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Disbursement Process: Loan funds will remain in escrow at GMHC until payment for <br /> completed work. The following items must be received before the funds can be <br /> released: <br /> 1. Final Invoice from each contractor showing all amounts paid and due. <br /> 2. Lien Waiver. Original from each contractor. <br /> 4. Completion Certificate signed by each contractor and the borrower. <br /> 5. Permits Closed. Have the inspector sign the permit card, or have the <br /> inspector leave a message at the HRC at 651-486-7401. <br /> 6. Final Inspection and approval by the HRC. <br /> It may take up to 10 business days after receipt of above items to prepare checks. <br /> Payment checks to contractors must be countersigned by the borrower. Lien waivers <br /> must be provided before the funds will be released. <br /> General Home Improvement Loan <br /> Page 4 of 4 <br />