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HomeMy WebLinkAbout2016 Annual Comprehensive Financial ReportCITY OF LAKE ELMO, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED DECEMBER 31, 2016 PREPARED BY: FINANCE DEPARTMENT CITY OF LAKE ELMO, MINNESOTA CITY OF LAKE ELMO, MINNESOTA FINANCIAL STATEMENTS For the Fiscal Year Ended December 31, 2016 TABLE OF CONTENTS PAGE INTRODUCTORY SECTION Letter of Transmittal i GFOA Certificate of Achievement v Elected and Appointed Officials vi Organizational Chart vii FINANCIAL SECTION Independent Auditor's Report 1 Management's Discussion and Analysis 3 Basic Financial Statements Government -wide Financial Statements Statement of Net Position 14 Statement of Activities 15 Fund Financial Statements Balance Sheet - Governmental Funds 17 Reconciliation of Net Position in the Government -wide Financial Statements and Fund Balances in the Fund Basis Financial Statements 19 Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds 20 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities 22 Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - General Fund 23 Combining Statement of Net Position - Proprietary Funds 27 Combining Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds 31 Combining Statement of Cash Flows - Proprietary Funds 33 Statement of Fiduciary Net Position - Fiduciary Funds 35 Notes to Financial Statements 36 Required Supplemental Information Schedule of City Contributions General Employees Retirement Plan 84 Public Employees Police and Fire Plan 84 Schedule of Proportionate Share of Net Pension Liability General Employees Retirement Plan 85 Public Employees Police and Fire Plan 85 City of Lake Elmo Fire Relief Association Schedule of Funding Progress for the Fire Relief Association 86 Schedule of Employer Contributions for the Fire Relief Association 86 Schedule of Funding Progress - Other Post Employment Benefits 87 Combining and Individual Fund Statements and Schedules Combining Balance Sheet - Nonmajor Governmental Funds 88 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Governmental Funds 89 Combining Balance Sheet - Nonmajor Special Revenue Funds 90 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Special Revenue Funds 91 CITY OF LAKE ELMO, MINNESOTA FINANCIAL STATEMENTS For the Fiscal Year Ended December 31, 2016 TABLE OF CONTENTS (CONTINUED) PAGE FINANCIAL SECTION (CONTINUED) Combining Balance Sheet - Nonmajor Capital Projects Funds 92 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Capital Projects Funds 94 Combining Statement of Net Position - Internal Service Funds 96 Combining Statement of Revenues, Expenses and Changes in Fund Net Position - Internal Service Funds 97 Combining Statement of Cash Flows - Internal Service Funds 98 Combining Balance Sheet - Debt Service Funds 99 Combining Schedule of Revenues, Expenditures and Changes in Fund Balances - Debt Service Funds 101 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - City Events Special Revenue Fund 103 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Library Special Revenue Fund 104 Combining Schedule of Changes in Assets and Liabilities - Agency Funds 105 Supplemental Schedule of Sources and Uses - Redevelopment Grant Program 106 STATISTICAL SECTION (UNAUDITED) REFERENCE Net Position by Component Schedule 1 107 Changes in Net Position Schedule 2 109 Fund Balances, Governmental Funds Schedule 3 113 Changes in Fund Balances, Governmental Funds Schedule 4 115 Tax Capacity and Estimated Actual Value of Taxable Property Schedule 5 117 Property Tax Rates and Tax Levies - Direct and Overlapping Property Tax Rates Schedule 6 118 Principal Property Taxpayers Schedule 7 119 Schedule of Property Tax Levies and Collections Schedule 8 120 Water and Sanitary Sewer Charges by Customer Schedule 9 122 Ratios of Outstanding Debt by Type Schedule 10 124 Ratios of General Bonded Debt Outstanding Schedule 11 126 Computation of Direct and Indirect General Obligation Bonded Debt and Legal Debt Margin Schedule 12 128 Legal Debt Margin Information Schedule 13 129 Pledged Revenue Coverage Schedule 14 131 Demographic and Economic Statistics Schedule 15 132 Principal Employers Schedule 16 133 Full -Time Equivalent Employees by Function Schedule 17 134 Operating Indicators by Function/Program Schedule 18 136 Capital Assets Statistics by Function/Program Schedule 19 138 OTHER REPORT SECTION Independent Auditor's Report on Minnesota Legal Compliance 139 CITY OF LAKE ELMO, MINNESOTA INTRODUCTORY SECTION DECEMBER 31, 2016 This Page Left Blank Intentionally THE CITY OF LAKE ELMO 3800 Laverne Avenue North Lake Elmo, MN 55042 651-747-3900 www.lakeelmo.org June 29, 2017 To the Honorable Mayor, Members of the City Council, and Citizens of the City of Lake Elmo: Minnesota Statutes require all cities to issue an annual report on its financial position and activity prepared in accordance with generally accepted accounting principles (GAAP), under the guidance of the Government Accounting Standard Board (GASB), and audited in accordance with generally accepted auditing standards (GARS) by a firm of licensed certified public accountants or the Office of the State Auditor. Pursuant to that requirement, we hereby issue the comprehensive annual financial report of the City of Lake Elmo, MN for the fiscal year ended December 31, 2016. This report consists of management's representation concerning the finances of the City of Lake Elmo. Consequently, management assumes full responsibility for the completeness, accuracy and reliability of all the information presented in this report. To provide a reasonable basis for making these representations, the management of the City of Lake Elmo has established a thorough internal control system designed to both protect the City's assets from loss, theft and misuse and to compile all necessary information for the preparation of the City of Lake Elmo's financial statements in conformity with GAAP and GASB. As a management team, we assert that the financial statements will be free from material misstatement and that the financial report is reliable in all material respects. The City of Lake Elmo's financial statements have been audited by Smith, Schafer and Associates, Ltd, a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City of Lake Elmo for the fiscal year ended December 31, 2016 are free from material misstatement. The independent audit involved examining, on an approved test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit that there was a reasonable basis for rendering an unmodified opinion that the City of Lake Elmo's financial statements for fiscal year ended December 31, 2016 are fairly presented in conformity with GAAP. The independent auditor's report is presented as the first component of the financial section of the report. A "Single Audit" designed to meet the special needs of a federal grantor agency was not performed for the year ended December 31, 2016 as the City did not participate in any programs that required this additional independent audit. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in form of the Management's Discussion and Analysis (MD&A). This letter of transmittal is included to complement the MD&A and should be read in conjunction with it. The City of Lake Elmo's MD&A can be found immediately following the report of the independent auditors. PROFILE OF THE GOVERNMENT The City of Lake Elmo was incorporated in 1926 and is a statutory city in the State of Minnesota six miles east of St. Paul Minnesota. Located in Washington County, it covers 25 square miles and has an estimated population of 9,000 which represents 3,100 households. Policy -making and legislative authority are vested in a governing council consisting of an elected Mayor and four council members. Per Minnesota State Statute, the governing council is responsible for passing ordinances, adopting an annual budget, appointing committees and hiring both the city's administrator and attorney. The City Administrator is responsible for carrying out the policies and ordinances of the governing council and overseeing the day-to-day operations of the city. The Council is elected on a non -partisan basis. The Mayor serves a four-year term and council members serve a four-year staggered term, with two of these positions elected every two years. The Mayor and the Council are elected at -large. The City of Lake Elmo provides a full range of Services including fire protection services, construction and maintenance of streets and infrastructure; recreational facilities; and water, sanitary sewer and storm water utility services. The City contracts with the Washington County Sheriff's Department for police services. The annual budget serves as the foundation for the City of Lake Elmo's financial management and fiscal stewardship. City departments and agencies of the City submit their requested budget to the City Administrator and the Finance Director in order to compile a preliminary budget for submission to the Finance Committee for their consideration. The Finance Committee then meets with the Department Heads to better understand their proposed budgets to later submit a budget to the City Council. The preliminary balanced budget is presented to the City Council in September each year so that the preliminary property tax levy can be submitted to Washington County by the annual due date. The preliminary property tax levy may be decreased but not increased. The 2016 Adopted Budget and final property tax levy was required to be adopted by and submitted to Washington County by December 28, 2015. Included in the City annual budget process is the compilation of a Capital Improvement Plan which allows for strategic planning of City infrastructure and equipment needs while maintaining a reasonable level of debt and a strong unassigned fund balance. Monthly budget to actual comparison reports are provided to the Finance Committee and the City Council to keep them apprised of the financial performance of the City. FACTORS AFFECTING FINANCIAL CONDITION The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City of Lake Elmo operates. LOCALECONOMY Lake Elmo is home to numerous businesses that are leaders in their respective industries. New residential developments platted since 2014 number approximately 2,200 have been approved. The City's highway infrastructure continues to make Lake Elmo a desirable residential location. Rapid growth is further reflected in 2016 population estimates of 9,000 or an increase of 10% since the 2010 census. New housing starts in 2016 numbered 252 with a total value of $79,884,649 and an average value of $317,003. Commercial new construction numbered 4 with a total value of $32,058,022 and an average value of $8,014,505. All these new start have been built in 2016 or will be finished in 2017, which will greatly strengthen the existing tax base of the City. LONG TERM FINANCIAL PLANNING Total unassigned General Fund balance as of December 31, 2016 was 89% of the total 2016 General Fund expenditures. Although the State Auditor recommends maintaining a level of 35% - 50%, the City has consistently exceeded that rate, showing the City's financial strength. The City's 5-year Capital Improvement Plan serves as the foundation for long-term financial planning. Funding needs for capital replacements are reflected in tax levies for the street renewal and general fund asset replacements. Funding needs for capital infrastructure in the enterprise funds are funded through user fees in those funds. During 2016, Moody's Investors Service maintained the City's long term debt rating of Aa2. In their assessment of the City, Moody's noted the following: • Strong financial operations supported by healthy reserves and liquidity • Healthy unassigned fund balance • Affluent tax base favorably located in Twin Cities metropolitan area Projections for the next 5 years indicate that property tax contributions, user fees and investment income will continue to grow based on planned development and expansion within the City. RELEVANT FINANCIAL POLICIES During 2015, the Metropolitan Council issued the 2015 System Statement for the City of Lake Elmo which outlines the updated forecasts for the City as a result of the termination in 2014 of the Memorandum of Understanding (MOU). The previous forecasted population number for 2040 was reduced from 20,500 to 18,200. Receipt of the system statement plans triggers a community obligation to review and amend its comprehensive plan as necessary, which began late in 2016 and will continue into 2017. MAJOR INITIATIVES 2016 was an extremely robust year for the City due to continuation of on -going infrastructure upgrades, projects, as well as oversight of the on -going residential and commercial development activity. Some of the 2016 infrastructure projects included the following: • Joint project with Washington County on CSAH 17. This project included the replacement of old water main and installation of sanitary sewer and storm sewer while reconstructing the streets. • Continued work with the Union Pacific Railroad regarding the downtown project and a new development impacting the Railroad at various locations. • Construction of a lift station, pump house, well and water tower • 2016 seal coating and crack filling project • Use of Parkland dedication fees to continue to make improvements to existing parks and providing oversight to the new City parks being constructed by developers. • 2016 street reconstruction in the Stonegate, Kirkwood and Kelvin Avenue neighborhoods including the extension of water service to Kelvin Avenue homes. AWARDS AND ACKNOWLEDGEMENTS The Government Finance Officers Association (GFOA) of the United States and Canada awarded a Certificate of Achievement for Excellence in Financial Reporting (CAFR) to the City again for the fiscal year ending December 31, 2015. This certificate is a prestigious national award recognizing conformance with the highest standards for preparation for state and local government financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized CAFR, whose contents conform to program standards. Such reports must satisfy both accounting principles generally accepted in the United States of America and applicable legal requirements. A certificate is valid for one year only. The City of Lake Elmo is pleased to present its Comprehensive Annual Financial Report, which will be submitted to the Government Finance Officers Association (GFOA) for consideration of a Certificate of Achievement for Excellence in Financial Reporting for its financial reports for the fiscal year ended December 31, 2016. The preparation of this report would not have been possible without the efficient and dedicated services of the personnel of the City of Lake Elmo. Further, we would like to express our appreciation to all members of the organization who assisted in contributing to the preparation of the report. Credit must also be given to the Mayor and the City Council for their unfailing support for maintaining the highest standards of management of the City of Lake Elmo's finances. Respectfully submitted, Kristina Handt City Administrator " , �'��� Y Brian A. Swanson Finance Director iv Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Lake Elmo Minnesota For its Comprehensive Annual Financial Report for the Fiscal Year Ended December 31, 2015 Executive Director/CEO v CITY OF LAKE ELMO, MINNESOTA ELECTED AND APPOINTED OFFICIALS December 31, 2016 POSITION NAME TERM EXPIRES ELECTED OFFICIALS City Council: Mayor Mike Pearson December 31, 2016 Council Member Justin Bloyer December 31, 2016 Council Member Julie Fliflet December 31, 2018 Council Member Jill Lundgren December 31, 2018 Council Member Anne Smith December 31, 2016 APPOINTED OFFICIALS City Administrator Kristina Handt Continuous Finance Director Cathy Bendel Continuous City Clerk Julie Johnson Continuous FINANCE COMMITTEE Julie Fliflet, Committee Chair and City Council Anne Smith, City Council Terry Forrest, Retired CFO vi A CITY OF LAKE ELMO ORGANIZATIONAL CHART 2017 Citizens 4 t City Council y Commissions a Committees Administrator Phnninp Comm, —on - P.— Comm i»,on Ecenamic o.....Iaom. Autiont, AttorneyAN = Citizen Appointees : Contractor Relationship Envir nmvntai flnanee Mnmtnnaoce Ad-0.y ►uClic Safety I I City Engineer Sh�riH J TI IF CITY OF LAKE ELMO As 007/122016 vii This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA FINANCIAL SECTION DECEMBER 31, 2016 This Page Left Blank Intentional IASMITH*SCHAFER & ASSOCIATES, LTD. Certified Public Accountants and Consultants Members of American Institute of CPA's, Private Companies Practice Section, Minnesota Society of CPA's INDEPENDENT AUDITOR'S REPORT Honorable Mayor and Members of the City Council City of Lake Elmo, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund and the aggregate remaining fund information of the City of Lake Elmo, Minnesota, as of and for the year ended December 31, 2016, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit includes performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting principles used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund and the aggregate remaining fund information of the City of Lake Elmo, Minnesota, as of December 31, 2016, and the respective changes in financial position and, where applicable, cash flows thereof and the budgetary comparison for the General Fund for the year then ended in accordance with accounting principles generally accepted in the United States of America. Twin Chios Oft►co • 7SW HI91I SS • Suft 350 • hfinnoopolis. MN 55427 • PH (952) 920.1455 • FAX (952) 920.6603 G" _ os in Red Wing on, __ r • www.srrvfhschofer, , _ •r, rnmKdobW Momter of PrmoGbotO. A GlobOl Assocatvon of Indopondenf Accountng Fan Honorable Mayor and Members of the City Council City of Lake Elmo, Minnesota Page 2 Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis on pages 3 through 13 and the required supplemental information as listed in the Table of Contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in appropriate operational, economic or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Lake Elmo, Minnesota's basic financial statements. The introductory section, combining and individual nonmajor fund financial statements and statistical section listed in the Table of Contents are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. +C �� 44. l Minneapolis, Minnesota June 29, 2017 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS As management of the City of Lake Elmo, Minnesota, we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City of Lake Elmo, Minnesota for the fiscal year ended December 31, 2016. FINANCIAL HIGHLIGHTS • The assets of the City of Lake Elmo, Minnesota exceeded its liabilities at the close of the most recent fiscal year by $38,252,973 (net position). Of this amount, $10,536,667 (unrestricted net position) may be used to meet the City's ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies. • The City's total net position increased by $6,517,098 during 2016. • As of the close of the current fiscal year, the City of Lake Elmo, Minnesota's governmental funds reported combined ending fund balances of $8,223,754, an increase of $1,217,847 from the prior year. This increase was due primarily to licenses and permit revenue related to construction within the City. • At the end of the current fiscal year, unassigned fund balance for the general fund was $3,279,815, or 89% of total general fund expenditures. The nonspendable portion of the general fund balance as of December 31, 2016 ($409,222) related to the interfund loan to the Village Project fund and prepaid items. The committed portion of the general fund balance as of December 31, 2016 ($200,000) was a reserve for future insurance and legal fees. • The City's total noncurrent liabilities increased by $9,033,112 or 38% during the current fiscal year due to the issuance of the 2016A General Obligation bonds. • The City was recognized by the Government Finance Officers Association of the United States and Canada (GFOA) for obtaining a Certificate of Achievement for Excellence in Financial Reporting for the City's 2015 Comprehensive Annual Financial Report. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis are intended to serve as an introduction to the City of Lake Elmo, Minnesota's basic financial statements. The City's basic financial statements are comprised of the following three components: 1) government -wide financial statements, providing information for the City as a whole, 2) fund financial statements, providing detailed information for the City's significant funds, and 3) notes to the financial statements, providing additional information that is essential to understanding the government -wide and fund statements. This report also contains other supplementary information in addition to the basic financial statements themselves. 3 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Government -wide financial statements. The government -wide financial statements are designed to provide readers with a broad overview of the City of Lake Elmo, Minnesota's finances, in a manner similar to a private -sector business. The statement of net position presents information on all of the City of Lake Elmo, Minnesota's assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City of Lake Elmo, Minnesota is improving or deteriorating. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of the related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused vacation leave). Both of the government -wide financial statements distinguish functions of the City of Lake Elmo, Minnesota that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of the City of Lake Elmo, Minnesota include general government, public safety, public works, and culture and recreation. The business -type activities of the City of Lake Elmo, Minnesota include the water, sewer and storm sewer funds. The government -wide financial statements can be found on pages 14-16 of this report. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Lake Elmo, Minnesota, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City of Lake Elmo, Minnesota can be divided into three categories: governmental funds, proprietary funds and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financial requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. 4 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS The City of Lake Elmo, Minnesota maintains twenty-two individual governmental funds, twelve of which are debt service funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, the debt service fund, the infrastructure reserve fund and the vehicle acquisition fund, all of which are considered to be major funds. Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements or schedules elsewhere in this report. The City of Lake Elmo, Minnesota adopts an annual budget for its general fund. Budgetary comparison statements have been provided for this fund (pages 23 to 26) to demonstrate compliance with the budget. The basic governmental fund financial statements can be found on pages 17-22 of this report. Proprietary funds. There are two different types of proprietary funds - enterprise funds and internal service funds. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City of Lake Elmo, Minnesota uses three enterprise funds to account for its water, sewer and storm sewer operations. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City of Lake Elmo, Minnesota's various functions. The City of Lake Elmo, Minnesota uses three internal service funds to account for certain capital acquisition activities. Because all of these services predominantly benefit governmental rather than business -type functions, they have been included within governmental activities in the government -wide financial statements. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the water, sewer and storm sewer funds, all of which are considered to be major funds of the City of Lake Elmo, Minnesota. The proprietary fund financial statements can be found on pages 27-34 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the City. Fiduciary funds are not reflected in the government -wide financial statements because the resources of those funds are not available to support the City's own programs. The accounting use for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statement can be found on page 35 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements can be found on pages 36-83 of this report. Other Information. The combining schedules referred to earlier in connection with non -major governmental funds, debt service funds, internal service funds and the fiduciary fund can be found on pages 88-105 of this report. 5 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS GOVERNMENT -WIDE FINANCIAL ANALYSIS As noted earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the City of Lake Elmo, Minnesota, assets exceeded liabilities by $38,252,973 at the close of the most recent fiscal year. The largest portion of the City of Lake Elmo, Minnesota's net position, $21,539,009 (56%) reflects its investment in capital assets (e.g. land, buildings and improvements, and machinery and equipment), less any related debt used to acquire those assets that is still outstanding. The City of Lake Elmo, Minnesota uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Lake Elmo, Minnesota's investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Current and other assets Capital assets Total assets Deferred outflows of resources Long-term liabilities outstanding Other liabilities Total liabilities Deferred inflows of resources Net position: Net investment in capital assets Restricted Unrestricted Total net position City of Lake Elmo, Minnesota's Net Position Governmental Activities Business -Type Activities Total 2016 2015 2016 2015 2016 2015 $ 10,893,806 $ 9,687,510 $ 10,098,093 $ 6,221,558 $ 20,991,899 $ 15,909,068 20,755,034 18,527,639 30,240,029 22,792,835 50,995,063 41,320,474 31,648,840 28,215,149 40,338,122 29,014,393 71,986,962 57,229,542 856,676 171,032 128,684 67,075 985,360 238,107 13,471,388 10,889,186 19,244,126 12,793,216 32,715,514 23,682,402 955,137 1,265,752 812,316 645,372 1,767,453 1,911,124 14,426,525 12,154,938 20,056,442 13,438,588 34,482,967 25,593,526 206,031 119,126 30,351 19,125 236,382 138,251 9,032,535 8,723,329 12,506,474 10,170,351 21,539,009 18,893,680 4,704,133 3,446,142 1,473,164 1,876,119 6,177,297 5,322,261 4,136,292 3,942,646 6,400,375 3,577,285 10,536,667 7,519,931 $ 17,872,960 $ 16,112,117 $ 20,380,013 $ 15,623,755 $ 38,252,973 $ 31,735,872 An additional portion of the City of Lake Elmo, Minnesota's net position (16%) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position ($10,536,667) may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Lake Elmo, Minnesota is able to report positive balances in all categories of net position for the City as a whole. C� CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Governmental activities. Governmental activities increased the City of Lake Elmo, Minnesota's net position by $1,760,840 during 2016. Key elements of this increase include: • Charges for services increased by $864,288 from the prior year due primarily to an increase in the amount of building permits issued by the City. • Special assessments revenue for 2015 projects increase by $239,804. Business -type activities. Business -type activities increased the City of Lake Elmo, Minnesota's net position by $4,756,258. This increase is due primarily to a construction grant received from the State of Minnesota. A condensed version of the Statement of Activities follows: Revenues: Program revenues: Charges for services Operating grants and contributions Capital grants and contributions General revenues: Property taxes Other Total revenues Expenses: General government Public safety Public works Culture and recreation Interest on long-term debt Water Sewer Storm sewer Total expenses Increase in net position before transfers Transfers Change in net position Net position - beginning of year Net position - end of year City of Lake Elmo, Minnesota's Change in Net Position Governmental Activities Business -Type Activities Total 2016 201 5 2016 2015 2016 2015 $ 1,803,531 $ 939,243 $ 3,330,409 $ 3,602,559 $ 5,133,940 $ 4,541,802 235,214 249,094 235,214 249,094 1,452,469 2,038,940 3,464,567 4,917,036 2,038,940 3,226,739 3,204,119 3,226,739 3,204,119 104,291 123,076 45,171 39,757 149,462 162,833 6,822,244 6,554,472 6,840,147 3,642,316 13,662,391 10,196,788 1,358,370 1,134,132 1,358,370 1,134,132 1,308,360 1,344,282 1,308,360 1,344,282 1,698,566 1,377,969 1,698,566 1,377,969 660,947 639,006 660,947 639,006 178,266 215,611 178,266 215,611 1,409,832 1,363,043 1,409, 832 1,363,043 380,650 250,866 380,650 250,866 150,302 103,536 150,302 103,536 5,204,509 4,711,000 1,940,784 1,717,445 7,145,293 6,428,445 1,617,735 1,843,472 4,899,363 1,924,871 6,517,098 3,768,343 143,105 220,842 (143,105) (220,842) 1,760,840 2,064,314 4,756,258 1,704,029 6,517,098 3,768,343 16,112,120 14,047,803 15,623,755 13,919,726 31,735,875 27,967,529 $ 17,872,960 $ 16,112,117 $ 20,380,013 $ 15,623,755 $ 38,252,973 $ 31,735,872 7 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Below are specific graphs that provide comparisons of the governmental activities direct program revenues with their expenditures. Any shortfalls in direct revenues are primarily supported by property tax levy or general state aid. ■Program revenues Expenses and Program Revenues - Governmental Activities ■ Expenses $2,000,000 $1,800,000 $1,600,000 $1,400,000 $1,200,000 $1,000,000 $800,000 $600,000 $400,000 $200,000 $0 erg e0" Get` ea, e- VPoo �o�*Cb Revenues by Source - Governmental Activities Capital grants and contributions 21% Charges for services 26% Operating grants and contributions 4% ea��or tec� aP1d G�\,���e Property taxes 47% 8 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS The following graphs related the business -type activity's program revenues with its expenditures. Since this activity requires significant physical assets to operate, any excess revenues are held for planned capital expenditures to keep pace with growing demand for services. Expenses and Program Revenues - Business -Type Activities $6,000,000 $5,000,000 $4,000,000 $3,000,000 $2,000,000 $1,000,000 $0 ■ Program revenues ■ Expenses �atiet Ce4et Suet S'tot�` Revenues by Source - Governmental Activities Capital grants and contributions 51% Other less than 1 % 1D_ Charges for services 49% 9 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Financial Analysis of the Government's Funds As noted earlier, the City of Lake Elmo, Minnesota uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. Governmental funds. The focus of the City of Lake Elmo, Minnesota's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Lake Elmo, Minnesota's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City of Lake Elmo, Minnesota's governmental funds reported combined ending fund balances of $8,223,754, an increase of $1,217,847 in comparison with the prior year. Approximately $4,366,302 of this total fund balance, or 53%, constitutes assigned and unassigned fund balance, which is available for spending at the government's discretion. The remainder of the fund balance ($3,857,452) is restricted, committed and nonspendable to indicate that it is not available for new spending because it has already been restricted by creditors, grantors or regulations of other governments, has been committed to a specific purpose by the City Council, has been expensed for prepaid items, or is unavailable because the funds have been loaned to another fund. The general fund is the chief operating fund of City of Lake Elmo, Minnesota. At the end of the current fiscal year, unassigned fund balance of the general fund was $3,279,815. As a measure of the general fund's liquidity, it may be useful to compare the unassigned fund balance to total fund expenditures. Unassigned fund balance represented 89% of total 2016 general fund expenditures. The general fund's total fund balance increased by $701,755 during the current fiscal year due primarily to an increase in building permits and related revenue during the year. The debt service fund increased its fund balance by $761,605 due to property taxes, special assessments and intergovernmental revenues allocated to this fund in excess of debt service expenditures. The infrastructure reserve fund decreased its fund balance by $210,621 due primarily to capital outlay expenditures in excess of bond proceeds allocated to this fund. The vehicle acquisition fund decreased its fund balance by $27,493 due primarily to capital outlay expenditures in excess of revenue allocated to this fund. This fund will no longer be used in 2017. The special revenue funds decreased their overall fund balances by $60,414 due primarily to current expenditures for culture and recreation in excess of property taxes allocated to those funds. The capital projects funds, other than the infrastructure reserve fund and vehicle acquisition fund described previously, increased their collective fund balance by $53,015 due primarily to park dedication fees in excess of capital outlay expenditures in those funds. Proprietary funds. The City of Lake Elmo, Minnesota's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. 10 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Unrestricted net position for water operations, sewer operations and storm sewer operations at the end of the year amounted to $3,071,906, $2,406,958 and $921,511, respectively. The water fund, sewer fund and storm sewer fund increased their net position by $3,809,117, $868,277 and $78,864, respectively, for the year ended December 31, 2016. Other factors concerning the finances of these three funds have already been addressed in the discussion of the City of Lake Elmo, Minnesota's business -type activities. General Fund Budgetary Highlights The City's General Fund budget was not amended during the year. The budget called for no change in the General Fund balance. The actual net change to the General Fund balance was an increase of $701,755. Revenues were more than budget by $899,019 for the year ended December 31, 2016 due primarily to licenses and permits in excess of budget as result of increased building within the City. Total expenditures were more than budget by $197,264 for the year. One department had expenditures in excess of budget: general government expenditures exceeded budget by $324,086. The over expenditures in the general government department were primarily related to legal expenses incurred over the amounts budgeted. Capital Asset and Debt Administration Capital assets. The City of Lake Elmo, Minnesota's investment in capital assets for its governmental and business -type activities as of December 31, 2016, amounted to $50,995,063 (net of accumulated depreciation). This investment in capital assets includes land, buildings and improvements, and machinery and equipment. Total capital assets increased by $9,674,589, or 23%, for the year ended December 31, 2016, due primarily to completed construction projects and additional construction in progress on various capital projects within the City. City of Lake Elmo, Minnesota's Capital Assets (net of depreciation) Governmental Activities Business -Type Activities Total 2016 2015 2016 2015 2016 2015 Land $ 3,453,979 $ 3,453,979 $ 248,869 $ 248,869 $ 3,702,848 $ 3,702,848 Construction in progress 4,418,552 2,857,416 7,025,526 4,193,729 11,444,078 7,051,145 Buildings 2,576,941 2,649,349 2,576,941 2,649,349 Improvements other than buildings 438,996 439,669 438,996 439,669 Machinery and equipment 1,556,172 1,609,507 84,461 100,512 1,640,633 1,710,019 Infrastructure 8,310,394 7,517,719 22,881,173 18,249,725 31,191,567 25,767,444 Total $ 20,755,034 $ 18,527,639 $ 30,240,029 $ 22,792,835 $ 50,995,063 $ 41,320,474 11 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Additional information on the City of Lake Elmo, Minnesota's capital assets can be found in Note 3D beginning on page 55 of this report. Long-term debt. At the end of the current fiscal year, the City of Lake Elmo, Minnesota had $30,400,000 in bonds, certificates and notes outstanding. The entire $30,400,000 outstanding comprises debt backed by the full faith and credit of the government. City of Lake Elmo, Minnesota's Outstanding Debt General Obligation Bonds, Certificates and Notes Governmental Activities Business -Type Activities Total 2016 2015 2016 2015 2016 2015 General obligation bonds $ 11,625,000 $ 9,740,000 $ 18,775,000 $ 12,535,000 $ 30,400,000 $ 22,275,000 General obligation certificates General obligation notes payable 21,219 21,219 Total $ 11,625,000 $ 9,761,219 $ 18,775,000 $ 12,535,000 $ 30,400,000 $ 22,296,219 The City of Lake Elmo, Minnesota's total bonds and certificates payable increased by $8,103,781 during the current fiscal year. The increase was due primarily to the issuance of the 2016A General Obligation bonds. A more detailed breakdown of these obligations can be found in Note 3E beginning on page 57 of this report. The City of Lake Elmo, Minnesota maintains an AA2 bond rating from Moody's Investor Service for general obligation debt. The City has also recently been upgraded by Standard and Poor's to a AA+ bond rating. State statutes limit the amount of general obligation debt a Minnesota City may issue to 3% of its market value of taxable property. Net debt is payable solely from ad valorem taxes. The City is currently well within this limit. Economic Factors and Next Year's Budgets and Rates The City planned a new minor collector road to be built (5t" Street) in the 1-94 Corridor and many segments were completed in 2015 and 2016. A new minor collector road (Village Parkway) in the Old Village has been planned out by the City with initial sections having been built out in 2015 and 2016. Plans continue with subsequent phases of the multi -phased developments which were approved by the City. The Cities taxable market value increased 13% from 2014 to 2015 and 8% from 2015 to 2016. 12 CITY OF LAKE ELMO, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS Economic Factors and Next Year's Budgets and Rates (continued) • There was a slight reduction in the amount of total property taxes levied in 2017. This was based on increases in charges for services revenues for building -related activities and the planned use of fund balance, which helped to offset increases to the debt service components of the tax levy. • Development continues to be strong in the new development areas. The 2017 budget anticipates the building of 250 new homes and the continuation of commercial expansion. • The Lake Elmo Avenue Downtown project with Washington County is well underway and Phase I was completed in 2015. Phase II of the project was completed in 2016 and Phase III will be completed in 2017. The project covers full reconstruction of the streets as well as upgrading the existing water system and installation of a new sewer system and storm water drainage system. • The Inwood Avenue segment of the water line (for which the $3.5M in State Bonding proceeds were secured) has moved into construction. This includes the construction of a new water tower, booster station and the truck water main improvements anticipated to be on-line in 2017. Requests for Information This financial report is designed to provide a general overview of the City of Lake Elmo, Minnesota's finances for all those with an interest in the City's finances. Questions concerning any of the information provided in this report or requests for additional information should be addressed to City of Lake Elmo, Minnesota, 3800 Laverne Avenue North, Lake Elmo, Minnesota, 55042. 13 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA FINANCIAL STATEMENTS DECEMBER 31, 2016 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA STATEMENT OF NET POSITION December 31, 2016 ASSETS Cash and investments Receivables, net of allowance Due from other governmental units Internal balances Prepaid expenses Net pension asset Capital assets: Nondepreciable Depreciable, net Total Assets DEFERRED OUTFLOWS OF RESOURCES Unamortized deferred amount on refunding Deferred outflows from pension activity Total Deferred Outflows of Resources LIABILITIES Accounts payable Accrued expenses Accrued interest Escrow deposits Due to other governmental units Unearned revenue Noncurrent liabilities: Due within one year Due in more than one year Net pension liability Total Liabilities DEFERRED INFLOWS OF RESOURCES Deferred inflows from pension activity NET POSITION Net investment in capital assets Restricted Debt service Unrestricted Total Net Position Governmental Business -Type Activities Activities $ 8,879,954 $ 4,686,929 $ 13,566,883 1,584,601 1,899,537 3,484,138 44,108 3,434,202 3,478,310 (77,425) 77,425 5,653 5,653 456,915 456,915 7,872,531 7,274,395 15,146,926 12,882,503 22,965,634 35,848,137 31,648,840 40,338,122 71,986,962 25,070 46,474 71,544 831,606 82,210 913,816 856,676 128,684 985,360 670,456 79,110 749,566 66,038 8,512 74,550 124,170 184,114 308,284 75,000 75,000 11,173 161,580 172,753 8,300 379,000 387,300 958,467 722,625 1,681,092 11,060,143 18,322,092 29,382,235 1,452,778 199,409 1,652,187 14,426,525 20,056,442 34,482,967 206,031 30,351 236,382 9,032,535 12,506,474 21,539,009 4,704,133 1,473,164 6,177,297 4,136,292 6,400,375 10,536,667 $ 17,872,960 $ 20,380,013 $ 38,252,973 See Notes to Financial Statements 14 CITY OF LAKE ELMO, MINNESOTA STATEMENT OF ACTIVITIES For the Year Ended December 31, 2016 Program Revenues Operating Capital Charges for Grants and Grants and Functions/Programs Expenses Services Contributions Contributions Governmental activities: General government $ 1,358,370 $ 51,009 $ $ Public safety 1,308,360 1,752,522 72,591 Public works 1,698,566 139,121 1,388,315 Culture and recreation 660,947 23,502 64,154 Interest on long-term debt 178,266 Total governmental activities 5,204,509 1,803,531 235,214 1,452,469 Business -Type activities: Water Sewer Storm sewer Total business -type activities Total 1,409,832 380,650 150,302 1,940,784 1,801,228 1,315,948 3,443,636 20,931 $ 7,145,293 $ 5,133,940 $ 235,214 $ 4,917,036 General revenues: General property taxes Grants and contributions not restricted to specific programs Interest earnings Miscellaneous Transfers Total general revenues and transfers Change in net position Net position - beginning Net position - ending 15 Net (Expense) Revenue and Changes in Net Position Governmental Business -Type Activities Activities Total $ (1,307,361) 516,753 (171,130) (573,291) (178,266) (1,713,295) (1,713,295) 3,226,739 8,584 43,228 52,479 143,105 3,474,135 1,760,840 16,112,120 $ 17,872,960 $ 3,835,032 956,229 62,931 $ (1,307,361) 516,753 (171,130) (573,291) (178,266) (1,713,295) 3,835,032 956,229 62.931 4,854,192 4,854,192 4,854,192 3,140,897 748 44,423 (143,105) (97,934) 4,756,258 15,623,755 $ 20,380,013 3,226,739 9,332 87,651 52,479 3,376,201 6,517,098 31,735,875 $ 38,252,973 16 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA FUND FINANCIAL STATEMENTS DECEMBER 31, 2016 CITY OF LAKE ELMO, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2016 ASSETS Cash and investments Receivables (Net of allowance for uncollectibles) Accounts Delinquent taxes Special assessments Accrued interest Due from other funds Advances to other funds Due from other governmental units Prepaid items TOTAL ASSETS LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE LIABILITIES Accounts payable Escrow deposits payable Accrued liabilities Due to other funds Unearned revenue Advances from other funds Total liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenue: Property taxes Special assessments Total deferred inflows of resources FUND BALANCE Nonspendable Restricted Committed Assigned Unassigned Total Fund Balance TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE General Fund Debt Service Infrastructure (101) (300s) Reserve (409) $ 3,727,367 $ 3,326,884 $ 143,963 2,168 44,088 16,931 200,937 405,398 39,274 3,824 $ 4,439,987 1,189,170 4,834 65,511 266,733 $ 4,520,888 $ 476,207 $ 438,008 $ 60,554 95,605 8,300 $ 172,571 7,032 506,862 95,605 179,603 44,088 1,189,170 266,733 44,088 1,189,170 266,733 409,222 3,248,230 200,000 29,871 3,279,815 (12,117) 3,889,037 3,236,113 29,871 $ 4,439,987 $ 4,520,888 $ 476,207 See Notes to Financial Statements 17 Vehicle Other Acquisition Governmental (410) Funds Total $ 39,191 $ 1,642,549 $ 8,879,954 $ 39,191 $ 1,642,549 67,679 44,088 1,455,903 16,931 200,937 405,398 44,108 3,824 $ 11,118, 822 $ 71,225 $ 681,804 75,000 75,000 3,480 64,034 57,904 160,541 8,300 405,398 405,398 613,007 1,395,077 44,088 1,455,903 1,499,991 409,222 3,248,230 200,000 39,191 1,435,594 1,504,656 (406,052) 2,861,646 39,191 1,029,542 8,223,754 $ 39,191 $ 1,642,549 $ 11,118,822 18 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA RECONCILIATION OF NET POSITION IN THE GOVERNMENT -WIDE FINANCIAL STATEMENTS AND FUND BALANCES IN THE FUND BASIS FINANCIAL STATEMENTS December 31, 2016 Amounts reported for governmental activities in the statement of net position are different because: Total governmental fund balances (pages 17-18) $ 8,223,754 Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds: Governmental funds - capital assets $ 27,619,139 Accumulated depreciation (7,036,476) Other long-term assets are not available to pay for current -period expenditures and, therefore, are unavailable in the funds: Delinquent property taxes $ 44,088 Special assessments 1,455,903 Long-term liabilities are not due and payable in the current period and therefore are not reported in the funds: Bonds and notes payable $ (11,625,000) Net pension liability (asset), deferred outflows and inflows from pension activity (370,288) Compensated absences (64,623) Post employment benefit obligation (206,419) Accrued interest (124,170) Unamortized deferred amount on refunding 25,070 Unamortized bond premiums (181,792) Unamortized bond discounts 59,224 Internal service funds are used by management to charge the cost of services to individual funds. The assets and liabilities are included in the governmental statement of net position. Net position of governmental activities (page 14) 20,582,663 1,499,991 (12,487,998) 54,550 $ 17,872,960 See Notes to Financial Statements 19 CITY OF LAKE ELMO, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS For the Year Ended December 31, 2016 REVENUES Taxes Licenses and permits Intergovernmental Charges for services Fines and forfeitures Special assessments Dedication fees Refunds and reimbursements Investment earnings Miscellaneous revenue TOTAL REVENUES EXPENDITURES Current General government Public safety Public works Culture and recreation Unallocated Capital Outlay Public safety Public works Culture and recreation Debt Service Principal Interest and other charges Bond issuance costs TOTAL EXPENDITURES Excess (deficiency) of revenues over (under) expenditures OTHER FINANCING SOURCES (USES) Issuance of debt Premium on issuance of debt (Discount) on issuance of debt Transfers TOTAL OTHER FINANCING SOURCES (USES) Net change in fund balances FUND BALANCES, Beginning FUND BALANCES, Ending General Fund Debt Service Infrastructure (ini� oinoc) Rccarvc (AM $ 2,310,177 $ 664,540 $ 1,713,918 209,373 72,100 1,401 38,608 49,505 897,323 20,437 15,309 42,515 4,384,533 1,649,272 1,401 1,280,259 1,262,040 893,644 168,788 78,047 2,974,274 805,000 225,772 16,233 3,682,778 1,030,772 2,990,507 701,755 618,500 (2,989,106) 2,690,000 102,877 (14,392) 143,105 143,105 2,778,485 701,755 761,605 (210,621) 3,187,282 2,474,508 240,492 $ 3,889,037 $ 3,236,113 $ 29,871 20 Vehicle Other Acquisition Governmental /d1 01 Fi inrlc T-+oI $ $ 256,957 $ 3,231,674 1,713,918 282,874 38,608 49,505 897,323 171,708 171,708 21,390 21,390 180 7,302 43,228 13,586 56,101 180 470,943 6,506,329 1,280,259 1,262,040 893,644 331,901 500,689 78,047 6,067 6,067 2,974,274 146,441 146,441 21,219 826,219 387 226,159 16,233 27,673 478,342 8,210,072 (27,493) (7,399) (1,703,743) (27,493) (7,399) 66,684 1,036,941 2,690,000 102,877 (14,392) 143,105 2,921,590 1,217,847 rtAUL-WO&VA $ 39,191 $ 1,029,542 $ 8,223,754 21 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For the Year Ended December 31, 2016 Amounts reported for governmental activities in the statement of activities are different because: Net change in fund balances - total governmental funds (pages 20-21) $ 1,217,847 Governmental funds report capital outlay as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense: Capital outlay capitalized $ 3,100,540 Depreciation expense (917,521) 2,183,019 Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds: Special assessments $ 487,491 Property taxes 900 Intergovernmental revenue (70,000) Park dedication fees (107,554) 310,837 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds: Compensated absences, end of year $ (64,623) Compensated absences, beginning of year 70,161 Post employment benefit obligation, end of year (206,419) Post employment benefit obligation, beginning of year 174,282 (26,599) Bond, contract and loan proceeds provide current financial resources to governmental funds, but issuing debt increase long-term liabilities in the statement of net position. Repayment of long-term debt is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the statement of net position: Principal retirement on long-term debt $ 826,219 Issuance of long-term debt (2,690,000) Change in net pension liability (asset) 70,909 Change in deferred amount on refunding (2,539) Change in accrued interest, bond premiums and bond discounts (104,223) (1,899,634) Internal service funds are used by management to charge the costs of capital equipment replacement to individual funds. The net revenue of certain activities of internal service funds is reported with governmental activities in the government -wide financial statements (24,630) Change in net position of governmental activities (page 16) $ 1,760,840 See Notes to Financial Statements 22 CITY OF LAKE ELMO, MINNESOTA GENERALFUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For the Year Ended December 31, 2016 Variance with 2016 Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Taxes Property $ 2,218,406 $ 2,218,406 $ 2,210,359 $ (8,047) Franchise 49,000 49,000 99,818 50,818 Total Taxes 2,267,406 2,267,406 2,310,177 42,771 Licenses and Permits Business 15,180 15,180 12,185 (2,995) Nonbusiness 901,529 901,529 1,701,733 800,204 Total Licenses and Permits 916,709 916,709 1,713,918 797,209 Intergovernmental MSA - maintenance Fire state aid Other County and local Total Intergovernmental Charges for Services Fines and Forfeits Investment Earnings Miscellaneous Revenue TOTAL REVENUES 101,696 101,696 123,433 21,737 41,500 41,500 59,136 17,636 7,813 7,813 11,116 3,303 15,500 15,500 15,688 188 166,509 166,509 209,373 42,864 30,890 30,890 38,608 7,718 45,000 45,000 49,505 4,505 55,000 55,000 20,437 (34,563) 4,000 4,000 42,515 38,515 $ 3,485,514 $ 3,485,514 $ 4,384,533 $ 899,019 See Notes to Financial Statements 23 CITY OF LAKE ELMO, MINNESOTA GENERALFUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (CONTINUED) For the Year Ended December 31, 2016 EXPENDITURES General Government Mayor and Council Personnel services Other services and charges Total Mayor and Council Election Other services and charges Finance and Administration Variance with 2016 Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 27,956 $ 27,956 $ 27,656 $ 300 18,000 18,000 28,257 (10,257) 45,956 45,956 55,913 (9,957) 15,800 15,800 9,092 6,708 Personnel services 304,906 304,906 361,223 (56,317) Supplies 7,457 7,457 7,349 108 Other services and charges 60,040 60,040 84,590 (24,550) Total Finance and Administration 372,403 372,403 453,162 (80,759) Communications Other services and charges Total Communications City Facilities Supplies Other services and charges Total City Facilities Professional Services Assessor Accounting and auditing Legal Engineering Total Professional Services 3,955 (3,955) 3,955 (3,955) 350 350 4 346 55,632 55,632 70,437 (14,805) 55,982 55,982 70,441 (14,459) 38,000 38,000 52,049 (14,049) 35,350 35,350 29,459 5,891 60,000 60,000 322,842 (262,842) 48,000 48,000 34,229 13,771 181,350 181,350 438,579 (257,229) See Notes to Financial Statements 24 CITY OF LAKE ELMO, MINNESOTA GENERALFUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (CONTINUED) For the Year Ended December 31, 2016 EXPENDITURES General Government Planning and Zoning Personnel services Supplies Other services and charges Total Planning and Zoning Total General Government Public Safety Police Contracted services Fire Protection Personnel services 2% fire aid Supplies Other services and charges Total Fire Protection Building Inspector Personnel services Supplies Other services and charges Total Building Inspector Animal Control Other services and charges Criminal Legal Emergency Communications Total Public Safety Variance with 2016 Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 198,282 $ 198,282 $ 201,367 $ (3,085) 2,550 2,550 810 1,740 83,850 83,850 46,940 36,910 284,682 284,682 249,117 35,565 956,173 956,173 1,280,259 (324,086) 527,060 527,060 536,330 (9,270) 235,170 235,170 218,234 16,936 37,323 37,323 59,136 (21,813) 32,250 32,250 21,237 11,013 109,812 109,812 132,336 (22,524) 414,555 414,555 430,943 (16,388) 228,341 228,341 217,829 10,512 9,300 9,300 2,123 7,177 23,125 23,125 15,080 8,045 260,766 260,766 235,032 25,734 7,550 7,550 10,646 (3,096) 54,700 54,700 44,144 10,556 7,400 7,400 4,945 2,455 $ 1,272,031 $ 1,272,031 $ 1,262,040 $ 9,991 See Notes to Financial Statements 25 CITY OF LAKE ELMO, MINNESOTA GENERALFUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (CONTINUED) For the Year Ended December 31, 2016 EXPENDITURES Public Works General Personnel services Supplies Other services and charges Total General Trees Street Lighting Total Public Works Variance with 2016 Final Budget - Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 265,259 $ 265,259 $ 347,070 $ (81,811) 525,950 525,950 367,657 158,293 126,225 126,225 155,817 (29,592) 917,434 917,434 870,544 46,890 1,000 1,000 615 385 26,400 26,400 22,485 3,915 944,834 944,834 893,644 51,190 Culture and Recreation Parks Personnel services 192,420 192,420 136,617 55,803 Supplies 10,000 10,000 9,884 116 Other services and charges 28,900 28,900 22,287 6,613 Total Culture and Recreation Other Unallocated Compensation adjustments IT and telephone expense Total Other Unallocated Total Expenditures Excess (deficiency) of revenues over (under) expenditures OTHER FINANCING SOURCES (USES) Transfers 231,320 231,320 168,788 62,532 20,000 20,000 20,000 61,156 61,156 78,047 (16,891) 81,156 81,156 78,047 3,109 3,485,514 3,485,514 3,682,778 (197,264) 701,755 701,755 NET CHANGE IN FUND BALANCE 701,755 701,755 FUND BALANCE, January 1 3,187,282 3,187,282 3,187,282 FUND BALANCE, December 31 $ 3,187,282 $ 3,187,282 $ 3,889,037 $ 701,755 See Notes to Financial Statements 26 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Net Position December 31, 2016 ASSETS Current Assets Cash and investments Receivables Accounts Special assessments Due from other governments Due from other funds Total Current Assets Noncurrent Assets Property and Equipment Land Machinery and equipment Infrastructure Construction in progress Total Property and Equipment Less: Accumulated depreciation Net Property and Equipment Total Assets DEFERRED OUTFLOWS OF RESOURCES Deferred charges on refunding Deferred outflows from pension activity Total Deferred Outflows of Resources Business -Type Activities - Enterprise Funds Storm Sewer Water (601) Sewer (602) (603) $ 135,048 $ 2,606,515 $ 1,945,366 130,481 40,774 221,693 360,690 1,131,468 14,431 3,432,485 1,466 251 54,305 23,915 4,058,704 3,834,528 2,205,656 248,869 300,587 20,536,904 6,404,080 611,337 4,861,511 550,564 1,613,451 25,947,871 6,954,644 2,224,788 4,387,149 381,713 118,412 21,560,722 6,572,931 2,106,376 25,619,426 10,407,459 4,312,032 46,474 55,931 16,581 9,698 $ 102,405 $ 16,581 $ 9,698 See Notes to Financial Statements 27 Governmental Activities - Internal Total Service Funds $ 4,686,929 $ 392,948 1,506,589 3,434,202 78,220 10,098,888 248,869 300,587 654,692 27,552,321 7,025,526 35,127,303 654,692 4,887,274 482,321 30,240,029 172,371 40,338,917 172,371 46,474 82,210 $ 128,684 $ 28 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Net Position (Continued) December 31, 2016 LIABILITIES Current Liabilities Accounts payable Accrued salaries payable Accrued interest payable Due to other funds Due to other governments Unearned revenue Current portion of compensated absences Current portion of bonds payable Total Current Liabilities Long-term Liabilities Other postemployment benefits payable Compensated absences payable Net pension liability Bonds payable and unamortized premium on bonds, net of unamortized discount on bonds Total Long-term Liabilities Total Liabilities DEFERRED INFLOWS OF RESOURCES Deferred inflows from pension activity NET POSITION Net investment in capital assets Restricted Debt service Unrestricted Total Net Position Business -Type Activities - Enterprise Funds Storm Sewer Water (601) Sewer (602) (603) $ 35,640 $ 41,664 $ 1,806 5,816 1,834 862 96,963 57,604 29,547 795 7,511 145,493 8,576 379,000 8,844 6,604 2,177 485,000 220,000 1,019,569 473,199 42,968 17,499 5,405 7,918 2,948 2,201 726 126,574 45,108 27,727 11,141,149 4,320,429 2,823,817 11,288,170 4,373,143 2,860,188 12,307,739 4,846,342 2,903,156 19,443 6,770 4,138 9,981,047 2,032,502 492,925 341,696 1,131,468 3,071,906 2,406,958 921,511 $ 13,394,649 $ 5,570,928 $ 1,414,436 See Notes to Financial Statements 29 Governmental Activities - Internal Total Service Funds $ 79,110 8,512 184,114 795 161,580 379,000 17,625 705,000 117,821 1,535,736 117,821 30,822 5,875 199,409 18,285,395 18,521,501 20,057,237 117,821 30,351 12,506,474 172,371 1,473,164 6,400,375 (117,821) $ 20,380,013 $ 54,550 30 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Revenues, Expenses and Changes in Net Position For the Year Ended December 31, 2016 Business -Type Activities - Enterprise Funds Storm Sewer Water (601) Sewer (602) (603) Operating Revenues $ 1,504,202 $ 932,448 $ 213,233 Operating Expenses Personnel services 184,129 55,740 30,248 Supplies 140,861 8,730 6,272 Professional services 15,442 13,311 31,111 Repairs and maintenance 10,800 27,428 21,944 Insurance 8,975 Utilities 180,117 22,754 Depreciation 612,352 132,265 15,962 Total Operating Expenses 1,152,676 260,228 105,537 Operating Income (Loss) 351,526 672,220 107,696 Other Revenue (Expense) Investment earnings 13,987 14,584 15,852 Rents 52,526 Future infrastructure charges 244,500 383,500 Bond issuance costs (19,465) (5,191) (16,718) Intergovernmental revenue 525 142 81 Interest and fiscal expense (237,691) (115,231) (28,047) Total Other Revenue (Expense) 54,382 277,804 (28,832) Income (Loss) Before Transfers and Contributions 405,908 950,024 78,864 Capital contributions 3,443,636 20,931 Transfers out (40,427) (102,678) Change in net position 3,809,117 868,277 78,864 Net Position, Beginning 9,585,532 4,702,651 1,335,572 Net Position, End of Year $ 13,394,649 $ 5,570,928 $ 1,414,436 See Notes to Financial Statements 31 Total $ 2,649,883 270,117 155,863 59,864 60,172 8,975 202,871 760,579 1,518,441 1,131,442 44,423 52,526 628,000 (41,374) 748 (380,969) 303,354 1,434,796 3,464,567 (143,105) 4,756,258 15,623,755 $ 20,380,013 Governmental Activities - Internal Service Funds 24,630 24,630 (24,630) (24,630) (24,630) 79,180 $ 54,550 See Notes to Financial Statements 32 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Cash Flows For the Year Ended December 31. 2016 Governmental Business -Type Activities - Enterprise Funds Activities - Storm Sewer Internal Service Water (601) Sewer (602) (603) Total Funds Cash Flows from Operating Activities Cash received from customers $ 2,191,512 $ 1,570,518 $ 235,763 $ 3,997,793 $ Cash payments to suppliers (558,431) 1,904 (56,666) (613,193) Cash payments to employees (164,894) (44,897) (26,303) (236,094) Net Cash Provided By (Used In) Operating Activities 1,468,187 1,527,525 152,794 3,148,506 Cash Flows From Investing Activities Interest earnings received 13,987 14,584 15,852 44,423 Cash Flows from Noncapital Financing Activities Rents received 52,526 52,526 Increase in due to other funds 41,740 Transfers to other funds (40,427) (102,678) (143,105) Net Cash Provided By (Used In) Noncapital Financing Activities 12,099 (102,678) (90,579) 41,740 Cash Flows from Capital and Related Financing Activities Acquisition of capital assets (6,187,932) (538,590) (1,481,249) (8,207,771) (69,003) Special assessments received 137,938 292,432 2,487 432,857 Proceeds from issuance of long-term debt 3,225,000 860,000 2,770,000 6,855,000 Bond issuance costs (19,465) (5,191) (16,718) (41,374) Increase in unamortized bond premiums 58,434 15,660 55,315 129,409 Principal paid on long-term debt (415,000) (200,000) (615,000) Interest paid on long-term debt (197,021) (107,425) (304,446) Net Cash Provided By (Used In) Capital and Related Financing Activities (3,398,046) 316,886 1,329,835 (1,751,325) (69,003) Net Increase(Decrease)in Cash and Cash Equivalents (1,903,773) 1,756,317 1,498,481 1,351,025 (27,263) Cash and Cash Equivalents, January 1 2,038,821 850,198 446,885 3,335,904 27,263 Cash and Cash Equivalents, December 31 $ 135,048 $ 2,606,515 $ 1,945,366 $ 4,686,929 $ 33 CITY OF LAKE ELMO, MINNESOTA PROPRIETARY FUNDS Combining Statement of Cash Flows (Continued) For the Year Ended December 31. 2016 RECONCILIATION OF OPERATING INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating income (loss) Adjustments to reconcile operating income to net cash provided by operating activities Depreciation Change in net pension liability Future infrastructure charges, included in nonoperating revenue (Increase) decrease in: Accounts receivable Due from other governments Prepaid expenses Increase (decrease) in: Accounts payable Accrued salaries payable Due to other governments Unearned revenue Other postemployment benefits payable Compensated absences payable Net Cash Provided By (Used In) Operating Activities Noncash Capital and Related Financing Activities Amortization of deferred charges Amortization of bond premiums Receipt of contributed capital Capital asset grant included in receivables Governmental Business -Type Activities - Enterprise Funds Activities - Storm Sewer Internal Service Water (601) Sewer (602) (603) Total Funds $ 351,526 $ 672,220 $ 107,696 $ 1,131,442 $ (24,630) 612,352 132,265 15,962 760,579 24,630 6,821 1,847 1,050 9,718 244,500 383,500 628,000 227,290 256,036 22,781 506,107 520 (1,466) (251) (1,197) 1,290 1,290 (207,454) (61,701) (1,279) (270,434) 2,418 568 57 3,043 5,218 134,538 3,940 143,696 215,000 215,000 3,494 1,520 1,112 6,126 6,502 6,908 1,726 15,136 $ 1,468,187 $ 1,527,525 $ 152,794 $ 3,148,506 $ $ 5,333 $ 547 $ 402 $ 6,282 $ 8,966 2,032 1,902 12,900 11,334 20,931 32,265 3,432,302 3,432,302 See Notes to Financial Statements 34 CITY OF LAKE ELMO, MINNESOTA STATEMENT OF FIDUCIARY NET POSITION FIDUCIARY FUNDS December 31, 2016 ASSETS Cash and investments Accounts receivable TOTAL ASSETS LIABILITIES Accounts payable Deposits payable TOTAL LIABILITIES Agency Funds $ 2,394,526 128 $ 2,394,654 $ 64,812 2,329,842 $ 2,394,654 See Notes to Financial Statements 35 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2016 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS Summary of Significant Accounting Policies The financial statements of the City of Lake Elmo, Minnesota (the City) have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard -setting body for establishing governmental accounting and financial reporting principles. The more significant of the City's accounting principles are described below. A. Reporting Entity The City operates under Optional Plan A as defined in the State of Minnesota statutes. The City is governed by an elected Mayor and a four -member Council. The Council exercises legislative authority and determines all matters of policy. The Council appoints personnel responsible for the proper administration of all affairs relating to the City. The City has considered all potential component units for which it is financially accountable, and other organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City's financial statements to be misleading or incomplete. GASB has set forth criteria to be considered in determining financial accountability for a component unit. These criteria include appointing a voting majority of the component unit's governing body, and 1) the ability of the primary government to impose its will on that component unit, or 2) the potential for the component unit to provide specific benefits to, or impose specific financial burdens on the primary government. The City has no component units. Related Organizations The Lake Elmo Firemen's Relief Association (Association) is organized as a legally separate entity from the City by its members to provide pension and other benefits to its members in accordance with Minnesota statutes. The membership appoints the board of the Association and separate financial statements are issued by the Association. All funding is conducted in accordance with Minnesota statutes. Although the City levies property taxes for the Association, the Association is fiscally independent to determine and levy taxes. The City's portion of the pension benefit costs related to the Association is included in the general fund. The Association does not have any significant operational or financial relationship with the City. 36 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) Summary of Significant Accounting Policies (Continued) B. Government -wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the City. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds, even though the latter are excluded from the government -wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. Measurement Focus, Basis of Accounting and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. 37 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) Summary of Significant Accounting Policies (Continued) C. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded when payment is due. Property taxes, licenses and permits, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. Revenue resulting from exchange transactions, in which each party gives and receives essentially equal value, is recorded on the accrual basis when the exchange takes place. On a modified accrual basis, revenue is recorded in the year in which the resources are measureable and become available. Non -exchange transactions, in which the City receives value without directly giving equal value in return, include property taxes, grants and donations. On an accrual basis, revenue from property taxes is recognized in the year for which the tax is levied. Revenue from grants and donations is recognized in the year in which all eligibility requirements have been satisfied. Eligibility requirements include timing requirements, which specify the year in which the resources are required to be used or the year when use is first permitted; matching requirements, in which the City must provide local resources to be used for a specific purpose; and expenditure requirements, in which the resources are provided to the City on a reimbursement basis. On a modified accrual basis, revenue from non -exchange transactions must also be available before it is recognized. Unearned revenue is recorded when assets are recognized before revenue recognition criteria have been satisfied. Grants received before eligibility requirements other than time requirements are met are recorded as unearned revenue. Grants received before time requirements are met are recorded as a deferred inflow of resources. The City reports the following major governmental funds: The general fund is the government's primary operating fund. It accounts for all financial resources of the City, except those required to be accounted for in another fund. 38 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) Summary of Significant Accounting Policies (Continued) C. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) The debt service fund is an accumulation of resources (primarily special assessments and property tax revenues) for the payments of principal and interest on long-term general obligation debt of governmental funds. The infrastructure reserve fund accounts for the accumulation of funds for the current and future road and street infrastructure projects. The vehicle acquisition fund accounts for the accumulation of funds for the purchase of vehicles to be used by various City departments. Although this fund did not meet the requirements to be considered a major fund, management has elected to include this fund as a major fund as of and for the year ended December 31, 2016. This fund will be closed during 2017. The City reports the following major proprietary funds: The waterfund accounts for the activities of the City's water distribution operations. The sewer fund accounts for revenues and costs associated with the City's sewer system. The storm sewer fund accounts for costs associated with the City's storm sewer system. These costs are financed by the storm sewer surcharge. Additionally, the City reports the following fund types: Internal service funds are used to account for the replacement of radios, information technology and furniture, fixtures and equipment expenses of the governmental activities. Internal service funds operate in a manner similar to enterprise funds; however, they accumulate funding primarily from other departments within the City on a cost reimbursement basis. Fiduciary funds account for assets held by the City in a trustee capacity or as an agent on behalf of others. Agency funds are custodial in nature and do not present results of operations or have a measurement focus. Agency funds are accounted for using the modified accrual basis of accounting. These funds are used to account for assets that the City holds for others in an agency capacity. 39 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) Summary of Significant Accounting Policies (Continued) C. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) As a general rule the effect of interfund activity has been eliminated from the government - wide financial statements. Exceptions to this general rule are payments -in -lieu of taxes and other charges between the City's enterprise funds and various other functions of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation of capital assets. All other revenues and expenses are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. D. Assets. Liabilities. Deferred Inflows of Resources and Net Position Cash and investments (including cash equivalents) Cash balances from all funds (including cash equivalents) are pooled and invested to the extent available in various securities as authorized by Minnesota statutes. Earnings from the pooled investments are allocated to the respective funds on the basis of applicable cash balance (or due from other funds balance) participation by each fund. Investments are stated at fair value, based upon quoted market prices at the reporting date. Cash and cash equivalents for purposes of the basic financial statements includes amounts in demand deposits as well as all investments held by the City. 40 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) Summary of Significant Accounting Policies (Continued) D. Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 2. Receivables and payables Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either "due to/from other funds" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the non -current portion of interfund loans). All other outstanding balances between funds are reported as "due to/from other funds." Any residual balances outstanding between the governmental activities and business -type activities are reported in the government - wide financial statements as "interfund balances." Advances between funds, if any, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. Property tax levies are set by the City Council in December of each year and are certified to Washington County for collection in the following year. In Minnesota, counties act as collection agents for all property taxes. The County spreads all levies over taxable property. Such taxes become a lien on January 1, of the following year, and are recorded as receivables by the City at that date. Revenues from property taxes are accrued and recognized in the year collectible, net of delinquencies. Real property taxes may be paid by taxpayers in two equal installments on May 15 and October 15. Personal property taxes may be paid on February 28 and June 30. The County provides tax settlements to cities and other taxing districts normally during the months of January, July and December. Taxes which remain unpaid at December 31 are classified as delinquent taxes receivable. The net amount of delinquent taxes receivable are fully offset by deferred inflows of resources in the governmental funds of the fund financial statements because they are not known to be available to finance current expenditures. 41 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) Summary of Significant Accounting Policies (Continued) D. Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 2. Receivables and payables (continued) Assessments are levied at various times upon City Council resolution for property owner improvements made by the City. Generally, assessment collections are deferred over periods ranging from ten to twenty years with interest charged at 1 % over the City's borrowing rate. Revenue from these assessments is recognized when assessed in the government -wide financial statements and as the annual installments become collectible in the governmental funds of the fund financial statements. Annual installments not collected as of each December 31 are classified as delinquent assessments receivable. The net amount of delinquent assessments receivable are fully offset by deferred inflows of resources in the governmental funds of the fund financial statements because they are not known to be available to finance current expenditures. 3. Capital assets Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business -type activities columns in the government -wide financial statements. Capital assets are defined by the City as assets with an initial, individual cost of more than $25,000. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Donated capital assets are recorded at estimated fair market value at the date of donation. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business -type activities, if material, is included as part of the capitalized value of the assets constructed, net of interest earned on the invested debt proceeds over the same period. 42 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) Summary of Significant Accounting Policies (Continued) D. Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 3. Capital assets (continued) Property, plant and equipment are capitalized when acquired, and depreciation is provided using the straight-line method applied over the following estimated useful lives of the assets. Useful Life in Years Buildings and Improvements 10 - 50 Infrastructure 20 - 40 Other Improvements 10 - 25 Machinery and Equipment 5 - 20 4. Postemployment benefits other than pensions Under Minnesota Statute 471.61, subdivision 2b., public employers must allow retirees and their dependents to continue coverage indefinitely in an employer -sponsored health care plan, under the following conditions: 1) retirees must be receiving (or eligible to receive) an annuity from a Minnesota public pension plan, 2) coverage must continue in group plan until age 65, and retirees must pay no more than the group premium, and 3) retirees may obtain dependent coverage immediately before retirement. All premiums are funded on a pay-as-you-go basis. The postemployment benefit obligation liability was determined using the alternative measurement method, in accordance with GASB Statement No. 45. 5. Long-term obligations In the government -wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business -type activities or proprietary fund type statements of net position. 43 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) Summary of Significant Accounting Policies (Continued) D. Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 5. Long-term obligations (continued) Bond premiums and discounts are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as current expenditures. 6. Pensions For purposes of measuring the net pension liability, deferred outflows/inflows of resources and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from PERA's fiduciary net position have been determined on the same basis as they are reported by PERA except that PERA's fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. 7. Net Position and Fund Balance In the government -wide and proprietary financial statements, net position is classified in the following categories: Net Investment in Capital Assets — This amount consists of capital assets net of accumulated depreciation and reduced by outstanding debt attributed to the acquisition, construction, or improvement of the assets. Restricted Net Position — This amount is restricted by external creditors, grantors, contributors, laws or regulations of other governments. Unrestricted Net Position — This amount is all net position that does not meet the definition of "net investment in capital assets" or "restricted net position." 44 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) Summary of Significant Accounting Policies (Continued) D. Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 7. Net Position and Fund Balance (continued) The City classifies governmental fund balances as follows: Non -spendable — includes fund balance amounts that cannot be spent either because it is not in spendable form or because of legal or contractual restraints. Restricted —This amount is restricted by external creditors, grantors, contributors, laws or regulations of other governments. Committed — includes amounts that can be used only for the specific purposes imposed by formal action (resolution) of the City Council, which is the City's highest level of decision -making authority. Those committed amounts cannot be used for any other purpose unless the Council rescinds or changes the specified use by taking the same type of action (resolution) it employed to previously commit those amounts. Assigned — includes fund balance amounts that are intended to be used for specific purposes that are neither considered restricted or committed. The City Council, by majority vote, may assign fund balances to be used for specific purposes when appropriate. The Council has delegated the power to assign fund balances to the City's finance committee. Unlike commitments, assignments generally only exist temporarily. In other words, an additional action does not normally have to be taken for the removal of an assignment. Conversely, as discussed above, an additional action is essential to either remove or revise a commitment. Unassigned — includes positive fund balances within the General Fund which have not been classified within the above mentioned categories and negative fund balances in other governmental funds. 45 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) Summary of Significant Accounting Policies (Continued) D. Assets, Liabilities, Deferred Inflows of Resources and Net Position (Continued) 7. Net Position and Fund Balance (continued) The City considers restricted/committed amounts to be spent first when both restricted and unrestricted fund balance is available unless there are legal documents/contracts that prohibit doing this, such as a grant agreement requiring dollar for dollar spending. Additionally, the City would first use committed, then assigned and lastly unassigned amounts when expenditures are made. The City Council has formally adopted a fund balance policy for the General Fund. The City's policy is to maintain a minimum unassigned fund balance in the General Fund equal to 50 percent of budgeted expenditures to ensure funds are available at all times to meet cash flow needs and accommodate emergency contingency concerns. 8. Interfund transactions Interfund services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses or revenues/income initially made from it that are properly applicable to another fund are recorded as expenditures/expenses or revenues/income in the fund that is reimbursed. All other interfund transactions, except interfund services provided and used, are reported as transfers. E. Concentration of Credit Risk Financial instruments which expose the City to a concentration of credit risk consist primarily of cash investments and accounts and loans receivable. Credit risk related to cash and investments is discussed in Note 3A. The City's accounts and loans receivable are concentrated geographically, and for the most part, amounts are due from individuals residing in and businesses located in the City of Lake Elmo, Minnesota. F. Use of Estimates The preparation of financial statements in accordance with accounting principles generally accepted in the United States of America (GAAP) requires management to make estimates that affect amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. 46 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 2. Stewardship, Compliance and Accountability A. Budgetary Information Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America. Annual appropriated budgets are legally adopted by Council resolution for the General Fund and the special revenue funds. Formal budgetary integration is employed as a management control device during the year for these funds. The City follows these legal compliance procedures in establishing the budgetary data reflected in the financial statements. Budget requests are submitted by all department heads to the City Administrator and Finance Director in August of each year. The Administrator's office compiles the budget requests into an overall preliminary City budget, balancing budget requests with available revenue. 2. The preliminary budget is submitted to the City Council in September for its review and/or modification. 3. City administration presents the proposed budget to the City Council which in turn, when required, holds a truth -in -taxation public hearing on the proposed budget. The budget resolution adopted by the City Council sets forth the budget at the department level for the General Fund and the special revenue funds. 4. All budgeted appropriations lapse at the end of the fiscal year. The legal level of control (the level on which expenditures may not legally exceed appropriations) for each budget is at the department level. Administration cannot legally amend or transfer appropriations between departments without the approval of the City Council once the budget has been approved. Any over expenditures of appropriations or transfers of appropriated amounts must be approved by the City Council. 5. Budgeted amounts are as originally adopted, or as amended by the City Council. The budget cannot be amended without approval by the City Council. All budget amounts presented as a basic financial statement or in the accompanying supplementary information reflect the original budget and the final budget (which were the same for the year ended December 31, 2016). The City does not use encumbrance accounting. 47 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 2. Stewardship, Compliance, and Accountability B. Expenditures Exceeding Appropriations For the year ended December 31, 2016, the General Fund total expenditures were $197,264 more than budget. The following funds and General Fund departments had expenditures exceeding the latest amended budget: 2016 Budgeted 2016 Actual Amount Exceeding Expenditures Expenditures Budgeted Amount General Fund: General government $ 956,173 $ 1,280,259 $ 324,086 Library Fund 256,957 331,901 74,944 The above listed over expenditures in the general government department were due primarily to legal expenses incurred over the amounts budgeted. The expenditures in excess of budget for the Library fund were related to repairs to the library building during the year. All overexpenditures were approved by the City Council. C. Fund Balance Deficits As of December 31, 2016, the following funds had deficit fund balances: Fund Amount Nonmajor: City Events Special Revenue $ 609 Village Project Capital Project 400,546 Manning Avenue/Highway 36 Capital Project 4,897 The fund balance deficits will be eliminated by future revenue and financing sources. 48 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds A. Deposits and Investments In accordance with applicable Minnesota statutes, the City maintains deposits at depository banks authorized by the City Council. All such depositories are members of the Federal Reserve System. Minnesota statutes require that all deposits be protected by insurance, surety bond or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or surety bonds. Authorized collateral includes certain state or local government obligations and legal investments described in the investment policy section. Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City Treasurer or in a financial institution other than the institution furnishing the collateral. The City's deposits were entirely covered by federal depository insurance or collateral at December 31, 2016. Investment Policy The City does not maintain a formal investment policy that limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates or that would limit its investment choices as a means of managing its exposure to credit risk. The City is authorized by Minnesota Statutes to invest idle funds as follows: (a) Direct obligations or obligations guaranteed by the United States or its agencies. (b) Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities described in (a) above. (c) General obligations of the State of Minnesota or its municipalities. (d) Bankers acceptances of United States banks eligible for purchase by the Federal Reserve System. (e) Commercial paper issued by United States corporations or their Canadian subsidiaries, of the highest quality, and maturing in 270 days or less. (f) Repurchase agreements with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000, a reporting dealer to the Federal Reserve Bank of New York, or certain Minnesota securities broker -dealers. (g) Money market funds with institutions that have portfolios consisting exclusively of United States Treasury obligations and Federal Agency issues. (h) Guaranteed investment contracts (gic's) issued or guaranteed by United States commercial banks or domestic branches of foreign banks or United States insurance companies and with a credit quality in one of the top two highest categories. 49 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) A. Deposits and Investments (Continued) Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needs for operation. The following is a summary of the City of Lake Elmo, Minnesota's cash and investment portfolio including the range of maturities and investment ratings by type of investment: Investment Cash Certificates of Deposit Municipal Bonds U.S. Government Agencies Total cash and investments N/A Not applicable or not available Range of Maturities Rating N/A N/A 10/22 N/A 12/18 A 10/23 AAA Value $ 11,127,493 2,933,500 363,667 1,536,750 $ 15,961,410 A reconciliation of cash and temporary investments as shown on the Statement of Net Position for the City follows: Carrying amount of deposits $ 11,127,493 Investments 4,833,917 Total $ 15,961,410 Government -wide Cash and investments $ 13,566,883 Fiduciary Cash and investments 2,394,526 Total $ 15,961,409 50 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) A. Deposits and Investments (Continued) Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. The City's investments are rated by various credit rating agencies, where applicable, to indicate the associated credit risk. Investment ratings by investment type (as applicable) are included in the preceding summary of investments. Concentration of Credit Risk Investments in any one issuer that represented 5% or more of total investments as of December 31, 2016 were as follows: Issuer Lake Elmo Bank Investment Type Money Market Savings Value $ 10,608,299 The City routinely reviews its deposits to determine that pledged securities are adequate to cover any uninsured deposits. Custodial Credit Risk For an investment, custodial credit risk is the risk that, in the event of the failure of the counter party, the City will not be able to recover the value of its investment securities that are in the possession of an outside party. At December 31, 2016, all investments were insured or registered or the securities were held by the City or its agent in the City's name. Fair Value Measurements Fair value measurements are determined utilizing the framework established by the Governmental Accounting Standards Board. The framework provides a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurement) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows: 51 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) A. Deposits and Investments (Continued) Fair Value Measurements (continued) •Level 1: Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the City has the ability to access. •Level 2: Inputs to the valuation methodology include: o Quoted prices for similar assets or liabilities in active markets o Quoted prices for identical assets or liabilities in inactive markets o Inputs other than quoted prices that are observable for the asset or liability o Inputs that are derived principally from or corroborated by observable market data by correlation or other means. If the asset or liability has a specific (contractual) term, Level 2 input must be observable for substantially the full term of the asset or liability. • Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. The asset's or liability's fair value measurement level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement. Valuation techniques used need to maximize the use of observable inputs and minimize the use of unobservable inputs. 52 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) A. Deposits and Investments (Continued) Fair Value Measurements (continued) The City's investments within the fair value hierarchy at December 31, 2016 and 2015 were as follows: As of December 31, 2016 Assets Measured at Fair Value Hierarchy Level U.S. Government Securities $ 1,536,750 $ $ 1,536,750 $ Certificates of Deposit 2,933,500 2,933,500 Municipal Bonds 363,667 363,667 Total $ 4.833.917 $ 2.933.500 $ 1.900.417 $ As of December 31, 2015 Assets Measured at Fair Value Hierarchy Level Fair Value Level 1 Level 2 Level 3 U.S. Government Securities $ 1,133,809 $ $ 1,133,809 $ Certificates of Deposit 4,932,107 4,932,107 Municipal Bonds 365,072 365,072 Total $ 6,430,988 $ 4,932,107 $ 1,498,881 $ 53 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) B. Due from Other Governmental Units Amounts due from other governmental units as of December 31, 2016 were as follows: Fund Type General Fund Debt Service Fund Water Fund Sewer Fund Storm Sewer Fund Total State of Minnesota 3,432,302 Washington County Total $ 39,274 $ 39,274 4,834 4,834 183 3,432,485 1,466 1,466 251 251 $ 3,432,302 $ 46,008 $ 3,478,310 C. Accounts and Loans Receivable Accounts and loans receivable as of December 31, 2016 are expected to be collected in full. Based upon management's assessment of the creditworthiness of the customers comprising the receivable balance, no allowance for uncollectible accounts is necessary. 54 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) D. Capital Assets Capital asset activity for the City for the year ended December 31, 2016 was as follows: Governmental Activities Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings Improvements other than buildings Machinery and equipment Infrastructure Total capital assets, being depreciated Less accumulated depreciation for: Building Improvements other than buildings Machinery and equipment Infrastructure Total accumulated depreciation Total capital assets, being depreciated, net Governmental activities capital assets, net Beginning Ending Balance Increases Decreases Balance $ 3,453,979 $ $ $ 3,453,979 2,857,416 2,971,529 1,410,393 4,418,552 6,311,395 2,971,529 1,410,393 7,872,531 3,533,542 3,533,542 1,347,650 67,747 1,415,397 3,737,075 130,270 3,867,345 10,174,623 1,410,393 11,585,016 18,792,890 1,608,410 20,401,300 884,193 72,408 956,601 907,981 68,420 976,401 2,127,568 183,605 2,311,173 $ 18,527,639 $ 3,637,788 $ 1,410,393 $ 20,755,034 55 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) D. Capital Assets (Continued) Business -Type Activities Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Machinery and equipment Infrastructure Total capital assets, being depreciated Less accumulated depreciation for: Machinery and equipment Infrastructure Total accumulated depreciation Total capital assets, being depreciated, net Business -type activities capital assets, net Beginning Ending $ 248,869 $ n n n� inn 8,207,773 5,375,976 8,207,773 5,375,976 248,869 300,587 300,587 22,176,345 5,375,976 27,552,321 22,476,932 5,375,976 27,852,908 200,075 16,051 216,126 3,926,620 744,528 4,671,148 4,126,695 760,579 4,887,274 18,350,237 4,615,397 22,965,634 $ 22,792,835 $ 12,823,170 $ 5,375,976 $ 30,240,029 Certain assets in the City's business -type activities have been partially funded by grants from the State of Minnesota and therefore are considered jointly owned property. In the unlikely event the City would sell these assets, the City would be required to reimburse the State up to the full amount of the grants. Depreciation expense for the year ended December 31, 2016 was charged to functions/programs as follows: Governmental Activities General government $ 11,471 Public safety 119,657 Public works 729,004 Culture and recreation 82,019 Total $ 942,151 Business -Type Activities Water $ 612,352 Sewer 132,265 Storm sewer 15,962 Total $ 760,579 56 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) E. Long -Term Debt The City issues general obligation bonds to provide funds for economic development and for the acquisition and construction of major capital assets including infrastructure. General obligation bonds have been issued for both governmental and business -type activities. Bonds issued to provide funds for business -type activities are reported in proprietary funds if they are expected to be repaid from proprietary revenues. General obligation bonds are direct obligations and pledge the full faith and credit of the City. General obligation improvement bonds are expected to be repaid, in part, from assessments to the benefited properties. A summary of long-term debt outstanding at December 31, 2016 is as follows: Range of Final Balance Issue Date Interest Rates Maturity 12/31/16 General obligation bonds: 2009B Improvement Bonds 10/1/2009 3.00% - 3.05% 2020 $ 250,000 2010A Improvement Bonds 11/15/2010 1.85% - 2.80% 2021 365,000 2010B CIP Crossover Refunding Bonds 11/15/2010 2.00% - 3.20% 2025 1,535,000 2011A Improvement Bonds 10/1/2011 1.25% - 2.30% 2022 525,000 2012B Improvement Bonds 8/16/2012 0.75% - 1.90% 2023 625,000 2013A Improvement Bonds 10/1/2013 2.00% - 3.75% 2028 1,345,000 2014A Improvement Bonds 7/15/2014 2.00% - 3.50% 2030 2,670,000 2015A Improvement Bonds 8/13/2015 2.00% - 3.00% 2031 1,620,000 2016A Improvement Bonds 6/1/2016 2.00% 2027 2,690,000 General obligation revenue bonds: 2009A Refunding Bonds 5/1/2009 3.45% - 3.85% 2021 240,000 2012A Refunding Bonds 8/13/2012 2.00% - 2.50% 2030 3,840,000 2013A Improvement Bonds 10/1/2013 2.00% - 4.00% 2033 3,435,000 2014A Improvement Bonds 7/15/2014 2.00% - 3.50% 2030 3,210,000 2015A Improvement Bonds 8/13/2015 2.00% - 3.00% 2031 1,195,000 2016A Improvement Bonds 6/1/2016 2.00% 2032 6,855,000 Other Liabilities: Compensated Absences 88,123 Post Employment Benefit Obligation 237,241 Unamortized premium 480,485 Less: Unamortized discount (142,522) Total Long -Term Debt $ 31,063,327 Liquidation of the compensated absences liability occurs within the department and fund for which the corresponding employees are assigned. The City is subject to statutory limitation by the State of Minnesota for bonded indebtedness payable principally from property taxes. As of December 31, 2016, the City had not utilized approximately $35,930,000 of its net legal debt margin. 57 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) E. Long -Term Debt (Continued) The following is a summary of the changes in long-term debt obligations for the year ended December 31, 2016: Amounts Beginning Ending Due Within Balance Additions Reductions Balance One Year GOVERNMENTAL ACTIVITIES Bonds and Notes Payable: General obligation bonds: 2009A Refunding Bonds $ 70,000 $ $ 70,000 $ $ 2009E Improvement Bonds 310,000 60,000 250,000 60,000 2010A Improvement Bonds 435,000 70,000 365,000 70,000 2010B CIP Crossover Refunding Bonds 1,685,000 150,000 1,535,000 155,000 2011A Improvement Bonds 610,000 85,000 525,000 85,000 2012B Improvement Bonds 710,000 85,000 625,000 85,000 2013A Improvement Bonds 1,450,000 105,000 1,345,000 105,000 2014A Improvement Bonds 2,850,000 180,000 2,670,000 210,000 2015A Improvement Bonds 1,620,000 1,620,000 140,000 2016A Improvement Bonds 2,690,000 2,690,000 General obligation note payable: Note Payable - Lake Elmo Bank 21,219 21,219 Other Liabilities: Compensated Absences 70,161 90,110 95,648 64,623 48,467 Post Employment Benefit Obligation 174,282 32,137 206,419 Unamortized premium 93,353 102,877 14,438 181,792 Less: Unamortized (discount) (50,262) (14,392) (5,430) (59,224) Governmental Activities Long -Term Liabilities 10,048,753 2,900,732 930,875 12,018,610 958,467 BUSINESS -TYPE ACTIVITIES Bonds and Notes Payable: General obligation revenue bonds: 2009A Refunding Bonds 280,000 40,000 240,000 45,000 2012A Refunding Bonds 4,035,000 195,000 3,840,000 190,000 2013A Improvement Bonds 3,640,000 205,000 3,435,000 205,000 2014A Improvement Bonds 3,385,000 175,000 3,210,000 205,000 2015A Improvement Bonds 1,195,000 1,195,000 60,000 2016A Improvement Bonds 6,855,000 6,855,000 Other Liabilities: Compensated Absences 8,364 44,973 29,837 23,500 17,625 Post Employment Benefit Obligation 24,696 6,126 30,822 Unamortized premium 138,007 173,586 12,900 298,693 Less: Unamortized (discount) (50,523) (36,674) (3,899) (83,298) Business -Type Activities Long -Term Liabilities 12,655,544 7,043,011 653,838 19,044,717 722,625 Total $ 22,704,297 $ 9,943,743 $ 1,584,713 $ 31,063,327 $ 1,681,092 58 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) E. Long -Term Debt (Continued) Debt service requirements to maturity for long-term debt, excluding compensated absences and post employment benefit obligation, as of December 31, 2016 were as follows: General Obligation General Obligation Revenue Improvement Bonds Bonds Year Principal Interest Principal Interest 2017 $ 910,000 $ 267,528 $ 705,000 $ 457,498 2018 1,175,000 240,855 1,145,000 422,505 2019 1,205,000 216,853 1,165,000 399,256 2020 1,230,000 191,308 1,175,000 375,525 2021 1,185,000 165,371 1,185,000 351,212 2022-2026 4,760,000 456,118 6,215,000 1,355,536 2027-2031 1,160,000 60,001 6,240,000 562,101 2032-2033 945,000 30,800 Totals $ 11,625,000 $ 1,598,031 $ 18,775,000 $ 3,954,431 F. Tax Abatement Agreements The City enters into property tax abatement agreements through the use of tax increment financing districts with local businesses under various Minnesota Statutes. Under these statutes, the City annually abates taxes collected above the districts' base tax capacity which is established during adoption of the tax increment district. These agreements are established to foster economic development and redevelopment through creating jobs, removing blight and providing affordable housing. The City uses Minnesota Statutes 469.001 to 469.047 and 469.174 to 469.179 (the Tax Increment Act) to create these districts. During the year ended December 31, 2016, the City had one agreement established under Minnesota Statute 469.001 to 469.047 which resulted in property taxes totaling $3,629 being abated. 59 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) F. Interfund Receivables and Payables The following schedule reports the interfund receivables and payables within the City's funds as of December 31, 2016: Major Governmental Funds: General Fund Debt Service Infrastructure Reserve Subtotal Nonmajor Governmental Funds: City Events Village Project Subtotal Proprietary Funds: Water Sewer Storm Sewer Subtotal Internal Service Funds: Radio Replacement FFE Replacement Subtotal Total All Funds Due From Due To Other Funds Other Funds $ 200,937 $ 95,605 7,032 200,937 102,637 1,144 56,760 57,904 795 54,305 23,915 78,220 795 41,740 76,081 117,821 $ 279,157 $ 279,157 Interfund receivables and payables are the result of expenditures of funds prior to the collection of special assessments, property taxes and other revenues. All interfund balances will be repaid as the revenues are collected by the individual funds. 60 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) F. Interfund Receivables and Payables (continued) The City established an interfund loan from the General Fund to the Village Project fund. At December 31, 2016, the outstanding balance was $405,398. The loan carries an interest rate of 4 percent. G. Interfund Transfers The following schedule reports the interfund transfers within the City's funds as of December 31, 2016: Major Governmental Funds: Debt Service Proprietary Funds: Water Sewer Total All Funds Transfers In Transfers Out $ 143,105 $ 40,427 102,678 $ 143,105 $ 143,105 Transfers are used to move unassigned revenues to finance various programs that the government must account for in other funds in accordance with budgetary authorizations. 61 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 3. Detailed Notes on All Funds (Continued) H. Fund Equity In accordance with the requirements of GASB Statement No. 54, below is a schedule of ending fund balances as of December 31, 2016: Other Total Infrastructure Vehicle Governmental Governmental General Debt Service Reserve Acquisition Funds Funds Nonspendable Prepaid items $ 3,824 $ $ $ $ $ 3,824 Advance to other funds 405,398 405,398 Total Nonspendable 409,222 409,222 Restricted Debt service Committed Legal reserve Assigned Library City facilities Infrastructure improvements Park improvements Vehicle acquisition Total Assigned Unassigned Total Fund Balance 3,248,230 200,000 3,248,230 200,000 174,540 174,540 272,924 272,924 29,871 8,089 37,960 980,041 980,041 39,191 39,191 29,871 39,191 1,435, 594 1,504,656 3,279,815 (12,117) (406,052) 2,861,646 $ 3,889,037 $ 3,236,113 $ 29,871 $ 39,191 $ 1,029,542 $ 8,223,754 62 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information A. Risk Management The City is exposed to various risks of loss related to torts: theft of, damage to, or destruction of assets; errors or omissions; injuries to employees; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT) to provide its general liability and property coverage. The LMCIT is a public entity risk pool currently operating as a common risk management and insurance program for participating Minnesota Cities. All Cities in the LMCIT are jointly and severally liable for all claims and expenses of the pool. The amount of any liability in excess of assets of the pool may be assessed to the participating cities if a deficiency occurs. The City purchases commercial insurance for property values in excess of the LMCIT policy limits and all other risks of loss. Settled claims have not exceeded the LMCIT or commercial coverage in any of the past three fiscal years. Worker's compensation insurance is also purchased through the LMCIT. The worker compensation program is a retrospectively rated contract with premiums or required contributions based primarily on the experience rates of the participating cities. There were no significant reductions in insurance coverage from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. B. Commitments and Contingencies General Litigation: Although the City is occasionally involved in litigation, management was unaware of any pending lawsuits in which the City was involved as of December 31, 2016. It is the opinion of management that any potential claim regarding any lawsuits against the City would be covered by the liability insurance of the City and that any potential claim against the City would not affect the financial statements. 63 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) B. Commitments and Contingencies (Continued) Operating Lease: The City is obligated under a lease agreement for office space accounted for as an operating lease. Expenditures under this operating lease for the year ended December 31, 2016 totaled $30,147. The following is a schedule by year of future minimum rental payments required under the lease as of December 31, 2016: Year Ending December 31, 2017 2018 2019 Total C. Other Post Employment Benefits Plan Description Amount $ 31,992 32,301 24,921 $ 89,214 The City administers a single -employer defined benefit healthcare plan ("the Retiree Health Plan"). The plan provides healthcare insurance for eligible retirees and their spouses through the City's group health insurance plan until Medicare age, which covers both active and retired members. During 2016, there were 20 active participants and no retiree participants. Benefit provisions are established by the Council. The Retiree Health Plan does not issue a publicly available financial report. Funding Policy The City has historically funded these liabilities on a pay-as-you-go basis. Contribution requirements are negotiated between the City and union representatives on a per contract basis. At the present time, no retiree benefits are provided except the allowance to continue health insurance that is mandated by Minnesota Law. The City does not contribute any of the cost of current -year premiums for eligible retired plan members or their spouses. Plan members receiving benefits contribute 100 percent of their premium costs. 64 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) C. Other Post Employment Benefits (Continued) Annual Other Postemployment Benefit Cost and Net Other Postemployment Benefit Obligations The City's annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution of the employer (ARC). The City has elected to calculate the ARC and related information using the alternative measurement method permitted by GASB Statement No. 45 for employers in plans with fewer than one hundred total plan members. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and to amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed thirty years. The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the City's net OPEB obligation: Annual required contribution $ 46,247 Interest on net OPEB obligations 1,347 Adjustment to ARC (9,331) Annual OPEB cost 38,263 Contributions during the year Increase in net OPEB obligation 38,263 Net OPEB, beginning of year 198,978 Net OPEB, ending of year $ 237,241 The City's annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for fiscal years ended December 31, 2016, 2015 and 2014 are as follows: Fiscal Year Annual Percentage Net OPEB Ended OPEB Cost Contributed Obligation 12/31/2014 $ 2,484 0% $ 160,187 12/31/2015 38,791 0% 198,978 12/31/2016 38,263 0% 237,241 65 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) C. Other Post Employment Benefits (Continued) Funded Status and Funding Progress As of January 1, 2016, the actuarial accrued liability for benefits was $188,502, all of which was unfunded. The covered payroll (annual payroll of active employees covered by the plan) was $1,417,483, and the ratio of the unfunded actuarial accrued liability to the covered payroll was 13.30 percent. The projection of future benefit payments for an ongoing plan involves estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revisions as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to financial statements, presents multi -year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. The projected unit credit cost method was used. The following simplifying assumptions were made: Retirement age for active employees - Based on the historical average retirement age for the covered group, active plan members were assumed to retire at age 63, or at the first subsequent year in which the member would qualify for benefits. In addition, spouses of retired employees were assumed to continue on the plan for the lesser of eighteen months after the retired employee reaches Medicare age or until the spouse reaches Medicare age. Marital status - Marital status of members at the calculation date was assumed to continue throughout retirement. 66 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) C. Other Post Employment Benefits (Continued) Methods and Assumptions (Continued) Mortality - Life expectancies were based on mortality tables from the National Center for Health Statistics. The 2004 United States Life Tables for Males and Females was used. Turnover - Non -group -specific age -based turnover data from GASB Statement No. 45 were used as the basis for assigning active members a probability of remaining employed until the assumed retirement age and for developing expected future working lifetime assumptions for purposes of allocation to periods the present value of total benefits to be paid. Healthcare cost trend rate - The expected rate of increase in healthcare insurance premiums was based on projections of the Office of the Actuary at the Centers for Medicare & Medicaid Services. A rate of 2.0 percent initially, rising to an ultimate rate of 6.0 percent after six years, was used. Health insurance premiums - 2016 health insurance premiums for retirees were used as the basis for calculation of the present value of total benefits to be paid. Inflation rate - The expected long-term inflation assumption of 4.00 percent was based on projected changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). Payroll growth rate - The expected long-term payroll growth rate was assumed to equal the rate of inflation. Based on the historical and expected return of the City's short-term investment portfolio, a discount rate of 3.0 percent was used. In addition, a simplified version of the entry age actuarial cost method was used. The unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll on an open basis. The remaining amortization period at December 31, 2016 was thirty years. 67 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans Public Employees Retirement Association (PERA) - Defined Benefit A. Plan Description The City participates in the following cost -sharing multiple -employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA's defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERA's defined benefit pension plans are tax qualified under Section 401(a) of the Internal Revenue Code. General Employees Retirement Plan (General Employees Plan (accounted for in the General Employees Fund)) —All full-time and certain part-time employees of the City of Lake Elmo are covered by the General Employees Retirement Plan. General Employees Plan members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. 2. Public Employees Police and Fire Plan (Police and Fire Plan (accounted for in the Police and Fire Fund)) — The Police and Fire Plan, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the Police and Fire Plan also covers police officers and firefighters belonging to a local relief association that elected to merge with and transfer assets and administration to PERA. Benefits Provided PERA provides retirement, disability and death benefits. Benefit provisions are established by state statute and can only be modified by the state legislature. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. Members in plans that are at least 90 percent funded for two consecutive years are given 2.5% increases. Members in plans that have not exceeded 90% funded, or have fallen below 80%, are given 1 % increases. The benefit provisions stated in the following paragraph of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. 68 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) Public Employees Retirement Association (PERA) - Defined Benefit (Continued A. Plan Description (continued) 1. General Employees Plan Benefits General Employees Plan benefits are based on a member's highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members. The retiring member receives the higher of step -rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2% of average salary for each of the first ten years of service and 2.7% for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2% of average salary for each of the first ten years and 1.7% for each remaining year. Under Method 2, the annuity accrual rate is 2.7% of average salary for Basic Plan members and 1.7% for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. 2. PEPFF Benefits Benefits for Police and Fire Plan members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50% after five years up to 100% after ten years of credited service. Benefits for Police and Fire Plan members first hired after June 30, 2014, vest on a prorated basis from 50% after ten years up to 100% after twenty years of credited service. The annuity accrual rate is 3% of average salary for each year of service. For Police and Fire Plan members who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. B. Contributions Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. 69 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) Public Employees Retirement Association (PERA) - Defined Benefit (Continued B. Contributions (continued) 1. General Employees Fund Contributions Basic Plan members and Coordinated Plan members were required to contribute 9.10% and 6.50%, respectively, of their annual covered salary in calendar year 2016. The City was required to contribute 11.78% of pay for Basic Plan members and 7.50% for Coordinated Plan members in calendar year 2016. The City's contributions to the General Employees Fund for the year ended December 31, 2016 were $85,649. The City's contributions were equal to the required contributions as set by state statute. 2. Police and Fire Fund Contributions Plan members were required to contribute 10.80% of their annual covered salary in calendar year 2016. The City was required to contribute 16.20% of pay for members in calendar year 2016. The City's contributions to the Police and Fire Fund for the year ended December 31, 2016 were $13,967. The City's contributions were equal to the required contributions as set by state statute. C. Pension Costs 1. General Employees Fund Pension Costs At December 31, 2016, the City reported a liability of $1,291,001 for its proportionate share of the General Employees Fund's net pension liability. The City's net pension liability reflected a reduction due to the State of Minnesota's contribution of $6 million to the fund in 2016. The State of Minnesota is considered a non -employer contributing entity and the state's contribution meets the definition of a special funding situation. The State of Minnesota's proportionate share of the net pension liability associated with the City totaled $16,853. The net pension liability was measured as of June 30, 2016, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2015 through June 30, 2016 relative to the total employer contributions received from all of PERA's participating employers. At June 30, 2016, the City's proportion share was .0159% which was a decrease of .001 % from its proportion measured as of June 30, 2015. 70 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) Public Employees Retirement Association (PERA) - Defined Benefit (Continued) C. Pensions Costs (continued) 1. General Employees Fund Pension Costs (continued) For the year ended December 31, 2016, the City recognized pension expense of $178,937 for its proportionate share of the General Employees Plan's pension expense. In addition, the City recognized an additional $5,025 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota's contribution of $6 million to the General Employees Fund. At December 31, 2016, the City reported its proportionate share of the General Employees Plan's deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Differences between expected and actual economic experience Changes in actuarial assumptions Difference between projected and actual investment earnings Changes in proportion Contributions paid to PERA subsequent to the measurement date Total Deferred Deferred Outflows of Inflows of Resources Resources $ $ 106,617 252,779 248,717 90,542 44,719 $ 546,215 $ 197,159 71 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) Public Employees Retirement Association (PERA) - Defined Benefit (Continued) C. Pensions Costs (continued) 1. General Employees Fund Pension Costs (continued) $44,719 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2017. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Expense Year ending June 30: Amount 2017 $ 72,383 2018 72,383 2019 112,938 2020 46,633 2. Police and Fire Fund Pension Costs At December 31, 2016, the City reported a liability of $361,186 for its proportionate share of the Police and Fire Fund's net pension liability. The net pension liability was measured as of June 30, 2016, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2015 through June 30, 2016, relative to the total employer contributions received from all of PERA's participating employers. At June 30, 2016, the City's proportion was .009%, which is unchanged from its proportion measured as of June 30, 2015. The City also recognized $810 for the year ended December 31, 2016 as revenue and an offsetting reduction of net pension liability for its proportionate share of the State of Minnesota's on -behalf contributions to the Police and Fire Fund. Legislation passed in 2013 required the State of Minnesota to begin contributing $9 million to the Police and Fire Fund each year, starting in fiscal year 2014. For the year ended December 31, 2016, the City recognized pension expense of $61,416 for its proportionate share of the Police and Fire Plan's pension expense. 72 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) Public Employees Retirement Association (PERA) - Defined Benefit (Continued) C. Pensions Costs (continued) 2. Police and Fire Fund Pension Costs (continued) At December 31, 2016, the City reported its proportionate share of the Police and Fire Plan's deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Differences between expected and actual economic experience Changes in actuarial assumptions Difference between projected and actual investment earnings Contributions paid to PERA subsequent to the measurement date Total Deferred Deferred Outflows of Inflows of Resources Resources $ $ 39,223 198,776 55,119 7,561 $ 261,456 $ 39,223 $7,561 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2017. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Year endina June 30: 2017 2018 2019 2020 2021 Pension Expense Amount $ 43,487 43,487 49,015 44,561 34,122 73 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) Public Employees Retirement Association (PERA) - Defined Benefit (Continued) D. Actuarial Assumptions The total pension liability in the June 30, 2016 actuarial valuation was determined using the following actual assumptions: Inflation 2.50% per year Active Member Payroll Growth 3.25% per year Investment Rate of Return 7.50% Salary increases were based on a service -related table. Mortality rates for active members, retirees, survivors and disabilitants were based on RP-2014 tables for the General Employees Plan and RP-2000 tables for the Police and Fire Plan for males or females, as appropriate, with slight adjustments. Cost of living benefit increases for retirees are assumed to be 1 % per year for all future years for the General Employees Plan and Police and Fire Plan. Actuarial assumptions used in the June 30, 2016 valuation were based on the result of actuarial experience studies. The most recent four-year experience study in the General Employees Plan was completed in 2015. The experience study for Police and Fire Plan was for the period July 1, 2004 through June 30, 2009. The following changes in actuarial assumptions occurred in 2016: General Employees Fund The assumed post -retirement benefit increase rate was changed from 1.0% per year through 2035 and 2.5% per year thereafter to 1.0% per year for all future years. The assumed investment return was changed from 7.9% to 7.5%. The single discount rate was changed from 7.9% to 7.5%. Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. 74 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) Public Employees Retirement Association (PERA) - Defined Benefit (Continued) D. Actuarial Assumptions (continued) Police and Fire Fund The assumed post -retirement benefit increase rate was changed from 1.0% per year through 2037 and 2.5% thereafter to 1.0% per year for all future years. The assumed investment return was changed from 7.9% to 7.5%. The single discount rate changed from 7.9% to 5.6%. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness of the long-term expected rate of return on a regular basis using a building-block method in which best -estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: Asset Class Domestic Stocks International Stocks Bonds Alternative Assets Cash Total Target Allocation 45% 15% 18% 20% 2% 100% Long -Term Expected Real Rate of Return 5.50% 6.00% 1.45% 6.40% 0.50% 75 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) Public Employees Retirement Association (PERA) - Defined Benefit (Continued) E. Discount Rate The discount rate used to measure the total pension liability in 2016 was 7.50%, a reduction from the 7.90% used in 2015. The projection of cash flows used to determine the discount rate assumed that contributions from plan members and employers will be made at rates set in Minnesota Statutes. Based on these assumptions, the fiduciary net position of the General Employees Fund was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. In the Police and Fire Fund, the fiduciary net position was projected to be available to make all projected future benefit payments of current plan members through June 30, 2056. Beginning in fiscal year ended June 30, 2057, when projected benefit payments exceed the fund's projected fiduciary net position, benefit payments were discounted at the municipal bond rate of 2.85% based on an index of 20-year general obligation bonds with an average AA credit rating at the measurement date. An equivalent single discount rate of 5.60% was determined that produced approximately the same present value of projected benefits when applied to all years of projected benefits as the present value of projected benefits using 7.50% applied to all years of projected benefits through the point of asset depletion and 2.85% after. 76 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) 1. Public Employees Retirement Association (PERA) - Defined Benefit (Continued) F. Pension Liability Sensitivity The following presents the City's proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City's proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: Sensitivity of Net Pension Liability at Current Single Discount Rate General Employees Fund Police and Fire Fund 1% Higher 6.50% $ 1,833,604 4.60% $ 505,612 Current Discount Rate 7.50% 1,291,001 5.60% 361,186 1 % Lower 8.50% 844,044 6.60% 243,178 G. Pension Plan Fiduciary Net Position Detailed information about each pension plan's fiduciary net position is available in a separately -issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org. 77 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) 2. Lake Elmo Firefighter's Relief Association A. Plan Description The Lake Elmo Firefighter's Relief Association administers a single -employer defined benefit pension plan (FRA plan) available to volunteer firefighters. As of December 31, 2016, the plan covered 19 active firefighters and 5 vested terminated firefighters whose pension benefits are deferred. The plan was established and is administered in accordance with Minnesota Statutes, Chapters 69 and 424A. The December 31, 2016 information is the latest reported for this Plan. B. Benefits Provided Volunteer firefighters for the City are members of the Lake Elmo Firefighter's Relief Association. Association members are eligible to receive a lump sum benefit after 20 years of service with a minimum retirement age of 50. Currently retirees receive a benefit of $3,400 for every year of service. These benefit provisions and all other requirements are consistent with State statutes. Volunteers of the fire department are not required to contribute to the relief association. Members with 10 years of service receive partial vesting at 60% of the 20-year rate and 4% added for every one year of service beyond ten years up to 20 years. C. Contributions The Plan is funded by fire state aid, investment earnings and, if necessary, employer contributions as specified in Minnesota statutes, and voluntary City contributions. The State of Minnesota contributed $59,136 in state aid to the plan on behalf of the Association for the year ended December 31, 2016. This contribution was recorded as a revenue and an expenditure in the City's general fund. The City levies property taxes for the benefit of the Association and passes through state aids allocated to the plan, all in accordance with State statutes. During 2016, at the Association's direction, the City did not levy any property taxes to be paid to the Association. 78 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) 2. Lake Elmo Firefighter's Relief Association (Continued) D. Pension Costs At December 31, 2016, the City reported a net pension asset of $456,915 for the plan. The net pension asset was measured as of December 31, 2016. The total pension liability used to calculate the net pension asset in accordance with GASB 68 was determined by applying an actuarial formula to specific census data certified by the fire department as of December 31, 2016. The following table presents the changes in net pension liability during the year. Beginning Balance 12/31/15 Changes for the Year Service cost Interest on pension liability Assumption changes Net investment income Contributions (employer) Contributions (state) Benefit payouts Administrative expenses Net Changes Balance End of Year 12/31 /16 Total Plan Net Pension Pension Fiduciary Net Liability Liability (a) Position (b) (Asset) (a-b) $ 588,689 $ 963,628 $ (374,939) 27,579 27,579 36,976 36,976 11,690 11,690 (46,403) 70,101 (116,504) 59,136 (59,136) (17,419) 17,419 29,842 111,818 (81,976) $ 618,531 $ 1,075,446 $ (456,915) For the year ended December 31, 2016, the City did not recognize pension expense related to the FRA plan. 79 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) 2. Lake Elmo Firefighter's Relief Association (Continued) D. Pension Costs (continued) At December 31, 2016, the Association reported deferred inflows of resources and deferred outflows of resources related to pensions from the following sources: Difference between projected and actual investment earnings Total Deferred Deferred Outflows of Inflows of Resources Resources $ 106,145 $ 106,145 $ Amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Year endina June 30: 2017 2018 2019 2020 E. Actuarial Assumptions Pension Expense Amount $ 27,831 27,831 27,830 22,653 The total pension liability at December 31, 2016 was determined using the entry age normal actuarial cost method and the following actuarial assumptions: • Retirement eligibility at the later of age 50 or 20 years of service • Investment rate of return of 5.50% • Inflation rate 4.0% During 2016, the investment rate of return decreased from 6.00% to 5.50%. 80 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) 2. Lake Elmo Firefighter's Relief Association (Continued) F. Discount Rate The discount rate used to measure the total pension liability was 5.50%. The projection of cash flows used to determine the discount rate assumed that contributions to the FRA plan will be made as specified in statute. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. Pension Liability Sensitivity The following presents the City's net pension asset for the Association's plan, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City's net pension asset would be if it were calculated using a discount rate 1 % lower or 1 % higher than the current discount rate: 1 % Decrease in 1% Increase in Discount Rate Discount Rate Discount Rate (4.50%) (5.50%) (6.50%) Net pension liability (asset) $ (432,549) $ (456,915) $ (479,967) H. Plan Investments 1. Investment Policy All investments undertaken by the plan are governed by the prudent person rule and other standards codified in Minnesota Statutes, Chapter 11A and Chapter 356A. Within the requirements defined by state law, the Plan establishes investment policy for all funds under its control. These investment policies are tailored to the particular needs of each fund and specify investment objectives, risk tolerance, asset allocation, investment management structure and specific performance standards. Studies guide the ongoing management of the funds and are updated periodically. 81 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 4. Other Information (Continued) D. Pension Plans (Continued) 2. Lake Elmo Firefighter's Relief Association (Continued) 2. Asset Allocation The long-term target asset allocation and long-term expected real rate of return of the Plan's assets is as follows: Long -Term Target Expected Real Asset Class Allocation Rate of Return Cash 17.00% 2.25% Fixed income 28.00% 3.30% Equities 54.00% 7.50% Other 1.00% 6.00% Total 100% 5.50% The long-term return on assets has been set based on the plan's target investment allocation along with long-term return expectations by asset class. When there is sufficient historical evidence of market outperformance, historical average returns may be considered. 3. Description of significant investment policy changes during the year The Plan made no significant changes to their investment policy during the year. Pension Plan Fiduciary Net Position Detailed information about the Lake Elmo Firefighter's Relief Association plan's fiduciary net position as of December 31, 2016 is available in a separately -issued financial report that includes financial statements and required supplementary information. That report may be obtained by contacting the Finance Director for the City of Lake Elmo. 82 CITY OF LAKE ELMO, MINNESOTA NOTES TO FINANCIAL STATEMENTS (CONTINUED) 5. Implementation of New Accounting Principles The City adopted the provisions of Governmental Accounting Standards Board Statement No. 72, Fair Value Measurement and Application. This statement generally requires investments to be measured at fair value and requires disclosures to be made about fair value measurements including the level of hierarchy and the valuation techniques utilized by the City. The City adopted the provisions of Governmental Accounting Standards Board Statement No. 76, Hierarchy of Generally Accepted Accounting Principles of the State and Local Governments. This statement established the order and priority of pronouncements and other sources of accounting and financial reporting guidance that governments should apply. This statement did not impact the preparation of these financial statements. The City adopted the provisions of Governmental Accounting Standards Board Statement No. 77, Tax Abatement Disclosures. This statement requires the disclosure of information related to tax abatement agreements entered into by the City, such as the financial statement impact, amount of taxes the City has promised to forego, and commitments made under the agreements. The City adopted the provisions of Governmental Accounting Standards Board Statement No. 82, Pension Issues — an Amendment of GASB Statements No. 67, No. 68, No. 73. The objective of this statement is to improve consistency in the application of pension accounting and financial reporting requirements by addressing certain issues that have been raised during implementation of the three standards listed above. One of the significant changes included in this statement clarifies the presentation of covered payroll in the required supplementary information to reflect the amount of payroll on which contributions made to the pension plan are based. 6. Subsequent Event In June 2017, the City issued 2017A General Obligation Bonds in the amount of $9,045,000. The proceeds of the bonds will be used to finance an improvement project, the purchase of equipment, a sewer project, a water project, a storm water project, and to pay costs associated with issuance of the bonds. 83 CITY OF LAKE ELMO, MINNESOTA REQUIRED SUPPLEMENTAL INFORMATION December 31, 2016 This Page Left Blank Intentionally Year Ended December 31 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Year Ended December 31 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 CITY OF LAKE ELMO, MINNESOTA Schedule of City Contributions PERA General Employees Retirement Plan December 31, 2016 Contributions in Relation to Statutorily Statutorily Required Required Contribution Contribution (a) (b) $ 73,182 $ 73,182 70,582 70,582 85,649 85,649 Contributions as a Contribution Covered Percentage of Deficiency Employee Covered Payroll (Excess) (a-b) Payroll (d) (b/d) $ $ 1,009,407 7.2% 941,092 7.5% 1,141,987 7.5% Schedule of City Contributions PERA Public Employees Police and Fire Plan December 31, 2016 Contributions in Relation to Statutorily Statutorily Contributions as a Required Required Contribution Covered Percentage of Contribution Contribution Deficiency Employee Covered Payroll (a) (b) (Excess) (a-b) Payroll (d) (b/d) $ 13,035 $ 13,035 $ $ 85,195 15.3% 14,257 14,257 88,005 16.2% 13,967 13,967 86,216 16.2% Note: These schedules are intended to provide information for ten years. The City will include that information as it becomes available. 84 CITY OF LAKE ELMO, MINNESOTA Schedule of Proportionate Share of Net Pension Liability PERA General Employees Retirement Plan December 31, 2016 Proportionate Share (Amount) of the Net Pension Plan Fiduciary Proportionate Proportionate Liability (Asset) as Net Position as a (Percentage) of Share (Amount) of Covered- a Percentage of its Percentage of the Fiscal Year Net Pension the Net Pension Employee Covered Employee Total Pension Ended June 30 Liability (Asset) Liability (Asset) (a) Payroll (b) Payroll (a/b) Liability 2014 0.0191% $ 2015 0.0169% 2016 0.0159% 2017 2018 2019 2020 2021 2022 2023 897,222 $1,009,407 88.9% 78.7% 875,846 941,092 93.1 % 78.2% 1,291,001 1,141,987 113.0% 68.9% Schedule of Proportionate Share of Net Pension Liability PERA Public Employees Police and Fire Plan December 31, 2016 Proportionate Share (Amount) of the Net Pension Plan Fiduciary Proportionate Proportionate Liability (Asset) as Net Position as a (Percentage) of Share (Amount) of Covered- a Percentage of its Percentage of the Fiscal Year Net Pension the Net Pension Employee Covered Employee Total Pension Ended June 30 Liability (Asset) Liability (Asset) (a) Payroll (b) Payroll (a/b) Liability 2014 0.0090% $ 97,204 $ 85,195 114.1 % 87.1 % 2015 0.0090% 102,261 88,005 116.2% 86.6% 2016 0.0090% 361,186 86,216 418.9% 63.9% 2017 2018 2019 2020 2021 2022 2023 Note: These schedules are intended to provide information for ten years. The City will include that information as it becomes available. 85 CITY OF LAKE ELMO, MINNESOTA Schedule of Funding Progress for the Fire Relief Association December 31, 2016 Actuarial Valuation Date Actuarial Accrued Liability (AAL) Valuation of Plan Assets (a) Actuarial Valuation of Plan Assets (b) Net Pension Liability (Asset) (a-b) 12/31/16 $ 618,531 $ 1,075,446 $ (456,915) 12/31 /15 588,689 963,628 (374,939) CITY OF LAKE ELMO, MINNESOTA Schedule of Employer Contributions for the Fire Relief Association December 31, 2016 Actuarially determined contributions Actual contributions paid Contributions deficiency (excess) 2016 2015 86 CITY OF LAKE ELMO, MINNESOTA SCHEDULE OF FUNDING PROGRESS - OTHER POST EMPLOYMENT BENEFITS For the Year Ended December 31, 2016 Actuarial valuations are provided every one to three years unless events occur (e.g. plan changes, layoffs, etc.) that would materially impact results. See Note 4C in the Notes to Financial Statements for more details on this schedule. Unfunded Actuarial Actuarial Actuarial Actuarial UAAL as a Valuation Value of Accrued Accrued Funded Covered Percentage of Date Assets Liability Liability Ratio Payroll Covered Payroll 1/1/2009 $ $ 112,761 $ 112,761 0% $ 892,528 12.63% 1/1/2012 101,981 101,981 0% 932,540 10.94% 1/1/2013 293,220 293,220 0% 913,884 32.09% 1/1/2014 204,437 204,437 0% 1,022,592 19.99% 1/1/2015 186,284 186,284 0% 1,041,665 17.88% 1/1/2016 188,502 188,502 0% 1,417,483 13.30% 87 CITY OF LAKE ELMO, MINNESOTA COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES December 31, 2016 CITY OF LAKE ELMO, MINNESOTA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS December 31, 2016 ASSETS Cash and investments TOTAL ASSETS LIABILITIES AND FUND BALANCE LIABILITIES Accounts payable Accrued liabilities Due to other funds Advances from other funds Escrow deposits payable Total liabilities FUND BALANCE (DEFICIT) Nonspendable Assigned Unassigned Total Fund Balance (Deficit) TOTAL LIABILITIES AND FUND BALANCE Special Capital Revenue Projects Total $ 249,780 $ 1,392,769 $ 1,642,549 $ 249,780 $ 1,392,769 $ 1,642,549 $ 71,225 $ $ 71,225 3,480 3,480 1,144 56,760 57,904 405,398 405,398 75,000 75,000 75,849 537,158 613,007 174,540 1,261,054 1,435,594 (609) (405,443) (406,052) 173,931 855,611 1,029,542 $ 249,780 $ 1,392,769 $ 1,642,549 88 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS For the Year Ended December 31, 2016 REVENUES Taxes Dedication fees Refunds and reimbursements Investment earnings Miscellaneous revenue TOTAL REVENUES EXPENDITURES Current Culture and recreation Capital Outlay Culture and recreation TOTAL EXPENDITURES Net change in fund balances FUND BALANCES, Beginning FUND BALANCES, Ending Special Capital Revenue Projects Total $ 256,957 $ $ 256,957 171,708 171,708 21,390 21,390 944 6,358 7,302 13,586 13,586 271,487 199,456 470,943 331,901 331,901 146,441 146,441 331,901 146,441 478,342 (60,414) 53,015 (7,399) 234,345 802,596 1,036,941 $ 173,931 $ 855,611 $ 1,029,542 89 CITY OF LAKE ELMO, MINNESOTA COMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2016 ASSETS Cash and investments TOTAL ASSETS LIABILITIES AND FUND BALANCE LIABILITIES Accounts payable Due to other funds Accrued liabilities Total liabilities FUND BALANCE (DEFICIT) Assigned Unassigned Total fund balance (deficit) TOTAL LIABILITIES AND FUND BALANCE (DEFICIT) City Events (204) Library (206) Total $ 535 $ 249,245 $ 249,780 $ 535 $ 249,245 $ 249,780 $ $ 71,225 $ 71,225 1,144 1,144 3,480 3,480 1,144 74,705 75,849 174,540 174,540 (609) (609) (609) 174,540 173,931 $ 535 $ 249,245 $ 249,780 90 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR SPECIAL REVENUE FUNDS For the Year Ended December 31, 2016 City Events (204) Library (206) REVENUES Taxes $ Investment earnings 3 Miscellaneous revenue 532 TOTAL REVENUES 535 EXPENDITURES Current Culture and recreation Net change in fund balances FUND BALANCES, Beginning FUND BALANCES (DEFICIT), Ending $ 535 1,144 Total $ 256,957 $ 256,957 941 944 13,054 13,586 270,952 271,487 331,901 331,901 (60,949) (60,414) 235,489 234,345 609) $ 174,540 $ 173,931 91 CITY OF LAKE ELMO, MINNESOTA COMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECT FUNDS December 31, 2016 ASSETS Cash and investments TOTAL ASSETS LIABILITIES AND FUND BALANCE LIABILITIES Due to other funds Advances from other funds Escrow deposits payable Total liabilities FUND BALANCE (DEFICIT) Assigned Unassigned Total fund balance (deficit) TOTAL LIABILITIES AND FUND BALANCE Park Dedication City Facilities Village Project (404) (411) (413) $ 980,041 $ 272,924 $ 61,612 $ 980,041 $ 272,924 $ 61,612 $ 56,760 405,398 462,158 980,041 272,924 (400,546) 980,041 272,924 (400,546) $ 980,041 $ 272,924 $ 61,612 92 Washington Manning County Avenue/Hwy Downtown 36 (414) Project (422) Total $ 70,103 $ 8,089 $ 1,392,769 $ 70,103 $ 8,089 $ 1,392,769 75,000 75.000 $ 56,760 405,398 75,000 537,158 8,089 1,261,054 (4,897) (405,443) (4,897) 8,089 855,611 $ 70,103 $ 8,089 $ 1,392,769 93 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR CAPITAL PROJECT FUNDS For the Year Ended December 31, 2016 REVENUES Dedication fees Refunds and reimbursements Investment earnings (loss) TOTAL REVENUES EXPENDITURES Capital Outlay Culture and recreation Net change in fund balances FUND BALANCES (DEFICIT), Beginning FUND BALANCES (DEFICIT), Ending Park Dedication City Facilities Village Project (404) (411) (413) $ 171,708 $ $ 21,390 4,509 1,255 233 176,217 1,255 21,623 146,441 29,776 1,255 21,623 950,265 271,669 (422,169) $ 980,041 $ 272,924 $ (400,546) 94 Washington Manning County Avenue/Hwy Downtown 36 (414) Project (422) Total $ $ $ 171,708 21,390 323 38 6,358 323 38 199,456 146,441 323 38 53,015 (5,220) 8,051 802,596 $ (4,897) $ 8,089 $ 855,611 95 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS December 31, 2016 ASSETS Noncurrent Assets Property and Equipment Machinery and equipment Less: Accumulated depreciation Net Property and Equipment TOTAL ASSETS LIABILITIES AND NET POSITION Current Liabilities Due to other funds Net Position Net investment in capital assets Unrestricted Total Net Position TOTAL LIABILITIES AND NET POSITION Radio IT FFE Replacement Replacement Replacement (701) (702) (703) Total $ 168,854 $ 95,355 $ 390,483 $ 654,692 79,506 77,095 325,720 482,321 89,348 18,260 64,763 172,371 $ 89,348 $ 18,260 $ 64,763 $ 172,371 $ 41,740 $ $ 76,081 $ 117,821 89,348 18,260 64,763 172,371 (41,740) (76,081) (117,821) 47,608 18,260 (11,318) 54,550 $ 89,348 $ 18,260 $ 64,763 $ 172,371 96 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION INTERNAL SERVICE FUNDS For the Year Ended December 31, 2016 Operating Expenses Depreciation Net (Loss) Net Position, Beginning of Year Net Position, End of Year Radio IT FFE Replacement Replacement Replacement (701) (702) (703) Total $ 9,471 $ 4,654 $ 10,505 $ 24,630 (9,471) (4,654) (10,505) (24,630) 57,079 22,914 (813) 79,180 $ 47,608 $ 18,260 $ (11,318) $ 54,550 97 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS For the Year Ended December 31, 2016 Radio IT FFE Replacement Replacement Replacement (701) (702) (703) Total Cash Flows From Noncapital Financing Activities Increase in due to other funds $ 41,740 $ $ $ 41,740 Cash Flows From Capital and Related Financing Activities Acquisition of capital assets (69,003) (69,003) Net Increase (Decrease) in Cash and Cash Equivalents (27,263) (27,263) Cash and Cash Equivalents, Beginning of Year 27,263 27,263 Cash and Cash Equivalents, End of Year $ $ $ $ RECONCILIATION OF OPERATING INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating (loss) $ (9,471) $ (4,654) $ (10,505) $ (24,630) Adjustments to reconcile operating income to net cash provided by operating activities Depreciation 9,471 4,654 10,505 24,630 Net Cash Provided By (Used In) Operating Activities $ $ $ $ 98 This Page Left Blank Intentionally ASSETS Cash and investments Receivables (Net of allowance for uncollectibles) Special assessments Due from other governmental units TOTAL ASSETS LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE LIABILITIES Accounts payable Due to other funds Total liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenue: Special assessments Total deferred inflows of resources FUND BALANCE (DEFICIT) Restricted Unassigned Total fund balance (deficit) TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE CITY OF LAKE ELMO, MINNESOTA COMBINING BALANCE SHEET DEBT SERVICE FUNDS December 31, 2016 2006A GO 2002 GO Equipment 2009A GO 2009B GO 2010A GO Improvement Certificates Refunding Improvement Improvement Bonds(312) (314) Bonds(315) Bonds(316) Bonds(317) $ 475 $ 29,544 $ $ 106,002 $ 114,650 23,665 40,400 121 $ 475 $ 29,544 $ $ 129,788 $ 155,050 475 29.544 1,002 _ 1,002 23,665 40,400 23,665 40,400 106,123 114,650 (1,002) 475 29,544 (1,002) 106,123 114,650 $ 475 $ 29,544 $ $ 129,788 $ 155,050 99 2010B GO 2011A GO 2012B GO 2013A GO 2014A GO 2015A GO 2016A GO CIP Bonds Improvement Improvement Improvement Improvement Improvement Improvement (318) Bonds(319) Bonds(321) Bonds(322) Bonds(323) Bonds(324) Bonds(326) Total $ 126,551 $ 301,350 $ 6,061 $ 1,597,733 $ 762,457 $ 41,149 $ 240,912 $ 3,326,884 39,920 119,700 28,560 565,065 371,860 1,189,170 4,713 4,834 $ 126,551 $ 341,270 $ 125,761 $ 1,626,293 $ 1,332,235 $ 41,149 $ 612,772 $ 4,520,888 17,176 77,427 17,176 77,427 39,920 119,700 28,560 565,065 39,920 119,700 28,560 565,065 95,605 95,605 371,860 1,189,170 371,860 1,189,170 126,551 301,350 1,520,306 767,170 41,149 240,912 3,248,230 (11,115) (12,117) 126,551 301,350 (11,115) 1,520,306 767,170 41,149 240,912 3,236,113 $ 126,551 $ 341,270 $ 125,761 $ 1,626,293 $ 1,332,235 $ 41,149 $ 612,772 $ 4,520,888 100 CITY OF LAKE ELMO, MINNESOTA COMBINING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES DEBT SERVICE FUNDS For the Year Ended December 31, 2016 REVENUES Taxes Intergovernmental Special assessments Investment earnings TOTAL REVENUES EXPENDITURES Debt Service Principal Interest and other charges TOTAL EXPENDITURES Excess (deficiency) of revenues over (under) expenditures OTHER FINANCING SOURCES (USES) Transfers Net change in fund balances FUND BALANCES (DEFICIT), Beginning FUND BALANCES (DEFICIT), Ending 2006A GO 2002 GO Equipment 2009A GO 2009B GO 2010A GO Improvement Certificates Refunding Improvement Improvement Bonds(312) (314) Bonds(315) Bonds(316) Bonds(317) $ $ $ $ 49,598 $ 59,043 72,100 7,463 10,507 2 136 489 528 2 136 72,100 57,550 70,078 70,000 60,000 70,000 5,177 8,163 9,550 75,177 68,163 79,550 2 136 (3,077) (10,613) (9,472) 2 136 (3,077) (10,613) (9,472) 473 29,408 2,075 116,736 124,122 $ 475 $ 29,544 $ (1,002) $ 106,123 $ 114,650 101 2010B GO 2011A GO 2012B GO 2013A GO 2014A GO 2015A GO 2016A GO CIP Bonds Improvement Improvement Improvement Improvement Improvement Improvement (318) Bonds(319) Bonds(321) Bonds(322) Bonds(323) Bonds(324) Bonds(326) Total $ 205,860 $ 75,485 $ 62,926 $ $ 211,628 $ $ $ 664,540 72,100 8,175 23,904 483,548 123,922 239,804 897,323 583 1,386 28 7,351 3,509 189 1,108 15,309 206,443 85,046 86,858 490,899 339,059 189 240,912 1,649,272 150,000 85,000 85,000 105,000 180,000 805,000 42,603 10,296 9,751 38,105 68,838 33,289 225,772 192,603 95,296 94,751 143,105 248,838 33,289 1,030,772 13,840 (10,250) (7,893) 347,794 90,221 (33,100) 240,912 618,500 143,105 143,105 13,840 (10,250) (7,893) 490,899 90,221 (33,100) 240,912 761,605 112,711 311,600 (3,222) 1,029,407 676,949 74,249 2,474,508 $ 126,551 $ 301,350 $ (11,115) $ 1,520,306 $ 767,170 $ 41,149 $ 240,912 $ 3,236,113 102 CITY OF LAKE ELMO, MINNESOTA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL CITY EVENTS SPECIAL REVENUE FUND For the Year Ended December 31, 2016 Budgeted Amounts Original Final REVENUES Investment earnings $ $ $ Miscellaneous revenue TOTAL REVENUES EXPENDITURES Current Culture and recreation Net change in fund balances Variance with Final Budget Favorable Actual (Unfavorable) 3 $ 3 532 532 .�C1." 535 FUND BALANCES, Beginning (1,144) (1,144) (1,144) FUND BALANCES, Ending $ (1,144) $ (1,144) $ (609) $ Note: The City adopted a $0 activity budget in this fund for the year ended December 31, 2016. 6Yc& 535 535 103 CITY OF LAKE ELMO, MINNESOTA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL LIBRARY SPECIAL REVENUE FUND For the Year Ended December 31, 2016 REVENUES Taxes Investment earnings Miscellaneous revenue TOTAL REVENUES EXPENDITURES Current Culture and recreation Net change in fund balances Budgeted Amounts Original Final $ 256,957 $ 256,957 256,957 256,957 Variance with Final Budget Favorable Actual (Unfavorable) $ 256,957 $ 941 941 13,054 13,054 270,952 13,995 256,957 256,957 331,901 (74,944) (60,949) (60,949) FUND BALANCES, Beginning 235,489 235,489 235,489 FUND BALANCES, Ending $ 235,489 $ 235,489 $ 174,540 $ (60,949) 104 CITY OF LAKE ELMO, MINNESOTA COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCYFUNDS For the Year Ended December 31, 2016 ESCROW ASSETS Cash and investments LIABILITIES Accounts payable Deposits payable TOTAL LIABILITIES YELLOW RIBBON ASSETS Cash and investments Accounts receivable TOTAL ASSETS TOTAL AGENCY FUNDS ASSETS Cash and investments Accounts receivable TOTAL ASSETS LIABILITIES Accounts payable Deposits payable TOTAL LIABILITIES Balance Balance January 1 Additions Deletions December 31 $ 1,827,298 $ 2,062,165 $ 1,494,809 $ 2,394,654 $ 99,952 $ 1,403,507 $ 1,438,647 $ 64,812 1,727,346 2,155,295 1,552,799 2,329,842 $ 1,827,298 $ 3,558,802 $ 2,991,446 $ 2,394,654 $ (128) $ $ $ (128) $ 1,827,170 $ 2,062,165 $ 1,494,809 $ 2,394,526 $ 1,827,298 $ 2,062,165 $ 1,494,809 $ 2,394,654 $ 99,952 $ 1,403,507 $ 1,438,647 $ 64,812 1,727,346 2,155,295 1,552,799 2,329,842 $ 1,827,298 $ 3,558,802 $ 2,991,446 $ 2,394,654 105 CITY OF LAKE ELMO, MINNESOTA REDEVELOPMENT GRANT PROGRAM Supplemental Schedule of Sources and Uses For the Year Ended December 31, 2016 Total (1) SOURCES $ 3,432,302 USES** Inwood Avenue trunk watermain construction $ 953,584 Inwood Avenue booster station construction 775,000 Inwood Avenue water tower construction 1,703,718 TOTAL USES $ 3,432,302 (1) Redevelopment Grant Program SPAP-14-0007-P-FY14 ** Amounts expended for grant purposes are recorded under the full accrual method in the proprietary funds and therefore were recorded as a noncurrent asset (property and equipment) rather than current period expenses. 106 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA STATISTICAL SECTION (UNAUDITED) December 31, 2016 This part of the City's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures and required supplementary information says about the City's overall financial health. Content Page Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being have changed over time. 107 Revenue Capacity These schedules contain information to help the reader assess the City's most significant local revenue source, the property tax. 117 Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. 124 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place. 132 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs. 134 Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. The City implemented GASB Statement 34 in 2004; schedules presenting government -wide information include information beginning in that year. CITY OF LAKE ELMO, MINNESOTA NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (Accrual Basis of Accounting) Fiscal Year 2016 2015 2014 2013 Governmental activities Net investment in capital assets $ 9,032,535 $ 8,723,329 $ 7,957,840 $ 9,056,353 Restricted 4,704,133 3,446,142 1,106,200 1,225,849 Unrestricted 4,136,292 3,942,646 5,405,920 4,593,463 Total governmental activities net position $ 17,872,960 $ 16,112,117 $ 14,469,960 $ 14,875,665 Business -type activities Net investment in capital assets $ 12,506,474 $ 10,170,351 $ 10,567,418 $ 6,855,807 Restricted 1,473,164 1,876,119 2,387,312 $ 2,612,569 Unrestricted 6,400,375 3,577,285 1,100,422 1,846,681 Total business -type activities net position $ 20,380,013 $ 15,623,755 $ 14,055,152 $ 11,315,057 Primary government Net investment in capital assets $ 21,539,009 $ 18,893,680 $ 18,525,258 $ 15,912,160 Restricted 6,177,297 5,322,261 3,493,512 3,838,418 Unrestricted 10,536,667 7,519,931 6,506,342 6,440,144 Total primary government net position $ 38,252,973 $ 31,735,872 $ 28,525,112 $ 26,190,722 NOTE: The City adopted GASB Statement No. 65 in 2013. Amounts in this schedule prior to 2012 have not been restated for GASB Statement No. 65. The City adopted GASB Statements No. 68 and 71 in 2015. Amounts in this schedule prior to 2015 have not been restated for GASB Statements No. 68 and 71. 107 Schedule 1 2012 2011 2010 2009 2008 2007 $ 8,782,840 $ 8,553,984 $ 8,368,479 $ 7,983,822 $ 7,151,543 $ 5,648,702 4,205,247 2,664,689 2,057,467 1,399,968 718,617 711,966 918,996 2,555,596 3,439,106 3,824,156 4,698,858 5,139,270 $ 13,907,083 $ 13,774,269 $ 13,865,052 $ 13,207,946 $ 12,569,018 $ 11,499,938 $ 6,788,377 $ 6,422,782 $ 6,713,292 $ 6,644,334 $ 6,181,055 $ 5,617,960 $ 39,153 1,105,847 1,449,340 1,193,509 1,056,968 951,793 1,080,666 $ 7,933,377 $ 7,872,122 $ 7,906,801 $ 7,701,302 $ 7,132,848 $ 6,698,626 $ 15,571,217 $ 14,976,766 $ 15,081,771 $ 14,628,156 $ 13,332,598 $ 11,266,662 4,244,400 2,664,689 2,057,467 1,399,968 718,617 711,966 2,024,843 4,004,936 4,632,615 4,881,124 5,650,651 6,219,936 $ 21,840,460 $ 21,646,391 $ 21,771,853 $ 20,909,248 $ 19,701,866 $ 18,198,564 108 Expenses Governmental activities: General government Public safety Public works Culture and recreation Interest on long-term debt Total governmental activities expenses Business -Type activities: Water Sewer Storm sewer Total business -type activities expenses Total primary government expenses Program Revenues Governmental activities: Charges for services: General government Public safety Public works Culture and recreation Operating grants and contributions Capital grants and contributions Total governmental activities program revenues Business -type activities: Charges for services: Water Sewer Storm sewer Operating grants and contributions Capital grants and contributions Total business -type activities program revenues Total primary government program revenues CITY OF LAKE ELMO, MINNESOTA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (Accrual Basis of Accounting) Fiscal Year 2016 2015 2014 2013 $ 1,358,370 $ 1,134,132 $ 1,072,888 $ 1,103,337 1,308,360 1,344,282 1,530,609 1,277,798 1,698,566 1,377,969 1,032,426 1,273,977 660,947 639,006 448,361 424,687 178,266 215,611 165,028 133,694 5,204,509 4,711,000 4,249,312 4,213,493 1,409,832 1,363,043 1,069,511 958,870 380,650 250,866 353,438 119,370 150,302 103,536 149,887 86,989 1,940,784 1,717,445 1,572,836 1,165,229 $ 7,145,293 $ 6,428,445 $ 5,822,148 $ 5,378,722 $ 51,009 $ 42,706 $ 45,161 $ 32,778 1,752,522 866,708 496,916 414,472 3,615 2,647 26,214 10,753 17,000 235,214 249,094 204,462 208,276 1,452,469 2,038,940 557,601 1,364,622 3,491,214 3,227,277 1,314,893 2,039,795 1,801,228 1,850,240 1,291,091 596,421 1,315,948 1,523,067 741,054 53,142 213,233 229,252 214,915 191,087 3,464,567 1,159,222 3,781,528 6,794,976 3,602,559 3,406,282 4,622,178 $ 10,286,190 $ 6,829,836 $ 4,721,175 $ 6,661,973 109 Schedule 2 2012 2011 2010 2009 2008 2007 $ 1,093,204 $ 1,036,038 $ 980,456 $ 971,677 $ 1,168,625 $ 914,212 1,302,857 1,107,050 1,171,158 1,125,464 1,002,408 956,649 891,169 1,008,686 1,135,351 872,045 868,804 1,247,398 362,432 247,845 239,389 248,856 228,393 333,164 316,039 266,730 222,404 218,319 237,753 207,648 3,965,701 3,666,349 3,748,758 3,436,361 3,505,983 3,659,071 872,786 845,474 898,319 857,014 849,018 735,499 53,903 73,797 61,513 59,243 63,400 125,773 73,590 142,517 151,384 140,365 123,902 78,807 1,000,279 1,061,788 1,111,216 1,056,622 1,036,320 940,079 $ 4,965,980 $ 4,728,137 $ 4,859,974 $ 4,492,983 $ 4,542,303 $ 4,599,150 $ 48,476 $ 22,058 $ 18,296 $ 15,631 $ 19,430 $ 28,890 379,557 283,813 320,242 270,653 295,353 365,327 3,256 3,058 3,425 6,584 3,833 18,573 9,341 10,800 61,274 160,060 184,476 168,491 174,433 140,176 94,185 160,444 222,488 1,090,419 798,687 1,345,803 1,371,489 761,134 715,893 1,611,673 1,265,988 1,804,595 1,939,738 699,159 575,534 562,585 479,430 467,336 471,226 65,737 53,012 48,508 45,146 44,568 99,581 171,229 235,252 185,425 149,407 134,674 138,092 17,000 32,721 30,100 115,127 75,885 418,400 776,473 684,400 298,928 1,051,252 956,683 1,247,639 1,480,556 1,330,978 1,007,827 $ 1,812,386 $ 1,672,576 $ 2,859,312 $ 2,746,544 $ 3,135,573 $ 2,947,565 110 Net (Expense) Revenue Governmental Activities Business -type activities Total primary government net revenue General Revenues and Other Changes In Net Position Governmental activities: General property taxes Grants and contributions not restricted to specific programs Interest income Miscellaneous Gain on sale of capital assets Transfers Total governmental activities Business -type activities: Grants and contributions not restricted to specific programs Interest income Transfers Total business -type activities Total primary government Change in Net Position Governmental activities Business -type activities Total primary government CITY OF LAKE ELMO, MINNESOTA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (Accrual Basis of Accounting) Fiscal Year 2016 2015 2014 2013 $ (1,713,295) $ (1,483,723) $ (2,934,419) $ (2,173,698) 4,854,192 1,885,114 1,833,446 3,456,949 $ 3,140,897 $ 401,391 $ (1,100,973) $ 1,283,251 $ 3,226,739 $ 3,204,119 $ 3,200,291 $ 3,231,609 8,584 2,749 2,749 2,749 43,228 46,589 87,586 35,259 52,479 73,738 125,400 1,833 8,979 143,105 220,842 (887,312) 3,474,135 3,548,037 2,528,714 3,280,429 748 44,423 39,757 19,337 30,346 (143,105) (220,842) 887,312 (97,934) (181,085) 906,649 30,346 $ 3,376,201 $ 3,366,952 $ 3,435,363 $ 3,310,775 $ 1,760,840 $ 2,064,314 $ (405,705) $ 1,106,731 4,756,258 1,704,029 2,740,095 3,487,295 $ 6,517,098 $ 3,768,343 $ 2,334,390 $ 4,594,026 111 2012 2011 2010 2009 Schedule 2 (continued) 2008 2007 $ (3,204,567) $ (2,950,456) $ (2,137,085) $ (2,170,373) $ (1,701,388) $ (1,719,333) 50,973 (105,105) 136,423 423,934 294,658 67,748 $ (3,153,594) $ (3,055,561) $ (2,000,662) $ (1,746,439) $ (1,406,730) $ (1,651,585) $ 3,183,078 $ 2,793,776 $ 2,711,067 $ 2,718,691 $ 2,568,705 $ 2,424,782 10,628 9,771 8,764 57,390 46,154 111,705 94,501 113,989 160,679 209,539 335,578 42,599 20,405 17,311 41,827 50,865 33,204 8,517 (59,637) (57,947) (129,177) (116,031) (424,940) 3,337,382 2,859,673 2,794,191 2,809,301 2,770,468 2,414,778 10,282 10,789 11,129 15,343 23,533 94,325 59,637 57,947 129,177 116,031 424,940 10,282 70,426 69,076 144,520 139,564 519,265 $ 3,347,664 $ 2,930,099 $ 2,863,267 $ 2,953,821 $ 2,910,032 $ 2,934,043 $ 132,815 $ (90,783) $ 657,106 $ 638,928 $ 1,069,080 $ 695,445 61,255 (34,679) 205,499 568,454 434,222 587,013 $ 194,070 $ (125,462) $ 862,605 $ 1,207,382 $ 1,503,302 $ 1,282,458 112 CITY OF LAKE ELMO, MINNESOTA FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Modified Accrual Basis of Accounting) 2016 2015 2014 2013 2012 General fund Reserved $ $ $ $ $ Unreserved Nonspendable 409,222 432,306 638,963 859,072 1,024,433 Committed 200,000 Unassigned 3,279,815 2,754,976 2,542,038 2,318,310 2,414,692 Total general fund 3,889,037 3,187,282 3,181,001 3,177,382 3,439,125 All other governmental funds Reserved Unreserved Nonspendable 3,908 Restricted 3,248,230 2,477,730 717,781 743,976 3,959,111 Committed - Assigned 1,504,656 1,768,742 2,943,525 2,252,931 1,244,900 Unassigned (418,169) (431,755) (693,904) (885,360) (1,670,915) Total all other governmental funds 4,334,717 3,818,625 2,967,402 2,111,547 3,533,096 Total governmental funds $ 8,223,754 $ 7,005,907 $ 6,148,403 $ 5,288,929 $ 6,972,221 Note: The City implemented GASB Statement No. 54 in 2011, therefore, classifications of fund balance have changed 113 Schedule 3 2011 2010 2009 2008 2007 $ $ 1,068,950 $ 1,032,570 $ 1,015,753 $ 1,003,823 1,617,211 1,403,240 1,395, 088 1,251,127 1,206,209 1,707, 711 2,913,920 2,686,161 2,435,810 2,410,841 2,254,950 3,605,250 1,422,049 727,673 698,683 504,106 1,077,659 1,976,379 2,554,808 4,691,748 7,114 654,358 (1,353, 754) 3,999,466 4,109,356 2,499,708 2,704,052 3,253,491 $ 6,913,386 $ 6,795,517 $ 4,935,518 $ 5,114,893 $ 5,508,441 114 Revenues Taxes Licenses and permits Intergovernmental Charges for services Fines and forfeitures Special assessments Dedication fees Refunds and reimbursements Investment earnings Miscellaneous revenue Total Revenues EXPENDITURES Current General government Public safety Public works Culture and recreation Unallocated Debt service Principal Interest and other charges Bond issuance costs Capital outlay Total Expenditures Excess (deficiency) of revenues over (under) expenditures OTHER FINANCING SOURCES (USES) Issuance of debt Premium on issuance of debt (Discount) on issuance of debt Payment to bond escrow agent Sale of property Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Debt service as a percentage of noncapital expenditures CITY OF LAKE ELMO, MINNESOTA CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS LAST FISCAL TEN YEARS (Modified Accrual Basis of Accounting) 2016 2015 2014 2013 2012 $ 3,231,674 $ 3,222,216 $ 3,203,111 $ 3,231,609 $ 3,221,733 1,713,918 828,494 451,953 374,974 330,819 282,874 296,902 413,968 1,704,178 237,254 38,608 35,796 30,192 6,113 5,726 49,505 48,739 48,647 52,110 58,385 897,323 1,316,239 115,424 180,023 136,150 171,708 138,158 274,257 21,390 43,228 46,415 87,467 35,127 111,737 56,101 99,055 165,319 57,260 87,562 6,506,329 6,032,014 4,790,338 5,641,394 4,189,366 1,280,259 1,025,320 1,046,906 1,527,732 1,034,712 1,262,040 1,203,765 1,198,546 1,174,145 1,109,937 893,644 686,401 585,071 614,270 446,541 500,689 457,749 368,276 301,404 260,404 78,047 69,403 826,219 667,342 585,000 3,348,000 406,000 226,159 203,738 135,382 171,148 267,253 16,233 22,873 22,267 7,870 41,828 3,126,782 2,729,512 2,881,437 1,784,914 1,428,856 8,210,072 7,066,103 6,822,885 8,929,483 4,995,531 (1,703,743) (1,034,089) (2,032,547) (3,288,089) (806,165) 2,690,000 1,620,000 2,850,000 1,604,797 865,000 102,877 32,137 31,520 (14,392) (11,386) 30,000 143,105 220,842 10,501 2,921,590 1,891,593 2,892,021 1,604,797 865,000 $ 1,217,847 $ 857,504 $ 859,474 $ (1,683,292) $ 58,835 20.60% 19.48% 17.67% 47.79% 18.66% 115 Schedule 4 2011 2010 2009 2008 2007 $ 2,790,773 $ 2,737,225 $ 2,685,894 $ 2,523,332 $ 2,416,861 230,419 261,450 225,166 242,074 315,975 276,638 239,244 288,881 261,743 384,160 14,691 22,416 11,433 15,623 39,163 63,819 68,897 54,052 60,919 57,652 153,536 134,257 73,013 102,929 75,993 94,066 113,033 160,679 209,539 335,578 48,217 84,860 61,533 177,599 1,094,478 3,672,159 3,661,382 3,560,651 3,593,758 4,719,860 1,016,898 921,590 929,960 1,108,737 942,131 996,733 1,064,176 988,082 882,135 984,090 447,629 473,293 459,703 438,591 459,478 168,747 168,971 180,965 154,011 160,940 344,000 313,000 361,000 280,000 334,000 251,385 216,820 229,175 235,450 206,020 34,327 74,580 45,056 1,029,183 1,203,309 998,031 888,382 2,281,938 4,288,902 4,435,739 4,191,972 3,987,306 5,368,597 (616,743) (774,357) (631,321) (393,548) (648,737) 845,000 2,680,000 1,110,000 4,356 17,756 (525,000) 9,190 204,972 314,698 1,466,041 8,500 778,074 (315,360) (364,698) (1,626,041) (8,500) (778,074) 734,612 2,634,356 451,946 $ 117,869 $ 1,859,999 $ (179,375) $ (393,548) $ (648,737) 17.43% 15.11% 17.81% 15.42% 14.69% 116 SCHEDULE5 CITY OF LAKE ELMO, MINNESOTA TAX CAPACITY AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS Total Taxable Tax Capacity Total Adjusted City % of Tax Capacity Payable Market Real Personal Tax Tax Urban Tax to Total Estimated Year Value Property Property Capacity Capacity (1) Rate Market Value 2007 $ 1,131,010,100 $ 12,506,910 $ 207,913 $ 12,714,823 $ 12,714,823 19.274 % 0.01 2008 1,146,659,500 12,750,173 203,610 12,953,783 12,953,783 20.553 0.01 2009 1,208,072,300 13,490,182 201,896 13,692,078 13,692,078 19.810 0.01 2010 1,201,213,400 13,394,423 202,299 13,596,722 13,596,722 20.479 0.01 2011 1,142,936,500 12,678,177 221,613 12,899,790 12,899,790 21.832 0.01 2012 1,037,557,100 11,525,623 229,157 11,754,780 11,754,780 27.271 0.01 2013 1,028,011,400 11,392,876 237,584 11,630,460 11,630,460 29.259 0.01 2014 1,046,031,000 11,504,611 238,764 11,743,375 11,743,375 27.761 0.01 2015 1,184,578,800 12,938,515 243,104 13,181,619 13,181,619 23.798 0.01 2016 1,267,841,100 13,386,725 266,218 13,652,943 13,652,943 23.121 0.01 (1) Tax Capacity adjusted for captured tax increment, fiscal disparities, and transmission lines. NOTE - Valuations are determined as of January 1 of year preceding tax collection year. The County determines a property's tax capacity by multiplying a property's estimated market value times the property's class rate which is determined by its use. The total City tax levy divided by the total City tax capacity determines a percentage, the City tax rate, that is applied to each parcel's tax capacity to determine the tax amount. 117 Schedule 6 CITY OF LAKE ELMO, MINNESOTA PROPERTY TAX RATES AND TAX LEVIES DIRECT AND OVERLAPPING PROPERTY TAX RATES LAST TEN FISCAL YEARS (Percent of Tax Capacity) City of Lake Elmo Overlapping Rates Operating Debt Total Range of Tax Rates Tax Service City for Independent Range of Tax Rates Special Range of Total Fiscal Rate Tax Rate Tax Rate School Districts Washington for Taxing Direct and Ovelapping Year Urban Urban Urban 622, 832 and 834 County Watershed Districts Districts Tax Rates 2007 19.274 % % 19.274 % 17.698 22.628 % 25.673 % 1.315 4.580 % 2.331 % 66.291 - 74.486 % 2008 20.553 20.553 17.404 22.691 25.936 1.608 4.532 2.367 67.868 - 76.079 2009 17.059 2.751 19.810 17.714 24.480 26.371 1.545 4.002 2.351 67.791 - 77.014 2010 18.033 2.446 20.479 19.734 26.389 27.775 1.511 4.153 2.558 72.057 - 81.354 2011 19.448 2.384 21.832 20.300 34.330 29.772 1.725 4.275 2.664 76.293 - 92.873 2012 23.679 (1) 3.592 27.271 22.333 38.360 31.939 2.340 - 4.906 2.909 86.792 - 105.385 2013 23.555 5.704 29.259 22.017 37.104 31.548 0.779 5.306 4.857 88.460 - 108.074 2014 23.472 4.289 27.761 23.150 39.770 30.243 0.761 - 5.066 4.641 86.556 - 107.481 2015 20.121 3.677 23.798 21.120 35.860 27.691 0.692 - 4.769 4.183 77.484 - 96.301 2016 18.184 4.937 23.121 19.849 35.569 27.860 0.075 5.111 4.568 75.473 - 96.229 Source: Washington County Taxation Division Note: The City's direct property tax rate is determined by dividing the amount of tax levied by the City Council by the City's total tax capacity. "Overlapping rates are those of local and county governments that apply to property owners within the City of Lake Elmo. Not all overlapping rates apply to all City of Lake Elmo property owners. Although the property tax rates apply to all city property owners, some city properties lie within the geographical boundaries of different school and watershed districts. (1) Beginning in 2012, operating tax rate urban includes library levy component 118 SCHEDULE7 CITY OF LAKE ELMO, MINNESOTA PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO 2016 2007 Percentage Percentage of Total City of Total City Taxable Tax Taxable Tax Tax Capacity Tax Capacity Taxpayers (1) Capacity Rank Value Capacity Rank Value Xcel Energy $ 223,288 1 1.64 % $ 177,104 3 1.39 % IRET Properties 205,342 2 1.50 239,610 1 1.88 Dakota Upreit LP 179,262 3 1.31 Bremer Financial Services Inc 169,652 4 1.24 195,538 2 1.53 MHC Cimarron LLC 136,610 5 1.02 134,090 7 1.05 Heart of America 108,150 6 0.79 Tartan Park LLC 100,704 7 0.74 Norman James LLC 64,976 8 0.48 Davis Estates LTD 64,912 9 0.48 Danate Proper Inv I LLC 59,250 10 0.43 61,276 9 0.48 Moline Plow 139,208 5 1.09 United Land LLC 155,494 4 1.22 Lake Elmo Foundation 139,073 6 1.09 United Properties Inv, LLC 58,624 10 0.46 Bri-mar Co In. Etal. 63,518 8 0.50 TOTAL $ 1,312,146 9.63 % $ 1,363,535 10.69 % (1) Source: Washington County Taxation Division 119 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA SCHEDULE OF PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS Fiscal Collected within the Year Taxes Levied Net Tax Levy Fiscal Year of the Levy Collections Ended for the for the Percentage in Subsequent December 31 Fiscal Year Fiscal Year (1) Amount of Net Levy Years 2007 $ 2,428,644 $ 2,394,822 $ 2,357,634 98.45 $ 37,188 2008 2,597,983 2,559,227 2,485,397 97.12 73,830 2009 2,708,155 2,672,623 2,624,026 98.18 48,591 2010 2,743,346 2,705,782 2,645,536 97.77 59,627 2011 2,789,559 2,745,785 2,692,423 98.06 52,284 2012 3,113,017 3,110,478 3,071,202 98.74 36,721 2013 3,163,359 3,160,524 3,133,764 99.15 23,735 2014 3,163,359 3,160,285 3,128,695 99.00 15,415 2015 3,113,017 3,133,137 3,112,989 99.36 12,713 2016 3,112,204 3,112,204 3,068,116 98.58 (1) Tax Levy adjusted for powerlines, market value credits and AG program credits prior to 2016 120 Schedule 8 Delinquent Total Collections to Date Total Taxes As A Percentage Delinquent % Of Total Amount of Net Levy Taxes Net Tax Levy 2,394,822 100.00 $ 0.00 2,559,227 100.00 0.00 2,672,617 100.00 6 0.00 2,705,163 99.98 619 0.02 2,744,707 99.96 1,078 0.04 3,107,923 99.92 2,555 0.08 3,157,499 99.90 3,025 0.10 3,144,110 99.49 16,175 0.51 3,125,702 99.76 7,435 0.24 3,068,116 98.58 44,088 1.42 121 CITY OF LAKE ELMO, MINNESOTA WATER AND SANITARY SEWER CHARGES BY CUSTOMER LAST TEN FISCAL YEARS Water (in millions of gallons) Type of Customer 2016 2015 2014 2013 2012 Residential 98.044 84.007 98.573 120.676 154.747 Commercial Service 29.379 21.653 12.156 8.253 10.405 Total gallons 127.423 105.660 110.729 128.929 165.152 Total direct rate per 1,000 gallons - residential $ 2.14 $ 2.14 $ 2.14 $ 2.14 $ 2.14 Total direct rate per 1,000 gallons - commercial $ 3.11 $ 3.11 $ 3.11 $ 3.11 $ 3.11 Sanitary Sewer (in millions of gallons) Type of Customer 2016 2015 2014 2013 2012 Residential (1) 6.812 3.794 0.000 0.000 0.000 Commercial Service 9.125 8.179 6.532 6.149 6.172 Total gallons 15.937 11.973 6.532 6.149 6.172 Total direct rate per 1,000 gallons $ 4.50 $ 4.50 $ 4.50 $ 4.50 $ 4.50 (1) City did not have any residential sanitary sewer customers in 2014 and prior * City converted to a tiered rate structure effective January 1, 2010; lowest tier rate listed for 2010-2015 122 Schedule 9 2011 2010* 2009 2008 2007 105.290 95.704 122.461 120.986 108.649 6.872 7.261 7.989 7.851 8.746 112.162 102.965 130.450 128.837 117.395 $ 2.14 $ 2.10 $ 2.15 $ 2.05 $ 2.05 $ 3.11 $ 3.05 $ 3.10 $ 3.00 $ 3.00 2011 2010* 2009 2008 2007 0.000 0.000 0.000 0.000 0.000 6.961 7.086 5.381 5.130 4.409 6.961 7.086 5.381 5.130 4.409 $ 4.50 $ 4.35 $ 4.08 $ 3.71 $ 2.75 123 CITY OF LAKE ELMO, MINNESOTA RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS Other Governmental Activities Debt Special Certificates Capital Fiscal Assessment of Improvement Note Year Bonds Indebtedness Bonds Payable 2007 $ 780,000 $ 364,000 $ 3,855,000 $ $ 2008 695,000 324,000 3,700,000 2009 1,120,000 283,000 3,540,000 2010 1,725,000 240,000 5,345,000 2011 2,440,000 196,000 5,175,000 2012 3,100,092 150,000 4,969,153 2013 4,436,967 102,000 1,941,135 2014 6,919,568 52,000 1,808,024 2015 8,095,288 1,687,803 21,219 2016 10,210,038 1,537,530 Note: Details of the city's outstanding debt can be found in the notes to the financial statements. Total Governmental Activities Debt 4,999,000 4,719,000 4,943,000 7,310,000 7,811,000 8,219,245 6,480,102 8,779,592 9,804,310 11,747,568 124 Schedule 10 Business -Type Activities Total Total Utility Business Primary Percentage Revenue Activities Government of Personal Per Bonds Debt Debt Income Capita $ 4,810,000 $ 4,810,000 $ 9,809,000 0.03 $ 1,429 4,730,000 4,730,000 9,449,000 0.03 1,377 4,715,000 4,715,000 9,658,000 0.03 1,407 4,680,000 4,680,000 11,990,000 0.03 1,486 4,640,000 4,640,000 12,451,000 0.03 1,543 8,314,837 8,314,837 16,534,082 0.04 2,049 12,476,920 12,476,920 18,957,022 0.05 2,349 15,530,642 15,530,642 24,310,234 0.07 3,013 12,622,484 12,622,484 22,426,794 0.06 2,779 18,990,395 18,990,395 30,737,963 N/A 3,809 125 CITY OF LAKE ELMO, MINNESOTA RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS General Bonded Debt Outstanding Special Certificates Fiscal Assessment of Year Bonds Indebtedness 2007 $ 780,000 $ 364,000 $ 2008 695,000 324,000 2009 1,120,000 283,000 2010 1,725,000 240,000 2011 2,440,000 196,000 2012 3,100,092 150,000 2013 4,436,967 102,000 2014 6,919,568 52,000 2015 8,095,288 2016 10,210,038 Capital Utility Improvement Revenue Bonds Bonds Total 3,855,000 $ 4,810,000 $ 9,809,000 3,700,000 4,730,000 9,449,000 3,540,000 4,715,000 9,658,000 5,345,000 4,680,000 11,990,000 5,175,000 4,640,000 12,451,000 4,969,153 8,314,837 16,534,082 1,941,135 12,476,920 18,957,022 1,808,024 15,530,642 24,310,234 1,687,803 12,622,484 22,405,575 1,537,530 18,990,395 30,737,963 Note: Details regarding the city's outstanding debt can be found in the notes to the financial statements. See Schedule 15 for population data See Schedule 5 for estimated market value information Source: City of Lake Elmo Finance Department 126 Less: Available in Debt Service 698,683 727,673 1,422,049 3,605,250 3,534,742 3,500,799 726,753 691,700 2,477,730 3,215,590 Net General Bonded Debt Outstanding $ 9,110,317 8,721,327 8,235,951 8,384,750 8,916,258 13,033,283 18,230,269 23,618,534 19,927,845 27,522,373 Schedule 11 Percentage of Actual Taxable Value of Property 0.81 0.76 0.68 0.70 0.78 1.26 1.77 2.26 1.68 2.17 Per Capita $ 1,327 1,271 1,200 1,039 1,105 1,615 2,259 2,927 2,470 3,411 127 Schedule 12 CITY OF LAKE ELMO, MINNESOTA COMPUTATION OF DIRECT AND INDIRECT GENERAL OBLIGATION BONDED DEBT AND LEGAL DEBT MARGIN December 31, 2016 Estimated Estimated Share of Debt Percentage Overlapping Governmental Unit Outstanding Applicable (a) Debt Debt repaid with property taxes Independent School District #622 $ 138,410,000 Independent School District #832 53,720,033 Independent School District #834 113,990,000 Other debt Washington County 177,010,000 Metropolitan Council 1,442,296,908 Subtotal, overlapping debt City direct debt 11,747,568 Total direct and overlapping debt Sources: Tax capacity data to estimate applicable percentages provided by Washington County. Debt outstanding data provided by each governmental unit. 3.10% $ 4,290,710 4.70% 2,524,842 14.10% 16,072,590 4.15% 7,345,915 1.10% 15,865,266 46, 099, 323 100.00% 11,747,568 $ 57,846,891 Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the city. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City of Lake Elmo. This process recognizes that, when considering the city's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therfore responsible for repaying the debt, of each overlapping government. (a) For debt repaid with property taxes, the percentage of overlapping debt applicable is estimated using tax capacity values. Applicable percentages were estimated by determining the portion of another governmental unit's tax capacity value that is within the city's boundaries and dividing it by each unit's total tax capacity value. 128 This Page Left Blank Intentionally Debt limit Total net debt applicable to limit Legal debt margin Total net debt applicable to the limit as a percentage of debt limit CITY OF LAKE ELMO, MINNESOTA LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS Fiscal Year 2016 2015 2014 2013 2012 $38,035,233 $36,733,899 $35,537,364 $32,470,203 $32,054,064 2,102,343 1,572,289 1,757,421 1,894,510 2,099,369 $35,932,890 $35,161,610 $33,779,943 $30,575,693 $29,954,695 5.53% 4.28% 4.95% 5.83% 6.55% The legal debt limit for municipalities in Minnesota was increased in 2008 from 2% to 3% of the market value of taxable property. This limit applies only to the City's general obligation tax levy bonds and excludes special assessment. tax increment and tax abatement bonds. 129 Schedule 13 Legal Debt Margin Calculation for the Fiscal Year 2016 Taxable Market Value $1,267,841,100 Debt Limit (3% of market value) 38,035,233 Debt applicable to limit: General obligation bonds 2,320,000 Less: Amount set aside for repayment of general obligation debt 217,657 Total net debt applicable to limit 2,102,343 Legal debt margin $ 35,932,890 2011 2010 2009 2008 2007 $31,126,713 $34,288,095 $36,036,402 $36,242,169 $ 22,620,202 2,148,203 2,195,153 271,142 315,169 358,220 $28,978,510 $32,092,942 $35,765,260 $35,927,000 $ 22,261,982 6.90% 6.40% 0.75% 0.87% 1.58% 130 Schedule 14 CITY OF LAKE ELMO, MINNESOTA PLEDGED REVENUE COVERAGE LAST TEN FISCAL YEARS Utility Revenue Bonds Net Fiscal Gross Operating Available Debt Service (3) Year Revenue(l) Expenses (2) Revenue Principal Interest Coverage 2007 $ 1,011,400 $ 595,824 $ 415,576 $ 205,000 $ 211,482 1.00 2008 715,611 536,475 179,136 80,000 202,224 0.63 2009 776,899 513,226 263,673 530,000 208,803 0.36 2010 920,768 563,896 356,872 35,000 191,156 1.58 2011 891,587 516,157 375,430 40,000 190,094 1.63 2012 946,407 426,118 520,289 40,000 221,129 1.99 2013 3,501,321 504,648 2,996,673 165,000 300,789 6.43 2014 2,266,397 678,394 1,588,003 365,000 424,080 2.01 2015 3,642,316 627,977 3,014,339 4,165,000 456,782 0.65 2016 3,407,097 757,862 2,649,235 615,000 380,969 2.66 Notes: (1) Gross revenue includes investment earnings, hook-up charges and special assessments. (2) Operating expenses do not include interest, depreciation, or amortization expense. (3) Details regarding the City's outstanding debt can be found in the notes to the financial statements. 131 SCHEDULE15 CITY OF LAKE ELMO, MINNESOTA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS PERSONAL INCOME PER CAPITA STATE CITY (thousands of PERSONAL UNEMPLOYMENT UNEMPLOYMENT YEAR POPULATION (1) dollars) INCOME (2) RATE (3) RATE (3) 2007 6,863 $ 323,426 $ 47,126 5.0 4.2 2008 6,863 329,774 48,051 6.3 5.8 2009 6,863 317,997 46,335 7.6 7.1 2010 8,069 383,834 47,569 7.0 6.4 2011 8,069 409,203 50,713 5.8 5.2 2012 8,069 420,242 52,081 5.4 4.9 2013 8,069 420,879 52,160 4.6 4.0 2014 8,069 357,723 44,333 3.8 3.7 2015 8,069 371,602 46,053 3.2 2.9 2016 8,069 374,345 46,393 3.8 3.3 Sources: (1) Metropolitan Council 2000/2010-Census Bureau (2) Bureau of Economic Analysis - Washington County, Minnesota (3) Estimate based on County unemployment rate provided by Minnesota Department of Employment and Economic Development 132 CITY OF LAKE ELMO, MINNESOTA PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO 2016 Percentage of Total City Employer Employees (2) Rank Employment (1) 3M Company (Maplewood) 9,100 1 39.0% Andersen Corp (Bayport) 2,400 2 10.3% Washington County (Stillwater) 1,600 3 6.9% Healtheast Care/St. Johns Hospital (Maplewood) 1,200 4 5.1% Woodwinds Health (Woodbury) 1,100 5 4.7% Fortis Company (Woodbury) ISD 834 (Stillwater) 1,050 6 4.5% 3M Company (Woodbury) Ecowater Systems, Inc. (Woodbury) 440 7 1.9% Bremer Bank Operations Ctr (Lake Elmo) 425 8 1.8% MN Correctional Facility (Oak Park Hits) 355 9 1.5% SunAmerica Financial Group (Woodbury) 310 10 1.3% Imation (Oakdale) High Pointe Health Campus (Lake Elmo) Lake Elmo Inn Inc. Machine Shed/Wildwood Inn (Lake Elmo) SCHEDULE16 2007 Percentage of Total City Employees (1) Rank Employment (1) 10,100 1 56.4% 485 5 2.7% 1,021 2 5.5% 1,000 3 5.6% 400 7 2.2% 401 6 2.2% 500 4 2.8% 180 8 1.0% 125 9 0.7% 110 10 0.6% (1) City staff estimate (2) Number of current year employees for each employer was taken from information prepared for the 2016A bond issuance. Bond was issued in April 2016 and therefore this information was updated prior to issuance of the 2015 CAFR and information has not changed since that date. 133 This Page Left Blank Intentionally CITY OF LAKE ELMO, MINNESOTA FULL-TIME EQUIVALENT EMPLOYEES BY FUNCTION LAST TEN FISCAL YEARS Function 2016 2015 2014 2013 2012 Administration 2.45 3.20 3.55 3.55 3.15 Finance 1.20 0.80 1.25 1.25 0.50 Planning and Zoning 2.21 2.75 2.70 2.95 1.55 General Government 5.86 6.75 7.50 7.75 5.20 Fire 3.80 1.50 1.55 2.05 1.60 Building Inspections 4.21 3.15 1.55 1.30 0.95 Public Safety 8.01 4.65 3.10 3.35 2.55 Streets and Roadways 4.55 3.90 3.20 3.21 3.05 Public Works 4.55 3.90 3.20 3.21 3.05 Parks 3.00 1.85 3.30 2.74 2.52 Parks and Recreation 3.00 1.85 3.30 2.74 2.52 Communications 0.00 0.70 0.35 0.40 0.15 0.00 0.70 0.35 0.40 0.15 Total Governmental Activities 21.42 17.85 17.45 17.45 13.47 Water Utility 2.00 2.45 2.60 2.10 1.85 Sewer Utility 1.66 1.30 0.70 0.70 0.30 Total Business Activities 3.66 3.75 3.30 2.80 2.15 Totals for Organization 25.08 21.60 20.75 20.25 15.62 Source: City's Adopted Budgets 134 Schedule 17 2011 2010 2009 2008 2007 3.15 3.15 3.18 3.75 2.40 0.50 0.50 0.50 1.00 1.29 1.55 1.55 1.75 1.75 2.15 5.20 5.20 5.43 6.50 5.84 1.10 1.10 1.10 1.10 1.26 0.95 0.95 1.95 1.20 2.68 2.05 2.05 3.05 2.30 3.94 3.05 3.05 3.05 3.05 2.78 3.05 3.05 3.05 3.05 2.78 2.52 2.52 3.10 2.72 3.40 2.52 2.52 3.10 2.72 3.40 0.15 0.15 0.19 0.00 0.00 0.15 0.15 0.19 0.00 0.00 12.97 14.82 14.57 12.97 15.96 1.85 1.85 1.85 2.30 2.02 0.30 0.30 0.30 0.35 0.22 2.15 2.15 2.15 2.65 2.24 15.12 15.12 16.97 17.22 18.20 135 CITY OF LAKE ELMO, MINNESOTA OPERATING INDICATORS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Function/Program 2016 2015 2014 2013 2012 Planning and Zoning Conditional use permits Interim use permits Minor subdivisions Plats/Planned unit developments Rezonings Site plans Variances Fire Total emergency responses EMS responses Fire responses Building Inspections Residential permit valuations (thousands of dollars) Commercial permit valuations (thousands of dollars) New residential units (1) New commercial units Water Utility Number of customers Average daily consumption (2) (thousands of gallons) Sanitary Sewer Utility Number of customers Average daily flow (3) (thousands of gallons) 3 2 4 2 3 2 1 1 1 0 2 2 0 2 1 11 9 17 1 0 3 2 11 2 7 1 0 0 2 1 4 2 2 5 4 430 429 358 448 399 268 274 237 280 262 162 32 21 28 28 119,301 50,401 23,032 19,979 20,320 2,003 1,952 7,309 966 2,351 240 140 41 32 31 1 1 3 0 0 1,538 1,234 1,073 1,051 1,016 18 18 19 21 15 321 82 45 29 29 14 74 77 77 75 Sources: Various City Department's annual budget workload measurements (1) Excludes fire/demolition rebuilds (2) Residential and Commercial; rate increase effective 1/1/2010 to encourage conservation (3) Billed and measured based on water usage; new developer homes built in 2014 but not yet sold or occupied so no impact to flows 136 Schedule 18 2011 2010 2009 2008 2007 0 0 2 1 3 3 1 0 1 1 0 0 2 1 1 0 0 0 0 0 0 0 1 1 0 0 1 1 0 1 6 2 5 6 8 315 361 319 294 369 195 211 205 204 244 24 14 24 20 46 16,133 15,889 12,903 16,525 22,739 2,590 2,013 1,617 1,370 3,600 24 26 29 23 29 0 1 1 0 1 998 967 941 935 918 14 18 24 28 26 29 29 28 28 26 71 72 68 73 66 137 Schedule 19 CITY OF LAKE ELMO, MINNESOTA CAPITAL ASSETS STATISTICS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Function/Program 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 Fire Stations 2 2 2 2 2 2 2 2 2 2 Public Works Bituminous streets (miles) 103 65 65 63 63 63 62 62 62 62 Gravel streets (miles) 2 2 2 2 2 2 2 3 3 3 Street lights 150 144 144 142 137 137 137 137 137 137 Storm sewer (miles) 30 25 25 25 25 25 25 25 23 23 Park & Recreation Acres of parkland 451 451 451 451 451 451 451 451 451 451 Number of parks 17 17 17 17 17 17 17 17 17 17 Water Utility Water towers 3 3 3 2 2 2 2 2 2 1 Miles of watermain 50 43 40 39 37 37 37 37 34 26 Number of fire hydrants 415 378 351 293 280 280 280 280 280 233 Sanitary Sewer Utility Miles of sanitary sewer 8 4 3 3 3 3 3 3 3 3 Lift stations 4 4 4 3 3 3 3 3 3 3 Sources: Various City Department's annual financial report statistics 138 CITY OF LAKE ELMO, MINNESOTA OTHER REPORT SECTION December 31, 2016 This Page Left Blank Intentionally MINNESOTA LEGAL COMPLIANCE Independent Auditor's Report To the Honorable Mayor and Members of the City Council City of Lake Elmo, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America, the financial statements of the governmental activities, the business -type activities, each major fund and the aggregate remaining fund information of the City of Lake Elmo, Minnesota, as of and for the year ended December 31, 2016, and the related notes to the financial statements, which collectively comprise the City's basic financial statements, and have issued our report thereon dated June 29, 2017. The Minnesota Legal Compliance Audit Guide for Cities, promulgated by the State Auditor pursuant to Minnesota State Statutes Sec. 6.65, contains seven categories of compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions and tax increment financing. Our audit considered all of the listed categories, except that we did not test for compliance with the provisions for tax increment financing because the City has not established a tax increment financing district. In connection with our audit, nothing came to our attention that caused us to believe that the City of Lake Elmo, Minnesota failed to comply with the provisions of the Minnesota Legal Compliance Audit Guide for Cities, except as described below. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed additional procedures, other matters may have come to our attention regarding the City of Lake Elmo, Minnesota's noncompliance with the above referenced provisions. As of December 31, 2016, the City's records showed uncashed checks held for more than three years. These checks were not reported and paid to the State Commission of Commerce pursuant to Minn. Stat. Sections 345.41 and 345.43. This report is intended solely for the information and use of those charged with governance and management of the City of Lake Elmo, Minnesota and the State Auditor and is not intended to be and should not be used by anyone other than these specified parties. Minneapolis, Minnesota June 29, 2017 This Page Left Blank Intentionally