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September 27, 1976 Page 11 <br />his home of 100 %. If someone else does the work it would be about a <br />60% increase. Also, the park owner does not receive a decrease in <br />insurance costs but the home owner would have this savings so the home <br />owner would benefit. Another point is that if the anchoring system is <br />installed, the anchors would have to be repositioned in 90% of the cases <br />for another trailer. There is no set position for the location of the <br />trailer straps. If the park owner has somebody come in to install the <br />system, he will have to redo this again and again. Mr. Haggerty stated <br />they felt the cost should be bore by the home owner, not the park owner. <br />There is also a liability problem. If the park owner installs the <br />anchoring system and it does not hold, he will be involved in a law <br />suit. The proposal states "after October 31." Once the frost is in the <br />ground how will this be enforced? Mr. Haggerty suggested that this be <br />amended to allow the home owner or park owner a period of time after the <br />frost has left the ground to meet this requirement. On the building <br />permit fee, the State has a provision for inspection and they will come <br />out to inspect. Perhaps the cost of the permit could at least be reduced. <br />A lot of people in mobile homes can not afford normal homes and to install <br />a complete ground anchoring system at a cost of $600 plus the building <br />permit, they would probably have to borrow money. Some finance companies <br />would charge a 33% interest rate. Mr. Haggerty suggested that the Council <br />wait until the State works on this in November since the storm season will <br />be later. Also, the tie downs may develop a false sence of security <br />because they will not withstand a tornado. At the November 2 meeting the <br />State hopes to implement uniform regulations for the State. <br />Mayor Pickar questioned standards which are already set up by the State. <br />Mr. Haggerty stated that they have set up some requirements with the <br />stress they must meet and different types of soil but the engineering <br />aspects have not been completely proven. <br />Mr. Haggerty suggested leaving this up to the home owners. People moving <br />into the park can plan on something then because they will know that <br />Mounds View requires anchors. The people living here now have a set budget <br />and to come up with $600 they would probably have to borrow at a very high <br />interest rate. Mr. Haggerty stated that they do not object to the inspec- <br />tion because the Council may need this to maintain quality. He informed <br />the Council that Arden Hills, Coon Rapids and Maplewood require tie downs. <br />Councilmember Shelquist questioned insurance companies feelings on this. <br />Mr. Haggerty stated it was indicated to him that some insurance companies <br />refuse to issue policies to homes that are not tied down. Councilmember <br />Shelquist asked if this was true, wouldn't it close down the mobile home <br />parks? Mr. Haggerty stated that until the engineering aspects are perfected, <br />he did not think the Commissioner of Insurance would allow this to happen. <br />Councilmember Hodges stated he talked with an insurance representative and <br />his company will have a 10% discount if the trailer is tied down and add <br />10% if there are no tie downs. <br />Mr. Hemmes, 20454 Central Avenue, Blaine, stated he is the General Manager <br />for the parks owned by Mr. Togerg. He stated that there are about 10 <br />trailers moved per month in Blaine Manor and about four or five per month <br />at Towns Edge. Also, the manufacturer will not maintain their warranty if <br />their recommendations for tie downs and blocks are not followed. <br />