11-26-74 CCM - Laserfiche WebLink

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SPECIAL INFORMATIONAL MEETING CITY OF LAKE ELMO RE FLOOD INSURANCE HELD ON NOVEMBER 26, 1974 Members present: Mayor Eder, MehsikomerLClerk�Treasurar4 Several members of the Planning Commission also attended this meeting. Meeting called to order at 7:45 P.M. Sandra Schroeder, Federal Insurance Agency; Jim Wright, Department of Natural Resources, and Ralph Fanson (Engineer appointed to study watershed in this area) Water Resources Department, Stanley Consultants, Stanley Building, Muscatine, Iowa 52761 (Tel. 319/263-9494)were present. The above persons were present to explain to the City what stage the City of Lake Elmo is in in regard to flood insurance program and what the flood insurance study being conducted by Stanley Consultants will mean to the City of Lake Elmo -- both for residents and information available to the City to manage flood plain areas. Susan Schroeder -Federal Insurance A ency: Most communities enter flood insurance program in two stages: (1) emergency program or subsidized level. They are presented a map pointing out flood prone areas in a general manner. This is the first attempt to notify communities and individuals that there are flood prone areas and that insurance should be purchased in these areas and that communities should take care that areas be developed in a manner consistent with flood hazard in that area. (2) Regular program. A more detailed study of community's flood prone areas. City of Lake Elmo has different problem than what is normally covered in program. Ground water is concerned here and some elevations have lake surfaces and some overland flooding. Insurance rates will be determined by their elevation in comparison to the elevations of 1% or 100-year storm. People on upper end will have a high rate and people on lower end a low rate. When elevations are provided to the community, it will be expected to regulate flood prone areas in a manner consistent with the information provided and be required to have any AWAU",,structures elevated to one foot above the 100-year flood elevation. The community will be monitored on a yearly basis to check whether they are regulating flood plain in their community in compliance with federal and state standards. Ralph Fanson-Stanley Consultants: Technical people from Stanley Consultants will be preparing report, Mr.-Fanson-presemted a,nap"as-a',result 'ofspreliminary study of City of Lake Elmo's flood plain areas. They determine flood areas and drainage patterns from talking to federal, state and local agencies which might have information on flooding, try to determine from old newspapers history on past flooding,looking at areas, obtaining data available on lake levels, and also compare with similar streams in Minnesota and Wisconsin. After looking at the area in detail, they begin office work and more detailed field work (sometimes call in surveyors). After completing the report they then submit it to the City for any changes. The DNR and FIA will be present and attempt