071,105 1,020,372 566,886 4,881,124 5,650,651 6,219,936 5,326,955 6,439,870 4,452,459 $ 20.909,248 $ 19,701,866 $ 18,198,564 $ 15,895,938 $ 10,786,591 $ 8,531,111 109 Expenses Governmental activities: General government Public safety Public works Culture and recreation Interest on long-term debt Total governmental activities expenses Business -Type activities: Water Sewer Storm sewer Total business -type activities expenses Total primary government expenses Program Revenues Governmental activities: Charges for services: General government Public safety Public works Culture and recreation Operating grants and contributions Capital grants and contributions Total governmental activities program revenues Business -type activities: Charges for services: Water Sewer Storm sewer Operating grants and contributions Capital grants and contributions Total business -type activities program revenues Total primary government program revenues CITY OF LAKE ELMO, MINNESOTA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (Accrual Basis of Accounting) Fiscal Year 2013 2012 2011 2010 $ 1,103,337 $ 1.093.204 $ 1,036,038 $ 980,456 1,277,798 1,302,857 1,107,050 1.171,158 1,273,977 891.169 1,008,686 1,135,351 424,687 362,432 247,845 239.389 133,694 316,039 266,730 222,404 4,213,493 3,965,701 3,666,349 3,748,758 958.870 872,786 845.474 898,319 119,370 53,903 73,797 61,513 86,989 73,590 142,517 151,384 1,165,229 1,000,279 1,061,788 1,111,216 $ 5,378,722 $ 4,966 980 $ 4,728,137 $ 4,859,974 $ 32,778 $ 48,476 $ 2-2,058 $ 18,296 414,472 379,557 283,813 320,242 2,647 3,256 3,058 3,425 17,000 9,341 10,800 208,276 160,060 184,476 168,491 1,364,622 160,444 222,488 1,090,419 2,039,795 761,134 715,893 1,611,673 596,421 699,159 575,534 562,585 53,142 65,737 53,012 48,508 191,087 171,229 235,252 185,425 17,000 32,721 3,781,528 115,127 75,885 418,400 4,622,178 1,051, 252 956,683 1,247,639 $ 6,661,973 $ 1,812,386 $ 1,672,576 $ 2,859,312 110 Schedule 2 2009 2008 2007 2006 2005 2004 $ 971,677 $ 1,168,625 $ 914,212 $ 900,278 $ 876.056 $ 781.229 1,125,464 1,002,408 956,649 1,009,494 931,155 919,139 872,045 868,804 1,247.398 1,358,801 349,111 341,134 248,856 228,393 333,164 232,878 169,495 215,785 218,319 237,753 207,648 215,381 211,475 74,210 3,436,361 3,505,983 3,659.071 3,716,832 2,537.292 2,331,497 857,014 849,018 735.499 764,282 432,810 364.575 59,243 63,400 125,773 55.827 44.503 49,079 140,365 123,902 78,807 129,946 12,148 71,760 1,056,622 1,036,320 940,079 950,055 489,461 485,414 $ 4,492.983 $ 4,542,303 $ 4,599,150 $ 4,666,887 $ 3,026,753 $ 2,816.911 $ 15,631 $ 19,430 $ 28,890 $ 29,612 $ 40,536 $ 97,448 270.653 295,353 365,327 594,779 365,703 270,159 6,584 3,833 18,573 4,035 5,591 4,984 61,274 31,828 211.571 17,400 174,433 140,176 94,185 163,421 86,082 251,271 798,687 1,345,803 1,371,489 4,664,817 1,871,596 345,942 1,265,988 1,804,595 1,939,738 5,488,492 2,581,079 987,204 479,430 467.336 471,226 351.733 281,835 244,693 45,146 44,568 99,581 139,057 32,381 23,158 149,407 134,674 138,092 45 72.000 85,513 30,100 776,473 684,400 298,928 1,112,374 1,480,556 1,330, 978 1,007, 827 1,603,209 386,216 353,364 $ 2,746,544 $ 3,135,573 $ 2,947,565 $ 7,091,701 $ 2,967,295 $ 1,340,568 111 CITY OF LAKE ELMO, MINNESOTA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (Accrual Basis of Accounting) Fiscal Year 2013 2012 2011 2010 Net (Expense) Revenue Governmental Activities $ (2,173,698) $ (3,204.567) $ (2,950,456) $ (2,137,085) Business -type activities 3,456,949 50,973 (105,105) 136,423 Total primary government net revenue $ 1,283,251 $ 3153 594 $ (3,055,561) $ (2,000,662 General Revenues and Other Changes In Net Position Governmental activities: General property taxes $ 3,231,609 $ 3,183,078 $ 2,793,776 $ 2,711,067 Grants and contributions not restricted to specific programs 2,749 10,628 9,771 Interest income 35,259 111,705 94,501 113,989 Miscellaneous 1,833 42,599 20,405 17,311 Gain on sale of capital assets 8,979 Transfers (59,637) (57,947) Total governmental activities 3,280,429 3,337,382 2,859,673 2,794,191 Business -type activities: Interest income 30,346 10,282 10,789 11,129 Transfers 59,637 57,947 Total business -type activities 30,346 10,282 70,426 69,076 Total primary government $ 3,310,775 $ 3,347,664 $ 2,939,099 $ 2,863,267 Change in Net Position Governmental activities $ 1,106,731 $ 132,815 $ (90.783) $ 657,106 Business -type activities 3,487,295 61,255 (34,679) 205,499 Total primary government $ 4,594,026 $ 194,070 $ (125,462) $ 862,605 112 Schedule 2 (continued) 2009 2008 2007 2006 2005 2004 $ (2,170,373) $ (1,701,388) $ (1,719.333) $ 1,771,660 $ 43,787 $ (1,344,293) 423,934 294,658 67,748 653,154 (103,245) 032,050) $ (1,746,439) $ (1,406,730) $ (1,651,585} $ 2,424,814 $ (59.458) $ (1,476,343) $ 2,718,691 $ 2,568,705 $ 2,424.782 $ 2,174,377 $ 1,916,352 $ 1,695,648 8,764 57,390 46,154 38,342 107,080 60,694 160.679 209.539 335,578 317.896 195,715 93,801 41,827 50,865 33,204 8,517 42,284 269,375 (129,177) (116,031) (424,940) (4,066,113) 2,809,301 2,770,468 2,414,778 (1,535,498) 2,261,431 2,119,518 15,343 23,533 94,325 153,918 53,507 23,107 129,177 116,031 424,940 4,066,113 144,520 139,564 519,265 4,220,031 53,507 23,107 $ 2,953,821 $ 2,910,032 $ 2,934,043 $ 2,684,533 $ 2,314,938 $ 2,142,625 $ 638,928 $ 1,069,080 $ 695,445 $ 236,162 $ 2,305,218 $ 775,225 568,454 434,222 587,013 4,873,185 (49,738) (108,943) $ 11207,382 $ 1,503,302 $ 1,282,458 $ 5,109,347 $ 2,255,480 $ 666,282 113 General fund Reserved Unreserved Nonspendable Unassigned Total general fund CITY OF LAKE ELMO, MINNESOTA FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Modred Accrual Basis of Accounting) 2013 2012 2011 2010 2009 $ $ $ $ 1,068,950 $ 1,032,570 1,617,211 1,403,240 859,072 1.024,433 1.206,209 2,318,310 2,414,692 1,707,711 3,177,382 3,439,125 2,913,920 2,686,161 2,435,810 All other governmental funds Reserved 3,605,250 1,422,049 Unreserved 504,106 1,077,659 Restricted 743.976 3,959,111 4,691,748 Committed 7,114 Assigned 2,252,931 1,244,900 654,358 Unassigned (885,360) (1,670,915) (1,353,754) Total all other governmental funds 2,111,547 3,533,096 3,999,466 4,109,356 2,499,708 Total governmental funds $ 5,288,929 $ 6,972,221 $ 6,913,386 $ 6,795,517 $ 4,935,518 Note: The City implemented GASB Statement No. 54 in 2011, therefore, classifications of fund balance have changed. 114 Schedule 3 2008 2007 2006 2005 2004 $ 1,015.753 $ 1,003,823 $ 503,823 $ 500,000 $ 500,000 1,395,088 1,251,127 1,768,505 1,745,735 1,873,923 2,254,950 2.245,735 2,410,841 2,272,328 2,373,923 727,673 698,683 725,337 562,883 188,509 1.976,379 2,554,808 2,419,112 4,795,939 5,425,439 2,704,052 3,253,491 3,144,449 5,358,822 5,613,948 $ 5114 893 $ 5,508,441 $ 5,416,777 $ 7,604,557 $ 7,987,871 115 CITY OF LAKE ELMO, MINNESOTA CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS LAST FISCAL TEN YEARS (Modified Accrual Basis of Accounting) 2013 2012 2011 2010 2009 Revenues Taxes $ 3,231,609 $ 3.221,733 $ 2,790,773 $ 2,737,225 $ 2,685.894 Licenses and permits 374,974 330,819 230.419 261,450 225,166 Intergovernmental 1,704,178 237,254 276,638 239,244 288,881 Charges for services 6,113 5,726 14,691 22,416 11,433 Fines and forfeitures 52,110 58,385 63,819 68,897 54,052 Special assessments 180,023 136,150 153,536 134.257 73,013 Investment earnings 35,127 111,737 94,066 113,033 160,679 Miscellaneous revenue 57,260 87.562 48.217 84.860 61.533 Total Revenues 5,641,394 4,189,366 3,672,159 3,661,382 3,560,651 EXPENDITURES Current General government 1,527,732 1.034,712 1,016,898 921,590 929,960 Public safety 1,174.145 1,109,937 996,733 1.064,176 988,082 Public works 614,270 446,541 447,629 473,293 459,703 Culture and recreation 301.404 260,404 168,747 168,971 180.965 Debt service Principal 3,348,000 406,000 344,000 313,000 361,000 Interest and other charges 171.148 267,253 251,385 216.820 229,175 Bond issuance costs 7,870 41,828 34,327 74,580 45,056 Capital outlay 1,784,914 1,428,856 1,029.183 1,203,309 998.031 Total Expenditures 8,929,483 4,995,531 4,288,902 4,435,739 4,191,972 Excess (deficiency) of revenues over (under) expenditures (3,288,089) (806,165) (616,743) (774,357) (631,321) OTHER FINANCING SOURCES (USES) Issuance of debt 1,604,797 865,000 845,000 2,680,000 1,110,000 Premium (Discount) on issuance of debt 4,356 17,756 Payment to bond escrow agent (525,000) Sale of property 9,190 Transfers in 204,972 314,698 1,466,041 Transfers out (315,360) (361698) (1,626,041) Total other financing sources (uses) 1,604,797 865,000 734,612 2,634,356 451,946 Net change in fund balances $ (1,683,292) $ 58,835 $ 117,869 $ 11859,999 $ (179,375) Debt service as a percentage of noncapital expenditures 49.26% 18.88% 18.26% 16.39% 18.48% 116 Schedule 4 2008 2007 2006 2005 2004 $ 2,523,332 $ 2,416,861 $ 2,164,117 $ 1.908,357 $ 1,697,236 242,074 315.975 406,225 245,252 181,069 261,743 384,160 255,018 94,511 401,901 15,623 39,163 152,472 108,137 139,507 60,919 57,652 69,729 58,441 52,015 102,929 75,993 147,368 179,219 190.837 209,539 335,578 317,896 195,715 93,801 177.599 1.094.478 4.622.737 576.555 47.292 3,593,758 4,719,860 8,135,562 3,366,187 2r.,803,658 1,108, 737 942,131 879,167 851,645 766.841 882,135 984,090 950,669 881.905 848.439 438,591 459.478 523,938 286,756 261,144 154,011 160.940 129,806 109,153 108,213 280,000 334,000 265,000 130,000 130,000 235,450 206,020 220,115 165,985 144,720 888,382 2,281,938 7,797.647 1,334,583 1,012,366 3,987,306 5,368,597 10.766,342 3,760,027 3,271,723 (393,548) (648,737) (2,630,780) (393,840) (468,065) 443,000 4,090,000 10,526 430,000 8,500 778,074 162,129 206,598 149,000 (8,500) (778,074) (162,129) (206,598) (149,000) 443,000 10,526 4.520,000 $ (393,548) $ (648,737) $ (2,187,780) _$ (383,314) $ 4,051,935 16.63% 17.50% 16.34% 12.20% 12.16% 117 SCHEDULES CITY OF LAKE ELMO, MINNESOTA TAX CAPACITY AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS Total Estimated Tax Capacity Total Adjusted City % of Tax Capacity Payable Market Real Personal Tax Tax Urban Tax to Total Estimated Year Value Property Property Capacity Capacity (1) Rate Market Value 2004 $ 791,585,500 $ 8,490,773 $ 180,991 $ 8,671,784 $ 8.671,784 19.315 % 0.01 2005 910,438,700 9,790,389 190,625 9,981,014 9,981,014 19.375 0.01 2006 1,017,596,900 12.678,177 221,613 12,899.790 12,899,790 19.351 0.01 2007 1,131,010,100 12.506.910 207,913 12,714.823 12,714,823 19.274 0.01 2008 1,146,659,500 12,750,173 203.610 12,953,783 12,953,783 20.553 0.01 2009 1,208,072,300 13,490,182 201,896 13,692,078 13,692,078 19.810 0.01 2010 1,201,213,400 13,394,423 202,299 13,596,722 13,596,722 20.479 0.01 2011 1,142,936,500 12,678,177 221,613 12,899,790 12,899,790 21.832 0.01 2012 1,037,557,100 11,525,623 229.157 11,754,780 11,754,780 27.271 0.01 2013 1,028,011,400 11,392,876 237,584 11,630,460 11,630,460 29.259 0.01 (1) Tax Capacity adjusted for captured tax Increment, fiscal disparities, and transmission lines. NOTE - Valuations are determined as of January 1 of year preceding tax collection year. The County determines a property's tax capacity by multiplying a property's estimated market value times the property's Gass rate which Is determined by its use. The total City tax levy divided by the total City tax capacity determines a percentage, the City tax rate, that is applied to each parcel's tax capacity to determine the tax amount. 118 Schedule 6 CITY OF LAKE ELMO, MINNESOTA PROPERTY TAX RATES AND TAX LEVIES DIRECT AND OVERLAPPING PROPERTY TAX RATES LAST TEN FISCAL YEARS (Percent of Tax Capacity) City of Lake Elmo Overlapping Rates Operating Debt Total Range of Tax Rates Tax Service City for Independent Range of Tax Rates Special Range of Total Fiscal Rate Tax Rate Tax Rate School Districts Washington for Taxing Direct and Ovelapping Year Urban Urban Urban 622, 832 and 834 County Watershed Districts Districts Tax Rates 2004 19.315 % % 19.315 % 20.829 - 27.116 % 31.201 % 1.206 - 6.382 % 3.058 % 75.609 - 87.072 % 2005 19.375 19.375 19.468 - 24.219 28.599 1.606 - 5.415 2.736 71.784 - 80.344 2006 16.477 2.874 19.351 19.471 - 23.075 26.958 1.794 - 4.408 2.427 70.011 - 76.229 2007 19.274 19.274 17.698 - 22.628 25.673 1.315 - 4.580 2.331 66.291 - 74.486 2008 20.553 20.553 17.404 - 22.691 25.936 1.608 - 4.532 2.367 67.868 - 76.079 2009 17.059 2.751 19.810 17.714 - 24.480 26.371 1.545 - 4.002 2.351 67.791 - 77.014 2010 18.033 2.446 20.479 19.734 - 26.389 27.775 1.511 - 4.153 2.558 72.057 - 81.354 2011 19.448 2.384 21.832 20.300 - 34.330 29.772 1.725 - 4.275 2.664 76.293 - 92.873 2012 23.679 (1) 3.592 27.271 22.333 - 38.360 31.939 2.340 - 4.906 2.909 86.792 - 105.385 2013 23.555 5.704 29.259 22.017 - 37.104 31.548 0.779 - 5.306 4.857 88.460 - 108.074 Source: Washington County Taxation Division Note: The City's direct property tax rate is determined by dividing the amount of tax levied by the City Council by the City's total tax capacity. 'Overlapping rates are those of local and county governments that apply to property owners within the City of Lake Elmo. Not all overlapping rates apply to all City of Lake Elmo property owners. Although the property tax rates apply to all city property owners, some city properties lie within the geographical boundaries of different school and watershed districts. (1) Beginning in 2012, operating tax rate urban includes library levy component 119 SCHEDULE7 CITY OF LAKE ELMO, MINNESOTA PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO 2013 2004 Percentage Percentage of Total City of Total City Taxable Tax Taxable Tax Tax Capacity Tax Capacity Taxpayers (1) Capacity Rank Value Capacity Rank Value IRET Properties $ 205,342 1 1.77 % Xcel Energy 204,686 2 1.76 156,870 2 1.81 % Bremer Financial Services Inc 197,474 3 1.70 197,768 1 2.28 MHC Cimarron LLC 134,090 4 1.15 133,703 4 1.54 United Land LLC 121,976 5 1.05 111,708 5 1.29 Tartan Park LLC 100,643 6 0.87 HOA Hotels 89,880 7 0.77 Danate Proper Inv I LLC 76,762 8 0.66 Eagle Point II LLC 71,064 9 0.61 Davis Estates LTD 64,912 10 0.56 United Properties Inv LLC 66,644 7 0.77 Machine Shed LLC 63,154 8 0.73 E. Metro Medical Bldg, LLC 141,670 3 1.63 Lake Elmo Foundation 80,519 6 0.93 State Bank of Lake Elmo 32,124 9 0.37 Individuals 28,242 10 0.33 TOTAL $ 1,266,829 10.89 % $ 1,012,402 11.67 % (1) Source: Washington County Taxation Division 120 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA SCHEDULE OF PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS Fiscal Collected within the Year Taxes Levied Net Tax Levy Fiscal Year of the Levy Collections Ended for the for the Percentage in Subsequent December 31 Fiscal Year Fiscal Year (1) Amount of Net Levy Years 2004 $ 1,717,820 $ 1,658,159 $ 1,641,720 99.01 $ 15,941 2005 1,923,978 1,875,488 1,856,610 98.99 18,301 2006 2,149,941 2,110,956 2,081,289 98.59 29,324 2007 2,428,644 2,394,822 2,357,634 98.45 37,188 2008 2,597,983 2,559,227 2,485,397 97.12 73,618 2009 2,708,155 2,672,623 2,624,026 98.18 46,854 2010 2,743,346 2,705,782 2,645,536 97.77 57,206 2011 2,789,559 20745,785 2,692,423 98.06 50,143 2012 3,113, 017 3,110, 478 3,071,202 98.74 31,279 2013 3,163,359 3,160,524 3,133,764 99.15 (1) Tax Levy adjusted for powerlines, market value credits and AG program credits 122 Schedule 8 Delinquent Total Collections to Date Total Taxes As A Percentage Delinquent % Of Total Amount of Net Levy Taxes Net Tax Levy 1,657,661 99.97 $ 498 0.03 1,874,911 99.97 577 0.03 2,110,613 99.98 343 0.02 2,394,822 100.00 0.00 2,559,015 99.99 212 0.01 2,670,880 99.93 1,743 0.07 2,702,742 99.89 3,040 0.11 2,742,566 99.88 3,219 0.12 3,102,481 99.74 7,997 0.26 3,133,764 99.15 26,760 0.85 123 CITY OF LAKE ELMO, MINNESOTA WATER AND SANITARY SEWER CHARGES BY CUSTOMER LAST TEN FISCAL YEARS Water (in millions of gallons) Type of Customer 2013 2012 2011 2010 * 2009 Residential 120.676 154.747 105.290 95.704 122.461 Commercial Service 8.253 10.405 6.872 7.261 7.989 Total gallons 128.929 165.152 112.162 102.965 130.450 Total direct rate per 1,000 gallons - residential $ 2.140 $ 2.140 $ 2.140 $ 2.100 $ 2.15 Total direct rate per 1,000 gallons - commercial $ 3.110 $ 3.110 $ 3.110 $ 3.050 $ 3.10 Sanitary Sewer (in millions of gallons) Type of Customer 2013 2012 2011 2010 * 2009 Residential 0.000 0.000 0.000 0.000 0.000 Commercial Service 6.149 6.172 6.961 7.086 5.381 Total gallons 6.149 6.172 6.961 7.086 5.381 Total direct rate per 1,000 gallons $ 4.500 $ 4.500 $ 4.500 $ 4.350 $ 4.080 * City converted to a tiered rate structure effective January 1, 2010; lowest tier rate listed for 2010-2013 (a) City did not have city -owned sewer system until 2005 124 Schedule 9 2008 2007 2006 2005 2004 120.986 108.649 70.255 45.724 49.163 7.851 8.746 6.126 6.064 6.076 128.837 117.395 76.381 51.788 55.239 $ 2.05 $ 2.05 $ 1.75 $ 1.75 $ 1.70 $ 3.00 $ 3.00 $ 2.60 $ 2.60 $ 2.44 2008 2007 2006 2005 2004 0.000 0.000 0.000 0.000 0.000 5.130 4.409 8.107 8.564 a 5.130 4.409 8.107 8.564 0.000 $ 3.710 $ 2.750 $ 2.500 $ 2.500 (a) 125 Fiscal Year CITY OF LAKE ELMO, MINNESOTA RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS Special Assessment Bonds Other Governmental Activities Debt Certificates of Indebtedness Capital Improvement Bonds Total Governmental Activities Debt 2004 $ 1,195, 000 $ $ 4,090,000 $ 5,285,000 2005 1,065,000 4,090,000 5,155, 000 2006 925,000 403,000 4,005,000 5,333,000 2007 780,000 364,000 3,855,000 4,999,000 2008 695,000 324,000 3,700,000 4,719,000 2009 1,120, 000 283,000 3,540,000 4,943,000 2010 1,725,000 240,000 5,345,000 7,310,000 2011 2,440, 000 196,000 5,175, 000 7,811,000 2012 3,120,000 150,000 5,000,000 8,270,000 2013 4,450, 000 102,000 1,970,000 6,522,000 Note: Details of the city's outstanding debt can be found in the notes to the financial statements. 126 Business -Type Activities Total utility Business Revenue Activities Bonds Debt Schedule 10 Total Primary Percentage Government of Personal Debt Income $ 640,000 $ 640,000 $ 5,925,000 0.02 5,215,000 5,215,000 10, 370, 000 0.04 5,015,000 5,015,000 10, 348, 000 0.03 4,810,000 4,810,000 9,809,000 0.03 4,730,000 4,730,000 9,449,000 0.03 4,715,000 4,715,000 9,658,000 0.03 4,680,000 4,680,000 11,990,000 0.03 4,640,000 4,640,000 12,451,000 0.03 8,635,000 8,635,000 16, 905, 000 0.04 121485, 000 12,485, 000 19, 007, 000 NIA Per Capita $ 863 1,511 1,508 1,429 1,377 1,407 1,486 1,543 2,095 2,356 127 CITY OF LAKE ELMO, MINNESOTA RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS General Bonded Debt Outstanding Special Certificates Capital Fiscal Assessment of Improvement Year Bonds Indebtedness Bonds 2004 $ 1,195,000 $ $ 4,090,000 2005 1,065,000 4,090,000 2006 955,000 40,000 4,005,000 2007 780,000 364,000 3,855,000 2008 695,000 324,000 3,700,000 2009 1,120, 000 283,000 3,540,000 2010 1,725,000 240,000 5,345,000 2011 2,440, 000 196,000 5,175, 000 2012 3,120, 000 150,000 5,000,000 2013 4,450, 000 102,000 11970,000 Utility Revenue Bonds Total $ 640,000 $ 5,925,000 5,215,000 10, 370, 000 5,015,000 10,015,000 4,810,000 9,809,000 4,730,000 9,449,000 4,715,000 9,658,000 4,680,000 11,990,000 4,640,000 12,451,000 8,635,000 16, 905, 000 12,485, 000 19, 007, 000 Note: Details regarding the city's outstanding debt can be found in the notes to the financial statements. See Schedule 15 for population data See Schedule 5 for estimated market value information Source: City of Lake Elmo Finance Department 128 Less: Available in Debt Service $ 188,509 562,883 725,337 698,683 727,673 1,422,049 3,605,250 3,534,742 3,500,799 726,753 Net General Bonded Debt Outstanding $ 5,736,491 9,807,117 9,289,663 9,110,317 8,721,327 8,235,951 8,384,750 8,916,258 13,404,201 19,733,753 Schedule 11 Percentage of Actual Taxable Value of Property 0.72 1.08 0.91 0.81 0.76 0.68 0.70 0.78 1.29 1.92 Per Capita $ 836 1,429 1,354 1,327 1,271 1,200 1,039 1,105 1,661 2,446 129 Schedule 12 CITY OF LAKE ELMO, MINNESOTA COMPUTATION OF DIRECT AND INDIRECT GENERAL OBLIGATION BONDED DEBT AND LEGAL DEBT MARGIN December 31, 2013 Estimated Estimated Share of Debt Percentage Overlapping Governmental Unit Outstanding Applicable (a) Debt Debt repaid with property taxes Independent School District #622 $150,550,000 3.10% $ 4,667,050 Independent School District #832 63,230,000 4.70% 2,971,810 Independent School District #834 43,730,000 14.10% 6,165,930 Other debt Washington County 139,195,000 4.50% 6,263,775 Metropolitan Council 219,230,000 1.10% 2,411,530 Subtotal, overlapping debt 22,480,095 City direct debt 5,795,713 100.00% 5,795,713 Total direct and overlapping debt $ 28,275,808 Sources: Tax capacity data to estimate applicable percentages provided by Washington County. Debt outstanding data provided by each governmental unit. Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the city. This schedule estimates the portion of the outstanding debt of those overlapping governments that is bome by the residents and businesses of the City of Lake Elmo. This process recognizes that, when considering the city's ability to issue and repay long-term debt, the entire debt burden bome by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therfore responsible for repaying the debt, of each overlapping government. (8) For debt repaid with property taxes, the percentage of overlapping debt applicable is estimated using tax capacity values. Applicable percentages were estimated by determining the portion of another governmental unit's tax capacity value that is within the city's boundaries and dividing it by each unit's total tax capacity value. 130 This Page Left Blank Intentionally Debt limit Total net debt applicable to limit Legal debt margin Total net debt applicable to the limit as a percentage of debt limit CITY OF LAKE ELMO, MINNESOTA LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS (Dollars in Thousands) Fiscal Year 2013 2012 2011 2010 2009 $32,470,203 $32,054,064 $31,126,713 $34,288,095 $36,036,402 1,894,510 2,099,369 2,148,203 2,195,153 271,142 $30,575,693 $29,954,695 $28,978,510 $32,092,942 $35,765,260 5.83% 6.55% 6.90% 6.40% 0.75% The legal debt limit for municipalities in Minnesota was increased in 2008 from 2% to 3% of the market value of taxable property. This limit applies only to the City's general obligation tax levy bonds and excludes special assessment, tax increment and tax abatement bonds. 132 Schedule 13 Legal Debt Margin Calculation for the Fiscal Year 2013 Taxable Market Value $1,082,340,100 Debt Limit (3% of market value) 32,470,203 Debt applicable to limit: General obligation bonds 2,072,000 Less: Amount set aside for repayment of general obligation debt 177,490 Total net debt applicable to limit 1,894,510 Legal debt margin $ 30,575,693 2008 2007 2006 2005 2004 $36,242,169 $22,620,202 $20,351,938 $18,208,774 $ 15,831,710 315,169 358,220 400, 384 $35,927,000 $22,261,982 $19.951,554 $18,208,774 $ 15,831,710 0.87% 1.58% 1.97% 0.00% 0.00% 133 Schedule 14 CITY OF LAKE ELMO, MINNESOTA PLEDGED REVENUE COVERAGE LAST TEN FISCAL YEARS Utility Revenue Bonds Net Fiscal Gross Operating Available Debt Service (3) Year Revenue(l) Expenses (2) 2004 $ 3761471 $ 370,066 $ 2005 439,723 294,616 2006 1,757,127 529,313 2007 1,011,400 595,824 2008 715,611 536,475 2009 776,899 513,226 2010 920,768 563,896 2011 891,587 516,157 2012 946,407 426,118 2013 3,501,321 504,648 Zevenue Principal Interest Coverage 6,405 $ 25,000 $ 29,465 0.12 145,107 25,000 1071468 1.10 1,227,814 200,000 223,214 2.90 415,576 205,000 211,482 1.00 179,136 80,000 202,224 0.63 263,673 530,000 208,303 0.36 356,872 35,000 191,156 1.58 375,430 40,000 190,094 1.63 520,289 40,000 221,129 1.99 2,996,673 165,000 300,789 6.43 Notes: (1) Gross revenue includes investment earnings, hook-up charges and special assessments. (2) Operating expenses do not include interest, depreciation, or amortization expense. (3) Details regarding the City's outstanding debt can be found in the notes to the financial statements. 134 Notes: (1) Gross revenue includes investment earnings, hook-up charges and special assessments. (2) Operating expenses do not include interest, depreciation, or amortization expense. (3) Details regarding the City's outstanding debt can be found in the notes to the financial statements. 134 SCHEDULE 15 CITY OF LAKE ELMO, MINNESOTA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS PERSONAL INCOME PER CAPITA STATE CITY (thousands of PERSONAL UNEMPLOYMENT UNEMPLOYMENT YEAR POPULATION (1) dollars) INCOME (2) RATE (3) RATE (3) 2004 6,863 $ 292,172 $ 42,572 4.3 3.4 2005 6,863 294,553 42,919 4.2 3.6 2006 6,863 308,512 44,953 4.4 3.6 2007 6,863 323,426 47,126 5.0 4.2 2008 6,863 329,774 48,051 6.3 5.8 2009 6,863 317,997 46,335 7.6 7.1 2010 8,069 383,834 47,569 7.0 6.4 2011 8,069 409,203 50,713 5.8 5.2 2012 8,069 420,242 52,081 5.4 4.9 2013 8,069 NIA NIA 4.6 4.0 Sources: (1) Metropolitan Council 2000/2010-Census Bureau (2) Bureau of Economic Analysis - Washington County, Minnesota (3) Estimate based on County unemployment rate provided by Minnesota Department of Employment and Economic Development 135 SCHEDULE16 CITY OF LAKE ELMO, MINNESOTA PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO 2013 2004 Percentage of Percentage of Total City Total City Employer Employees (1) Rank Employment (2) Employees 0) Rank Employment (2) 3M Company (Maplewood) 9,500 1 48.7% 12,774 1 54.3% Andersen Corp (Bayport) 1,850 2 9.5% Washington County (Stillwater) 1,138 3 5.8% Woodwinds Health (Woodbury) 1,070 4 5.5% ISD 834 (Stillwater) 1,037 5 5.3% 2,050 2 8.7% MN Correctional Facility (Oak Park Hts) 725 6 3.7°% Ecowater Systems, Inc. (Woodbury) 440 7 2.3% 450 6 1.9% Bremer Bank Operations Ctr (Lake Elmo) 400 8 2.1 °% 400 7 1.7% Imation Corp (Oakdale) 380 9 1.9°% 500 5 2.1°% SunAmerica Financial Group (Woodbury) 310 10 1.6°% Fortis Company (Woodbury) 1,300 3 5.5°% 3M Company (Woodbury) 940 4 4.0% High Pointe Health Campus (Lake Elmo) 200 8 0.8% Lake Elmo Inn Inc. 80 10 0.3°% Machine ShedlWildwood Inn (Lake Elmo) 150 9 0.6% (1) City staff estimate of total global employees for each employer (2) City staff estimate 136 This -Page Left Blank lntentlonally CITY OF LAKE ELMO, MINNESOTA FULL-TIME EQUIVALENT EMPLOYEES BY FUNCTION LAST TEN FISCAL YEARS Function Administration Finance Planning and Zoning General Government Fire Building Inspections Public Safety Streets and Roadways Public Works Parks Parks and Recreation 2013 2012 2011 2010 2009 3.55 3.15 3.15 3.15 3.18 1.25 0.50 0.50 0.50 0.50 2.95 1.55 1.55 1.55 1.75 7.75 5.20 5.20 5.20 5.43 2.05 1.60 1.10 1.10 1.10 1.30 0.95 0.95 0.95 1.95 3.35 2.55 2.05 2.05 3.05 3.21 3.05 3.05 3.05 3.05 3.21 3.05 3.05 3.05 3.05 2.74 2.52 2.52 2.52 3.10 2.74 2.52 2.52 2.52 3.10 Community Development 0.40 0.15 0.15 0.15 0.19 0.40 0.15 0.15 0.15 0.19 Total Governmental Activities 17.45 13.47 12.97 12.97 14.82 Water Utility 2.10 1.85 1.85 1.85 1.85 Sewer Utility 0.70 0.30 0.30 0.30 0.30 Total Business Activities 2.80 2.15 2.15 2.15 2.15 Totals for Organization 20.25 15.62 15.12 15.12 16.97 Source: City's Adopted Budgets 138 Schedule 17 2008 2007 2006 2006 2004 3.75 2.40 2.44 2.52 2.21 1.00 1.29 1.30 1.16 0.83 1.75 2.15 1.95 1.12 1.49 6.50 5.84 5.69 4.80 4.53 1.10 1.26 0.23 0.40 0.39 1.20 2.68 2.18 2.25 2.19 2.30 3.94 2.41 2.65 2.58 3.05 2.78 3.08 2.60 2.40 3.05 2.78 3.08 2.60 2.40 2.72 3.40 3.00 1.29 1.21 2.72 3.40 3.00 1.29 1.21 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.57 15.96 14.18 11.34 10.72 2.30 2.02 2.02 1.56 1.88 0.35 0.22 0.20 0.18 0.40 2.65 2.24 2.22 1.74 2.28 17.22 18.20 16.40 13.08 13.00 139 CITY OF LAKE ELMO, MINNESOTA OPERATING INDICATORS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Function/Program 2013 2012 2011 2010 2009 Planning and Zoning Conditional use permits 2 3 0 0 2 Interim use permits 1 0 3 1 0 Minor subdivisions 2 1 0 0 2 Plats/Planned unit developments 1 0 0 0 0 Rezonings 2 7 0 0 1 Site plans 2 1 0 1 1 Variances 5 4 6 2 5 Fire Total emergency responses 448 399 315 361 319 EMS responses 280 262 195 211 205 Fire responses 28 28 24 14 24 Building Inspections Residential permit valuations (thousands of dollars) 19,979 20,320 16,133 15,889 12,903 Commercial permit valuations (thousands of dollars) 966 2,351 2,590 2,013 1,617 New residential units 32 31 24 26 29 New commercial units 0 0 0 1 1 Water Utility Number of customers 1,051 1,016 998 967 941 Average daily consumption (thousands of gallons) 21 15 14 18 24 Sanitary Sewer Utility Number of customers 29 29 29 29 28 Average daily flow (thousands of gallons) 77 75 71 72 68 (a) City did not have city -owned sewer system until 2005 Sources: Various City Department's annual budget workload measurements 140 Schedule 18 2008 2007 2006 2006 2004 1 3 3 6 4 1 1 0 0 0 1 1 0 4 3 0 0 3 2 1 1 1 0 5 0 0 1 12 7 2 6 8 9 5 10 294 369 313 340 328 204 244 202 222 211 20 46 26 31 28 16,525 22,739 18,727 17,019 12,885 1,370 3,600 25,744 5,532 3,218 23 29 30 21 13 0 1 6 3 0 935 918 735 712 683 28 26 24 27 25 28 26 18 14 0 73 66 49 29 (a) 141 Schedule 19 CITY OF LAKE ELMO, MINNESOTA CAPITAL ASSETS STATISTICS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Function/Program 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 Fire Stations 2 2 2 2 2 2 2 2 2 2 Public Works Bituminous streets (miles) 63 63 63 62 62 62 62 57 54 54 Gravel streets (miles) 2 2 2 2 3 3 3 3 3 3 Street lights 142 137 137 137 137 137 137 137 137 137 Storm sewer (miles) 25 25 25 25 25 23 23 22 20 20 Park & Recreation Acres of parkland 451 451 451 451 451 451 451 451 443 443 Number of parks 17 17 17 17 17 17 17 17 16 16 Water Utility Water towers 2 2 2 2 2 2 1 1 1 1 Miles of watermain 39 37 37 37 37 34 26 20 20 20 Number of fire hydrants 293 280 280 280 280 280 233 225 221 221 Sanitary Sewer Utility Miles of sanitary sewer 3 3 3 3 3 3 3 3 3 3 Life stations 3 3 3 3 3 3 3 3 3 3 Sources: Various City Department's annual financial report statistics 142 CITY OF LAKE ELMO, MINNESOTA OTHER REPORT SECTION December 31, 2013 This Page Leff Blank lnfendonally SMITH•SCHAFER & ASSOCIATES, LTD. Certified Public Accountants and Consultants Members of American Institute of CPA's. Ovate Companies Practice Section, Minnesota Society of CPA's INDEPENDENT AUDITOR'S REPORT ON MINNESOTA LEGAL COMPLIANCE To the Honorable Mayor and Members of the City Council City of Lake Elmo, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America, the financial statements of the governmental activities, the business -type activities, each major fund and the aggregate remaining fund information of the City of Lake Elmo, Minnesota, as of and for the year ended December 31, 2013, and the related notes to the financial statements, and have issued our report thereon dated June 13, 2014. The Minnesota Legal Compliance Audit Guide for Political Subdivisions, promulgated by the State Auditor pursuant to Minnesota State Statutes Sec. 6.65, contains seven categories of compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions and tax increment financing. Our audit considered all of the listed categories, except that we did not test for compliance with the provisions for tax increment financing because the City has not established a tax increment financing district. In connection with our audit, nothing came to our attention that caused us to believe that the City of Lake Elmo, Minnesota failed to comply with the provisions of the Minnesota Legal Compliance Audit Guide for Political Subdivisions. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed additional procedures, other matters may have come to our attention regarding the City of Lake Elmo, Minnesota's noncompliance with the above referenced provisions. This report is intended solely for the information and use of those charged with governance and management of the City of Lake Elmo, Minnesota and the State Auditor and is not intended to be and should not be used by anyone other than these specified parties. Maplewood, Minnesota June 13, 2014 Maplewood Office • 2035 E County Road D • Suite A • Maplewood MN 55109 • PH (651) 770-8414 • FAX (651) 770-5175 Offices in: Edina, Red Wing, and Rochester • www.smithschafer.com PrimeGlobal Member of PrimeGlobal, A Global Association of Independent Accounting Firms 146 This Page Left Blank Intentionally