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The Unsecured Loan program is a statewide program that was established to <br />encourage and support the preservation of existing housing. <br />UNSECURED HOME IMPROVEMENT <br />PROGRAM FEATURES <br />• 6.99% fixed interest (7.065% Annual Percentage <br />Rate)* <br />• Terms up to 120 months <br />® $15,000 maximum loan amount <br />• Income limits apply <br />• 1-4 unit owner -occupied, primary residence <br />UNSECURED HOME ENERGY <br />PROGRAM FEATURES * <br />• 4.99% fixed interest (5.062% Annual Percentage <br />Rate)* <br />• Terms up to 120 months <br />• $15,000 maximum loan amount <br />• No maximum income limit <br />• 1-4 unit owner -occupied, primary residence <br />ELIGIBLE IMPROVEMENTS <br />Most interior and exterior improvements <br />are eligible as well as accessibility <br />improvements. <br />ELIGIBLE IMPROVEMENTS <br />Eligible improvements include insula- <br />tion, air sealing, heating, cooling, <br />windows, water heaters and more. <br />IMPROVEMENTS MAY NOT BEGIN PRIOR TO CLOSING YOUR LOAN <br />For more information on this program or other programs offered throughout the state of Minnesota <br />contact 612.335.5884, email loaninfo@mncee.org or visit www.mnlendingcenter.org. <br />Minnesota <br />Housing <br />Tire current lucn terms and conditions stater!, including, utes A rut : Le n d i n g Ce n to C <br />constitute a con mtunent to lend or an nf(ei �o enier into u' ag Bement and suchan 7 <br />offer may only be made pursuant to Mii;nesuta Statuteu, Section 47.i0b(3; aio (4i. Center for Energy and Envlronn-ient <br />*APR is based on a $15,000 loan over 10 years. www.mnlendingcenter.org <br />Ponied on recycled paper. 01117 <br />W-11 \ •/ 141VILJE4,POILIS. 1111155401612,335,588S <br />