HomeMy WebLinkAbout11-26-74 CCMSPECIAL INFORMATIONAL MEETING
CITY OF LAKE ELMO
RE FLOOD INSURANCE
HELD ON NOVEMBER 26, 1974
Members present: Mayor Eder, MehsikomerLClerk�Treasurar4
Several members of the Planning Commission also attended this meeting.
Meeting called to order at 7:45 P.M.
Sandra Schroeder, Federal Insurance Agency; Jim Wright, Department
of Natural Resources, and Ralph Fanson (Engineer appointed to study
watershed in this area) Water Resources Department, Stanley Consultants,
Stanley Building, Muscatine, Iowa 52761 (Tel. 319/263-9494)were
present.
The above persons were present to explain to the City what stage the
City of Lake Elmo is in in regard to flood insurance program and what the
flood insurance study being conducted by Stanley Consultants will mean
to the City of Lake Elmo -- both for residents and information available
to the City to manage flood plain areas.
Susan Schroeder -Federal Insurance A ency:
Most communities enter flood insurance program in two stages: (1)
emergency program or subsidized level. They are presented a map pointing
out flood prone areas in a general manner. This is the first attempt
to notify communities and individuals that there are flood prone areas
and that insurance should be purchased in these areas and that
communities should take care that areas be developed in a manner
consistent with flood hazard in that area. (2) Regular program. A
more detailed study of community's flood prone areas.
City of Lake Elmo has different problem than what is normally covered
in program. Ground water is concerned here and some elevations have
lake surfaces and some overland flooding. Insurance rates will be
determined by their elevation in comparison to the elevations of 1%
or 100-year storm. People on upper end will have a high rate and
people on lower end a low rate. When elevations are provided to the
community, it will be expected to regulate flood prone areas in a manner
consistent with the information provided and be required to have any AWAU",,structures elevated to one foot above the 100-year flood elevation.
The community will be monitored on a yearly basis to check whether
they are regulating flood plain in their community in compliance with
federal and state standards.
Ralph Fanson-Stanley Consultants:
Technical people from Stanley Consultants will be preparing report,
Mr.-Fanson-presemted a,nap"as-a',result 'ofspreliminary study of City
of Lake Elmo's flood plain areas. They determine flood areas and
drainage patterns from talking to federal, state and local agencies
which might have information on flooding, try to determine from old
newspapers history on past flooding,looking at areas, obtaining data
available on lake levels, and also compare with similar streams in
Minnesota and Wisconsin. After looking at the area in detail, they
begin office work and more detailed field work (sometimes call in
surveyors). After completing the report they then submit it to the
City for any changes. The DNR and FIA will be present and attempt
Page Two
to incorporate any changes and comments before it is printed for
HUD. After this stage, the report is submitted to HUD for approval.
Jim Wri ht-De artment of Natural Resources
T e Department o Natural Resources rece ves the completed report
from Stanley Consultants and they then review it to see that there
are no errors, etc.
Meeting adjourned at 10:00 P.M.
Respectfully submitted,
U
Barbara Christianson, Secretary